Type of Loan Offerings
Home Equity Loans
Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Program Name
APR
Term
Amount
Link
Vehicle Loans
Loan Program
Loan Type
APR
Term
Link
Introduction
Welcome to Hawaii State, your trusted financial partner located at 333 Queen St, Honolulu, HI 96813. Established in 1936, we have proudly served our community for over 87 years, growing alongside our members and adapting to their needs. With a total membership of 132,192 individuals, we are dedicated to providing personalized service and a range of financial products designed to help you achieve your goals. At Hawaii State, we understand that every member's journey is unique. Our assets total an impressive $2,421,182,722, reflecting our commitment to stability and growth. We offer a variety of loans with a total of 39,658 leases available, ensuring that whether you're purchasing a new vehicle or refinancing your home, we've got you covered. Our strong deposit base of $196,611,332 showcases the trust our members place in us. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to the same address: 333 Queen St, Honolulu, HI 96813-4726. Led by CEO Andrew Rosen and Board President Mark Yamakawa, our team is passionate about making a positive impact in our community. We have a dedicated staff of 378 employees, all focused on delivering exceptional service and support to our members. We invite you to explore how Hawaii State can assist you in achieving financial wellness. Whether you're looking for loans, savings options, or other banking services, we're here for you! For more information or to get started today, visit us online at hawaiistatefcu.com or call us at 808-587-2700. Let's work together towards your financial future!
Branch History & Mission
At Hawaii State, we proudly celebrate a rich legacy that began in 1936. Since our founding, our mission has been to empower the community of Honolulu, HI, by providing financial services that promote growth and stability. Over the years, we have evolved significantly, adapting to the changing needs of our members while staying true to our core values of trust and service. Located at 333 Queen St, Honolulu, HI 96813, our branch has become a cornerstone of the local community. We are proud to serve over 132,192 members, offering personalized support and a range of financial products designed to meet diverse needs. Our total assets have grown impressively to $2,421,182,722, reflecting our commitment to responsible management and growth. Our mission is simple yet powerful: we strive to enhance the financial well-being of our members while actively supporting initiatives that uplift our community. We believe that by investing in our members' futures and giving back to the local area, we contribute to a stronger society. We provide accessible financial solutions whether it's through loans for homes and vehicles or savings accounts with competitive rates. While you can visit us at our branch location for all your banking needs during our operating hours of Monday to Friday from 8:00 am to 5:00 pm, please note that official correspondence should be directed to 333 Queen St, Honolulu, HI 96813-4726 if different from our branch address. Hawaii State also embraces modern advancements in technology. We offer online banking services that allow members to manage their finances from anywhere. Our digital tools include mobile payments and e-statements designed for convenience while ensuring ADA compliance for accessibility. Community outreach is integral to who we are. We partner with local organizations and support various programs aimed at improving lives across Honolulu. This commitment helps us stay connected with the individuals we serve and allows us to address specific community needs effectively. We invite you to join Hawaii State and experience the unique benefits we offer. Be part of a credit union that not only cares about your financial success but also invests in making Honolulu an even better place to live. Discover how we can help you achieve your goals today!
Branch Location & Accessibility
Nearby Landmarks and Accessibility
Situated near several local landmarks, our branch is just a short walk from the beautiful Aloha Tower and the bustling Waterfront Plaza. You'll find ample parking available nearby, along with easy access for those who may need additional support our facilities are ADA compliant, ensuring everyone can visit us comfortably.
Operating Hours and Services
We're open Monday through Friday from 8:00 AM to 5:00 PM, providing plenty of time during the week for you to drop by. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is ready to help with all your banking questions inside our lobby. While members can visit us at 333 Queen St, official correspondence should be sent to the same address for consistency. If you have any questions or would like more information about our services, please don't hesitate to call us at 808-587-2700. We look forward to seeing you soon!
Member Eligibility
Joining the Hawaii State family means becoming part of a community that truly cares about your financial well-being. At Hawaii State, located at 333 Queen St Honolulu Hi 96813, we warmly welcome individuals who are residents of Hawaii or have family members who belong to our credit union. Whether you're looking to save, invest, or borrow, our doors are open to you. To discover all the details about eligibility and what it takes to become a member, feel free to check out our website at https://www.hawaiistatefcu.com/join/. Getting started is easy! Once you know you're eligible, opening an account with us is just a few clicks away. You can complete the process online through our simple registration link here: https://olb.hawaiistatefcu.com/registration. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (808) 587-2700. We're here to help you take the first step toward a brighter financial future!
Business Banking & Commercial Services
Member Commercial Loans
We've funded over $132 in commercial loans for our members, helping businesses scale and succeed. Our loans are more than just numbers; they represent real opportunities for local entrepreneurs to realize their visions and create jobs in the community.
