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Introduction
Welcome to Hawaii State at our Ewa Branch, located conveniently at 911107 Keaunui Dr Ste 350, Ewa Beach, HI 96706. Established in 1936, we have built a strong foundation of trust and reliability within the community, now proudly serving over 132,192 members. Our commitment to your financial well-being is reflected in our impressive total assets of $2,421,182,722 and total deposits amounting to $196,611,332. At Hawaii State Credit Union, we believe that our members deserve the best. That's why we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking solutions tailored for local entrepreneurs. Our dedicated team of 378 employees, led by CEO Andrew Rosen and Board President Mark Yamakawa, is here to support you every step of the way. While you can visit us at our Ewa Branch for all your banking needs, official correspondence should be sent to 91-1107 Keaunui Dr Suite 350, Ewa Beach, HI 96706 if different from the branch address. We invite you to explore our services online at Hawaii State FCU or give us a call at 808-792-4080. Join us in making a difference in the community while achieving your financial goals together!
Branch History & Mission
Hawaii State Credit Union has a rich history that dates back to 1936 when it first opened its doors in Ewa Beach, HI. Since then, we have grown and evolved, becoming a trusted financial partner for the community. With over 132,000 members and total assets reaching an impressive $2.42 billion, our commitment to providing exceptional financial services remains steadfast. Located at 911107 Keaunui Dr Ste 350, Ewa Beach, HI 96706, our branch is easily accessible for residents in the area. We pride ourselves on being more than just a financial institution; we are a vital part of the community. Our mission is simple yet impactful: to provide high-quality financial services that empower our members while actively contributing to the growth and well-being of our local communities. As technology advances, so do we. We offer various digital banking options such as online banking and mobile payments, making it easier for our members to manage their finances anytime, anywhere. Accessibility is key for us; that's why we ensure our services comply with ADA standards, enabling everyone in our community to benefit from what we offer. Community outreach is at the heart of what we do. Over the years, we've established partnerships with local organizations to support various initiatives aimed at improving the lives of those around us. Whether through financial literacy programs or charitable contributions, we strive to make a meaningful difference in Ewa Beach and beyond. While members can visit us at our branch location, official correspondence should be sent to 91-1107 Keaunui Dr Suite 350, Ewa Beach, HI 96706. We invite you to join Hawaii State Credit Union and experience firsthand the benefits of being part of a supportive financial family. Together, let's achieve your financial goals and contribute positively to our community! For more information on how to become a member or open an account, please visit our website or give us a call at 808-792-4080.
Branch Location & Accessibility
Call To Action
We invite you to stop by the Hawaii State Ewa Branch today! If you have any questions or would like more information about our services, feel free to call us at (808) 792-4080. Our friendly team is eager to assist you in achieving your financial goals!
Convenient Access
At our Ewa Branch, we prioritize accessibility for everyone. The branch features ADA-compliant entrances and parking spaces, making it easy for all members to visit us. Whether you're stopping by for a quick transaction or seeking financial advice, you'll find our atmosphere welcoming and supportive.
Operating Hours
We know that life can get busy, so we've tailored our operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, extending to 6:00 PM on Fridays and offering Saturday hours from 9:00 AM to 1:00 PM. This flexibility means you can find time to visit us that works best for you.
Services Offered
Our Ewa Branch offers a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage options, we are committed to providing quality financial solutions. Plus, with an ATM available on-site, you can access your funds anytime without the need for a teller. While members can visit us at 911107 Keaunui Dr Ste 350 Ewa Beach Hi 96706, official correspondence should be sent to our mailing address at 91-1107 Keaunui Dr Suite 350, Ewa Beach, HI 96706.
Member Eligibility
Joining the Hawaii State community at Hawaii State is an exciting step toward better financial well-being. To become a member, you simply need to meet some friendly eligibility criteria. If you're a resident of Hawaii, work for certain employers, or belong to specific organizations, you're likely to qualify! This inclusive approach means that we welcome people from all walks of life. Plus, as a member, you'll enjoy access to a range of services designed to support your financial journey, like personal loans and competitive savings accounts. For detailed information on eligibility and to see if you fit the criteria, check out our resource at https://www.hawaiistatefcu.com/join/. Ready to start your membership? Opening an account is simple just visit https://olb.hawaiistatefcu.com/registration or give us a call at (808) 792-4080. We can't wait to welcome you into the Hawaii State family!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $132 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $210,805,519, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, our merchant services are designed to make transactions easier for your business. Imagine being able to accept payments quickly and securely, whether in-store or online. Our services provide the tools you need to enhance customer experience and streamline operations. Visit us at 911107 Keaunui Dr Ste 350 Ewa Beach Hi 96706, Ewa Beach, HI 96706 or give us a call at (808) 792-4080 to learn how we can assist your business today!
