HawaiiUSA Credit Union Kahului HI | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Hawaiiusa Kahului Branch, your trusted partner in financial growth since 1936. Nestled in the heart of Kahului at the Queen Kaahumanu Office Building, we are proud to serve our community with a personal touch. With over 132,000 members, we strive to provide financial solutions tailored to meet your unique needs. At Hawaiiusa, we understand that financial matters can be daunting. That's why our dedicated team is here to offer guidance and support every step of the way. Whether you're looking for personal banking services, auto loans, or business financing options, we have you covered with assets totaling over $2.5 billion and deposits exceeding $293 million. Our commitment goes beyond numbers; it's about making a difference in the lives of our members. With a robust net worth of $261 million, we ensure stability and reliability for our members' futures. Our CEO, Greg Young, along with Board President Harlan Kimura, leads a team of 379 employees who are passionate about serving you and your financial needs. For any inquiries or assistance, feel free to reach out to us at (808) 872-1200 or visit us during our convenient hours: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. While you can visit us at our branch address, all official correspondence should be sent to our mailing address at 285 W Kaahumanu Ave Ste 101A, Kahului, HI 96732. Join us at Hawaiiusa and experience the warmth of community banking where your financial well-being is our priority! Explore more about our services on our website: hawaiiusafcu.com. We look forward to welcoming you!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; it encompasses supporting local initiatives and partnerships that uplift our community. Whether through outreach programs or financial education workshops, we strive to be an active participant in fostering growth and opportunity for everyone in Kahului. For your convenience, we are open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. We also provide ATM services for quick access to your funds.

Join Us

As we continue to grow and adapt to meet the needs of our members, we invite you to be part of our journey. Join Hawaiiusa today and experience firsthand the benefits of being part of a credit union dedicated not just to financial success but also to community well-being. For any inquiries or assistance, feel free to call us at 808-872-1200. Together, let's build a brighter future!

Our Journey

From our humble beginnings in a small office, we have evolved into a vital financial institution known for its commitment to personal service and community development. Located at the Queen Kaahumanu Office Building in Kahului, our branch is easily accessible for all your banking needs. While members can visit us at this address, official correspondence should be sent to the same location: Queen Kaahumanu Office Building, Kahului, HI 96732. As we look back on our journey, we celebrate key milestones that reflect our dedication to providing quality financial services. Our mission has always been clear: to empower individuals and families through exceptional banking solutions while fostering strong community ties.

Our Mission

At Hawaiiusa, our mission is more than just numbers; it's about making a real impact in the lives of our members and the wider community. We aim to provide accessible financial products such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also offer essential business banking services designed to help local businesses thrive. We understand that modern life requires flexibility and convenience. That's why we've embraced digital advancements like online banking and mobile applications. With features like e-statements and person-to-person payments, managing your finances has never been easier or more secure.

Branch Location & Accessibility

Welcome to the Hawaiiusa Kahului Branch, your friendly neighborhood credit union located at the Queen Kaahumanu Office Building in beautiful Kahului, HI. Our branch is designed with your convenience in mind, making it easy for you to access all of our services. Whether you're stopping by for a quick transaction or need assistance with your banking needs, we're here to help! Located in the heart of Maui County, our branch is just a stone's throw away from popular landmarks like the Queen Ka'ahumanu Center and the stunning beaches of Kahului. You'll find plenty of parking available right outside our doors, ensuring that your visit is hassle-free. We also comply with ADA standards, providing ramps and accessible features for all members. Our operating hours are tailored to fit your busy schedule: we're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturday from 9:00 AM to 1:00 PM. So whether you're popping in during your lunch break or taking a trip on the weekend, we're here when you need us most. At Hawaiiusa, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Plus, enjoy the convenience of ATM access right here at our location for cash withdrawals and balance checks. While members can visit us at Queen Kaahumanu Office Building Kahului Hi 96732, official correspondence should be sent to our mailing address at Queen Kaahumanu Office Building, Kahului, HI 96732. If you have any questions or need assistance, don't hesitate to give us a call at (808) 872-1200. Come visit us today and discover how Hawaiiusa can support you in achieving your financial goals!

