HawaiiUSA Credit Union Honolulu HI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hawaiiusa, your trusted credit union in the heart of Honolulu. Established in 1936, our Kahala Branch located at 4137 Waialae Ave, Honolulu, HI 96816 has proudly served our community for decades. With a robust membership of 132,875, we're dedicated to providing personalized financial services that meet the unique needs of our members. At Hawaiiusa, we understand the importance of financial stability and growth. That's why we manage over $2.5 billion in total assets and have facilitated nearly 40,159 loans and leases, empowering our members to achieve their dreams. Our commitment to your success is reflected in our strong net worth of $261,439,440 and substantial cash reserves amounting to $11,997,423. While you can visit us directly at our branch for all your banking needs, please note that any official correspondence should be sent to the same address listed above. Our friendly team is here to assist you with various services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, business banking solutions, and more. Leading our credit union is CEO Greg Young and Board President Harlan Kimura, who are both passionate about enhancing member experiences and fostering community connections. Together with our dedicated staff of 379 employees, we strive to provide exceptional service tailored just for you. We invite you to explore what we offer online at Hawaiiusa or give us a call at 808-733-1700. Join us today and discover how Hawaiiusa can help you reach your financial goals!

Branch History & Mission

Community Commitment

Our commitment extends beyond the walls of our branch. We actively engage in community outreach programs designed to support local causes and foster goodwill among residents. By partnering with schools and non-profits, we aim to strengthen the fabric of Honolulu while ensuring that every member feels valued and included. While you can visit us at 4137 Waialae Ave, official correspondence should be sent to the same address. For any inquiries or assistance, feel free to reach out at 808-733-1700 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. We invite you to join us at Hawaiiusa Credit Union where your financial journey matters. Experience firsthand how we can help you thrive today!

Our Evolution

Since opening our doors in 1936, Hawaiiusa has evolved significantly. Originally established to provide financial services tailored to the needs of military personnel and their families, we now serve a diverse array of members from all walks of life. Our growth is not just measured in numbers; it reflects our dedication to improving lives within our community. We are proud to offer innovative solutions like online and mobile banking, allowing members to manage their finances with ease from anywhere. Our ATM services are readily available for quick access to cash, although we do not currently feature drive-thru banking at this location.

Our Mission

At Hawaiiusa, our mission goes beyond providing financial products; we strive to enrich lives. We believe that by offering personalized service and accessible financial education, we can help our members achieve their goals and build brighter futures. This mission drives us to invest in local initiatives that uplift our community whether it's through partnerships with local organizations or hosting workshops on financial literacy.

Branch Location & Accessibility

Welcome to the Hawaiiusa Kahala Branch, conveniently located at 4137 Waialae Ave in beautiful Honolulu, HI. Our branch is nestled in a vibrant area close to local favorites like the Kahala Mall and the stunning beaches of Waikiki, making it easy for you to stop by while enjoying your day out. At our Kahala Branch, we prioritize accessibility and convenience. You'll find ample parking available, along with ADA-compliant features to ensure everyone can visit us comfortably. We are open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM, giving you plenty of opportunities to come in and talk with our friendly staff about your banking needs. While members can visit us at 4137 Waialae Ave, official correspondence should be sent to the same address as our mailing address. If you prefer cash transactions, we've got you covered with our ATM services available on-site. Unfortunately, we currently do not offer drive-thru banking; however, our lobby is welcoming and equipped to assist you with all your financial inquiries. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgages, our team is here to support you every step of the way. Feel free to give us a call at 808-733-1700 if you have any questions or would like more information about our services. We look forward to serving you at Hawaiiusa's Kahala Branch!

Member Eligibility

At Hawaiiusa, we believe that everyone deserves the chance to be part of a supportive community that truly cares about its members. Joining us is simple! If you live, work, or go to school in our local area, you're likely eligible for membership. We welcome individuals from all walks of life, so whether you're just starting out or looking to enhance your financial journey, there's a place for you here. Plus, being a member means gaining access to a range of benefits like competitive loan rates and personalized services that fit your unique needs. To find out more about the specific eligibility criteria, check out our detailed information at . Once you're ready to take the next step, opening an account with us is easy and straightforward. You can give us a call at (808) 733-1700 or visit us at our branch located at 4137 Waialae Ave Honolulu Hi 96816. Our friendly team is here to help guide you through the process and answer any questions you might have! Join us today and start enjoying the many advantages of being a member at Hawaiiusa.

