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Home Equity Loans
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Mortgage Loans
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Personal Loans
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Vehicle Loans
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Introduction
Welcome to Hawaii State, your trusted partner for financial success right here in the heart of Honolulu! Located at 333 Queen St, Honolulu, HI 96813, our branch has been serving the community since 1936 with a commitment to providing top-notch financial services and personalized care to over 132,192 members. At Hawaii State, we understand that your financial journey is unique. That's why we offer a wide array of services designed to meet your needs, whether you're looking for a new auto loan, mortgage refinancing, or business banking solutions. With total assets exceeding $2.4 billion and deposits totaling $196,611,332, our financial strength ensures that you are in good hands. Our dedicated team of 378 employees, led by CEO Andrew Rosen and Board President Mark Yamakawa, works tirelessly to create an environment where every member feels valued and supported. We pride ourselves on our community impact and strive to foster relationships built on trust and reliability. While you can reach us at our branch location, if you need to send official correspondence, please use our mailing address: PO Box 3072, Honolulu, HI 96802. Explore how Hawaii State can help you achieve your financial goals today! Feel free to call us at 808-447-7810 or visit our website at www.hawaiistatefcu.com for more information. Join us in making your financial dreams a reality!
Branch History & Mission
At Hawaii State, we proudly carry a rich legacy that dates back to our founding in 1936. From our humble beginnings, we have grown into a trusted financial partner for our community in Honolulu, HI. Today, with over 132,000 members and total assets exceeding $2.4 billion, our branch at 333 Queen St continues to be a cornerstone of support for individuals and families alike. Our mission at Hawaii State is simple yet profound: to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe that everyone deserves access to quality banking solutions that can help them achieve their dreams. Whether it's providing auto loans, mortgages, or personal banking services, we strive to make every interaction meaningful and impactful. While members can visit us at 333 Queen St, official correspondence should be sent to PO Box 3072, Honolulu, HI 96802. Our branch is conveniently located near various landmarks, making it easy for you to find us and experience the benefits of membership firsthand. As part of our commitment to innovation and accessibility, we offer a range of digital services including online banking and mobile payments. Our facility is ADA compliant and designed with customer convenience in mind. Additionally, we provide shared service center access for basic transactions and ATM availability for easy cash withdrawals. Community outreach is at the heart of what we do. We actively engage with local organizations and initiatives to support education, health, and economic development in Honolulu. Our partnerships aim to strengthen the community ties that bind us together as one family. Join us at Hawaii State and become part of a credit union that truly cares about your financial future. Experience firsthand how we can help you navigate your financial journey with trust and support. We invite you to contact us at 808-447-7810 or visit our website at hawaiistatefcu.com for more information on becoming a member today!
Branch Location & Accessibility
Call to Action
We invite you to visit us today or give us a call at 808-447-7810 if you have any questions or need assistance. Experience the personal touch of Hawaii State Credit Union your trusted partner in financial success!
Nearby Landmarks and Accessibility
Situated near popular landmarks like the historic Iolani Palace and the bustling Aloha Tower Marketplace, our branch is a central hub for both residents and visitors. Parking is available nearby, making it easy for you to pop in for a quick transaction or a more detailed consultation with our friendly staff. We take pride in being accessible to everyone, featuring ADA-compliant entrances and ramps for those who need assistance.
Operating Hours and Services Offered
Our lobby hours are designed with your convenience in mind open Monday through Friday from 8:00 a.m. to 5:00 p.m., we are here when you need us most. Whether you're interested in personal banking options like checking and savings accounts or exploring auto loans and credit card rewards, we have services tailored just for you. For those who prefer digital solutions, we offer robust online and mobile banking options along with ATM services available at our branch. While we currently do not have drive-thru service, our dedicated team is always ready to help you inside.
Member Eligibility
Joining the Hawaii State community at Hawaii State is an exciting step towards a brighter financial future! To become a member, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in certain areas of Hawaii, you're likely eligible. We welcome individuals from various backgrounds, making it easy for you to join our supportive family. For detailed eligibility information, feel free to check out our resource at https://www.hawaiistatefcu.com/join/. Once you're ready to open an account, the process is quick and straightforward! You can start by visiting our website at https://olb.hawaiistatefcu.com/registration, or give us a call at (808) 447-7810 if you have any questions. Our team is here to help you every step of the way as you embrace the benefits of being part of Hawaii State, located conveniently at 333 Queen St Honolulu Hi 96813. Welcome aboard!
Business Banking & Commercial Services
Business Loans for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $132 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $210,805,519, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Make Sense
In addition to loans, we offer merchant services that simplify daily transactions. Imagine a busy restaurant owner who can accept payments quickly and securely, freeing up time to focus on their culinary creations. Our services help you manage payments seamlessly, ensuring your cash flow remains steady. Join us at Hawaii State, located at 333 Queen St Honolulu Hi 96813 in Honolulu, HI, and discover how our business banking solutions can empower your enterprise. Call us today at (808) 447-7810 to learn more!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about getting a new car? Our auto loans and vehicle financing options make it simple for you to drive away in the vehicle of your dreams. With competitive rates and flexible terms, we cater to various budgets and preferences. Plus, our online application process is straightforward, so you can apply from the comfort of your home.
