HawaiiUSA Credit Union Kapolei HI | Top Auto Loans & Business Banking

Introduction

Welcome to the Hawaiiusa Kapolei Branch, your trusted partner in financial growth and community support. Located at 920 Kamokila Blvd, Kapolei, HI 96707, we are proud to serve our members with dedication and a personal touch since our establishment in 1936. As part of the Hawaiiusa family, we are committed to providing exceptional services tailored to meet your unique needs. At the Hawaiiusa Kapolei Branch, we understand that financial decisions can be daunting. That's why our team, led by CEO Greg Young and Board President Harlan Kimura, is here to guide you every step of the way. We currently have over 132,000 members who trust us with their financial journeys, supported by assets totaling an impressive $2.56 billion. Our branch isn't just about numbers; it's about community impact. With total deposits amounting to $293 million and loans exceeding 40,000, we strive to contribute positively to the local economy and help you achieve your financial goals. Whether you're looking for personal banking solutions like checking accounts, auto loans, or mortgages, or business services such as merchant accounts and business loans, we've got you covered. While you can visit us at our Kapolei location for friendly service and expert advice, any official correspondence should be sent to the same address: 920 Kamokila Blvd, Kapolei, HI 96707. We invite you to explore what we offer at our website: Hawaiiusa or give us a call at 808-674-8350 for more information. Come join us today and discover how we can work together towards a brighter financial future!

Branch History & Mission

Community Commitment

Our mission goes beyond just banking; it's about making a positive impact in Kapolei and beyond. We actively participate in local events and partner with organizations to support community outreach efforts. Whether it's sponsoring youth sports teams or hosting financial literacy workshops, we strive to uplift those around us. While members can visit us at 920 Kamokila Blvd, official correspondence should be sent to the same address as our mailing address remains unchanged. We are open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM, making it easy for you to stop by or reach out by phone at 808-674-8350.

Join Us

As we look ahead, we invite you to be part of our journey. Discover how Hawaiiusa can help you achieve your financial goals while being an integral part of a supportive community. Join us today and experience the benefits that come with being a member of Hawaiiusa!

Our Story

Hawaiiusa began with a vision to provide accessible financial services that empower individuals and families. Over the decades, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking services. Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a strong sense of community. Through various milestones, we have embraced digital advancements to better serve our members. From online banking to mobile payment options, we ensure that accessing financial services is easy and convenient. Our branch also emphasizes inclusivity with ADA compliance and personalized customer service.

Branch Location & Accessibility

Convenient Access

At Hawaiiusa, we understand that accessibility is important. Our branch features ADA-compliant entrances and ample parking, ensuring that all members can visit us with ease. While members can visit us at our physical location, any official correspondence should be sent to the same address: 920 Kamokila Blvd, Kapolei, HI 96707.

Get in Touch!

If you have any questions or would like more information about how we can assist you on your financial journey, don't hesitate to reach out! You can contact us at (808) 674-8350. We invite you to visit us at the Kapolei Branch your community credit union is ready to welcome you with open arms!

Operating Hours

We are here for you during the week! Our lobby hours run from Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. Whether you need assistance with your personal banking needs or want to discuss loans and financing options, our dedicated team is ready to help.

Services Offered

Hawaiiusa offers a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. We also provide ATM services so you can access your cash conveniently. Although we do not have a drive-thru service, our shared service center allows members of partner credit unions to perform basic transactions like deposits and withdrawals.

Member Eligibility

Joining the Hawaiiusa family means becoming part of a warm and welcoming community that truly cares about your financial well-being. To become a member at our Kapolei branch, simply meet some friendly eligibility criteria. Generally, individuals who live, work, or attend school in the areas we serve can join us. This makes it easy for you to access all the benefits of membership, from competitive rates on loans to personalized service. It's our goal to make banking accessible and supportive for everyone in our community. To kickstart your membership journey with us at Hawaiiusa, visit us at our location on 920 Kamokila Blvd Kapolei Hi 96707 or give us a call at (808) 674-8350. We're here to help! For more detailed information about the eligibility requirements, feel free to check out this resource: . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine streamlining your payment process so customers can enjoy a seamless checkout experience. Our merchant services empower you to accept payments easily, whether online or in-person. This means more satisfied customers and smoother transactions, allowing you to focus on what truly matters growing your business. Located at 920 Kamokila Blvd Kapolei Hi 96707, Kapolei, HI 96707, we invite you to explore how our business banking solutions can work for you. Call us at (808) 674-8350 to learn more!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $223 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $188,916,229, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

For local entrepreneurs, our business banking services are tailored to help your ventures thrive. From merchant services that streamline payments to business loans that fuel growth, we're here to support every step of your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, we recognize the importance of accessibility. That's why we offer robust online and mobile banking platforms. With these tools at your fingertips, managing your finances is simple whether you're checking balances, transferring funds, or making payments on the go. Plus, our ATM services allow for quick cash withdrawals and balance checks whenever you need them.

