HawaiiUSA Credit Union Aiea HI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Hawaiiusa, your trusted financial partner located at the Aiea Shopping Center in beautiful Aiea, HI 96701. Established in 1936, we have proudly served our community for over 85 years, providing exceptional banking services tailored to meet the needs of our 132,875 members. With total assets reaching an impressive $2,556,023,553 and total deposits of $293,143,251, our commitment to financial stability is unwavering. At Hawaiiusa, we understand that each member's financial journey is unique. That's why we offer a range of services from personal banking and auto loans to mortgage financing and business solutions. Whether you're looking for a reliable checking account or a robust loan option, our team is here to help you every step of the way. Under the leadership of our CEO, Greg Young, and Board President Harlan Kimura, we strive not only for excellence in service but also for making a positive impact within our community. Our dedicated staff of 379 employees works tirelessly to ensure you feel valued and supported. While members can visit us at our Aiea location, official correspondence should be sent to our mailing address at Aiea Shopping Center, 99-115 Aiea Heights Dr Ste 114, Aiea, HI 96701. We invite you to explore our website at www.hawaiiusafcu.com for more information about membership benefits and services. Join us today and experience a credit union that truly cares about your financial well-being! For any inquiries or assistance, feel free to call us at 808-483-1500. Together, let's build a brighter financial future!

Branch History & Mission

Community Connections

Our branch is more than just a financial institution; it's a vital part of the Aiea community. We are proud to offer shared service center access for partner credit union members and have invested in digital advancements like online banking and mobile payments to enhance member experience. Whether you need assistance with loans or simply want to check your balance through our ATM services, we aim to provide you with convenient options that suit your lifestyle. While members can visit us at Aiea Shopping Center, Aiea, HI 96701, official correspondence should be sent to Aiea Shopping Center, 99-115 Aiea Heights Dr Ste 114, Aiea, HI 96701. Our doors are open Monday through Friday from 9:00 AM - 5:00 PM and on Saturday from 9:00 AM - 1:00 PM.

Join Us

As we continue our journey together, we invite you to be part of our family at Hawaiiusa. Experience the benefits of being a member where your financial goals meet our commitment to helping you succeed. For more information or assistance, feel free to reach out at 808-483-1500. Together, let's build a brighter future!

Our Journey

Hawaiiusa began its journey in the Aiea Shopping Center, strategically located for accessibility and convenience. Over the years, it has evolved significantly while remaining true to its roots. The branch's commitment to excellence is reflected in its range of services that cater to personal and business banking needs alike. From checking and savings accounts to auto loans and credit cards with rewards, Hawaiiusa has continually adapted to meet the changing needs of its members.

Our Mission

The mission of Hawaiiusa is simple yet profound: to empower our members by providing them with reliable financial solutions while fostering a sense of community. We believe that everyone deserves access to quality financial services that can help them achieve their dreams. This mission drives us daily as we strive not only for financial success but also for meaningful community engagement.

Branch Location & Accessibility

Get in Touch

Feel free to reach out anytime! You can call us at 808-483-1500 with any questions or concerns. We're excited to welcome you into our branch soon come visit us today and discover how we can assist you on your financial journey!

Operating Hours

We understand that life can get busy! That's why our doors are open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Whether you're stopping by for personal banking or looking for assistance with loans and credit cards, our dedicated team is ready to help during these hours.

Services Offered

At the Aiea Branch, we provide a variety of services tailored to fit your financial lifestyle. From checking and savings accounts to auto loans and mortgages, you'll find everything you need under one roof. We also offer online and mobile banking options for added convenience. Plus, our shared service center allows you to perform basic transactions if you're a member of one of our partner credit unions.

Member Eligibility

At Hawaiiusa, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports each other. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be welcoming and straightforward. We primarily serve individuals who live, work, or attend school in the areas we cover, as well as their family members. This means if you have a connection to our community in any of these ways, you're likely eligible! For the latest details on eligibility criteria, feel free to check out this page. Opening your account at Hawaiiusa is just as easy! Once you confirm your eligibility, simply visit us at Aiea Shopping Center Aiea Hi 96701 or give us a call at (808) 483-1500 for assistance. Our friendly team is here to guide you through every step of the process, ensuring you have access to all the benefits that come with being a member, including competitive rates on loans and personalized financial services. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $223 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $188,916,229, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine seamlessly processing payments from your customers without the hassle. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From credit card processing to mobile payment solutions, we ensure that handling finances is straightforward and efficient. Visit us at Aiea Shopping Center Aiea Hi 96701 in Aiea, HI, or give us a call at (808) 483-1500 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For business owners in the community, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're just starting out or looking to expand, we are here to support your entrepreneurial goals.

