Health Care Family Credit Union Saint Peters MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Health Care Family Credit Union, your trusted partner in financial well-being since 1969. Located at 4599 Executive Centre Pkwy, Saint Peters, MO 63376, we are proud to serve a community of over 5,354 members. Our commitment to providing personalized financial services is reflected in our total assets of $74,825,369 and total deposits amounting to $5,302,839. At Health Care Family Credit Union, we understand that every financial journey is unique. That's why we offer a range of services tailored to meet the needs of our members, from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. With 17 dedicated employees, led by CEO Terry Summers and Board President Karen Kenney, we strive to create a welcoming environment where your financial goals can flourish. While you can visit us at our branch for assistance, please note that official correspondence should be sent to our mailing address: 4599 Executive Centre Pkwy, Saint Peters, MO 63376-1686. Feel free to reach out via phone at 314-645-5851 or explore our services online at healthcarefamilycreditunion.org. Join us as we continue to make a positive impact in our community through responsible lending practices and strong member relationships. Whether you're looking for guidance on loans or simply need a place to manage your savings effectively, we're here for you every step of the way. Don't hesitate come visit us today!

Branch History & Mission

Welcome to the Health Care Family Credit Union, a cornerstone of financial support in Saint Peters, MO. Established in 1969, our branch has been dedicated to serving the community for over five decades. With a strong commitment to providing excellent financial services, we have grown alongside our members, who now number 5,354 and enjoy the benefits of our robust offerings. Located at 4599 Executive Centre Pkwy, our branch is conveniently situated near local landmarks, making it easy for you to visit us. For any official correspondence, please send your mail to the same address as our branch location: 4599 Executive Centre Pkwy, Saint Peters, MO 63376-1686. Our mission at Health Care Family Credit Union is simple yet powerful: to empower our members through accessible financial solutions and community support. We believe that everyone deserves a chance to thrive financially, and we strive to make banking easy and beneficial for all. From personal banking services like checking and savings accounts to auto loans and mortgage options, we are here to help you achieve your financial goals. As part of our commitment to modern banking practices, we offer convenient digital services including online banking and mobile payments. Our branch is ADA compliant and features both ATM availability and drive-thru banking for added convenience. Whether you're making deposits or managing loans, we ensure that you have access to the services you need. Throughout the years, we have engaged with our community through various outreach programs and partnerships, reinforcing our belief that supporting one another makes us all stronger. We understand that being part of a community means more than just providing financial services; it means being there when it matters most. With total assets reaching an impressive $74,825,369, Health Care Family Credit Union continues to grow while maintaining its focus on member satisfaction and community engagement. Join us today and discover how being a member of Health Care Family can benefit you! Experience personalized service and a supportive environment where your financial well-being is our top priority. Feel free to call us at 314-645-5851 or visit our website at healthcarefamilycreditunion.org for more information on how we can assist you in achieving your dreams.

Branch Location & Accessibility

Call Us Anytime!

If you have questions or need assistance before your visit, feel free to call us at 314-645-5851. We're dedicated to providing excellent service and support to all our members. While you're welcome to come see us at 4599 Executive Centre Pkwy, official correspondence should be sent to the same address as well. We look forward to welcoming you at Health Care Family Credit Union! Stop by today and discover how we can help with your financial needs!

Convenient Access and Amenities

At our Saint Peters location, we understand the importance of accessibility. Our branch is designed to be welcoming for everyone, with features like ADA-compliant ramps and ample parking spaces. Whether you're visiting us for personal banking services or need assistance with loans and credit cards, our friendly staff is here to help. For those who prefer the convenience of drive-thru banking, we offer this service to make your transactions even easier. Need cash quickly? Our ATM is available for your use anytime during business hours.

Operating Hours

We know that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM, and on Saturdays from 9:00 AM to 12:00 PM. Whether you're looking to open an account, apply for a loan, or just ask a question, we're here during these hours to serve you best.

Member Eligibility

Welcome to the community at Health Care Family! We're excited to share how you can become a valued member of our family. To be eligible for membership, you need to have a connection to the healthcare field, whether that means working in healthcare or being related to someone who does. This helps us create a supportive network focused on your unique needs. Joining us is simple and rewarding, as members enjoy benefits like lower loan rates, personalized service, and access to exclusive financial products. If you're ready to take the next step, you can open an account easily online. For more detailed information about eligibility criteria, feel free to visit this link. If you have any questions or need assistance, don't hesitate to call us at (314) 645-5851. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. Imagine having the financial backing you need to take on new projects or hire additional staff. That's what our loans aim to achieve empowering you to reach your goals.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. From credit card transactions to online payments, our services allow you to focus more on what you do best running your business. With seamless transaction capabilities, you can enhance customer satisfaction and streamline operations. With an outstanding commercial loan portfolio of $76,277, we continue to drive economic growth by financing new and expanding businesses. Join us at Health Care Family, located at 4599 Executive Centre Pkwy Saint Peters Mo 63376 in Saint Peters, MO, and let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Solutions Tailored for You

If you're a business owner, our business banking services are crafted with your needs in mind. From merchant services that simplify transactions to business loans that fuel growth, we're here as your financial partner. We believe that supporting local businesses is key to community success.

