Hawaiian Financial Credit Union Honolulu HI | Top Auto Loans & Mortgage Rates

Introduction

Welcome to Hawaiian Financial, where your financial well-being is our priority! Located at 630 S Beretania St, Honolulu, HI 96813, we have been serving our community since 1936. With a strong commitment to our members, we proudly support over 54,000 individuals and families in achieving their financial goals. Our branch has grown significantly over the years, now boasting total assets of $963,647,726 and total deposits of $81,974,169. At Hawaiian Financial, we understand the importance of trust in your financial institution. That's why we're dedicated to providing transparent services and personalized solutions tailored to meet your unique needs. Whether you're looking for auto loans or mortgage refinancing, our experienced team is here to help you every step of the way. In addition to our robust offerings which include personal banking, business banking services, and online banking options we are proud to have a strong leadership team at the helm. Under the guidance of CEO Norman Okimoto and Board President Glen Moribe, Hawaiian Financial continues to thrive as a trusted credit union in the heart of Honolulu. While members can visit us at our branch address for day-to-day banking needs, official correspondence should be sent to our mailing address: 1138 N King St, Honolulu, HI 96817. If you're ready to take control of your finances or simply want to learn more about what we offer, give us a call at (808) 748-5980. We invite you to explore our website at hificu.com for further information about membership eligibility and how we can assist you today. Join us in building a brighter financial future together!

Branch History & Mission

Community Engagement

We understand that being part of a community means more than just offering financial products; it means giving back. Our outreach efforts include partnerships with local organizations that work tirelessly to improve the lives of residents in Honolulu. By supporting local initiatives and programs, we reaffirm our commitment not just as a financial institution but as an integral part of the community fabric. As we look toward the future, we remain committed to enhancing member experiences through innovative digital banking solutions while ensuring that all facilities are ADA compliant for accessibility.

Join Us Today!

If you're looking for a credit union that prioritizes its members' needs while actively engaging with the community, Hawaiian Financial is here for you. We invite you to join us today and experience firsthand the benefits of being part of an organization that genuinely cares about your financial success. Visit us online at hificu.com or call us at 808-748-5980 let's embark on this journey together!

Our Journey

Hawaiian Financial began as a small cooperative aimed at helping individuals achieve their financial goals. Over the years, we have grown into a robust institution with total assets of $963,647,726. Our journey reflects not only growth but also resilience and commitment to our community's well-being. From humble beginnings, we've evolved by embracing new technologies while maintaining our core values of trust and service. Our headquarters are situated just a short distance away in Honolulu, HI, ensuring that we remain connected to the heart of our community. As we continue to expand our offerings ranging from personal banking services like checking and savings accounts to auto loans and mortgages we stay focused on what matters most: you.

Our Mission

At Hawaiian Financial, our mission is clear: we strive to provide accessible financial solutions while fostering a supportive environment for all members. We believe in empowering individuals through education and resources that promote financial literacy and stability. Whether you're looking for assistance with debt consolidation or business loans, we're here to help you navigate your options confidently. While members can visit us at 630 S Beretania St, official correspondence should be sent to 1138 N King St, Honolulu, HI 96817. We take pride in offering flexible operating hours Monday through Friday from 7:00 am to 3:00 pm, with a lunch break from 12:00 pm to 12:45 pm to accommodate your busy schedule.

Branch Location & Accessibility

Welcome to Hawaiian Financial, your friendly neighborhood credit union located at 630 S Beretania St in beautiful Honolulu, HI. Our branch is easily accessible and perfectly situated near notable landmarks like the Hawaii State Capitol and Thomas Square, making it convenient for you to drop by whenever you need assistance with your banking needs. At Hawaiian Financial, we understand that accessibility matters. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, we offer ample parking nearby, so you won't have to worry about finding a spot when you come in. We're open Monday through Friday from 7:00 AM to 3:00 PM, with a lunch break from 12:00 PM to 12:45 PM. Whether you're looking for personal banking services like checking accounts or auto loans, or business banking options such as merchant services and business loans, our friendly team is here to help. While members can visit us at our physical location, please note that official correspondence should be sent to our mailing address at 1138 N King St, Honolulu, HI 96817. Although we don't currently have ATM services or drive-thru banking at this location, our dedicated staff is ready to assist you in person or via phone at 808-748-5980. We invite you to stop by Hawaiian Financial today let us help you navigate your financial journey!

