Hawaiian Financial Credit Union Pearl City HI | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Hawaiian Financial, your trusted partner in Pearl City, HI! Located at 1131 Kuala St, we have proudly served our community since 1936. As a member-focused credit union, we understand the unique financial needs of our members, and we're dedicated to providing personalized services that empower you to achieve your financial goals. With a total membership of 54,397 and assets exceeding $963 million, we are committed to fostering a strong community. Our robust portfolio includes over 9,394 loans and leases, ensuring that we can support you whether you're looking for an auto loan, mortgage, or personal loan. We also hold total deposits amounting to $81,974,169, reflecting the trust our members place in us. Under the leadership of our CEO Norman Okimoto and Board President Glen Moribe, our team of 97 employees is here to help you navigate your financial journey with confidence. We offer a range of services including checking and savings accounts, vehicle financing, business banking solutions, and modern online and mobile banking options for your convenience. While members can visit us at 1131 Kuala St, official correspondence should be sent to our mailing address at 1138 N King St, Honolulu, HI 96817. If you have any questions or need assistance, feel free to reach out at (808) 777-3060 during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Join us today at Hawaiian Financial where your financial well-being is our priority! For more information about our services or to open an account, visit us online at hificu.com. Let's build a brighter financial future together!

Branch History & Mission

At Hawaiian Financial, located in the heart of Pearl City, HI, we are proud to carry a legacy that began in 1936. Since our doors first opened at 1131 Kuala St, we have been committed to serving our community with integrity and care. Over the years, we have grown alongside our members, expanding our offerings and becoming a trusted partner in their financial journeys. Today, we proudly serve over 54,000 members with total assets amounting to $963,647,726. Our mission is simple yet profound: to provide accessible financial services while fostering community growth and support. We believe in empowering our members through personal banking solutions, including checking and savings accounts, auto loans, mortgages, and business banking services. Our team is dedicated to ensuring that each member feels valued and heard. While you can visit us at our Pearl City branch for all your banking needs, official correspondence should be sent to our mailing address at 1138 N King St, Honolulu, HI 96817. We invite you to explore the wide range of services available during our operating hours: Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 2:00 pm. In addition to traditional banking services, we have embraced modern technology to enhance your experience. With online banking options and mobile applications available, managing your finances has never been easier. Our commitment to accessibility is further reflected in our shared service center availability and ATM access. At Hawaiian Financial, we are more than just a credit union; we are an integral part of the Pearl City community. We actively engage in local outreach programs and partnerships aimed at uplifting those around us. Whether it's through financial education workshops or community events, we strive to make a positive impact. We invite you to join the Hawaiian Financial family today! Experience firsthand the dedication and support that sets us apart. Together, let's build a brighter financial future for you and your community. For more information or to get started on your journey with us, call us at 808-777-3060 or visit us online at Hawaiian Financial.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at Hawaiian Financial in Pearl City! Our friendly staff is ready to assist you with any questions or concerns you may have. If you prefer to chat first, feel free to give us a call at 808-777-3060. We look forward to serving you soon!

Local Landmarks and Accessibility

Nestled in the heart of Pearl City, our branch is just a stone's throw away from popular spots like the Pearl City Shopping Center and the scenic Momilani Park. We are proud to offer ample parking for our members, ensuring that you can visit us hassle-free. Our facility is fully accessible, featuring ADA-compliant ramps and pathways so everyone can enjoy easy access.

Operating Hours and Services

We are open Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. This makes it convenient for you to stop by before or after work or during your weekend errands. At Hawaiian Financial, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit every lifestyle. Plus, we provide online and mobile banking services so you can manage your finances from anywhere! While we don't have drive-thru banking available at this location, we do have an ATM on-site for quick cash withdrawals and balance checks.

Member Eligibility

At Hawaiian Financial, we believe that everyone deserves a chance to be part of a caring community. Joining us as a member is straightforward and welcoming! If you live, work, or worship in the area, you're likely eligible to become a member. We're committed to supporting our members with personal service and financial solutions tailored to your needs. Becoming part of our family means you'll have access to great rates on loans, competitive savings options, and a host of services designed just for you. To get started on your membership journey, simply visit us at our branch located at 1131 Kuala St Pearl City Hi 96782 or give us a call at (808) 777-3060. You can find detailed eligibility criteria by checking out this resource: https://www.hificu.com/eligibility . Once you're ready, opening an account is easy! Head over to https://online.hificu.com/auth/enrollment to fill out your application online. We can't wait to welcome you into the Hawaiian Financial family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify your daily operations. Imagine processing payments seamlessly while focusing on what you do best running your business. Our services help you accept various payment methods, ensuring you never miss a sale. For more information about how our business banking and commercial services can benefit you, visit us at 1131 Kuala St Pearl City Hi 96782 or give us a call at (808) 777-3060. Let's work together to take your business to the next level!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,552,467, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For local businesses, we offer comprehensive banking solutions including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we aim to provide support that helps you thrive.