Convenient Access Anytime

To make banking even more convenient, Health Care Family offers robust online and mobile banking options. With just a few taps on your smartphone, you can check balances, transfer funds, or pay bills eliminating the need for long waits at the branch. Plus, our ATM services provide easy access to cash withdrawal whenever you need it.

Drive-Thru and Shared Services

For those who prefer face-to-face interactions but value convenience, our drive-thru service allows quick deposits and withdrawals without leaving your car. Additionally, we participate in shared branch transactions with partner credit unions, meaning members can perform basic transactions wherever they go. At Health Care Family Credit Union in Saint Peters, MO, we prioritize putting members first by offering comprehensive financial solutions that fit various lifestyles and budgets. If you're ready to explore how we can help you achieve your financial goals or if you have any questions about our services, please don't hesitate to reach out at 314-645-5851. Visit us today or explore more at Health Care Family Credit Union. We're excited to be part of your financial journey!

Flexible Financing Options

In addition to traditional loans, we understand that life can sometimes throw unexpected expenses your way. That's why our personal loans and debt consolidation options are available to help you regain control over your finances. With straightforward terms and easy repayment plans, we aim to make borrowing simple and clear. Don't forget about our credit cards with rewards! They are not just about making purchases; they come with benefits that can add value to your everyday spending think cash back on groceries or travel rewards for your next vacation.

Personal Banking Made Simple

Our personal banking services include checking and savings accounts designed for everyday use. Imagine having a place where you can easily manage your funds, whether it's saving for a family vacation or simply keeping track of daily expenses. Our checking accounts come with no hidden fees and user-friendly online banking features that allow you to access your money anytime, anywhere. For those considering larger purchases like a new car or home, we offer auto loans and mortgage loans with competitive rates. Picture driving off in a new vehicle that fits your lifestyle or settling into your dream home without the stress of high-interest rates. Our team is here to help guide you through every step of the loan process.

Digital & Online Banking

Key Services

Our online banking allows you to check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can also enjoy the benefits of mobile payments, allowing you to make purchases directly from your smartphone. For members who prefer going paperless, e-statements are available, giving you a clear view of your account activity without the clutter of physical statements. If you're ever on the go, don't forget to download our mobile application. It gives you full control over your finances right from the palm of your hand.

Security and Accessibility

Your safety is our top priority. We use electronic signature authorization for secure transactions, so you can bank with peace of mind. Plus, our online services are available 24/7, ensuring that your financial needs are met whenever they arise. At Health Care Family, we believe that banking should be straightforward and accessible for everyone. Our user-friendly interface means you can manage your accounts in real-time without any hassle. Whether you're making payments or checking balances, everything is designed to fit seamlessly into your busy life. Experience the convenience of digital banking with us today!

Financial Strength

Dedicated Team

At Health Care Family, we're more than just numbers. We take pride in having 16 full-time employees and 1 part-time employees dedicated to serving you with knowledge and commitment. Our team works tirelessly to ensure you receive personalized attention whenever you need it.

Growing Membership

The strength of our credit union lies within our community. With a total of 10,090 share accounts, we have built a strong and growing member base that trusts us with their finances. This trust empowers us to continue expanding our offerings while keeping your best interests at heart. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Health Care Family is your trusted partner. Visit us at 4599 Executive Centre Pkwy Saint Peters Mo 63376 or call (314) 645-5851 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Lending Capacity

We understand the importance of accessible financing for our members' diverse needs. With $55,371 in used auto loans and $52,848,410 in total loans and leases, our lending capacity supports your financial goals across various sectors. This capability is backed by our operational efficiency reflected in our net income of $0, ensuring we can continue offering competitive loan rates and solid financial products.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. The $10,898,906 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better.

Strong Financial Indicators

With a net worth of $10,934,744, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,461 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Our commitment to safeguarding your savings is evident through the $13,932,081 in share certificates and $11,635,108 in money market shares. These secure options provide you with stable and rewarding avenues for financial growth.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,397,133 in used vehicle loans and $3,951,475 in new vehicle loans already helping members get on the road. We also provide refinancing options to make your payments more manageable.

Business Loans

For business owners, our outstanding commercial loans totaling $76,277 provide the capital needed to grow and expand. We're committed to supporting local businesses and fostering community growth. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our competitive loan offerings can help you achieve your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,767,279, make buying or refinancing simple. We're here to guide you through each step of the process.

Unsecured Credit Card Loans

Managing finances can be challenging, but we have you covered with flexible terms on unsecured credit card loans. With a total of $2,495,090 in loans available, our credit card options help members handle unexpected expenses effectively.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are seeing genuine loan options tailored to their needs.

HEALTH CARE FAMILY CREDIT UNION