Haynes Community Credit Union Kokomo IN | Best Auto Loans & Business Banking

Introduction

At Haynes Community Federal Credit Union, we pride ourselves on being a trusted partner for our members in Kokomo, Indiana. Established in 1948, our commitment to serving the community has never wavered. With a strong membership base of 4,137 individuals, we strive to provide exceptional financial services tailored to meet your needs. Located at 1801 S Park Rd, Kokomo, IN 46902, our branch is easily accessible for all your banking needs. For any official correspondence, please send mail to PO Box 2148, Kokomo, IN 46904-2148. Our dedicated team of 10 employees, led by CEO Jerri Ann Martin and Board President Tim White, works tirelessly to ensure that you receive personalized service every time you walk through our doors or contact us. We manage over $40 million in total assets, with total deposits amounting to $2,862,697 and a net worth of $4,476,592. Our financial strength allows us to offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. We also offer convenient online and mobile banking services so you can manage your finances on the go. Our goal is not just to meet your financial needs but to positively impact the community we serve. We believe in building lasting relationships based on trust and reliability. If you're looking for a credit union that prioritizes your financial well-being and offers a friendly atmosphere, look no further than Haynes Community Federal Credit Union. Feel free to reach out at 765-456-3043 or visit our website at haynesfcu.org for more information about our services or how to become a member today!

Branch History & Mission

Join Us Today!

As we look toward the future, we invite you to join the Haynes Community family. Experience firsthand how our values align with your financial aspirations. Whether you're seeking loans or simply looking for a supportive community bank experience, we're here for you every step of the way. For more information about becoming a member or exploring our services further, don't hesitate to reach out at 765-456-3043 or visit us online at Haynes Community FCU. Together, let's build a brighter financial future!

Modern Banking Solutions

As technology advances, so do we. Our digital banking options including online banking and mobile payments make managing your finances convenient and accessible. Plus, with features like ATM availability and drive-thru services at your disposal, you can rely on us for everyday banking needs without hassle. While members can visit us at 1801 S Park Rd, official correspondence should be sent to PO Box 2148, Kokomo, IN 46904-2148 if different from the branch address.

Our Commitment to Community

At Haynes Community, we believe that banking should be more than just transactions; it should enhance lives. That's why our mission includes empowering our members through comprehensive financial services such as personal banking, auto loans, mortgages, and credit cards with rewards. We strive to ensure that everyone can achieve their financial goals with ease and confidence. We take pride in being more than just a credit union; we are an integral part of the Kokomo community. Our outreach programs and partnerships with local organizations reflect our commitment to giving back and supporting those in need. Whether it's through educational initiatives or community events, we are dedicated to making a positive impact.

Branch Location & Accessibility

Welcome to Haynes Community Federal Credit Union, your trusted financial partner located conveniently at 1801 S Park Rd in Kokomo, IN. We understand that accessibility is key when it comes to banking, and our branch is designed with you in mind. Situated near local landmarks, our location makes it easy for you to stop by and manage your financial needs without the hassle. For those needing to send official correspondence, please note that our mailing address is PO Box 2148, Kokomo, IN 46904-2148. Our friendly team is here to assist you during our operating hours: Monday through Thursday from 8:00 AM to 4:30 PM, and on Fridays from 7:30 AM to 5:00 PM for lobby access and until 5:30 PM for drive-thru service. We prioritize your convenience with ample parking available right outside the branch. Additionally, we've ensured that our facilities are ADA compliant, featuring ramps and accessible entrances to welcome everyone. At Haynes Community, we offer a range of services tailored to fit your needs. Whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans and mortgages, our knowledgeable staff is ready to help. And if you're in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals. Don't forget about our ATM availability! You can easily access cash whenever you need it. If you have any questions or would like more information about how we can serve you better, feel free to give us a call at 765-456-3043. We invite you to visit us today at Haynes Community Federal Credit Union your financial journey begins here!

