Hawaiian Financial Waipahu HI Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Hawaiian Financial, your trusted partner in the heart of Waipahu, HI. Located at 94595 Kupuohi St, our branch has been serving the community since 1936 with a commitment to providing quality financial services tailored to meet your needs. With over 54,000 members and assets exceeding $963 million, we pride ourselves on being a reliable resource for personal and business banking. At Hawaiian Financial, we understand that every member is unique. That's why we offer a diverse range of services, from checking and savings accounts to auto loans and credit cards with rewards. Our dedicated team, led by CEO Norman Okimoto and Board President Glen Moribe, works tirelessly to ensure you receive exceptional service and support. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 1138 N King St, Honolulu, HI 96817. With a robust total deposit figure of $81,974,169 and total loans amounting to 9,394, we're here to help you achieve your financial goals. We invite you to explore how Hawaiian Financial can make banking easy and accessible for you. Whether you're looking for assistance with personal loans or need guidance on business financing, our friendly staff is ready to help. Feel free to reach out by calling us at 808-671-7788 during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us at Hawaiian Financial where your financial success is our priority!

Branch History & Mission

Our Journey

Since opening our doors, Hawaiian Financial has focused on providing exceptional service and support to our members. With total assets now exceeding $963 million, we have steadily built a strong foundation that allows us to offer a wide range of services from personal banking options like checking and savings accounts to auto loans and business financing. Our commitment to growth is reflected not only in our impressive membership but also in our dedication to the local economy. Throughout our history, we have embraced change and innovation. In today's digital world, we offer convenient online and mobile banking services, ensuring that members can manage their finances with ease. We're also proud to provide access to ATMs and shared service centers for those who prefer face-to-face interactions.

Our Mission

At Hawaiian Financial, our mission is clear: We are dedicated to improving the financial lives of our members while actively contributing to the communities we serve. We strive to make banking accessible and beneficial for everyone. Whether you're looking for personal loans, mortgage refinancing, or business services, we are here to support your needs with personalized care. Our values extend beyond just financial services; we believe in giving back to our community through partnerships and outreach efforts. From local events to educational programs, we aim to empower individuals and families in their financial journeys. While members can visit us at 94595 Kupuohi St Waipahu Hi 96797, official correspondence should be sent to 1138 N King St, Honolulu, HI 96817. Feel free to reach out at 808-671-7788 if you have any questions or need assistance. Join us at Hawaiian Financial and experience the benefits of being part of a community-focused credit union that truly cares about your financial well-being. Together, we can build a brighter future!

Branch Location & Accessibility

Welcome to Hawaiian Financial's Kunia branch, conveniently located at 94595 Kupuohi St, Waipahu, HI 96797. Our branch is nestled in a vibrant community near popular landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading to the nearby shopping centers or enjoying a day out, we are just a short drive away! At Hawaiian Financial, we prioritize accessibility for all our members. Our branch is designed with your convenience in mind, featuring ADA-compliant facilities and ample parking space to ensure everyone can visit us without any hassle. If you need to conduct business with us but can't make it to the branch during the week, don't worry! We're open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. For those who prefer digital banking solutions, we offer online banking services that allow you to manage your accounts anytime, anywhere. Plus, if you're on the go, you can take advantage of our ATM services available right here at the branch. While you can visit us at our Waipahu location for all your personal and business banking needs, please note that official correspondence should be directed to our mailing address at 1138 N King St, Honolulu, HI 96817. If you have any questions or need assistance, feel free to give us a call at 808-671-7788. We're here to help! Come by and see how Hawaiian Financial can support your financial journey today!

Member Eligibility

At Hawaiian Financial, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or attend school in our service areas, you're likely eligible to join us. We take pride in serving our local community, so whether you're looking for personal banking services or business solutions, we're here for you. For more detailed eligibility criteria, feel free to visit our website at https://www.hificu.com/eligibility . Opening an account with us is a simple process designed with your convenience in mind. You can get started right away by visiting our account opening page at https://online.hificu.com/auth/enrollment . If you have any questions or need assistance along the way, don't hesitate to reach out! Just give us a call at (808) 671-7788. Join us today at 94595 Kupuohi St Waipahu Hi 96797 and experience the advantages of being part of the Hawaiian Financial family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to our loan offerings, we provide essential merchant services that simplify daily operations for businesses. Imagine having a reliable payment processing solution that allows you to accept payments seamlessly from customers, enabling you to focus on what you do best growing your business. Visit us at 94595 Kupuohi St Waipahu Hi 96797 or call us at (808) 671-7788 to learn more about how our business banking and commercial services can support your success today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $4,552,467, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we understand the importance of having reliable financial support. Our business banking options include merchant services and business loans tailored to help your venture thrive. We're here to partner with you in achieving your business goals.

