Hawaii First Credit Union Hilo HI | Best Auto Loans & Business Banking

Introduction

Welcome to Hawaii First, your trusted financial partner in the heart of Hilo, HI. Located at 1221 Kilauea Ave, our branch has been serving the community since 1956. With a commitment to excellence and a focus on member satisfaction, we are proud to support over 6,900 members with a range of financial services tailored just for you. At Hawaii First, we understand that each member's journey is unique. Our total assets amount to an impressive $63,131,729, reflecting our solid foundation and reliability. We currently manage $5,965,999 in deposits and offer competitive loan options with a total of 1,897 loans and leases available to help you achieve your dreams. Whether you're looking for an auto loan or planning for a mortgage, we have solutions designed to meet your needs. While members can visit us at our Hilo location, official correspondence should be sent to PO Box 446, Kamuela, HI 96743. Our dedicated team of 23 employees is here to assist you during our lobby hours: Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 6 PM. Our leadership team is passionate about fostering community connections. Under the guidance of our CEO, Laura Aguirre, and Board President Kristina Makoff, we strive to create an environment where every member feels valued and understood. Join us today and experience the Hawaii First difference! For inquiries or assistance, feel free to call us at 808-933-7349 or visit our website at hawaiifirstfcu.com. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Innovation

As part of our dedication to serving you better, we've embraced digital advancements such as online banking and mobile applications. These tools allow for easier access to your accounts anytime and anywhere. Additionally, we ensure that all members can utilize our services by adhering to ADA compliance standards. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 6:00 PM. We also offer ATM availability for quick cash withdrawals whenever you need them.

Join Us Today

We invite you to experience the benefits of being part of Hawaii First. Our team is here to assist you every step of the way whether you're looking for financing options or simply need advice on managing your money effectively. Come visit us at our Hilo branch or check out our website for more information on membership and account opening opportunities. Together, let's build a brighter future for ourselves and our community! If you have any questions or need assistance, don't hesitate to call us at 808-933-7349. Welcome aboard!

Our Journey

From humble beginnings, Hawaii First has grown significantly over the years. Starting with a handful of members, we now proudly serve over 6,900 individuals and families. Our commitment to fostering strong relationships within our community has always been at the heart of what we do. With total assets reaching $63,131,729, we are well-positioned to continue serving our members with innovative products and services tailored to their needs. Our branch is conveniently located at 1221 Kilauea Ave, just a short distance from local landmarks that make Hilo so vibrant. While you can visit us at this address for your banking needs, any official correspondence should be directed to our mailing address: PO Box 446, Kamuela, HI 96743.

Our Mission

At Hawaii First, our mission is clear: we strive to empower our members through accessible financial services while actively contributing to the welfare of our community. We believe that everyone deserves the opportunity for financial stability and growth. Through personalized banking solutions ranging from checking and savings accounts to auto loans and credit cards with rewards we aim to help you achieve your financial goals. We recognize that being a responsible financial institution means more than just offering great products; it involves engaging with our community and providing support where it's needed most. Whether it's partnering with local organizations or hosting educational workshops on financial literacy, we are committed to making a positive impact in Hilo.

Branch Location & Accessibility

Welcome to the Hawaii First Hilo Branch, your friendly neighborhood credit union located at 1221 Kilauea Ave in beautiful Hilo, HI! Our location is designed with your convenience in mind, making it easy for you to access a variety of financial services right in your community. Whether you're stopping by to open a new account or seeking assistance with loans and banking services, we're here to help. While our branch address is 1221 Kilauea Ave, for any official correspondence, please send it to our mailing address: PO Box 446, Kamuela, HI 96743. This ensures that all your important documents reach us without delay. Situated near familiar landmarks, we're just a stone's throw away from the scenic Liliuokalani Gardens and close to local shops and eateries. Our branch features ample parking for your convenience, along with accessible options like ramps to ensure everyone can visit us comfortably. At Hawaii First, we value your time. That's why we offer lobby hours from Monday through Thursday from 9:00 AM to 4:00 PM and extended hours on Friday until 6:00 PM. With an ATM available on-site, you can easily manage your finances even when the lobby is closed. We are proud to offer various services tailored for both personal and business needs. From checking and savings accounts to auto loans and credit cards with rewards, we strive to provide comprehensive solutions that fit your lifestyle. While we don't have drive-thru banking or shared service centers, our friendly staff is always ready to assist you inside the branch. If you have any questions or need assistance, feel free to give us a call at 808-933-7349. We invite you to visit us soon and discover how we can support your financial journey!

Member Eligibility

Welcome to the Hawaii First community, where we believe that everyone deserves access to financial support and resources. Becoming a member of Hawaii First is simple and rewarding! If you live, work, worship, or attend school in our local area, you're likely eligible to join. We pride ourselves on being inclusive and welcoming to all who meet our criteria. You can explore the specific eligibility details by visiting this link, which outlines everything you need to know. Joining Hawaii First not only opens the door to a variety of financial products and services tailored to your needs but also connects you with a supportive network of fellow members. Our dedicated team is here to help you every step of the way as you open your account, which you can easily do by following this application link. If you have any questions, feel free to give us a call at (808) 933-7349. We can't wait for you to be part of our family at Hawaii First, located at 1221 Kilauea Ave Hilo Hi 96720!