Member Eligibility

At Haynes Community, we believe that becoming a member is like joining a family that supports and uplifts each other. If you're looking to join our community, you'll find it's quite simple! Membership is open to anyone who lives, works, worships, or attends school in Howard County, Indiana. This means if you have ties to the area, you're likely eligible! By becoming a member of Haynes Community, you'll enjoy access to a variety of financial services designed with your needs in mind. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. To get started on your journey with us, you can check out the detailed eligibility criteria at this link. Once you're ready to open an account, the process is straightforward. Just visit our website at this page or give us a call at (765) 456-3043. We are located at 1801 S Park Rd Kokomo In 46902, and our friendly team is here to help you every step of the way. Welcome to Haynes Community where you belong!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to our lending options, we offer merchant services designed to simplify transactions and improve cash flow for your business. Imagine having a reliable system that accepts payments seamlessly, allowing you to focus on what you do best running your business. Our services help ensure you get paid quickly and securely, which is essential for maintaining healthy operations. Visit us at 1801 S Park Rd Kokomo In 46902 in Kokomo, IN, or call us at (765) 456-3043 to learn more about how we can support your business's financial needs!

Comprehensive List Of Services

Convenience at Your Fingertips

With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been easier. We prioritize convenience so that you can bank anytime, anywhere whether from the comfort of your home or on the go. At Haynes Community, we understand that every member has unique needs. That's why we strive to provide friendly service alongside practical financial solutions. If you have any questions about how we can assist you further, don't hesitate to reach out! Call us at (765) 456-3043, or visit us today at our location in Kokomo, IN. For more information about joining or utilizing our services, visit our website at Haynes Community Federal Credit Union. Let us help you achieve your financial goals!

Credit Cards and Business Banking

Looking for a way to earn rewards on your purchases? Our credit cards with rewards offer great benefits for those who want to maximize their spending power. Additionally, we cater to business owners through our comprehensive business banking services, which include merchant services and business loans designed to help you grow and manage your enterprise effectively.

Loans and Financing

If you're considering purchasing a new vehicle or refinancing your current one, our auto loans and vehicle financing options can help make that dream a reality. We also offer mortgage loans and refinancing solutions to assist you in securing a home that suits your needs. For unexpected expenses or consolidating debt, our personal loans can provide the financial relief you require.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. You can easily manage your funds with our user-friendly online and mobile banking platforms. Need quick access to cash? Our ATM services provide convenient withdrawal options while our drive-thru banking allows for simple transactions without leaving your car.

Digital & Online Banking

Always Here for You

We believe that managing your finances should be hassle-free. That's why our 24/7 online banking services are always available when you need them. With features like these at Haynes Community, you can feel confident that you'll have access to your money anytime and anywhere. So why wait? Explore all our digital banking options today by visiting us at [Haynes Community](https://www.haynesfcu.org/), where convenience meets security!

Key Features for Your Convenience

You can also take advantage of e-statements which allow you to view and manage your account statements digitally. This not only helps reduce paper clutter but also makes it easy to access your financial documents whenever you need them. And if you're someone who loves making payments on the go, our mobile payments feature lets you pay with just a tap from your smartphone. For even more convenience, download our mobile application. It's packed with features that let you perform essential banking tasks right from your device whether that's transferring money to friends through our person-to-person transfers or simply checking your account balance while you're out and about.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 6,104, showing a strong and growing member base that trusts us with their finances. This trust is vital as it reinforces our commitment to serving you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Haynes Community is your trusted partner. Visit us at 1801 S Park Rd Kokomo In 46902 or call 765-456-3043 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $7,027,479 in share certificates and $1,800,455 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,185,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $115,418, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $4,476,592, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $3,788,263 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $33,975,168 in total loans and leases reflects our commitment to support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,559,044 in used vehicle loans and $13,644,580 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our dedicated team is ready to assist you every step of the way.

Credit Lines

Our total credit lines amount to $3,810,000, providing members with access to funds when they need them most. This option is ideal for unexpected expenses or managing cash flow between paychecks. At Haynes Community located at 1801 S Park Rd Kokomo IN 46902, we prioritize our members' needs. If you have questions about eligibility or how to apply for any of our loan products, please don't hesitate to reach out at 765-456-3043. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to helping you find the right financing solution!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,412,951, make buying or refinancing simple. We offer various terms and conditions that can fit your budget and lifestyle. If you're considering refinancing your current mortgage for better rates or terms, we can guide you through the process.

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans, with a total of $403,183 in loans available. These cards are perfect for everyday purchases and come with added rewards that help you earn while you spend.

Loan Aggregator

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HAYNES COMMUNITY FEDERAL CREDIT UNION - Kokomo, IN