Healthcare Associates Credit Union Naperville IL | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Healthcare Associates, your trusted financial partner located at 1151 E Warrenville Rd, Naperville, IL 60563. Since our establishment in 1979, we have been dedicated to serving our community with integrity and care. As a member-focused credit union, we proudly support over 31,876 members, providing them with a range of financial services tailored to their needs. At Healthcare Associates, we understand that each financial journey is unique. That's why we offer a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment to our members is reflected in our robust financial standing, boasting total assets of $467,292,519 and total deposits of $28,697,038. We also prioritize your peace of mind with a net worth of $64,963,296 and cash reserves totaling $2,692,062. While members can visit us at our branch for personalized service, official correspondence should be sent to the same address: 1151 E Warrenville Road, Naperville, IL 60563-9339. If you have questions or need assistance, feel free to reach out at 630-276-5555. Led by our CEO Joseph Kregul and Board President Jack Gilbert, our team of 65 dedicated employees is here to help you achieve your financial goals. With a strong focus on community impact and member satisfaction, we are proud to be a cornerstone in Naperville and the surrounding areas. Explore our website at Healthcare Associates for more information about our services or to open an account today! Join us as we continue to grow together your financial future is brighter with Healthcare Associates by your side!

Branch History & Mission

At Healthcare Associates, our Naperville Branch has been a cornerstone of the community since it opened its doors in 1979. Located at 1151 E Warrenville Rd, Naperville, IL 60563, we have proudly served our members for over four decades. With a total membership of 31,876 and assets exceeding $467 million, we continue to grow and adapt to meet the needs of our members. Our mission is simple yet profound: to empower our members with accessible financial services while actively supporting the communities we serve. We believe that when our members thrive, so does our community. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions tailored for both individuals and local enterprises. While you can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address at 1151 E Warrenville Road, Naperville, IL 60563-9339. Our team is dedicated to providing exceptional service during our operating hours: Monday from 8:30 AM to 5:00 PM, Tuesday from 8:30 AM to 4:00 PM, Wednesday from 8:30 AM to 1:00 PM, Thursday and Friday from 8:30 AM to 4:00 PM. Healthcare Associates stands out not only for its financial products but also for its commitment to digital advancements and customer-centric initiatives. We provide online and mobile banking options for added convenience while ensuring ADA compliance so that all members can access our services easily. Community outreach is at the heart of what we do. We engage in various partnerships that promote education and support local initiatives aimed at improving the quality of life in Naperville and beyond. Whether it's through financial literacy programs or supporting local charities, we strive to make a positive impact every day. As we look towards the future, we invite you to join us on this journey. Experience the benefits of becoming a member of Healthcare Associates. Together, let's build a stronger community where everyone can achieve their financial goals. For more information or to open an account, please visit our website or call us at (630) 276-5555 today!

Branch Location & Accessibility

Accessibility Features

At Healthcare Associates, we prioritize making banking easy for everyone. Our branch is equipped with ADA-compliant features to ensure accessibility for all visitors. Ample parking is available right outside our doors, making your visit hassle-free.

Connect With Us

If you have any questions or need assistance before your visit, don't hesitate to call us at 630-276-5555. We're here to help! We look forward to welcoming you soon at the Healthcare Associates Naperville Branch where your financial well-being is our top priority!

Operating Hours

We know your time is valuable! That's why we offer flexible hours to meet your needs. You can stop by on Monday from 8:30 AM to 5:00 PM; on Tuesday, Thursday, and Friday from 8:30 AM to 4:00 PM; and on Wednesday from 8:30 AM to 1:00 PM. We invite you to come in during these hours when it's convenient for you!

Services Offered

Our Naperville Branch provides a range of services designed to support your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage loans, we've got you covered. Additionally, we offer credit cards with rewards and business banking solutions tailored for local entrepreneurs. Though we currently do not have ATM services or drive-thru banking at this location, our team is always ready to assist you with any transactions or inquiries you may have inside the branch.

Member Eligibility

At Healthcare Associates, we believe that joining our community is a step towards financial empowerment and support. To become a member of our friendly and welcoming branch located at 1151 E Warrenville Rd, Naperville, IL 60563, you'll find that the process is simple and inclusive. If you're an employee or retiree of a healthcare organization, or if you are related to someone who works in healthcare, you're already eligible! Our membership is designed to foster a sense of belonging among those who share similar values in the healthcare sector. Joining us not only opens doors to a variety of financial services tailored for your needs but also connects you with a network that prioritizes community well-being. If you'd like more detailed information on eligibility criteria, please visit our website at https://www.hacu.org/products-services/business-services/business-membership/ . Ready to take the next step? Opening an account is just as easy! You can start your journey by visiting https://my247.hacu.org/registration or give us a call at 630-276-5555 if you have any questions. We look forward to welcoming you into the Healthcare Associates family!

