Hawaiian Financial Credit Union Honolulu HI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hawaiian Financial, your trusted partner in personal and business banking right here in the heart of Honolulu. Located at 2255 Kalakaua Ave Ste 3505, Honolulu, HI 96815, our branch has been serving the community since 1936. With a commitment to our members, we pride ourselves on offering financial services tailored to your needs. At Hawaiian Financial, we understand that every member is unique. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we are dedicated to helping you achieve your financial goals. Our total assets of $963,647,726 and total deposits of $81,974,169 reflect our strong foundation and reliability as a credit union. Currently, we proudly serve 54,397 members with a team of 97 employees, led by our CEO Norman Okimoto and Board President Glen Moribe. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address at 1138 N King St, Honolulu, HI 96817. We also offer various online banking options for your convenience. We invite you to discover how Hawaiian Financial can make a positive impact on your financial journey. Call us today at 808-931-8000 or explore more about our services on our website hificu.com. Your financial success is our priority!

Branch History & Mission

Community Engagement

Hawaiian Financial is not just about banking; it's about building community connections. We actively engage in outreach efforts and partnerships that enrich the lives of those around us. Our shared service center ensures that even when you're away from home, you can access essential banking services conveniently.

Join Us Today

As we look towards the future, Hawaiian Financial remains steadfast in its mission to provide outstanding financial services while supporting our beloved community. We invite you to join us on this journey! Experience the benefits of becoming a member today by visiting our website at hificu.com or calling us at 808-931-8000. Your financial future starts here with Hawaiian Financial where community matters most!

Our Mission

Our mission at Hawaiian Financial is clear: we aim to provide exceptional financial services while uplifting our community. We are committed to making banking accessible and beneficial for all members, offering personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand that each member's needs are unique, which is why we prioritize personalized service. Our focus extends beyond just numbers; we strive to make a real impact in the lives of those we serve. Whether it's through financing a new home or supporting local businesses, we are dedicated to helping our members thrive. While members can visit us at 2255 Kalakaua Ave Ste 3505, official correspondence should be sent to 1138 N King St, Honolulu, HI 96817 if needed.

Branch Location & Accessibility

Accessibility Features

At Hawaiian Financial, we strive to make banking as easy as possible for everyone. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure all members can access our services without hassle. We also offer ample parking nearby so you can stop by without worrying about where to leave your vehicle.

Connect With Us

For any questions or assistance, feel free to give us a call at 808-931-8000. Our friendly staff is eager to help you navigate your financial journey. We look forward to welcoming you into our branch soon!

Operating Hours

We invite you to visit us during our friendly operating hours. Our lobby is open from Monday through Friday, starting at 8:30 AM until 4:30 PM. Please note that we close for lunch daily from 12:00 PM to 12:45 PM. Whether you're stopping by to discuss personal banking options or need assistance with loans, our team is ready to help.

Services Offered

At Hawaiian Financial, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, if you're part of a partner credit union, you can enjoy basic shared branch transactions like deposits and withdrawals.

Member Eligibility

Becoming a member of Hawaiian Financial is like joining a warm, welcoming family that truly cares about your financial well-being. At our branch located at 2255 Kalakaua Ave Ste 3505 Honolulu Hi 96815, we invite individuals who live, work, or worship in the community to join us. Whether you're a first-time account holder or looking to switch from another institution, we aim to make your membership experience smooth and enjoyable. You'll gain access to a range of services designed with your needs in mind, from checking and savings accounts to loans and personalized support. To learn more about the specific eligibility requirements, you can visit our website at https://www.hificu.com/eligibility for detailed information. We believe in making banking easy and accessible for everyone, so if you have any questions or need assistance during the application process, feel free to call us at (808) 931-8000. When you're ready, you can start opening your account through our simple online portal available here: https://online.hificu.com/auth/enrollment . Join us today and discover the benefits of being part of the Hawaiian Financial community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to purchase new equipment or hire more staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $4,552,467, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions can make all the difference. At Hawaiian Financial, our merchant services provide you with the tools necessary to accept payments quickly and securely. This means you can focus on what matters most growing your business and serving your customers better. Located at 2255 Kalakaua Ave Ste 3505 Honolulu Hi 96815 in Honolulu, HI, we invite you to explore how our business banking services can help turn your vision into reality. For more information, call us at (808) 931-8000 or visit us online at https://www.hificu.com .