Comprehensive List Of Services
ATM Access and Cash Withdrawal Services
Our branch also offers comprehensive ATM and cash withdrawal services, ensuring that you can access your funds quickly and easily. Plus, with basic ATM access available for balance checks and withdrawals, managing cash flow has never been simpler. We invite you to visit us at Hawaii State, located at 911107 Keaunui Dr Ste 350, Ewa Beach, HI 96706. For any questions or assistance, feel free to call us at 808-792-4080 during our lobby hours: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Ready to take the next step? Explore more about our services on our website here. Your financial journey starts with us!
Business Banking Services
For business owners, we provide specialized services like merchant services and business loans. We know how important it is for your business to have reliable financial support, so we've tailored our offerings to help businesses thrive in today's competitive market.
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances and making transfers to paying bills with just a few taps on your phone your banking needs are right at your fingertips.
Credit Cards with Benefits
Don't forget about our credit cards with rewards! Designed for everyday purchases, these cards let you earn rewards as you shop turning your spending into savings.
Home Financing Options
Thinking about buying a home? Our mortgage loans and refinancing services are here to guide you through every step of the process. We understand that securing a home is one of the most significant decisions you'll make, and we're here to support you with tailored mortgage solutions.
Personal Banking Solutions
For those looking to manage their day-to-day finances, we offer checking and savings accounts that fit various lifestyles. Whether you're saving for a vacation or need an account for everyday expenses, our personal banking options are designed with you in mind. When it comes to purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing solutions provide competitive rates that can help make your dreams a reality. Imagine driving off in a new car without breaking the bank!
Personal Loans Made Easy
If you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation options give you flexibility and peace of mind. With straightforward terms and quick processing times, we aim to ease your financial burdens.
Digital & Online Banking
Key Services
Our online banking platform is available 24/7, allowing you to check your balances, pay bills, and transfer money whenever it suits you. You can also take advantage of our electronic signature authorization feature, making it simple and secure to sign documents without the hassle of printing or scanning. If you're looking for easy access to your statements, our e-statements feature has you covered. You'll receive your statements directly in your inbox, reducing clutter and ensuring you have quick access to important information.
Mobile Banking
For those who prefer banking on-the-go, our mobile application is designed with you in mind. You can easily make mobile payments and even send money through person-to-person transfers. Whether you're grabbing coffee or shopping for groceries, managing your finances has never been easier. With all these features combined, you'll find that managing your money is straightforward and user-friendly at Hawaii State. We prioritize your security while ensuring that accessing your accounts is as smooth as possible. Experience the freedom of real-time account management today!
Financial Strength
Committed Team
We also take pride in having 370 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Growing Membership
Total Share and Deposit Accounts: 228,162, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii State is your trusted partner. Visit us at 911107 Keaunui Dr Ste 350 Ewa Beach Hi 96706 or call (808) 792-4080 to learn more about how we can help you achieve your financial goals.
Lending Capacity
With $1,439 in used auto loans and $1,328,379,211 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $18,148,173 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.
Member Savings and Deposits
Members' savings are secured through $521,803,637 in share certificates and $576,857,871 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our Financial Health
With a net worth of $229,574,349, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $948 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $24,186,310 in new vehicle loans and $20,798,651 in used vehicle loans, helping members get on the road with confidence. Whether you are interested in financing a brand-new model or a reliable used option, our team is here to guide you through the process.
Business Loans
For business owners, our outstanding commercial loans totaling $210,805,519 provide the capital needed to grow and expand your business. Whether you need funds for equipment purchases or working capital, we have solutions that fit your commercial needs. At Hawaii State located at 911107 Keaunui Dr Ste 350 Ewa Beach HI 96706, we pride ourselves on our transparent and supportive approach to lending. If you're interested in exploring our loan products further or learning about refinancing options available for existing loans, don't hesitate to contact us at 808-792-4080. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $322,826,855, which means you can find a solution that fits your budget and lifestyle. Our experienced staff will help you navigate the application process and explore eligibility options tailored to your needs.
Unsecured Credit Card Loans
Managing everyday expenses has never been easier with our flexible terms on unsecured credit card loans. We have provided a total of $37,620,367 in loans that allow members to handle their finances effectively while enjoying rewards and benefits along the way. This option provides peace of mind and convenience for unexpected expenses.
Loan Aggregator
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