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $19 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,561,561, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine running your business smoothly while offering customers convenient payment options. Our merchant services do just that! Whether it's processing credit cards or managing transactions, our solutions help streamline your operations so you can focus on what matters most growing your business. Reach out to us at (630) 276-5555 to discover how Healthcare Associates can help you thrive in Naperville, IL!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options provide competitive rates that can help you get behind the wheel sooner than you think. We understand that a car is often essential for daily life, whether it's commuting to work or running errands. With flexible repayment terms, we ensure that financing your dream car is as stress-free as possible.

Business Banking

If you're an entrepreneur or small business owner, our business banking services are crafted with your needs in mind. From merchant services that simplify transactions to flexible business loans that fuel growth, we're here to support your ambitions. Running a business requires reliable financial partners; let us be yours.

Convenient Access

At Healthcare Associates, convenience is key. While we do not currently have ATMs or drive-thru service at this location, our online and mobile banking options ensure you can manage your finances anytime, anywhere. Plus, if you have questions or need assistance, don't hesitate to call us at 630-276-5555 during our operating hours. In summary, whether you're managing personal finances or running a business in Naperville, Healthcare Associates offers tailored solutions that put you first. Explore how we can assist with any of these services today by visiting us at Healthcare Associates or calling us directly! Join us on this journey toward financial wellness your future starts now!

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards allow you to earn points on every purchase you make points that can be redeemed for exciting rewards. This means that every dollar spent brings you closer to something special.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to meet various needs. We guide you through the process so you can find the right loan for your situation. Picture yourself settling into your dream home while knowing you have a supportive team here at Healthcare Associates to assist you every step of the way.

Personal Banking

When it comes to personal banking, we offer a variety of checking and savings accounts designed to fit different lifestyles. Whether you're saving for a vacation or managing daily expenses, our accounts come with user-friendly features that help you keep track of your finances effortlessly. Imagine having the flexibility to transfer money, pay bills, and manage your account all from the comfort of your home through our online and mobile banking platforms.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether you're planning a major purchase or need assistance consolidating debt, we offer solutions designed to ease your financial burden. By consolidating high-interest debts into one manageable payment, you can regain control over your finances.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.hacu.org/ , managing your accounts has never been easier. You can check your balances, transfer funds, and pay bills with just a few clicks. Whether you're on your lunch break or relaxing at home, your financial information is always right at your fingertips.

Go Green with E-Statements

Say goodbye to paper clutter! We offer e-statements to help you keep track of your finances without the hassle of physical paperwork. It's an eco-friendly option that lets you access your statements anytime through our secure online platform.

Manage Your Money on Mobile

For those who prefer banking on the move, our mobile application is available for download. You can quickly check your account balances and perform transactions right from your smartphone. Although we currently do not support mobile payments or person-to-person transfers, we're continually looking for ways to enhance our services. By choosing Healthcare Associates for your banking needs, you gain access to real-time account management tools designed with you in mind. Experience the ease and peace of mind that comes with modern banking solutions tailored to fit your lifestyle!

Stay Secure and User-Friendly

Your security is our priority. With features like electronic signature authorization, you can feel confident knowing that your transactions are safe and protected. Plus, our user-friendly interface makes navigation simple for everyone, regardless of their tech skills.

Financial Strength

A Growing Community

Total Share Accounts stand at 73,572, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $4,728,017, further illustrating our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Healthcare Associates is your trusted partner. Visit us at 1151 E Warrenville Rd Naperville IL 60563 or call 630-276-5555 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident in our net income of $1,847,641, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $58,829,714 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; with $90,452 in used auto loans and over $315 million in total loans and leases, we support members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $100,519,950 in share certificates and $122,921,569 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $64,963,296, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1390 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're looking for refinancing options or want to learn more about eligibility criteria for any of our products, feel free to reach out. You can contact us at 630-276-5555 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Healthcare Associates, we believe in providing transparent and accessible financial solutions tailored just for you.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $93,773,409 in used vehicle loans and $41,701,403 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $4,561,561 provide the capital needed to grow and expand. We understand that running a business comes with its challenges and are committed to supporting our local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $39,921,853, make buying or refinancing simple. We aim to provide competitive rates and flexible terms tailored to your circumstances.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $14,054,091 in loans helping members manage their finances effectively. Our credit cards come with attractive rewards programs designed to benefit you every time you use them.

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HEALTHCARE ASSOCIATES CREDIT UNION