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, Hawaiian Financial offers robust business banking services. From merchant services that facilitate seamless transactions to tailored business loans that fuel growth, we're committed to supporting local businesses in our community.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking options. Manage your accounts anytime, anywhere with features like e-statements and person-to-person payment capabilities. Although we currently do not have ATM services at this branch, our online banking allows easy access to cash withdrawal services through shared branches.

Loans and Credit Options

We understand that life can throw unexpected expenses your way. That's why we offer personal loans for debt consolidation or other financial needs, helping you regain control over your finances. Plus, our credit cards with rewards give you more than just spending power; they also reward you for being a loyal member.

Personal Banking

Our personal banking services offer something for everyone. With flexible checking and savings accounts, you can easily manage your daily expenses and save for important goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that can help you get on the road with ease. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to fit various budgets and needs.

Shared Branch Transactions

If you're a member of a partner credit union, you can take advantage of basic shared branch transactions right here at Hawaiian Financial. This means you can conduct deposits and withdrawals without needing to visit your own credit union's location. With Hawaiian Financial's commitment to offering these essential services whether it's personal banking products like checking accounts or innovative business solutions we aim to make your financial journey smooth and rewarding. If you're ready to explore how our services can benefit you or if you have any questions about becoming a member, don't hesitate to reach out! Call us at 808-931-8000, or visit us online at Hawaiian Financial. We look forward to serving you!

Digital & Online Banking

Accessibility at Your Fingertips

At Hawaiian Financial, we believe that banking should fit into your lifestyle seamlessly. That's why we focus on user-friendly interfaces and features that allow you to manage your accounts whenever it suits you best. Whether you're at home, at work, or out running errands, our digital banking tools give you the flexibility to handle everything without missing a beat. Explore all these features and more by visiting us at https://www.hificu.com . Your financial management has never been this easy!

Key Features

Our mobile application makes banking even simpler. You can manage your accounts right from your smartphone, giving you real-time access to your finances. And if you need to send money to friends or family quickly, our person-to-person transfer feature allows for easy transactions no cash or checks needed! We also prioritize keeping your information safe. While we do not currently offer electronic signature authorization, our systems are built with advanced security measures to protect your data at all times. Plus, with e-statements available, you'll receive your bank statements electronically saving trees and making it easier to keep track of your spending.

Financial Strength

Growing Trust Among Members

Total Share and Deposit Accounts: 73,265, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaiian Financial is your trusted partner. Visit us at 2255 Kalakaua Ave Ste 3505 Honolulu Hi 96815 or call (808) 931-8000 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $328,717,570 in share certificates and $170,038,594 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $155,798, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 94 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $111,882,261 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $957 in used auto loans and $584,322,620 in total loans and leases.

Solid Financial Health

With a net worth of $123,122,260, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,277 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Lending Options

If you're considering expanding your business or need capital for personal projects, our outstanding commercial loans totaling $4,552,467 provide the necessary support for growth and development. We're dedicated to helping local businesses thrive. If you're interested in any of these loan options or want to explore refinancing opportunities, don't hesitate to reach out. You can contact us at 808-931-8000 or visit us at 2255 Kalakaua Ave Ste 3505 Honolulu HI 96815. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to assist you every step of the way in achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,917,890 in used vehicle loans and $16,919,039 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,465,976, make buying or refinancing simple. We believe that owning a home should be accessible and affordable, so we provide various options tailored to fit your budget.

Unsecured Credit Card Loans

For those looking for flexible credit solutions, we also offer unsecured credit card loans. With a total of $8,365,224 in loans helping members manage their finances effectively, our credit cards come with benefits designed to support your spending needs while keeping costs manageable.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous approach guarantees fair and transparent offers that users can trust.

HAWAIIAN FINANCIAL FEDERAL CREDIT UNION