Hawaiian Financial Credit Union Honolulu HI | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Hawaiian Financial, your trusted partner in achieving financial well-being. Located at 277 Elliott St, Honolulu, HI 96819, we've been proudly serving our community since 1936. With a deep commitment to our members, we have grown to support over 54,397 individuals and families, helping them navigate their financial journeys with confidence. At Hawaiian Financial, we understand the unique needs of our members. That's why we offer a wide range of services tailored just for you from personal checking and savings accounts to auto loans and mortgage refinancing. Our total assets stand strong at an impressive $963,647,726, reflecting our robust financial health and dedication to your success. With total deposits reaching $81,974,169, you can rest assured that your money is safe and growing with us. Our leadership team, led by CEO Norman Okimoto and Board President Glen Moribe, is dedicated to fostering a friendly and supportive environment for all members. Together, we strive to provide exceptional service and innovative solutions that meet the ever-changing needs of our community. While members can visit us at our branch location, official correspondence should be sent to 1138 N King St, Honolulu, HI 96817. We invite you to reach out to us at 808-835-3344 during our lobby hours from Monday to Friday, 7:30 AM to 3:30 PM. Join us today and experience the Hawaiian Financial difference where your financial goals become our priority! For more information about our services or how to become a member, please visit our website at hificu.com.

Branch History & Mission

Community Engagement

Hawaiian Financial actively engages with the community through various outreach programs and partnerships aimed at enhancing local initiatives. Our commitment goes beyond transactions; we believe in building lasting relationships with our members and contributing positively to the neighborhoods we serve.

Join Us Today!

As we continue to grow and adapt, we invite you to join Hawaiian Financial. Experience firsthand the benefits of being a member of our credit union where your financial goals are supported by a team that genuinely cares about your success. With operating hours from Monday to Friday between 7:30 am and 3:30 pm, we're here for you whenever you need us. For more information or to become a member today, please call us at (808) 835-3344 or visit us online at Hawaiian Financial.

Our Mission

At Hawaiian Financial, our mission is clear: we are dedicated to providing exceptional financial services while supporting our community's growth and well-being. We understand that our members come first; that's why we offer a range of services tailored to meet individual needs from personal banking options like checking and savings accounts to loans for vehicles and mortgages. We pride ourselves on being more than just a financial institution; we are committed partners in your journey toward financial success. Our approach combines traditional values with modern advancements. We ensure that our facilities are ADA compliant and offer online banking services so that members can manage their finances with ease and convenience.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to accommodate all visitors. Your comfort matters to us!

Banking Services

At Hawaiian Financial, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions designed just for you. While we currently do not have ATM availability or drive-thru services at this location, our team is committed to providing exceptional service inside the branch.

Contact Us Today!

Have questions or want to learn more about what we offer? Don't hesitate to call us at 808-835-3344. We invite you to visit Hawaiian Financial at our convenient location on Elliott St where friendly service meets community banking!

Conveniently Located

Our branch is easy to find and close to local landmarks that make it even more accessible. If you're near popular spots like the Aloha Stadium or the Honolulu International Airport, you'll find us just a short drive away. We prioritize making banking simple and straightforward for everyone.

Operating Hours

We are open Monday through Friday from 7:30 AM to 3:30 PM, making it easy for you to drop by before or after work. Our friendly staff is ready to assist you during these hours.

Member Eligibility

At Hawaiian Financial, we believe that becoming a member is like joining a supportive family that's dedicated to your financial success. If you're looking to join us, you'll be pleased to know that membership is open to individuals who live, work, or worship in our community. We welcome those affiliated with specific organizations as well, making it easy for you to find your place among us. Not only do you gain access to a variety of financial products and services designed with your needs in mind, but you also become part of a cooperative where your voice matters. To learn more about the eligibility criteria and see if you qualify, feel free to visit our detailed page at https://www.hificu.com/eligibility . Once you're ready to take the next step, opening an account is simple! Just head over to https://online.hificu.com/auth/enrollment or give us a call at 8088353344 for assistance. We can't wait to welcome you into the Hawaiian Financial community at 277 Elliott St, Honolulu, HI 96819!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $4,552,467, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

