Hawaii Law Enforcement Credit Union Pearl City HI | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Hawaii Law Enforcement, your trusted partner in financial wellness, located at 1140 Kuala St, Pearl City, HI 96782. Since our establishment in 1937, we have proudly served over 14,640 members, focusing on building a strong community where everyone can thrive. Our commitment to providing personalized service is backed by a robust financial foundation, with total assets of $208,748,362 and total deposits reaching $11,943,199. At Hawaii Law Enforcement, we understand that financial needs vary from member to member. That's why we offer a range of services including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans, credit cards with rewards, and business banking solutions. Whether you're looking to save for the future or secure a loan for your next big purchase, we are here to help you every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address at 1936 South King Street, Honolulu, HI 96826. Under the leadership of our CEO Rene Matsuura and Board President Mark Nakagawa, our dedicated team of 41 employees ensures that you receive the best possible service tailored to your unique situation. With a net worth of $28,410,629 and cash in hand totaling $812,708, we are well-equipped to support your financial journey. We believe in transparency and trust values that guide us as we assist you in achieving your goals. Ready to take the next step? Call us today at 808-455-5986 or visit our website at www.hlefcu.com to learn more about how we can support you. Join us in building a stronger community together!

Branch History & Mission

Welcome to Hawaii Law Enforcement, a cornerstone of financial support and community service in Pearl City, HI. Since opening our doors in 1937, we have grown from a small credit union into a trusted institution with over 14,640 members and total assets exceeding $208 million. Our journey has been marked by a commitment to serving our members and the community, ensuring that everyone has access to quality financial services. Located at 1140 Kuala St, Pearl City, HI 96782, our branch is easily accessible and surrounded by familiar landmarks that many in the community recognize. While members can visit us at this address, official correspondence should be sent to our mailing address at 1936 South King Street, Honolulu, HI 96826. At Hawaii Law Enforcement, our mission is clear: we strive to provide exceptional financial services while supporting the well-being of our members and their families. We offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our focus extends beyond banking; we are dedicated to fostering community growth through partnerships and outreach programs that uplift those we serve. Over the decades, we have embraced advancements in technology to enhance our services. With features like online banking and mobile payments available for all members, we ensure that managing finances is convenient and straightforward. Additionally, we prioritize accessibility through ADA-compliant facilities and shared service centers for easy transactions. Our dedicated team operates from Monday to Friday between 8:30 AM and 5:00 PM and on Saturdays from 10:00 AM to 2:00 PM. Although we do not offer ATM or drive-thru services at this time, our friendly staff is always ready to assist you with your needs. As we look forward to the future, Hawaii Law Enforcement remains committed to its founding principles of trust and community support. We invite you to join us on this journey become a member today and experience firsthand the benefits of being part of a credit union that truly cares about its community. Visit us online at Hawaii Law Enforcement for more information or call us at 808-455-5986. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At Hawaii Law Enforcement Credit Union, we believe that banking should be accessible to everyone. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure all members can enjoy our services comfortably. There's ample parking available, so you won't have to worry about finding a spot when you visit. We offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, our friendly team is ready to assist you. While we currently do not have ATM or drive-thru services available, you can still manage your accounts easily through online and mobile banking.

Convenient Hours for You

Our operating hours are designed with your busy schedule in mind. You can visit us Monday through Tuesday and Thursday through Friday from 8:30 AM to 5:00 PM, and on Saturday from 10:00 AM to 2:00 PM. Whether you're stopping by during your lunch break or after work, we're here when you need us. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 808-455-5986. We look forward to welcoming you into our branch! Come see how we can support your financial journey today!

Member Eligibility

Becoming a member of Hawaii Law Enforcement is like joining a close-knit family that truly cares about your financial well-being. If you're part of the law enforcement community or have a family member who is, you're already on the right track! We welcome individuals who work in law enforcement, as well as their family members, making it easy for you to access our supportive services. You can find more detailed information about eligibility by visiting our website at https://www.hlefcu.com/membership/index.html . Opening an account is straightforward and inviting just head over to this link https://www.hlefcu.com/apply/index.html , and you'll find all the necessary steps laid out for you. Our dedicated team is here to guide you through the process, ensuring that you feel welcomed every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (808) 455-5986. We're excited to help you become part of our community at Hawaii Law Enforcement, located at 1140 Kuala St Pearl City Hi 96782, where your financial goals are our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In today's fast-paced environment, efficient payment processing is crucial for any business. Our merchant services simplify transactions, ensuring that you can focus on what matters most running your business. From accepting credit cards to managing online payments, we offer solutions designed to enhance your operational efficiency. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Pearl City, HI. Partner with us today and take the next step toward achieving your business goals! Visit us at 1140 Kuala St Pearl City Hi 96782 or call us at (808) 455-5986 for more information.