Loans Tailored for You

Life can be unpredictable, and sometimes you need extra support. That's where our personal loans and debt consolidation services come into play. We aim to simplify your financial journey, helping you manage expenses more effectively. Additionally, our credit cards come with rewards that make spending even more rewarding!

Personal Banking Solutions

We offer various personal banking services designed to make your life easier. Our checking and savings accounts provide flexibility and security for everyday transactions. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help you hit the road without breaking the bank. For those looking to invest in a home, our mortgage loans and refinancing options ensure you find the right fit for your budget.

Shared Branch Services

If you're a member of another credit union, you'll appreciate our shared branch transactions that make deposits and withdrawals easy while traveling. At Hawaiiusa, we want to ensure that no matter where life takes you, accessing your funds remains hassle-free. With a dedicated team ready to assist you, we're just a phone call away at (808) 674-8350 during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. At Hawaiiusa, we're committed to supporting our members with comprehensive financial solutions tailored just for you. Visit us today at Kapolei Branch we look forward to helping you achieve your financial goals!

Digital & Online Banking

Access Anytime with Our Mobile App

Our mobile application brings banking directly to your smartphone. Enjoy features like mobile payments, allowing you to make purchases quickly and securely. Plus, you can easily send money to friends or family with our person-to-person transfer option, making it easier than ever to split a bill or share expenses.

Convenient Online Banking

With our 24/7 online banking services available at http://www.hawaiiusafcu.com, you can check your account balances, transfer funds, and pay bills anytime, anywhere. No more waiting in line or rushing to the bank before closing time. You have full control over your finances right at your fingertips!

Secure and User-Friendly Features

Security is a top priority for us at Hawaiiusa. We utilize electronic signature authorization for transactions, ensuring that your sensitive information is protected. You can also opt for e-statements for quick access to your account statements without the clutter of paper.

Stay on Top of Your Finances

Monitoring your accounts is straightforward with our online services. With real-time updates and notifications, you'll always know where you stand financially. Whether you're checking recent transactions or looking for budgeting insights, we make it simple to stay informed. In today's fast-paced world, having reliable digital banking options is essential. At Hawaiiusa, we are committed to providing you with the tools you need for effective money management all while keeping things secure and user-friendly. Start exploring our digital services today and take control of your banking experience!

Financial Strength

Commitment to Growth

Our commitment to growth is evident with $254,804,961 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Currently, we have $2,735 in used auto loans and $1,408,957,624 in total loans and leases available for our members' diverse needs.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaiiusa is your trusted partner. Visit us at 920 Kamokila Blvd Kapolei Hi 96707 or call (808) 674-8350 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $653,914,360 in share certificates and $252,424,289 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Membership Trust

Total Share Accounts stand at an impressive 270,888, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) total $249,928, further demonstrating our capacity to support your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 376 full-time employees and 3 part-time employees ready to assist you with their knowledge and dedication.

Our Financial Health

With a net worth of $261,439,440, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth is complemented by our net worth ratio of $1,021, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,205,017 in used vehicle loans and $45,510,839 in new vehicle loans already helping members get on the road. We offer competitive rates and flexible repayment options to make your car-buying experience smooth and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $188,916,229 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing operations, we are here to assist you every step of the way.

Credit Lines

We also offer personal credit lines with a total availability of $491,287,535, giving you quick access to funds whenever you need them. This flexibility helps you handle life's uncertainties without hassle. At Hawaiiusa, we strive for transparency and ease throughout the loan process. If you're considering refinancing or want more information about eligibility options, please don't hesitate to contact us at (808) 674-8350 or visit us at our branch located at 920 Kamokila Blvd Kapolei Hi 96707 in Kapolei, HI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take control of your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $206,744,073, make buying or refinancing simple. We can guide you through various financing options to find a solution that fits your budget and long-term plans.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $45,814,531 in loans available, we provide flexible terms that allow you to manage your finances effectively while enjoying the benefits of rewards programs.

Loan Aggregator

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Hawaiiusa