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Personal Loans
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Introduction
Welcome to the Hawaii State Kahului Branch, where we prioritize your financial well-being. Located at 140 Hookele St Ste 230, Kahului, HI 96732, our branch has been serving the community since 1936. As a trusted credit union with over 132,000 members, we take pride in offering personalized banking solutions tailored to meet your needs. With total assets exceeding $2.4 billion, we are committed to providing our members with a strong foundation for their financial journeys. Our total deposits stand at $196,611,332, reflecting the trust and confidence our members place in us. We also offer a variety of loan options, having issued 39,658 loans and leases to help you achieve your goals, whether that's buying a car or purchasing your dream home. At Hawaii State, we believe in community impact. Under the leadership of CEO Andrew Rosen and Board President Mark Yamakawa, our dedicated team of 378 employees works hard every day to support not just our members but also the local community. Our commitment is evident in our net worth of $229,574,349 and cash reserves totaling $11,401,093, which ensure stability and growth for everyone we serve. While you can visit us at our Kahului location for all your banking needs, official correspondence should be sent to our mailing address: 140 Hookele St Ste 230, Kahului, HI 96732-3553. We invite you to explore what we have to offer by visiting our website at Hawaii State FCU or giving us a call at 808-270-6900. Whether you're looking for checking accounts, auto loans, or business banking services, we're here to assist you every step of the way!
Branch History & Mission
Community Focus
Our commitment extends beyond banking. We actively engage in community outreach efforts and partnerships that benefit local organizations and residents. By investing in education programs and supporting local events, we ensure that we give back to the community that has supported us throughout the years.
Join Us
As we look to the future, we invite you to be part of our growing family. Experience the benefits of membership at Hawaii State Credit Union where your financial goals are met with personalized service and genuine care. Whether you're looking for assistance with your first car loan or planning for retirement, we're here to help. Contact us today at (808) 270-6900 or visit our website here to learn more about joining us or opening an account online. Together, let's build a brighter financial future!
Mission Statement
At Hawaii State Credit Union, our mission is simple: "To enhance the financial well-being of our members." We believe in putting people first whether it's through offering competitive loan rates or supporting local initiatives that uplift the community. We aim to be more than just a financial institution; we strive to be a trusted partner in every member's journey toward financial success. While members can visit us at 140 Hookele St Ste 230 for all their banking needs, official correspondence should be sent to 140 Hookele St Ste 230, Kahului, HI 96732-3553 if different from the branch address.
Our Journey
Located at 140 Hookele St Ste 230, Kahului, HI 96732, our branch is conveniently situated near local landmarks that reflect the vibrant spirit of Maui. Since opening our doors, we have continually adapted to meet the needs of our members. As technology advanced, so did we implementing online banking and mobile payment options to ensure that our services remain accessible and user-friendly. Over the years, we've focused on building strong relationships with our members. We've expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our mission is not just about providing financial services; it's about empowering our members to achieve their dreams while fostering a sense of community.
Branch Location & Accessibility
Call to Action
We invite you to visit us at the Hawaii State branch in Kahului or give us a call at 808-270-6900 for any questions you may have. Our dedicated staff is ready to assist you with all your banking needs!
Operating Hours
Our doors are open Monday through Friday from 8:00 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m. We encourage you to stop by during these hours; however, if you prefer a more flexible option, we also provide online and mobile banking services so you can manage your finances anytime.
Parking and Accessibility
We understand that convenience is key. That's why we offer ample parking right outside our branch. Plus, our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure that everyone can visit us comfortably.
Services Offered
At the Hawaii State branch, we offer a wide array of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. If you're a business owner, take advantage of our business banking solutions as well! And don't forget about our ATM availability for quick cash withdrawals and balance checks.
Member Eligibility
At Hawaii State, we believe that everyone deserves a chance to thrive, and becoming a member is your first step toward joining our friendly community. If you're looking to join us at our location in 140 Hookele St Ste 230 Kahului Hi 96732, you'll be pleased to know that membership is open to individuals who live, work, worship, or go to school in the areas we serve. We warmly welcome you whether you're just starting out or have been building your financial journey for years. To learn more about the specific eligibility requirements, feel free to check out our detailed information at https://www.hawaiistatefcu.com/join/. Opening an account with us is a breeze! Our team is here to help you through each step of the process. You can start your application online by visiting https://olb.hawaiistatefcu.com/registration, or give us a call at (808) 270-6900 if you have any questions. Joining Hawaii State not only connects you with financial services tailored to your needs but also offers a supportive environment where your voice matters. We can't wait for you to become part of our family!
