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Home Equity Loans
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Mortgage Loans
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Personal Loans
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Introduction
Welcome to Hawaii State, your trusted partner in financial well-being, located at 46047 Kamehameha Hwy Unit 7, Kaneohe, HI 96744. Since our establishment in 1936, we have proudly served our community with dedication and integrity, growing to support over 132,192 members. Our commitment to you is reflected in our robust financial health, with total assets exceeding $2.42 billion and total deposits amounting to $196.6 million. At Hawaii State, we understand that banking is about more than just numbers; it's about relationships and community impact. Our experienced team of 378 employees is here to help you navigate your financial journey with personalized service tailored to your needs. Under the leadership of CEO Andrew Rosen and Board President Mark Yamakawa, we strive to create an environment where every member feels valued and supported. While members can visit us at our Kaneohe branch for all their banking needs, official correspondence should be directed to the same address: 46-047 Kamehameha Hwy Unit 7, Kaneohe, HI 96744. Whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages, we are here for you. Our resources include a wide range of services such as online and mobile banking, making it easier than ever to manage your finances on the go. With a strong net worth of $229.6 million, we are positioned to offer competitive loan options currently supporting over 39,658 loans and leases. We invite you to connect with us today! Feel free to reach out at 808-426-4410 or explore our website at hawaiistatefcu.com for more information on how we can assist you in achieving your financial goals. Together, let's build a brighter future!
Branch History & Mission
Community Engagement
Hawaii State has always believed in giving back. We actively engage with our community through various outreach programs and partnerships aimed at uplifting local initiatives. From supporting educational endeavors to participating in environmental conservation efforts, we strive to make a positive impact in every way possible. As technology evolves, so do we. Our branch embraces digital advancements like electronic signatures and mobile payments while ensuring compliance with ADA standards for accessibility. This focus on innovation helps us serve you better and remain a strong pillar in the Kaneohe community.
Join Us!
We invite you to be part of our journey at Hawaii State. If you're looking for a financial institution that values both your needs and the community around you, look no further! Visit us today at 46047 Kamehameha Hwy Unit 7, Kaneohe, HI 96744 or reach out via phone at 808-426-4410. Explore how becoming a member can open doors to opportunities tailored just for you! For official correspondence, please send mail to 46-047 Kamehameha Hwy Unit 7, Kaneohe, HI 96744. Together, let's build a brighter future!
Our Mission
At Hawaii State, our mission is simple yet powerful: to empower our members through comprehensive financial solutions while fostering a spirit of community support. We understand that banking isn't just about transactions; it's about relationships and helping each member achieve their dreams. This commitment drives us to offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. We are proud to provide modern conveniences such as online and mobile banking to enhance your experience. Our ATM services ensure you have easy access to your funds whenever you need them. While we don't have drive-thru services at this location, our shared service center offers additional flexibility for transactions with partner credit unions.
Branch Location & Accessibility
Accessibility Features
We prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps, ensuring that everyone can access our services without hassle. Parking is available nearby, making it simple to visit us for your banking needs.
Call-to-Action
We invite you to visit us at the Hawaii State Kaneohe Branch or give us a call at 808-426-4410 for any questions you might have. Let us help you achieve your financial goals today!
Operating Hours
At Hawaii State's Kaneohe Branch, we understand that convenience matters. Our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Whether you need help with checking accounts, auto loans, or any other financial service, our dedicated team is here to assist you during these hours.
Services Offered
We offer a wide range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Plus, if you're part of a partner credit union, you can easily conduct basic transactions through our shared services.
Member Eligibility
At Hawaii State, we believe in creating a welcoming community where everyone feels valued and supported. Becoming a member is easy! If you're a resident of Hawaii or work for one of our partner organizations, you're already on your way to joining us. Our eligibility criteria are designed to be inclusive, making it simple for you to take advantage of the benefits we offer, such as personalized service, competitive rates, and community-focused initiatives. To find out more about specific eligibility details, feel free to check out our website at https://www.hawaiistatefcu.com/join/. Once you know you're eligible, opening an account is just a few clicks away! We have streamlined the process to make it quick and straightforward. You can start your journey with us by visiting https://olb.hawaiistatefcu.com/registration to fill out your application online. If you have any questions or need assistance along the way, don't hesitate to reach out at (808) 426-4410. We're excited to welcome you into our family at Hawaii State, located at 46047 Kamehameha Hwy Unit 7 Kaneohe Hi 96744, where your financial needs come first!