Convenient Access & Support

At Hawaiian Financial, we recognize the importance of convenience in today's fast-paced world. That's why we provide ATM services for quick cash withdrawals and balance checks without hassle. Plus, our shared branch transactions allow members from partner credit unions to conduct basic deposits and withdrawals right here at our location. Need assistance? Our friendly team is always ready to help during our lobby hours from Monday to Friday, 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 2:00 PM. You can also reach us anytime at (808) 777-3060. As part of our commitment to serving you better, we invite you to explore all these services by visiting us at 1131 Kuala St Pearl City Hi 96782 or checking out our website at https://www.hificu.com . Join us today and discover how Hawaiian Financial can be your trusted partner in achieving financial success!

Credit Card Options

Our credit cards come with rewards that make everyday purchases more rewarding. Whether you want to earn points for travel or cashback on groceries, we have options that cater to your lifestyle.

Mortgage Solutions

If buying a home is on your mind, look no further than our mortgage loans and refinancing options. We strive to make the process straightforward so you can focus on what really matters finding your perfect home. Our knowledgeable staff will guide you through every detail, ensuring you understand all aspects of your mortgage.

Personal Banking Services

Our personal banking services include checking and savings accounts designed for easy management and maximum convenience. Imagine having the flexibility to access your funds anytime through our online and mobile banking platforms. You can easily check balances, transfer money, or pay bills all from the comfort of your home or on-the-go. For those considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We offer competitive rates and flexible terms that fit your budget. Additionally, if you're looking to consolidate debt or need extra cash for unexpected expenses, our personal loans are a great option.

Digital & Online Banking

Key Features

With our user-friendly online banking platform available at https://www.hificu.com , you can easily check balances, transfer funds, and pay bills all with just a few clicks. Our 24/7 online banking services ensure that you have access to your accounts anytime, so you're never out of touch with your finances. Need to send money to a friend? No problem! Our person-to-person transfer feature allows you to quickly send funds without any hassle. Plus, if you prefer keeping track of your statements digitally, e-statements are readily available for your convenience. This means no more paper clutter just easy access to your account history whenever you need it.

Security and Accessibility

While convenience is key, we also prioritize your security. Our online banking system includes robust security measures to protect your information, giving you peace of mind as you manage your accounts. Although we currently do not offer electronic signature authorization or mobile payments, our mobile application makes it simple for you to stay connected on the go. Whether you're checking in from your smartphone or logging in from a computer, you'll find that accessing your accounts is straightforward and efficient. At Hawaiian Financial, we're committed to providing a banking experience that fits seamlessly into your busy lifestyle. Join us today and explore how our digital banking services can enhance the way you manage your money! For more information or to get started, visit us at https://www.hificu.com .

Financial Strength

Commitment to Growth

With $111,882,261 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $957 in used auto loans and $584,322,620 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $328,717,570 in share certificates and $170,038,594 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $155,798, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 94 full-time employees and 3 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $123,122,260, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,277 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 73,265, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaiian Financial is your trusted partner. Visit us at 1131 Kuala St Pearl City Hi 96782 or call (808) 777-3060 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,917,890 in used vehicle loans and $16,919,039 in new vehicle loans already helping members get on the road. We understand the importance of reliable transportation, which is why our loan process is straightforward and designed to get you behind the wheel as quickly as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $4,552,467 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges, and having access to funds can make all the difference. At Hawaiian Financial located at 1131 Kuala St Pearl City Hi 96782, we are dedicated to supporting our community with personalized service and expert guidance throughout the borrowing process. If you have questions about eligibility or want assistance with refinancing options, don't hesitate to reach out at 808-777-3060. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,465,976, make buying or refinancing simple. We offer various plans to suit different budgets and situations. Plus, if you're considering refinancing your current mortgage for better rates or terms, we're here to help you explore those options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,365,224 in loans helping members manage their finances effectively. This product can be an excellent way to build your credit while enjoying the convenience of cashless transactions.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. You can trust that the loan comparisons you see are based on verified information rather than vague claims or outdated figures.

HAWAIIAN FINANCIAL FEDERAL CREDIT UNION