Member Eligibility

At Hawaiiusa, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that truly cares about your financial well-being. If you're wondering how to become a member, it's quite simple! We welcome anyone who lives, works, or worships in the area, as well as family members of current members. This means you can easily join us and enjoy all the benefits we offer, from competitive rates on loans to personalized service that makes banking feel more human. To learn about the specific eligibility criteria, check out our detailed information at . Opening an account with us is straightforward and designed with you in mind. Whether you're looking for a checking account, savings options, or loans, we have a range of services tailored to meet your needs. Plus, if you have any questions or need assistance during the process, don't hesitate to reach out at (808) 872-1200. We're here to help you every step of the way! Come visit us at our convenient location: Queen Kaahumanu Office Building Kahului Hi 96732 and start your journey with Hawaiiusa today.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services that streamline daily operations. Imagine having a reliable payment processing system that allows you to accept payments easily and efficiently, enhancing customer satisfaction while freeing up your time for more important tasks. Our team is dedicated to ensuring you have the tools you need to manage your finances effectively. Visit us at Queen Kaahumanu Office Building Kahului Hi 96732 in Kahului, HI, or call us at (808) 872-1200 to discover how our business banking solutions can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $223 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $188,916,229, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility & Support

We know how important it is for members to feel supported. That's why our dedicated team is always available via phone at (808) 872-1200 during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. At Hawaiiusa, we're more than just a credit union; we're here to empower you with the tools and resources needed for financial success. Explore all our services today and see how we can assist you on your financial journey! For more information or to get started with any of our offerings, visit us online at http://www.hawaiiusafcu.com or give us a call at (808) 872-1200. Your future starts here!

Business Banking Services

If you're a business owner, we have tailored banking solutions just for you. From merchant services that simplify transactions to business loans that fuel growth, we are committed to helping local businesses thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services at Kahului Branch. You can easily manage your accounts from anywhere whether it's making payments, transferring funds, or checking your balance all from the palm of your hand. Our ATM services allow for cash withdrawals and balance checks whenever you need them.

Credit Cards & Rewards

Don't forget about our credit cards! With rewards that fit your lifestyle, these cards provide not only convenience but also benefits for your everyday purchases.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options cater to everyone. Imagine effortlessly managing your daily expenses with our user-friendly accounts that come with no hidden fees. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions can help get you behind the wheel quickly and affordably. For those planning to buy a home, we offer mortgage loans and refinancing options that make the process straightforward and stress-free. And if life throws unexpected challenges your way, our personal loans and debt consolidation services can assist you in regaining control of your finances.

Digital & Online Banking

Key Features

Whether you're checking your balance, transferring funds, or paying bills, our user-friendly mobile application ensures you have everything you need right at your fingertips. You can easily make person-to-person transfers, so sending money to friends and family is just a click away. Plus, with the option for electronic signature authorization, signing documents is quick and convenient.

Security and Accessibility

We prioritize your security while providing all these features. Our online banking platform is built with robust security measures to keep your information safe. And if you prefer to go paperless, our e-statements make it easy to view your financial documents securely online.

Stay Connected

With mobile payments available, you can shop hassle-free without carrying cash or cards. Just use your phone! The combination of our mobile application and the convenience of digital banking allows for real-time account management and financial oversight wherever life takes you. Experience the ease of modern banking with Hawaiiusa today, where we make it simple to stay on top of your finances!

Financial Strength

A Growing Community

Total Share Accounts: 270,888, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending stand at $249,928, further demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaiiusa is your trusted partner. Visit us at Queen Kaahumanu Office Building Kahului Hi 96732 or call (808) 872-1200 to learn more about how we can help you achieve your financial goals.

Continuous Investment in Your Future

With $254,804,961 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our robust lending capacity includes $2,735 in used auto loans and $1,408,957,624 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings Options

Your savings are secure with us. We have $653,914,360 in share certificates and $252,424,289 in money market shares, offering stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we prioritize you. With non-member deposits at $0, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our dedication to operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 376 full-time employees and 3 part-time employees ready to assist you with their knowledge and commitment.

Strong Financial Health

With a net worth of $261,439,440, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to prudent financial management is reflected in our net worth ratio of $1,021, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financial Support

For business owners, our outstanding commercial loans totaling $188,916,229 provide the capital needed to grow and expand. We are committed to supporting local businesses and fostering economic growth in our community. If you're considering refinancing any existing loans or need information about eligibility options, our team is here to guide you through the process. We aim to ensure that you have all the necessary information to make informed decisions. For more details or to discuss your loan options further, please feel free to reach out to us at (808) 872-1200. Our dedicated staff at Queen Kaahumanu Office Building Kahului Hi 96732 in Kahului, HI is ready to assist you during our operating hours from Monday to Friday: 9:00 AM - 5:00 PM and Saturday: 9:00 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Hawaiiusa can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,205,017 in used vehicle loans and $45,510,839 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can work for you.

Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $45,814,531 in loans helping members manage their finances effectively. Enjoy the convenience of having funds available when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $206,744,073, make buying or refinancing simple. We provide tailored solutions to suit your needs, making it easier than ever to secure the home you've always wanted.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the platform's effectiveness in delivering significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency ensures that users receive fair and accurate loan offers. Each listed lender adheres to strict guidelines, allowing you to compare rates with confidence.

HAWAIIUSA FEDERAL CREDIT UNION