Business Banking & Commercial Services
Merchant Services
In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having the ability to accept payments seamlessly, whether online or in-person. This convenience not only enhances customer satisfaction but also supports your bottom line. If you're ready to take your business to the next level, visit us at 46047 Kamehameha Hwy Unit 7 Kaneohe Hi 96744 in Kaneohe, HI, or call us at (808) 426-4410. Let's work together to make your vision a reality!
Outstanding Support for Growth
With an outstanding commercial loan portfolio of $210,805,519, we continue to drive economic growth by financing new and expanding businesses. Our team is here to guide you through the process, ensuring that you have the resources necessary to achieve your goals.
Tailored Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $132 in commercial loans for our members, helping businesses scale and succeed. From purchasing equipment to expanding your operations, these loans can be the key to unlocking your potential. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions that cater to various needs.
Comprehensive List Of Services
Business Banking Services
For business owners, we offer tailored solutions including merchant services and business loans. We understand that running a business comes with its challenges, and having the right financial partner can make all the difference.
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. You can check balances, transfer funds, and even pay bills all from the comfort of your home or on the go. Our ATM & cash withdrawal services ensure you have access to your money whenever you need it.
Credit Cards and Rewards
Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases. It's like getting paid to shop! Whether it's groceries or gas, you can enjoy benefits that enhance your lifestyle.
Personal Banking Solutions
Our personal banking services are designed with you in mind. With checking and savings accounts, we make it easy for you to manage your finances. Imagine effortlessly keeping track of your spending while saving for that dream vacation or a new home. We also offer auto loans and vehicle financing that can help you get on the road in no time. Picture yourself driving away in a new car, knowing you've secured a great deal with competitive rates. If you're considering buying a home, our mortgage loans and refinancing options provide flexibility and support through one of life's biggest financial decisions. Additionally, our personal loans and debt consolidation options are there to help you achieve your goals be it funding a project or consolidating debt into manageable payments.
Shared Branch Transactions
We also offer basic shared branch transactions for partner credit union members. This means you can easily make deposits and withdrawals without needing to visit your home branch. Plus, with basic ATM access available for balance checks and withdrawals, managing your finances has never been easier. At Hawaii State, we're proud to serve the Kaneohe community with reliable financial services that fit your life. If you're interested in learning more about any of these offerings or want assistance with opening an account, please reach out to us at 808-426-4410 or visit us online at hawaiistatefcu.com. We look forward to helping you achieve your financial goals!
Digital & Online Banking
Key Features
One of the standout features of our online services is the ability to authorize electronic signatures. This means you can complete transactions securely without the hassle of printing or mailing documents. Plus, with e-statements available, you can view your account statements online whenever you need them no more waiting for paper statements in the mail. For those who love convenience, our mobile payments feature allows you to pay for goods and services directly from your phone. It's fast and secure! And if you ever need to send money to friends or family quickly, our person-to-person transfer service has got you covered. At Hawaii State, we prioritize your security and peace of mind. Our online platform employs robust security measures to protect your personal information while ensuring that managing your finances is simple and stress-free. So why wait? Join us at Hawaii State and experience the freedom of digital banking tailored just for you!
Financial Strength
A Growing Community
Total Share Accounts: 228,162, showing a strong and growing member base that trusts us with their finances. This thriving community is what makes Hawaii State special; together, we build lasting relationships centered around shared financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii State is your trusted partner. Visit us at 46047 Kamehameha Hwy Unit 7 Kaneohe Hi 96744 or call (808) 426-4410 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Commitment to Growth and Support
With $184,574,704 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident with $1,439 in used auto loans and $1,328,379,211 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our impressive $18,148,173, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 370 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Member-Centric Savings Options
Members' savings are secured through $521,803,637 in share certificates and $576,857,871 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Foundation
With a net worth of $229,574,349, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $948 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $20,798,651 in used vehicle loans and $24,186,310 in new vehicle loans to help members get on the road. We also provide refinancing options for existing auto loans, making it easier for you to adjust your payments as needed.
Business Loans
For business owners, our outstanding commercial loans totaling $210,805,519 provide the capital needed to grow and expand your business. Whether it's purchasing equipment or increasing inventory, we've got you covered. No matter which option you choose, our team at Hawaii State is committed to providing personalized service and guidance throughout the borrowing process. You can reach us at 808-426-4410 for more information or visit us at 46047 Kamehameha Hwy Unit 7 Kaneohe Hi 96744. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams today!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $322,826,855. This is a great opportunity if you're looking to settle into a new home or refinance your current mortgage at competitive rates.
Unsecured Credit Card Loans
Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $37,620,367 in loans helping members manage their finances effectively. These cards come with rewards and no collateral requirements.
Loan Aggregator
Benefits of Using LendMesh
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How LendMesh Ensures Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees fair and transparent offers, allowing users to trust the information presented.