Non-Member Support
We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions that cater to diverse needs. This ensures that even if you're not a member yet, you can still access vital resources to keep your business moving forward.
Outstanding Commitment
With an outstanding commercial loan portfolio of $210,805,519, we continue to drive economic growth by financing new and expanding businesses. Our goal is to be a partner in your success story. Located at 333 Queen St Honolulu Hi 96813, Honolulu, HI 96813, we're here to discuss how our business banking and commercial services can work for you. Reach out at (808) 587-2700 during our operating hours from Monday to Friday, 8:00 am to 5:00 pm. Let's take your business to the next level together!
Comprehensive List Of Services
Business Banking Support
For small business owners, having reliable financial services is crucial. Our credit union understands the challenges of managing a business and offers personalized support to help you make informed decisions. Whether you're looking for guidance on loans or need straightforward advice on budgeting, our team is ready to assist you every step of the way.
Convenient Access and Support
We know that convenience is key in today's fast-paced world. That's why at Hawaii State, we prioritize digital banking features that fit seamlessly into your lifestyle. With easy access to online banking, electronic statements, and mobile payments, managing your finances has never been simpler. Our commitment extends beyond just providing services; it's about creating a supportive community where members feel empowered to take charge of their financial futures. If you're interested in exploring all that Hawaii State has to offer or have any questions about our services, don't hesitate to reach out! You can contact us at (808) 587-2700 during our lobby hours from Monday to Friday, 8:00 am to 5:00 pm. We're excited to help you on your financial journey! For more information, visit us online at Headquarters Building or check out how you can become a member by visiting here. Join us today and discover the difference at Hawaii State!
Personal Banking Solutions
Understanding that life can be unpredictable, we offer various services to help you navigate your financial needs. From ATM Services Only for quick cash withdrawals to secure online banking features that allow you to manage your accounts from anywhere, we've got you covered. Imagine being able to pay bills or transfer funds with just a few taps on your phone using our mobile application.
Digital & Online Banking
Mobile Banking on the Go
For those who prefer managing their accounts from their smartphones, our mobile application makes banking on-the-go a breeze. You can make person-to-person transfers using our person-to-person feature or set up mobile payments with ease. Whether you're out shopping or catching up with friends, handling your transactions is just a tap away. At Hawaii State, we're committed to providing user-friendly tools that enhance your banking experience while ensuring the security of your information. From instant access to your accounts to the convenience of electronic signatures and mobile payments, we strive to make banking as easy as possible for you. So take advantage of these features today and enjoy real-time management of your finances!
Stay Updated with E-Statements
Say goodbye to paper clutter! We offer e-statements that keep you informed about your account activity while being eco-friendly. With just a few clicks, you can view your statements online whenever you want. It's an easy way to stay organized and save resources.
Financial Strength
Commitment to Efficiency
Our $18,148,173 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 370 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Growing Membership Trust
Total Share and Deposit Accounts stand at 228,162, showing a strong and growing member base that trusts us with their finances. This growth illustrates our commitment to serving our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii State is your trusted partner. Visit us at 333 Queen St Honolulu Hi 96813 or call (808) 587-2700 to learn more about how we can help you achieve your financial goals.
Investment in Member Services
With $184,574,704 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1,439 in used auto loans and $1,328,379,211 in total loans and leases, supporting members' financial goals across various sectors.
Secure Savings Options
Members' savings are secured through $521,803,637 in share certificates and $576,857,871 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Foundation
With a net worth of $229,574,349, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $948 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,798,651 in used vehicle loans and $24,186,310 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates designed to fit your budget. Our total auto loans amount to $28,787.00, ensuring that we have options for everyone.
Business Loans
For business owners, our outstanding commercial loans totaling $210,805,519 provide the capital needed to grow and expand. We are here to support local businesses with customized lending solutions. At Hawaii State, we believe in empowering our members through informed decisions and reliable financial products. If you're interested in refinancing or want to explore eligibility options for any of these loan products, please don't hesitate to contact us at 808-587-2700 or visit us at 333 Queen St., Honolulu HI 96813. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you reach your financial aspirations!
Credit Lines
If you need extra flexibility for unexpected expenses or larger purchases, consider our credit lines totaling $247,879,997. This option provides you with easy access to funds when you need them most.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $322,826,855, make buying or refinancing simple. We are committed to supporting our members in achieving their dreams of owning a home.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $37,620,367 in loans helping members manage their finances effectively. These credit cards come with competitive rates and benefits designed to make everyday purchases easier.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions regularly, helping users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of using this tool. If you're looking for the best rates tailored to your needs, compare real-time loan offers today at LendMesh and take a step towards smarter borrowing. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
How LendMesh Ensures Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that all offers are fair and transparent, giving users confidence in their choices.