When it comes to managing payments, our merchant services can be a game changer for your business. From accepting credit cards to handling online transactions, we provide the tools you need to serve your customers better. For example, a local retailer could easily integrate our payment solutions into their point-of-sale system, enhancing customer experience and boosting sales. Ready to take your business further? Visit us at 277 Elliott St Honolulu Hi 96819 in Honolulu, HI or call us at (808) 835-3344. Let's work together towards your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch, we ensure that cash withdrawal services are available through partnerships within the community. Our goal is always to make banking convenient for you. At Hawaiian Financial, we're more than just a credit union; we're your financial partner committed to helping you achieve your goals. For any inquiries or assistance, feel free to reach out at (808) 835-3344 during our operating hours from Monday to Friday, 7:30 AM to 3:30 PM. We invite you to visit us in person or check out our website at https://www.hificu.com for more information on how we can assist you today!

Business Banking Services

For small business owners, Hawaiian Financial provides essential tools through our Business Banking services. This includes merchant services that simplify payment processing and business loans designed to fuel growth and innovation.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our robust Online & Mobile Banking features. Access your accounts anytime and anywhere, manage transactions with ease, and utilize person-to-person payment options for quick transfers between friends and family. Plus, e-statements provide a paperless way to keep track of your finances without the clutter.

Personal Banking Solutions

For everyday banking, we offer Personal Banking services that include checking and savings accounts designed to help you manage your finances easily. Imagine having a checking account that fits your lifestyle, allowing you to pay bills effortlessly or save for that dream vacation. Our savings accounts provide competitive rates, helping you grow your money over time. When it comes to larger purchases, such as a new car or home, our Auto Loans & Vehicle Financing make it easy to drive away with confidence. We also offer Mortgage Loans & Refinancing options, ensuring that whether you're buying your first home or looking to refinance your existing mortgage, you'll find the support you need. If unexpected expenses arise or if you're considering consolidating debt, our Personal Loans & Debt Consolidation solutions can help get your finances back on track. We also offer Credit Cards with Rewards, allowing you to earn points on everyday purchases perfect for those who love to travel or enjoy special perks.

Digital & Online Banking

Key Services Available

With our online banking services, you can access your accounts anytime, anywhere. Check your balances, pay bills, and transfer money with just a few clicks. We also provide e-statements, allowing you to view your account statements electronically no more waiting for mail! If you're looking to send money quickly to friends or family, our person-to-person transfers make it easy. Just enter the recipient's information, and the funds are sent instantly. Plus, for those who prefer using their smartphones, our mobile application is available for download, giving you even more flexibility in managing your finances.

Security and Accessibility

Your security is our priority. While we do not currently offer electronic signature authorization, we ensure that all transactions through our platform are safe and secure. You can rest easy knowing that your personal information is protected. Managing your accounts has never been easier with our 24/7 online banking services. You can monitor transactions in real-time and make decisions that suit your financial needs right from the comfort of your home. In summary, whether you're checking balances or sending money to loved ones, Hawaiian Financial provides user-friendly digital banking options that fit into your lifestyle. Visit us today to explore how these services can enhance your banking experience!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 73,265, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaiian Financial is your trusted partner. Visit us at 277 Elliott St Honolulu Hi 96819 or call (808) 835-3344 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $328,717,570 in share certificates and $170,038,594 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $155,798, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $123,122,260, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,277 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $111,882,261 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $957 in used auto loans and $584,322,620 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 94 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $12,917,890 in used vehicle loans and $16,919,039 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used car, our team is here to guide you through every step of the financing process.

Business Loans

For business owners in our community, we also provide outstanding commercial loans totaling $4,552,467. These loans can help you secure capital needed for growth and expansion. At Hawaiian Financial, we're committed to transparency and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're interested in applying for a loan or just want to learn more about our offerings and eligibility requirements don't hesitate to reach out! We're here to help you achieve your financial aspirations.

Credit Lines

For those who prefer having quick access to funds when needed, our credit lines total $332,389,723. These lines are perfect for unexpected expenses or managing larger purchases over time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $7,465,976. These options are designed to help you find the right fit for your budget and lifestyle. If you're considering refinancing your existing mortgage, we can help assess your eligibility and find the best rates available.

Unsecured Credit Card Loans

Managing finances can be easier with our flexible terms on unsecured credit card loans. We have issued a total of $8,365,224 in these loans to assist members in handling their expenses effectively. This option provides you with the freedom to make purchases without tying up your cash flow.

Loan Aggregator

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HAWAIIAN FINANCIAL FEDERAL CREDIT UNION