Hawaii Schools Credit Union Honolulu HI | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Hawaii Schools, where our commitment to serving the community is at the heart of everything we do. Established in 1936, our credit union has grown alongside our members, proudly supporting over 3,544 individuals and families with their financial needs. Located conveniently at 233 Vineyard St, Honolulu, HI 96813, we invite you to discover a welcoming environment where your financial aspirations are nurtured. At Hawaii Schools, we manage an impressive total of $73,467,233 in assets and have facilitated over 1,133 loans to help our members achieve their goals. With $783,215 in total deposits and a solid net worth of $9,707,157, we pride ourselves on being a stable and secure choice for your banking needs. Our dedicated team of 9 employees, led by CEO Robin Kim and Board President Ernestine Enomoto, is here to ensure you receive personalized service tailored to your unique situation. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address. We also offer convenient services such as online and mobile banking to make managing your finances easier than ever. Join us in experiencing the difference that a member-focused credit union can make. Whether you're looking for personal banking solutions like checking accounts or auto loans or exploring options for business banking and loans, we're here to support you every step of the way. Feel free to reach out at (808) 521-0302 or explore our website at hawaiischoolsfcu.org for more information. Your financial journey starts here with Hawaii Schools!

Branch History & Mission

Hawaii Schools has a proud legacy that dates back to its founding in 1936. Established to serve the financial needs of educators and their families, this credit union has grown into a vital part of the Honolulu community. Over the years, Hawaii Schools has expanded its services and membership base, now proudly serving over 3,500 members with total assets reaching an impressive $73,467,233. Located at 233 Vineyard St in Honolulu, HI 96813, our branch is easily accessible for those looking to enhance their financial well-being. While you can visit us at this address for all your banking needs, please note that any official correspondence should be sent to our mailing address: 233 Vineyard St, Honolulu, HI 96813-2446. Our mission is simple yet impactful: to provide exceptional financial services while fostering a sense of community among our members. We focus on offering personalized banking solutions tailored to the unique needs of our members. From checking and savings accounts to auto loans and mortgages, we strive to make banking easy and approachable for everyone. At Hawaii Schools, we believe in giving back to the community that supports us. Our outreach initiatives and partnerships with local organizations highlight our commitment to making a positive difference in the lives of those around us. We take pride in being ADA compliant and continuously enhancing our digital platforms to ensure all members have equal access to our services. Our operating hours are Monday through Friday from 8:30 AM to 4:30 PM. Although we do not currently have ATM or drive-thru services available, we do offer shared service center options for your convenience. Join us today and experience the benefits of being part of Hawaii Schools. Whether you're looking for personal banking solutions or support for your business needs, we're here to help you every step of the way. Call us at 808-521-0302 or visit our website at hawaiischoolsfcu.org to learn more about how you can become a member!

Branch Location & Accessibility

Accessibility Features

At Hawaii Schools, we prioritize accessibility for all our members. Our branch is ADA compliant, with features such as ramps and designated parking spots to ensure everyone can visit us comfortably. We also provide parking options nearby, making your visit as hassle-free as possible.

Get in Touch!

If you have any questions or would like more information about how we can help you achieve your financial goals, don't hesitate to call us at 808-521-0302. We look forward to welcoming you into our Hawaii Schools family!

Nearby Landmarks

Situated near popular spots like Aala Park and the historic Iolani Palace, our branch is surrounded by vibrant community life. This central location makes it a breeze for members to stop by for banking services while enjoying all that downtown Honolulu has to offer.

Operating Hours and Services

We invite you to come see us during our lobby hours from 8:30 am to 4:30 pm on weekdays. Our team is ready to assist you with a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and much more. Additionally, while we don't have ATM or drive-thru services at this location, we proudly offer shared services for partner credit union members who may need basic transactions like deposits and withdrawals.

