Healthcare Associates Credit Union Winfield IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Healthcare Associates at our Winfield Branch, located at 27W460 Chicago Ave Ste A, Winfield, IL 60190. Established in 1979, we have proudly served our community for over four decades. With a total membership of 31,876, our commitment to providing personalized financial services is unwavering. At Healthcare Associates, we understand the importance of building strong relationships with our members. That's why we offer a range of services designed to meet your needs, from checking and savings accounts to auto loans and credit cards with rewards. Our total assets amount to an impressive $467,292,519, which allows us to support our members' financial goals effectively. Our dedicated team, led by CEO Joseph Kregul and Board President Jack Gilbert, works tirelessly to ensure that you receive the best service possible. With 65 employees ready to assist you, we are here to help navigate your financial journey. While members can visit us at our branch location, official correspondence should be sent to the same address: 27W460 Chicago Ave Ste A, Winfield, IL 60190. With total deposits reaching $28,697,038 and a net worth of $64,963,296, we are well-positioned to provide secure banking solutions. Our current cash on hand stands at $2,692,062, ensuring liquidity for all your banking needs. Whether you're looking for personal banking options or business services like merchant accounts and business loans, we invite you to explore what Healthcare Associates has to offer. Feel free to reach out at 630-276-5555 or visit us online at https://www.hacu.org . We look forward to serving you!

Branch History & Mission

Commitment to Innovation

As part of our dedication to better serve you, Healthcare Associates has embraced digital advancements in banking. Our online banking services allow members to manage their accounts easily from anywhere. With features such as electronic statements and mobile applications on the horizon, we're focused on enhancing convenience without sacrificing personal service. We also prioritize accessibility for all members. Our facilities comply with ADA standards to ensure everyone can enjoy our services comfortably.

Join Us

We invite you to experience what makes Healthcare Associates special. Whether you're looking for a new bank or seeking guidance on your financial journey, come visit us at 27W460 Chicago Ave Ste A in Winfield or contact us at 630-276-5555. Together, let's build a brighter financial future! For official correspondence, please use our mailing address: 27W460 Chicago Ave Ste A, Winfield, IL 60190. Join us today and discover how Healthcare Associates can make a difference in your life!

Mission Statement

At Healthcare Associates, our mission is clear: we aim to empower individuals and families through accessible financial services while making a positive impact in the community. We believe in supporting our members by offering a range of products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our focus is not just on numbers; it's about building trust and providing value that enhances the lives of those we serve. In addition to our financial offerings, we are committed to community outreach. We actively engage in partnerships that promote local initiatives and provide resources for education and wellness. By giving back to Winfield, we strive to uplift those around us.

Our Journey

From our humble beginnings, Healthcare Associates has grown significantly over the years. We started with a vision to support healthcare professionals and their families, and this mission continues to guide us today. As we expanded our services beyond just healthcare-related offerings, we embraced innovation while ensuring that our core values remain intact. Our journey reflects a commitment not only to financial growth but also to fostering lasting relationships within the community. Our branch is conveniently located near local landmarks that make it easy for members to access our services. Whether you need personal banking solutions or business loans, we're here to help you navigate your financial journey.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated in DuPage County, our branch is easily accessible and close to several local landmarks. Just a short drive from the bustling downtown area, you'll find us right off Chicago Avenue, making it simple for you to stop by during your day-to-day activities. We offer ample parking spaces for our members, ensuring that you can visit us without any hassle. Additionally, our branch is ADA compliant, featuring ramps and accessibility options to accommodate all visitors.

Operating Hours and Services Offered

At Healthcare Associates, we understand that your time is valuable. That's why we offer flexible operating hours: - Monday & Tuesday: 9:00 AM - 5:00 PM - Wednesday: 9:00 AM - 1:00 PM - Thursday & Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 1:00 PM During these times, our friendly staff is ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Plus, we have an ATM available for cash withdrawals and balance inquiries.

Shared Services and Contact Information

Our Winfield Branch also participates in shared services, meaning that if you're a member of partner credit unions, you can perform basic transactions like deposits and withdrawals here too! If you have questions or need assistance before your visit, feel free to call us at 630-276-5555. While members can visit us at 27W460 Chicago Ave Ste A Winfield Il 60190, official correspondence should be sent to the same address as well. We invite you to come by and experience the friendly service at Healthcare Associates. We're eager to help you achieve your financial goals!

Member Eligibility

Becoming a member of Healthcare Associates is like joining a family that genuinely cares about your financial well-being. If you're looking to connect with a supportive community, you're in the right place! At Healthcare Associates, we welcome individuals who work in or are connected to the healthcare field, as well as their families. This means if you're an employee, volunteer, or retiree from any healthcare organization, you're eligible to join us. It's our goal to make banking accessible and beneficial for everyone in our community. For those seeking more details about eligibility requirements, we invite you to check out our comprehensive guide at https://www.hacu.org/products-services/business-services/business-membership/ . Opening an account with us is a breeze! Just head over to https://my247.hacu.org/registration and follow the simple steps to get started. If you have any questions or need assistance along the way, don't hesitate to reach out at (630) 276-5555. We can't wait for you to experience all the perks of being part of Healthcare Associates, located conveniently at 27W460 Chicago Ave Ste A Winfield Il 60190. Join us today and see how we can help you achieve your financial goals!

