Healthcare Associates Credit Union Oak Lawn IL | Affordable Auto Loans & Top Checking

Introduction

Welcome to Healthcare Associates, your trusted financial partner in the Oak Lawn community. Located at 4710 W 95th St Ste A2, Oak Lawn, IL 60453, we have been serving our members since 1979. With a commitment to providing reliable banking solutions, we proudly support over 31,876 members and maintain a robust financial standing with total assets of $467,292,519. At Healthcare Associates, we understand that each member has unique needs. That's why we offer a range of services including checking and savings accounts, auto loans, personal loans, and business banking solutions. Our mission is to empower you on your financial journey while ensuring that you receive the personalized service you deserve. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Joseph Kregul and Board President Jack Gilbert, we strive to build lasting relationships with our members. We take pride in our team of 65 employees, all working together to ensure your experience with us is exceptional. While members can visit us at our branch for personal assistance, official correspondence should be sent to our mailing address: 4710 W 95th St Ste A2, Oak Lawn, IL 60453. We also encourage you to explore our website at hacu.org for more information about our services and how we can help you achieve your financial goals. With total deposits reaching $28,697,038 and a net worth of $64,963,296, we are well-equipped to support your financial aspirations. Our total loan offerings stand at an impressive 138,295, demonstrating our commitment to lending responsibly and effectively. Join us today and discover how Healthcare Associates can make a difference in your financial life. Feel free to reach out via phone at 630-276-5555 or visit us during our operating hours: Monday through Friday from 9 AM to 5 PM (with extended hours on Thursday and Friday). Let's work together towards building a brighter financial future!

Branch History & Mission

Community Impact

We are proud not only of our financial achievements but also of our community outreach efforts. By partnering with local organizations and offering shared service centers, we ensure that our members can access essential services conveniently. Additionally, we strive to embrace technological advancements, offering online banking and mobile applications that make managing finances easier than ever. Our dedication extends further through initiatives aimed at fostering financial literacy within the community. We understand that knowledge is power when it comes to managing money wisely. In summary, Healthcare Associates is more than just a credit union; we're a community-focused organization committed to enhancing the lives of those we serve. Join us today and experience firsthand the benefits of being part of a cooperative where your financial well-being is our priority. For more information or to open an account, please visit our website or give us a call at 630-276-5555. Together, let's build a brighter financial future!

Our Mission

At the heart of Healthcare Associates is our mission: to provide exceptional financial services while actively supporting the communities we serve. We believe that everyone deserves access to quality financial resources that can help them achieve their goals. Our commitment goes beyond just banking; it's about creating lasting relationships and making a positive impact in the lives of our members. While you can visit us at our Oak Lawn location for all your banking needs, we also encourage official correspondence to be sent to the same address. Our operating hours are designed to accommodate busy schedules: Monday through Tuesday from 9:00 AM to 5:00 PM, Wednesday from 9:00 AM to 12:30 PM, Thursday and Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:30 PM.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to all members of our community. Our facility meets ADA compliance standards and features ramps for easy entry. There's ample parking available right outside the branch, ensuring you can park without any hassle during your visit.

Operating Hours

We're here to serve you with welcoming hours that fit into your busy schedule. You can stop by on Monday and Tuesday from 9 AM to 5 PM, Wednesday from 9 AM to 12:30 PM, or Thursday and Friday from 8 AM to 6 PM. We also open our doors on Saturday from 9 AM to 12:30 PM for those who may need a weekend visit.

Services Offered

At Healthcare Associates, we offer a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgage loans, or credit cards that reward you for spending wisely, we've got you covered. We also provide business banking solutions, online and mobile banking access, as well as ATM services for quick cash withdrawals. Additionally, we participate in shared service transactions, allowing members from partner credit unions to conduct basic deposits and withdrawals seamlessly. Feel free to give us a call at 630-276-5555 if you have any questions or want more information about our services. We invite you to stop by the Healthcare Associates Oak Lawn Branch today we look forward to meeting you!

Member Eligibility

At Healthcare Associates, we believe that joining our community is about more than just banking; it's about becoming part of a family that supports you in achieving your financial goals. Becoming a member is straightforward and welcoming! If you live, work, or go to school in our local area, you're likely eligible to join us. We also welcome those who have family members already part of our credit union. This means that whether you're looking for a place to save, borrow, or simply manage your finances with care, Healthcare Associates is here for you. To get started on your journey with us, simply visit our website to learn more about the eligibility criteria at this link. Once you know you're eligible, opening an account is quick and easy! You can complete the process online by visiting this page, or feel free to give us a call at (630) 276-5555 if you have any questions. We're excited to help you take this important step toward financial wellness at 4710 W 95Th St Ste A2 Oak Lawn Il 60453!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $19 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,561,561, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept payments quickly and securely, allowing you to focus on what really matters growing your business. Whether you're a small retail shop or a larger service provider, our merchant services can help you enhance customer satisfaction and improve cash flow. Visit us at 4710 W 95Th St Ste A2 Oak Lawn Il 60453 in Oak Lawn, IL, or call us at (630) 276-5555 to learn more about how our business banking and commercial services can help take your business to the next level!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can check balances, transfer funds, or pay bills anytime right from your smartphone or computer. Plus, our ATM services allow easy cash withdrawals and balance checks whenever needed.

