HAWAII FIRST FEDERAL CREDIT UNION

Welcome to Hawaii First, where your financial well-being is our top priority! Located at 671187 Mamalahoa Hwy, Kamuela, HI 96743, our Kamuela Branch has been serving the community since 1956. With a strong commitment to our members, we proudly support over 6,900 members and manage assets totaling $63,131,729. At Hawaii First, we believe in building lasting relationships with our community. Our dedicated team of 23 employees, led by CEO Laura Aguirre and Board President Kristina Makoff, is here to provide personalized service and help you achieve your financial goals. Whether you're looking for a new auto loan or planning for a mortgage, we have the solutions you need. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 446, Kamuela, HI 96743. With total deposits of $5,965,999 and cash in hand amounting to $306,775, we are financially equipped to support our members' diverse needs. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer business banking solutions to help local businesses thrive. We invite you to connect with us today! For more information about our services or to become a member, feel free to visit our website at hawaiifirstfcu.com or give us a call at 808-885-7349. Join the Hawaii First family and experience the difference in your financial journey!

Welcome to the Kamuela Branch of Hawaii First, where convenience meets community! Located at 671187 Mamalahoa Hwy in the beautiful town of Kamuela, HI, our branch is easily accessible for all your banking needs. Whether you're a long-time member or new to our credit union, we're excited to serve you right here in the heart of Hawaii County. As you approach our branch, you'll find it nestled near local landmarks that make finding us a breeze. The serene surroundings and friendly atmosphere reflect the spirit of our community. While you're here, take advantage of our ample parking options and ADA-compliant features that ensure everyone can access our services with ease. Our operating hours are designed to fit your busy schedule. Join us Monday through Thursday from 8:30 AM to 4:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM to 12:30 PM. We understand that life gets hectic, which is why we're here to help when you need us most. At the Kamuela Branch, we offer a range of services tailored to meet your financial goals. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards our dedicated team is ready to assist you every step of the way. While we currently do not have ATM or drive-thru services available, our friendly staff is just a phone call away at 808-885-7349 if you have any questions or need assistance. For official correspondence, please direct your mail to PO Box 446, Kamuela, HI 96743. We invite you to stop by and experience firsthand how Hawaii First can support your financial journey. Come visit us today and let's start building a brighter financial future together!

At Hawaii First, we believe that joining our community is about more than just banking; it's about becoming part of a supportive family. To become a member of Hawaii First, you need to meet certain eligibility criteria, which are designed to welcome individuals who share our values and vision. Generally, if you live, work, or worship in the beautiful Kamuela area or have a family member who is already a member, you're likely eligible to join us. We encourage you to explore more about the specific requirements by visiting our detailed eligibility page at this link. Once you're ready to take the next step toward membership, opening an account with us is straightforward and welcoming. You can start the process by filling out our easy application form found here. If you have any questions or need assistance along the way, don't hesitate to reach out at 808-885-7349. We're here to help you every step of the way as you embark on this exciting journey with Hawaii First!

At Hawaii First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about your financial partner, and we are committed to providing the assurance you need. With a net worth of $6,267,450, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 993 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,416,427 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,368,050, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,162,552 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $38,800 in used auto loans and $49,916,202 in total loans and leases. Our impressive net income of $91,163 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 8,474, showing a strong and growing member base that trusts us with their finances. This reflects not just numbers but the relationships we build within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii First is your trusted partner. Visit us at 671187 Mamalahoa Hwy Kamuela Hi 96743 or call 808-885-7349 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.