Credit Cards and Rewards

Looking to make everyday purchases more rewarding? Our credit cards with rewards allow you to earn points on your spending, which can be redeemed for various perks. It's a simple way to make your money work harder for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts from anywhere. You can easily check balances, transfer funds, pay bills, or even deposit checks using your smartphone. With ATM access available at our branch and across a network of ATMs, withdrawing cash is quick and hassle-free.

Personal Banking

Our personal banking services include checking and savings accounts designed for every lifestyle. Whether you're saving for a big purchase or managing daily expenses, we have the right account for you. For those looking to finance their next vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms, making it easier than ever to hit the road. If you're considering buying a home, our mortgage loans and refinancing services provide guidance through the entire process. We aim to make home ownership accessible and affordable. Additionally, if you find yourself in need of extra cash for unexpected expenses, our personal loans and debt consolidation options can help you regain control over your finances.

Shared Branch Services

If you're a member of partner credit unions, you'll appreciate our basic shared branch transactions that let you deposit and withdraw funds conveniently. This service ensures that no matter where life takes you, access to your money is always within reach. At Hawaiiusa, we're here not just as a financial institution but as a partner in your journey towards achieving financial success. If you'd like more information about any of our services or want to talk with one of our friendly representatives, please give us a call at (808) 483-1500 or visit us at Aiea Shopping Center Aiea Hi 96701. Your financial well-being is important to us let's achieve it together!

Digital & Online Banking

Additional Benefits

With e-statements available, you can say goodbye to paper clutter and keep track of your finances digitally. If you prefer using mobile payments, we've got you covered! Enjoy the ease of paying for purchases right from your smartphone. Need to send money to friends or family? Our person-to-person transfer feature allows you to do just that with just a few taps on your screen. Whether it's splitting a bill or sending a gift, it's quick and easy. At Hawaiiusa, we believe banking should be straightforward and accessible for everyone. Join us today and experience the benefits of digital banking tailored just for you!

Key Features

Imagine checking your account balance, transferring money, or paying bills without having to visit a branch. Our online banking platform provides real-time access to your financial information, allowing you to stay on top of your finances effortlessly. Plus, with our mobile application, you can carry your bank in your pocket. Whether you're out running errands or lounging at home, managing your money has never been simpler. Security is a top priority for us. We use advanced technology to keep your personal information safe while you bank online. You can also take advantage of our electronic signature authorization feature, making transactions quick and hassle-free.

Financial Strength

Commitment to Growth

With $254,804,961 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $2,735 in used auto loans and $1,408,957,624 in total loans and leases.

Growing Membership Base

With a total of 270,888 share accounts, it's clear that more people trust us with their finances every day. This growing member base strengthens our community focus and enhances the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaiiusa is your trusted partner. Visit us at Aiea Shopping Center Aiea Hi 96701 or call (808) 483-1500 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Focused Savings

Members' savings are secured through $653,914,360 in share certificates and $252,424,289 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 376 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $261,439,440, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,021 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,205,017 in used vehicle loans and $45,510,839 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find an option that fits your budget. If you're considering refinancing your current auto loan, we also have options available that could lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $188,916,229 provide the capital needed to grow and expand. We offer tailored solutions to meet the unique demands of your business needs. At Hawaiiusa, our commitment is not just to provide loans but to foster a supportive environment for all your financial endeavors. For more information about our loan offerings or to see if you qualify for refinancing options, feel free to contact us at (808) 483-1500 or visit us at our location in Aiea Shopping Center Aiea Hi 96701 in Aiea, HI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your path toward achieving financial stability starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $206,744,073, make buying or refinancing simple. We work closely with you to understand your needs and guide you through the process, whether it's your first home or a property investment.

Unsecured Credit Card Loans

Managing daily expenses is easier with our flexible terms on unsecured credit card loans. With a total of $45,814,531 in loans helping members navigate their finances effectively, our credit cards come with benefits that suit various lifestyles.

Loan Aggregator

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HAWAIIUSA FEDERAL CREDIT UNION - Aiea, HI