Business Banking & Commercial Services

At Healthcare Associates, we understand that every business has unique needs and challenges. Whether you're a startup looking to make your mark or an established company aiming to expand, our business banking and commercial services are here to support your journey. Imagine securing the funds needed to purchase new equipment, hire additional staff, or launch a marketing campaign that takes your business to new heights. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $19 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,561,561, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer tailored merchant services designed to streamline your transactions and enhance customer experience. Picture this: with efficient payment processing and secure transaction methods, you can focus on what matters most growing your business. Located at 27W460 Chicago Ave Ste A Winfield Il 60190 in Winfield, IL, we're here to partner with you on your path to success. Reach out today at (630) 276-5555 to explore how we can help empower your business!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking offerings include essential Merchant Services & Business Loans, designed to help your business thrive. We understand how vital it is to have reliable banking support as you grow.

Connect with Us

Whether you're visiting us at our branch or connecting online through our website here, we invite you to explore all the services Healthcare Associates offers. If you have any questions or need assistance, don't hesitate to call us at 630-276-5555. Join us today and experience how Healthcare Associates can be your trusted partner in achieving financial success!

Credit and Debt Solutions

For those looking to consolidate debt or secure funds for personal projects, our Personal Loans & Debt Consolidation services offer flexible solutions. Plus, our Credit Cards with Rewards provide an excellent way to earn points on purchases while managing expenses effectively.

Digital Convenience

In today's busy world, convenience is key. That's why we provide robust Online & Mobile Banking features, allowing you to manage your accounts anytime and anywhere. You can check balances, transfer funds, and pay bills with just a few taps on your device. Additionally, our ATM & Cash Withdrawal Services ensure that accessing cash is quick and hassle-free.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique requirements. That's why we offer various options for Checking & Savings Accounts that help you manage your day-to-day finances. Whether you're saving for a vacation or planning for unexpected expenses, our accounts are designed with your needs in mind. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing services make purchasing or refinancing a car straightforward and accessible. Imagine driving home in your dream car with a loan tailored just for you! We also provide Mortgage Loans & Refinancing options that can help make buying a home more affordable or assist you in getting better rates on existing loans.

Shared Branching Options

We also participate in basic shared branch transactions, making it easier for partner credit union members to conduct deposits and withdrawals without any stress. With basic ATM access available for withdrawals and balance checks, you can always stay connected to your finances.

Digital & Online Banking

Key Features for Your Convenience

With our online banking services, you can easily check your account balance, transfer funds, and pay bills all from the comfort of your device. Plus, if you're looking for an efficient way to keep track of your statements, you'll love our e-statements feature. It's not only eco-friendly but also ensures that your financial information is just a click away. For those who prefer using their mobile devices, our mobile application makes banking even simpler. You can access all the features you need right in your pocket! Although we currently don't offer mobile payments or person-to-person transfers, rest assured that our core banking functionalities are well-supported.

Security and Accessibility

Security is paramount at Healthcare Associates. We utilize electronic signature authorization to ensure that your transactions are safe and secure. You can bank with confidence knowing that your information is protected. Our user-friendly interface means that managing your finances doesn't have to be complicated. Whether you're tech-savvy or just starting out with online banking, you'll find our platform intuitive and easy to navigate. In summary, with 24/7 online access, e-statements for quick reference, a handy mobile app, and robust security measures in place, Healthcare Associates is committed to providing you with exceptional digital banking services tailored to meet your needs. Start enjoying these benefits today by visiting us at https://www.hacu.org/ !

Financial Strength

Member Savings

Members' savings are secured through $100,519,950 in share certificates and $122,921,569 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share Accounts stand at 73,572, showcasing a strong and growing member base that trusts us with their finances. As of now, net shares (funds available for lending and investments) amount to $4,728,017. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Healthcare Associates is your trusted partner. Visit us at 27W460 Chicago Ave Ste A Winfield IL 60190 or call 630-276-5555 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $1,847,641, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $64,963,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $58,829,714 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $90,452 in used auto loans and a total of $315,123,645 in loans and leases available for your needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $93,773,409 in used vehicle loans and $41,701,403 in new vehicle loans already helping members get on the road. Whether you're looking for a new or used vehicle, our flexible financing options can make your purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $4,561,561 provide the capital needed to grow and expand your business. We understand that every business has unique needs and are here to support you with tailored solutions. If you're considering refinancing or want to explore eligibility options for any of our loan products, feel free to contact us at 630-276-5555 or visit us at our branch located at 27W460 Chicago Ave Ste A Winfield IL 60190. We're here to help guide you through your options and find the best loan solution for your situation. For more information about our services or to start your application process today, please visit our website at Healthcare Associates. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,921,853, make buying or refinancing simple. We provide competitive rates and terms that can fit your budget and needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,054,091 in loans helping members manage their finances effectively. These cards are designed to give you easy access to funds without needing collateral.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. The platform prioritizes verified data, meaning loan offers are sourced only from legitimate financial institutions. This careful curation of information helps users trust that they are viewing genuine offers. LendMesh stands out because it does not feature sponsored listings. Unlike many other comparison tools that may prioritize lenders based on paid promotions, LendMesh provides unbiased results. Users can access real-time rate comparisons from multiple institutions, empowering them to make informed decisions about their borrowing options.

User Trust and Testimonials

Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback reflects the satisfaction and reliability that comes with using LendMesh as a loan comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

HEALTHCARE ASSOCIATES CREDIT UNION - Winfield, IL