Business Banking
For those running a business, our business banking services, including merchant services and business loans, are designed to support your growth. Whether you're starting out or expanding an existing venture, we provide resources tailored to meet the unique challenges faced by small businesses.
Credit Cards with Rewards
Make everyday purchases rewarding with our credit cards that offer rewards. Enjoy cashback or points on every dollar spent while benefiting from competitive interest rates and no hidden fees.
Digital Banking Features
With our commitment to convenience in mind, we emphasize robust online and mobile banking features. You can easily check account balances, transfer funds, pay bills, and even conduct person-to-person transactions right from your smartphone or computer. Our ATM services further enhance accessibility by allowing cash withdrawals and balance checks when you need them.
Mortgage Loans & Refinancing
Homeownership is within reach with our mortgage loans and refinancing services. We know how important finding the right mortgage is, which is why our team is here to guide you through every step. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we'll help make the process smooth and understandable.
Personal Banking
We understand that managing personal finances can be overwhelming at times. That's why we offer personal banking solutions, including checking and savings accounts designed to help you achieve your financial goals. Our accounts come with features like easy online access and mobile banking options, allowing you to keep track of your funds wherever you are.
Personal Loans & Debt Consolidation
If you're facing unexpected expenses or need assistance managing debt, our personal loans and debt consolidation options can provide relief. We offer personalized solutions that fit your circumstances, helping you get back on track without added stress.
Shared Branch Transactions
Additionally, as a member of Hawaii State, you can access basic shared branch transactions for deposits and withdrawals through partner credit unions. This means greater flexibility whether you're at home or traveling! With all these offerings under one roof at Headquarters Branch, we're here to support your financial journey every step of the way. If you want more information about any of our services or how we can assist you today, don't hesitate to call us at (808) 447-7810 or visit us during our operating hours from Monday to Friday between 8:00 a.m. and 5:00 p.m. Join us today your financial future starts here!
Digital & Online Banking
Accessibility & Ease of Use
At Hawaii State, we believe that banking should be straightforward. That's why we've created tools that help you manage your finances in real time. From checking account balances to making payments, everything is accessible through our website or mobile app. With the ability to do all this anytime you need, you can focus on what really matters. Join us today and discover how our digital and online banking services can enhance your financial management experience! Visit us at https://www.hawaiistatefcu.com/ for more information.
Key Features
We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. You can also opt for e-statements, making it easy to keep track of your finances while reducing paper clutter. Our platform supports mobile payments, allowing you to make purchases quickly without needing cash or cards. Need to send money to a friend? Our person-to-person transfers feature allows you to easily send and receive money directly from your account, making splitting bills or sharing expenses effortless.
Financial Strength
A Growing Member Base
Total Share Accounts: 228,162, showing a strong and growing member base that trusts us with their finances. This trust is further supported by Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii State is your trusted partner. Visit us at 333 Queen St Honolulu Hi 96813 or call (808) 447-7810 to learn more about how we can help you achieve your financial goals.
Investing in Your Future
With $184,574,704 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we have $1,439 in used auto loans and $1,328,379,211 in total loans and leases available for our members' diverse needs.
Operational Efficiency
Our $18,148,173 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 370 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Opportunities
Members' savings are secured through $521,803,637 in share certificates and $576,857,871 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $229,574,349, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $948 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Financing Options
For business owners seeking growth opportunities, our outstanding commercial loans totaling $210,805,519 provide the capital needed to expand operations or invest in new projects. If you're interested in refinancing existing loans or exploring eligibility options for any of our products, we encourage you to reach out. Our dedicated team is here to assist you through every step of the process. For more information or to discuss your specific needs with one of our representatives at our branch located at 333 Queen St Honolulu Hi 96813, please call us at 808-447-7810. We're open Monday through Friday from 8:00 a.m. to 5:00 p.m., ready to help you find the right loan solution. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,798,651 in used vehicle loans and $24,186,310 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options can help make your purchase more affordable.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $322,826,855, make buying or refinancing simple. We provide various mortgage products that fit different financial situations, ensuring you have the support needed throughout the home-buying process.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $37,620,367 in loans helping members manage their finances effectively. These cards come with easy application processes and no collateral required, providing a convenient way to handle unexpected expenses or everyday purchases.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers every time they search for loans. One of the key benefits of using LendMesh is the Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature any Sponsored Listings; lenders are not prioritized based on paid promotions. The platform's goal is to provide unbiased results that empower users to make informed decisions. With Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions quickly and easily. This allows them to find the best options without having to navigate through numerous websites or contact different lenders individually. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reinforce the platform's credibility and effectiveness. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.