Member Eligibility

At Hawaiian Financial, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to those who live, work, or worship in our local area. If you're ready to join us, you'll find that we're here to support your financial needs with personalized services and great benefits. Whether you're looking for a checking account, an auto loan, or even a mortgage, our friendly team at 630 S Beretania St Honolulu Hi 96813 is eager to help you every step of the way. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at https://www.hificu.com/eligibility . It's designed to make things clear and easy for you! Once you know you're eligible, opening an account is just a click away; visit https://online.hificu.com/auth/enrollment for a quick and straightforward process. If you have any questions or need assistance, don't hesitate to give us a call at (808) 748-5980. We can't wait to welcome you into the Hawaiian Financial family!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,552,467, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a reliable way to accept payments from your customers whether they're paying in-store or online. Our services help you streamline transactions, reduce wait times, and enhance customer satisfaction. Visit us at 630 S Beretania St Honolulu Hi 96813 or call us at (808) 748-5980 to learn more about how our business banking and commercial services can empower your enterprise today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at this location, we ensure that cash withdrawal services are accessible through various partnerships. You won't have to worry about finding cash when you need it most. At Hawaiian Financial, we're committed to providing friendly service and expert advice to all our members. For more information about any of these services or to get started today, don't hesitate to give us a call at 808-748-5980 or visit us online at hificu.com. We look forward to helping you achieve your financial dreams!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple and affordable. We offer competitive rates that can fit any budget, so you can hit the road with confidence. Picture yourself driving away in your dream car without the stress of high payments.

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. If you're an entrepreneur aiming to grow your business, imagine having a trusted financial partner who understands the challenges you face and provides tailored solutions to help you succeed.

Credit Cards with Rewards

Make every purchase count with our credit cards that come with rewards. Earn points on everyday spending and redeem them for exciting rewards. It's like getting paid for shopping!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you are buying your first home or looking to refinance an existing mortgage for better terms, our experienced team is here to guide you every step of the way. You can visualize settling into a cozy living room of your new home while knowing you've made a smart financial decision.

Online & Mobile Banking

Accessing your accounts has never been easier! With our online and mobile banking, you can check balances, transfer funds, pay bills, and more all from the comfort of home or while on the move.

Personal Banking

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking services are tailored for you. With checking and savings accounts, you can easily manage your day-to-day expenses while growing your savings. Imagine being able to track your spending on the go through our online and mobile banking platforms, giving you complete control over your finances right from your smartphone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans are designed with flexibility in mind. Imagine simplifying your monthly bills into one easy payment that helps reduce stress and keep you on track financially.

Digital & Online Banking

Key Features

We've made it easy to stay organized with options like e-statements, so you can view your account activity without cluttering your mailbox. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature lets you do just that with just a few clicks. For those who prefer mobile banking, our dedicated mobile application makes it easy to manage your accounts right from your smartphone. Although we currently do not support mobile payments, our app still provides a user-friendly experience for checking balances and making transfers on the go.

Security & Accessibility

Your security is our priority. While we don't offer electronic signature authorization at this time, we ensure that all transactions are protected with advanced encryption technology. This means you can bank confidently, knowing that your information is safe. At Hawaiian Financial, we're committed to providing accessible and easy-to-use solutions for all members. Whether you're tech-savvy or just starting to explore online banking, our services are tailored to meet your needs without overwhelming you. With us by your side, managing your finances is straightforward and stress-free!

Financial Strength

Growing Together

Total Share Accounts: 73,265, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to keep improving our services for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaiian Financial is your trusted partner. Visit us at 630 S Beretania St Honolulu Hi 96813 or call (808) 748-5980 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $328,717,570 in share certificates and $170,038,594 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $155,798, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 94 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $123,122,260, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,277 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in You

With $111,882,261 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity; with $957 in used auto loans and $584,322,620 in total loans and leases, we stand ready to help you achieve your dreams.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,917,890 in used vehicle loans and $16,919,039 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our flexible financing options make it easy for you to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $4,552,467 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and aim to offer solutions that align with your vision.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,465,976, make buying or refinancing simple. We are here to support you through every step of your home-buying journey with clear terms and competitive rates.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, we encourage you to reach out to us. Our team is ready to assist you in finding the best solution for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With our commitment to service and a variety of loan options available at Hawaiian Financial, we're here to help you take control of your financial future.

Unsecured Credit Card Loans

Managing your finances is important, and we offer flexible terms on unsecured credit card loans as well. With a total of $8,365,224 in loans available, our credit cards come with rewards and benefits tailored to meet your spending needs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers. Each lender listed has been verified, so you can trust that you're viewing legitimate loan options.

HAWAIIAN FINANCIAL FEDERAL CREDIT UNION