Member Eligibility

Welcome to the community at Hawaii Schools! Becoming a member is not just about opening an account; it's about joining a family that cares about your financial well-being. If you live, work, or attend school in Hawaii, you're likely eligible to join us. We warmly invite anyone who shares our values and mission to improve their financial future with us. For those interested in learning more about specific eligibility criteria, we encourage you to visit this resource for all the details. Once you've confirmed your eligibility, getting started is easy! You can reach out to us at (808) 521-0302, and our friendly staff will guide you through the account-opening process. At Hawaii Schools, we offer a range of services designed to meet your needs, whether it's saving for a dream vacation or financing your next vehicle. We're here to support you every step of the way at our branch located at 233 Vineyard St Honolulu Hi 96813. Join us today and experience the benefits of being part of a supportive financial community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we are eager to partner with local entrepreneurs who need financial assistance. By offering flexible financing solutions, we aim to empower both members and non-members alike. - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

Imagine being able to process payments quickly and securely, keeping your cash flow steady while you focus on what you do best running your business. Our merchant services allow you to accept various payment methods, making transactions smooth for both you and your customers. Whether it's online payments or in-store transactions, we ensure that your business runs efficiently. Located at 233 Vineyard St Honolulu Hi 96813 in Honolulu, HI, our dedicated team is ready to assist you. Don't hesitate to reach out at (808) 521-0302 for more information on how we can support your business journey!

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or business owner, we offer tailored solutions in business banking as well. From merchant services to business loans, we can support your venture's growth and success.

Credit Options and Support

When unexpected expenses arise or when you're looking to consolidate debt, our personal loans are here to help lighten the load. Coupled with our credit cards with rewards, you can earn while spending wisely.

Digital Banking Features

In today's fast-paced world, access to banking should be easy and convenient. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make payments right from your smartphone or computer. We also offer ATM and cash withdrawal services for added flexibility.

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why our personal banking options include checking and savings accounts that suit different lifestyles. Whether you need a simple account for daily transactions or a savings account to help you reach your goals, we've got you covered. For those looking to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to get you behind the wheel without breaking the bank. If homeownership is on your mind, explore our mortgage loans and refinancing services. We aim to guide you through each step, ensuring that you find a plan that fits your budget.

Shared Branch Transactions

As part of our commitment to community service, we provide basic shared branch transactions for partner credit union members. This means you can easily make deposits and withdrawals at affiliated locations without any hassle. At Hawaii Schools, we're more than just a financial institution; we're your partners in achieving financial well-being. For questions about any of our services or to discuss how we can assist you further, please call us at (808) 521-0302 during our lobby hours from 8:30 am to 4:30 pm. We invite you to explore all that we have to offer by visiting us at Hawaii Schools Fcu - Main today! Your financial future starts here!

Digital & Online Banking

Key Features

With our online banking platform available at https://www.hawaiischoolsfcu.org/ , you can easily manage your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Our user-friendly mobile application enhances this experience even further, allowing you to bank anytime and anywhere. You can enjoy the peace of mind that comes with knowing your information is secure while using our services. While we don't offer electronic signature authorization at this time, we prioritize safety in every transaction you make. If you're looking for a way to keep track of your finances effortlessly, e-statements are available to help you go green and stay organized. You can access them anytime through our online banking system, reducing clutter and ensuring you always have your statements at hand.

More About Our Services

For those who love using mobile payments, you'll be happy to know that our services include this feature as well! Easily make purchases directly from your phone without the hassle of carrying cash or cards. While we currently don't offer person-to-person transfers, we're committed to continuously improving our services based on member needs. Our focus remains on making banking accessible and straightforward for everyone. At Hawaii Schools, we believe that managing your money should be simple and efficient. Explore all the benefits of digital banking today by visiting us at https://www.hawaiischoolsfcu.org/ !

Financial Strength

Growing Member Trust

We have built a strong member base with 6,726 accounts that trust us with their finances. This growth not only highlights our reliability but also signifies the community's confidence in the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii Schools is your trusted partner. Visit us at 233 Vineyard St Honolulu Hi 96813 or call (808) 521-0302 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into Our Community

With $9,615,007 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is evident with $90 in used auto loans and $22,426,744 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $17,239,608 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $9,707,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,320 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $1,077,066 in used vehicle loans and $1,166,319 in new vehicle loans already helping members get on the road, you can trust us to support your automotive needs.

Credit Lines

For added convenience, our total credit lines amount to $19,703,900, giving you access to funds when you need them without the hassle of traditional borrowing methods.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,123,983, make buying or refinancing simple. We believe that owning a home should be within everyone's reach.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, we're here to help guide you through the process. Our team is dedicated to ensuring you find the best solution for your financial situation. At Hawaii Schools, we strive to provide transparent and accessible financial solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit our website at Hawaii Schools FCU for more information or stop by our branch today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $491,261 in loans helping members manage their finances effectively. This option is perfect for those who want to maintain flexibility while making purchases or managing unexpected expenses.

Loan Aggregator

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HAWAII SCHOOLS FEDERAL CREDIT UNION - Honolulu, HI