Comprehensive List Of Services

ATM & Shared Branch Transactions

While we currently do not have ATMs at our branch location, our partnership with shared service centers means you can still access basic transactions like deposits and withdrawals with ease. This feature allows our members to use participating credit union branches across the country perfect for when you're on the go! At Hawaii Law Enforcement, we're here to support all your financial journeys with personalized service tailored just for you. If you have questions or want to learn more about how we can assist you in achieving your financial goals, feel free to reach out! Call us at (808) 455-5986 or visit us at 1140 Kuala St Pearl City Hi 96782 in Pearl City, HI. We look forward to welcoming you as part of our community! Explore everything we have to offer at Pearl City Gateway Branch today!

Business Banking Services

For our business members, we offer merchant services and business loans that can help take your venture to the next level. Whether you're just starting or looking to expand, we have tools designed to support your growth.

Convenient Online & Mobile Banking

In today's busy world, convenience is key. That's why Hawaii Law Enforcement provides robust online and mobile banking services. You can check balances, pay bills, and even transfer funds from anywhere using our user-friendly app. Plus, features like electronic signatures and mobile payments streamline transactions and save you time.

Credit Card Rewards

Love rewards? Our credit cards come with perks that let you earn while you spend. Picture yourself enjoying cash back or travel points every time you use your card it's a great way to make the most out of your purchases!

Personal Banking Solutions

When it comes to personal banking, we offer various checking and savings accounts that can fit any lifestyle. Imagine being able to easily manage your money while earning interest on your savings! Our auto loans and vehicle financing options make it simple for you to get behind the wheel of your next car without breaking the bank. If you're thinking about buying a home or refinancing your existing mortgage, our mortgage loans provide flexible terms and competitive rates tailored to your needs. And for those unexpected expenses or dreams that need funding, our personal loans and debt consolidation options can help lighten the load.

Digital & Online Banking

Key Services

With our online banking services, you can view your account balances, transfer funds, and pay bills all in one place. Plus, with the option for electronic signature authorization, signing documents is quick and secure no need to visit the branch in person. And if you prefer going paperless, you'll be pleased to know that e-statements are available, allowing you to keep track of your financial activity without the clutter. For those who enjoy using their smartphones, our mobile application offers even more features. You can make mobile payments easily and send money to friends or family with just a few taps using our person-to-person transfer feature. It's perfect for splitting bills or sending a quick gift!

Security and Accessibility

We prioritize your security while ensuring that our services remain accessible. Our online banking system is equipped with robust security measures to protect your personal information. This means you can bank with confidence, knowing that your data is safe. Overall, whether you're managing everyday transactions or planning for future goals, our digital banking services at Hawaii Law Enforcement provide the flexibility and control you need to stay on top of your finances effortlessly. Embrace the ease of digital banking today!

Financial Strength

Commitment to Growth

With $3,049,772 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $321 in used auto loans and a total of $116,267,637 in loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our ability to maintain a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $30,435,952 in share certificates and $18,902,388 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $28,410,629, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1359 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

We currently have a strong base with 20,373 total share accounts, showing that many trust us with their finances. This reflects our dedication to building lasting relationships with our members while providing reliable financial solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii Law Enforcement is your trusted partner. Visit us at 1140 Kuala St Pearl City Hi 96782 or call 808-455-5986 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,431,358 in used vehicle loans and $11,855,762 in new vehicle loans already helping members get on the road. We provide competitive terms for both new and used vehicles, making it easier than ever to drive away in a car you love.

Credit Lines

For those who prefer flexibility in their borrowing options, we offer total credit lines amounting to $52,541,326. This product gives you quick access to funds when you need them without the hassle of reapplying for a loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $14,145,325, making buying or refinancing simple. We are here to guide you through every step of the mortgage process so that you can find the best fit for your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to take advantage of better rates or terms, we can help you explore eligibility options tailored to your financial situation. You can reach us at our Pearl City branch located at 1140 Kuala St Pearl City Hi 96782 or call us directly at 808-455-5986 during our business hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Hawaii Law Enforcement Credit Union, we're committed to supporting our members with clear loan options that fit their needs. Visit us today or check out our website for more details on how we can assist you!

Unsecured Credit Cards

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $5,463,388 in loans helping members manage their finances effectively, our credit cards come with various rewards and benefits designed to make your spending rewarding.

Loan Aggregator

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HAWAII LAW ENFORCEMENT FEDERAL CREDIT UNION - Pearl City, HI