Business Banking & Commercial Services
Merchant Services that Make a Difference
Imagine having the tools to accept payments seamlessly, whether online or in-store. Our merchant services provide practical solutions like payment processing that allow you to focus on what matters most growing your business. From credit card transactions to mobile payment options, we're here to simplify your operations and enhance your customer experience. Visit us at 140 Hookele St Ste 230 Kahului Hi 96732 or call us at (808) 270-6900 to explore how our business banking solutions can empower your success!
Unlocking Growth with Loans
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $132 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $210,805,519, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Services
For entrepreneurs and business owners, we offer specialized services such as merchant services and business loans that help you grow your venture. Whether you're starting a new project or expanding an existing one, we're here to support your business goals.
Conclusion
At Hawaii State, we pride ourselves on being more than just a financial institution; we're a community partner dedicated to helping our members achieve their financial dreams. To learn more about how we can assist you or to open an account today, visit us at hawaiistatefcu.com or stop by the branch. Your financial journey starts here!
Convenient Digital Banking Features
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like ATM access for withdrawals and balance checks, along with person-to-person payment capabilities, you can stay connected with your finances effortlessly.
Lending Options Tailored for You
When it comes time to make big purchases like a car or home, we understand the importance of having flexible financing options. Our auto loans and vehicle financing are designed with competitive rates and terms that fit your lifestyle. Similarly, if you're looking to buy a home or refinance an existing mortgage, our mortgage loans provide options that can help ease your financial burden. If life throws unexpected expenses your way, don't worry! Our personal loans and debt consolidation services can assist you in managing those costs without stress. And for those who love rewards, our credit cards come with perks that make every purchase more rewarding.
Personal Banking Solutions
Whether you're saving for a dream vacation or managing everyday expenses, our personal banking services have got you covered. We offer checking and savings accounts that make it easy for you to manage your funds while earning interest on your savings. Imagine having a safe place to keep your money while also accessing it easily through online and mobile banking.
Shared Branch Transactions
Additionally, our branch supports basic shared transactions for partner credit union members. This means if you're part of another participating credit union, you can still perform essential transactions like deposits and withdrawals right here at Kahului Branch.
Digital & Online Banking
Enhanced Features
Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends or family in no time. And if you're into mobile payments, our services let you make purchases directly from your phone no wallet needed! Our commitment to accessibility means that our 24/7 online banking services are always ready when you are. You can log in anytime to manage your accounts or find answers to any questions you might have. With Hawaii State, enjoy the ease of real-time account management along with robust security measures all designed for your peace of mind. Join us today and experience how simple banking can be!
Key Services
You can get started by visiting us at https://www.hawaiistatefcu.com/. Our online banking platform allows you to check your account balances, pay bills, and transfer funds all from the comfort of your home or on the go. Plus, with our mobile application, managing your finances has never been simpler. Whether you need to deposit a check or review your transaction history, everything is right at your fingertips. Security is a top priority for us. With features like electronic signature authorization, you can complete transactions safely without worrying about identity theft. For those who prefer paperless options, e-statements are readily available making it easy to track your spending while helping the environment.
Financial Strength
Commitment to Member Growth
With $184,574,704 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,439 in used auto loans and $1,328,379,211 in total loans and leases.
Growing Member Base
Total Share and Deposit Accounts: 228,162, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further showcase our commitment to fostering your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii State is your trusted partner. Visit us at 140 Hookele St Ste 230 Kahului Hi 96732 or call (808) 270-6900 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our $18,148,173 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 370 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Opportunities
Members' savings are secured through $521,803,637 in share certificates and $576,857,871 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $229,574,349, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $948 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Options
If you are considering refinancing options or checking eligibility for any of our loan products, don't hesitate to reach out to us. Our dedicated team is ready to assist you with any questions you may have regarding our services. For business owners seeking growth opportunities, our outstanding commercial loans totaling $210,805,519 provide the capital needed to expand operations. Feel free to contact us at 808-270-6900 during our operating hours: Monday to Friday from 8:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. You can also visit our website at Hawaii State FCU for more information about our loan offerings and how we can support your financial journey. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,798,651 in used vehicle loans and $24,186,310 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have financing options that will work for you.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $322,826,855. With competitive rates and flexible terms, owning your dream home could be closer than you think.
Unsecured Credit Card Loans
For those looking for flexibility in managing expenses, we also offer unsecured credit card loans totaling $37,620,367. These loans come with favorable terms that help members effectively handle their finances without the burden of collateral.
Loan Aggregator
Benefits of Using LendMesh
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How LendMesh Ensures Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process guarantees that all loan offers presented are legitimate and trustworthy. Users can feel confident knowing they are making informed decisions based on verified information.