Business Support

For our business members, we offer specialized services like merchant services and business loans. Managing cash flow is crucial for any business owner, and our team is ready to provide support with tailored solutions that fit your specific needs.

Flexible Personal Loans

Life can throw unexpected challenges your way, which is why we offer personal loans and debt consolidation options. Whether it's covering medical expenses or consolidating credit card debt into one manageable payment, we're here to help ease financial burdens so you can focus on what truly matters.

Home Sweet Home

If you're considering buying a home or refinancing an existing mortgage, our mortgage loans can help turn that dream into reality. We guide you through the process step-by-step, making it less daunting and more rewarding. Picture yourself settling into your cozy new space without the stress often associated with securing funding.

Personal Banking Made Easy

Starting with personal banking, we offer various options to help you manage your money effectively. Our checking and savings accounts are designed with you in mind, providing easy access to your funds while helping you save for future goals. Imagine having a dedicated account that grows with you whether you're planning a vacation or saving for a new home. For those in need of financing, our auto loans and vehicle financing solutions make it simple to hit the road in style. We understand how important reliable transportation is for daily life. With competitive rates and flexible terms, we work hard to ensure that owning your dream car is within reach.

Rewarding Credit Solutions

Our credit cards with rewards provide additional benefits as you spend. With cashback options and points redeemable for travel or merchandise, using your card becomes even more rewarding.

Shared Branch Transactions

We also understand that sometimes you may need assistance beyond our branch walls. Our basic shared branch transactions enable deposits and withdrawals for partner credit union members at locations across the country. Feel free to reach out to us at 630-276-5555 if you have questions about any of these services or if you're ready to take the next step in managing your finances with us. At Healthcare Associates, we're not just about banking; we're about building relationships that last a lifetime. Visit us today and discover how we can serve you better!

Digital & Online Banking

Key Features for Your Convenience

Getting started is easy! Simply visit us at https://www.hacu.org/ to access our online banking platform. Here, you'll find everything you need to manage your accounts efficiently. Need to sign a document? Our electronic signature authorization feature allows you to sign documents quickly and securely without needing to visit a branch. For those who prefer going paperless, we offer e-statements, so you can view your account statements anytime without cluttering your mailbox. Plus, with our mobile application available for download, staying connected to your finances has never been easier.

Secure Transactions Anytime, Anywhere

Our digital banking services prioritize security. You can rest assured that your transactions are protected with advanced security measures. Enjoy real-time account management with features like person-to-person transfers though please note this service is currently unavailable at Healthcare Associates. We also support mobile payments for added convenience when shopping; however, if you're looking for this feature, it's not yet available through us. But don't worry! We are continuously working to enhance our offerings. With all these features combined, Healthcare Associates makes it simple for you to take control of your financial life in a way that fits seamlessly into your routine. Experience the ease of managing your money with us today!

Financial Strength

Committed Team Ready to Assist You

We take pride in having 65 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The dedication of our staff plays an integral role in maintaining the quality of service you expect from us.

Growing Member Base

Total Share Accounts stand at 73,572, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Healthcare Associates is your trusted partner. Visit us at 4710 W 95th St Ste A2 Oak Lawn Il 60453 or call 630-276-5555 to learn more about how we can help you achieve your financial goals.

Lending Support for Your Goals

Our lending capacity is designed to support your financial goals across various sectors. Currently, we have $90,452 in used auto loans and a total of $315,123,645 in loans and leases ready to assist our members with their borrowing needs. Our net income of $1,847,641 reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings Opportunities

Members' savings are secured through $100,519,950 in share certificates and $122,921,569 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Your Benefit

With $58,829,714 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to continuously improve the range of services available to you.

Strong Financial Health

With a net worth of $64,963,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1390 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $93,773,409 in used vehicle loans and $41,701,403 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or finding a great deal on a reliable used car, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $4,561,561 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are dedicated to offering tailored financing solutions that support your ambitions. In conclusion, at Healthcare Associates, we are committed to providing personalized financial solutions for all our members. Our knowledgeable staff is ready to assist you with any questions regarding our loan offerings or eligibility requirements. For more information about our services or to get started on your loan application, please call us at (630) 276-5555 or visit us at 4710 W 95Th St Ste A2 Oak Lawn Il 60453 in Oak Lawn, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,921,853, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure you find a mortgage that fits your budget. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may lower your monthly payments.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's where our flexible unsecured credit card loans come in handy, with a total of $14,054,091 in loans helping members manage their finances effectively. These cards come with various benefits and rewards tailored to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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HEALTHCARE ASSOCIATES CREDIT UNION