At Hawaii State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a
net worth of $229,574,349, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This commitment is reflected in our
net worth ratio of $948, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$521,803,637 in share certificates and
$576,857,871 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength also allows us to reinvest in innovative banking tools and stronger lending options. With
$184,574,704 in undivided earnings, we enhance security measures to serve you better. We have extended our reach with
$1,439 in used auto loans and
$1,328,379,211 in total loans and leases, supporting your financial goals across various sectors. Our operations are efficient as shown by our robust
net income of $18,148,173. This reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
370 full-time employees and
8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts numbering
228,162, it's clear that more members trust us with their finances every day. Our net shares available for lending stand at
$0, further indicating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii State is your trusted partner. Visit us at 888 Kapahulu Ave Honolulu Hi 96816 or call (808) 426-4960 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results.