Convenient Access Anytime

We recognize that accessing your finances should be hassle-free. At Hawaiian Financial, we offer ATM services for cash withdrawals and balance checks whenever you need them. Plus, if you're a member of a partner credit union, basic shared branch transactions like deposits and withdrawals are easily handled here as well.

Credit Cards That Reward You

With our credit cards featuring rewards programs, every purchase can lead you closer to exciting benefits. Whether it's for daily expenses or special occasions, using our credit card not only helps you manage spending but also earns you rewards along the way.

Get Started Today!

We invite you to explore all the ways Hawaiian Financial can serve you better. Feel free to visit us at 94595 Kupuohi St Waipahu Hi 96797, call us at (808) 671-7788, or check out our website at Kunia for more details on how we can assist you with your financial journey. Join us today and experience personalized service committed to meeting your unique needs!

Loans Tailored for You

Life brings various opportunities and challenges, which is why we offer auto loans and vehicle financing to help you hit the road with confidence. If you're considering homeownership or refinancing an existing mortgage, our competitive mortgage loans can guide you through every step of the process. For those unexpected expenses or debt consolidation needs, our personal loans provide flexible solutions that fit your budget.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are crafted with you in mind. Imagine having easy access to your funds, no matter where you are. With our online and mobile banking features, managing your accounts has never been simpler. You can make deposits, check balances, and transfer money at your convenience.

Digital & Online Banking

At Hawaiian Financial, we understand that managing your finances should be convenient and secure. That's why we offer a range of digital and online banking services designed to make your banking experience smooth and efficient. Whether you're at home or on the go, our services help you keep track of your finances easily. With our online banking platform, you can access your accounts 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. It's all about giving you control right at your fingertips. You can also enjoy e-statements, which provide a quick and eco-friendly way to keep track of your transactions without the clutter of paper statements. Our mobile application offers similar features in a user-friendly format. Even if you're busy running errands or enjoying time with family, you can manage your accounts from anywhere. Plus, with person-to-person transfers available, sending money to friends or family is as simple as a few taps on your screen. While we don't currently support mobile payments, our commitment to security remains strong. Though electronic signature authorization isn't offered at this time, rest assured that every transaction through our online banking platform is safeguarded with industry-standard security measures. At Hawaiian Financial, we believe that banking should fit into your lifestyle seamlessly. Our easy-to-navigate online services not only save you time but also give you peace of mind knowing that your financial information is protected. Explore how our digital banking tools can simplify your life today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 73,265, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaiian Financial is your trusted partner. Visit us at 94595 Kupuohi St Waipahu Hi 96797 or call (808) 671-7788 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $328,717,570 in share certificates and $170,038,594 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $155,798, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 94 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $111,882,261 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $957 in used auto loans and $584,322,620 in total loans and leases.

Solid Financial Health

With a net worth of $123,122,260, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,277 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,917,890 in used vehicle loans and $16,919,039 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to ensure you get the best deal possible.

Business Loans

For business owners, our outstanding commercial loans totaling $4,552,467 provide the capital needed to grow and expand. We are here to support local businesses with competitive lending solutions. To learn more about our loan offerings or if you have questions regarding eligibility or refinancing options, please don't hesitate to reach out to us at 808-671-7788 or visit us at our branch located at 94595 Kupuohi St Waipahu Hi 96797. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Hawaiian Financial, we're dedicated to providing you with reliable financial products that empower you for a better tomorrow.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,465,976, make buying or refinancing simple. We work with you to find a plan that fits your budget and future plans.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,365,224 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that you receive fair and transparent offers.

HAWAIIAN FINANCIAL FEDERAL CREDIT UNION - Waipahu, HI