Business Banking & Commercial Services

Merchant Services that Matter

Imagine being able to accept payments effortlessly while managing your cash flow seamlessly. Our merchant services offer you just that tools to streamline transactions so you can focus on what really matters: growing your business. Whether you're a local shop or a service provider, we have solutions tailored for your unique needs. Visit us at 4137 Waialae Ave Honolulu Hi 96816 in Honolulu, HI or give us a call at (808) 733-1700 to learn more about how we can empower your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $223 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $188,916,229, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing your money has never been easier with our ATM services available at various locations. You can withdraw cash, check balances, and perform other basic transactions without any hassle. At Hawaiiusa, we pride ourselves on offering not just services but solutions designed for real-life situations. Our commitment to convenience means that whether you prefer visiting us in person or managing everything online via our digital banking features, we're here for you. If you're ready to explore how these services can benefit you or if you have any questions, feel free to call us at (808) 733-1700 or visit us at 4137 Waialae Ave Honolulu Hi 96816 during our operating hours from Monday through Friday 9:00 AM - 5:00 PM and Saturday 9:00 AM - 1:00 PM. Join us today and experience the difference at Kahala Branch!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans make financing easy and affordable. We provide competitive rates and flexible terms so that you can get behind the wheel of your dream vehicle without breaking the bank. Imagine driving off in your new car knowing you've secured a great deal with us!

Business Banking

For our business members, we offer comprehensive business banking services including merchant services and business loans. Our goal is to support local businesses in achieving their goals by providing financial solutions tailored specifically for them.

Credit Cards with Rewards

We also provide credit cards that not only give you purchasing power but also reward you for every dollar spent. Whether you're looking for cashback offers or travel rewards, we have options that fit your lifestyle.

Mortgage Loans & Refinancing

Your home is one of the most significant investments you'll ever make. At Hawaiiusa, we offer mortgage loans and refinancing options that can help you save money over time. Whether you're purchasing your first home or looking to refinance an existing loan, our experienced team will guide you through every step.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services have got you covered. We offer flexible options that cater to your daily banking needs, making it easier for you to manage your money effectively. Imagine having access to your funds anytime through our user-friendly online and mobile banking platforms. With just a few taps, you can check balances, transfer money, and pay bills from the comfort of your home.

Personal Loans & Debt Consolidation

If you need extra cash for unexpected expenses or want to consolidate debt into one manageable payment, our personal loans can be a great solution. Picture having one single monthly payment instead of juggling multiple debts it's easier than you think!

Digital & Online Banking

Key Features

With our user-friendly online banking platform, accessible at http://www.hawaiiusafcu.com , you can check your account balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, allowing you to view your financial documents anytime without the clutter of paper. Plus, if you prefer to sign documents electronically, we provide electronic signature authorization for a hassle-free experience.

Mobile Banking Convenience

For those who are always on the move, our mobile application is here to help! It supports mobile payments, making it simple to make purchases directly from your phone. Need to send money to a friend? Our person-to-person transfer feature allows you to easily send funds within seconds no more waiting in line or dealing with cash!

Security First

Your security is our priority. Our 24/7 online banking services include robust security measures to keep your information safe while giving you real-time access to manage your accounts. Whether it's checking transactions or making transfers, rest assured that your data is protected. At Hawaiiusa, we're committed to providing accessible and efficient banking solutions that simplify your financial life. Explore all these features and more by visiting us online today!

Financial Strength

Focused Resources

Unlike traditional banks, our resources are dedicated to serving our members. Currently, we have no non-member deposits ($0), which means every dollar is invested back into enhancing your experience with us through better loan rates, lower fees, and exclusive perks.

Growing Trust

Our net shares (funds available for lending and investments) stand at $249,928, reflecting the trust our growing membership base has placed in us with a total of 270,888 accounts. This trust allows us to serve you better every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaiiusa is your trusted partner. Visit us at 4137 Waialae Ave Honolulu Hi 96816 or call (808) 733-1700 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

We prioritize your savings. Members' funds are secured through $653,914,360 in share certificates and $252,424,289 in money market shares, offering stable and rewarding financial growth opportunities. This commitment helps us focus on benefiting you rather than simply accumulating profits.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 376 full-time employees and 3 part-time employees who are always ready to assist you with their knowledge and dedication.

Reinvestment in Your Future

With $254,804,961 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $2,735 in used auto loans and $1,408,957,624 in total loans and leases.

Solid Financial Health

With a net worth of $261,439,440, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,021 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,205,017 in used vehicle loans and $45,510,839 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your budget. Plus, our refinancing options can help you lower your monthly payments even further.

Business Financing

For business owners, our outstanding commercial loans totaling $188,916,229 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital, we're here to support your business ambitions. We invite you to reach out for more details about any of these products. Contact us at (808) 733-1700, visit us at 4137 Waialae Ave Honolulu Hi 96816, or explore our website at http://www.hawaiiusafcu.com for additional information on eligibility and application processes. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here at Hawaiiusa, where we prioritize your needs and work diligently to find solutions that empower you today and into the future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $206,744,073, make buying or refinancing simple. We guide you through each step of the process so that you feel confident in your investment.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans, with a total of $45,814,531 in loans helping members manage their finances effectively. These credit cards come with various rewards and benefits tailored to suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for consumers. By working exclusively with verified financial institutions, LendMesh guarantees that users receive accurate information to make informed decisions.

HAWAIIUSA FEDERAL CREDIT UNION