Business Banking & Commercial Services

At Hawaii First, we understand that every business has unique needs and dreams. That's why we are dedicated to providing the financial support that helps entrepreneurs thrive. Imagine having access to tailored business loans that can fuel your growth, whether you're looking to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make daily transactions easier, allowing you to focus on what you do best running your business. From payment processing solutions to account management tools, we offer services designed to streamline operations and enhance customer experiences. Visit us at 1221 Kilauea Ave Hilo Hi 96720, Hilo, HI or call us at (808) 933-7349 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Access & Convenience

Your convenience is our priority at Hawaii First. With an ATM available right at our branch location, accessing cash is simple and straightforward. Plus, our online and mobile banking services allow you to manage your finances anytime, anywhere. You can easily withdraw cash, check balances, or transfer funds without the hassle of visiting a branch during business hours. We invite you to visit us at Hawaii First, where you'll find all these services under one roof! If you have any questions or want more information about how we can assist you with your financial journey, feel free to call us at 808-933-7349 or explore more on our website here. Let's work together towards achieving your financial goals!

Auto Loans & Vehicle Financing

If you're in the market for a new car or looking to refinance your current vehicle loan, our auto loans and vehicle financing options are here for you. We understand that buying a car is a significant investment, so we offer competitive rates and flexible terms to make it easier for you to drive away in your dream vehicle.

Business Banking

For small business owners, our business banking services include merchant services and business loans designed specifically for local entrepreneurs. We understand the challenges of running a business and are committed to providing solutions that support growth and success.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Enjoy benefits like cashback on purchases or travel rewards that make every dollar spent work harder for you. With manageable interest rates and user-friendly management tools, using our credit card can be both rewarding and convenient.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans provide various options tailored to fit different financial situations. We also offer refinancing solutions that may help lower your monthly payments or reduce your interest rate. Our knowledgeable team is ready to guide you through the mortgage process, ensuring that you find the best solution for your needs.

Personal Banking

For everyday banking needs, we offer checking and savings accounts that fit various lifestyles. Whether you're saving for a big purchase or managing daily expenses, our accounts come with features designed to help you succeed financially. Imagine having an account that not only helps you save but also gives you access to your money whenever you need it through our online and mobile banking platforms. This means you can check your balance, transfer funds, and pay bills right from your phone or computer.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and sometimes it's necessary to have extra cash on hand. That's where our personal loans come into play. Whether you're looking to consolidate debt or cover emergencies, we provide affordable personal loan options that can help ease your financial burden.

Digital & Online Banking

Key Features

Our online banking services are available 24/7 at https://hawaiifirstfcu.com/ , allowing you to check balances, pay bills, and transfer funds with just a few clicks. For those who prefer the convenience of mobile banking, our app makes it easy to manage your finances on the go. Whether you're at home or out and about, you'll have real-time access to your account information right in your pocket. If you're looking to send money quickly to friends or family, our person-to-person transfer feature allows you to do so with ease. No more waiting for checks to clear or dealing with cash just send money directly from your account.

Security and Accessibility

At Hawaii First, security is a top priority. While we don't currently offer electronic signature authorization for transactions, our systems are designed to keep your personal information safe. You can feel confident knowing that our online platform uses the latest encryption technology to protect your data. We also provide e-statements, giving you a convenient way to track your finances without the clutter of paper statements. It's not only eco-friendly but also helps you stay organized. In summary, whether you're using our mobile application or accessing our online banking platform through https://hawaiifirstfcu.com/ , managing your finances has never been easier or more secure. Join us today and take control of your financial future with Hawaii First!

Financial Strength

At Hawaii First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that choosing where to bank is a significant decision, and we want to reassure you that your trust in us is well-placed. With a net worth of $6,267,450, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $993 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,416,427 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,368,050, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,162,552 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $388 in used auto loans and $49,916,202 in total loans and leases, helping you achieve your financial goals across various sectors. Our operational efficiency is reflected in our $91,163, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 8,474, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii First is your trusted partner. Visit us at 1221 Kilauea Ave Hilo Hi 96720 or call (808) 933-7349 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Additional Services

For those interested in business financing or other personal loan options like debt consolidation, we have various services available tailored to your needs. If you're considering refinancing any existing loans or checking eligibility for our loan products, our team is ready to assist you with all necessary information. Feel free to reach out to us at 808-933-7349 during our operating hours (Monday-Thursday: 9:00 AM - 4:00 PM; Friday: 9:00 AM - 6:00 PM) for more details about how we can support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Hawaii First, we are committed to providing straightforward and reliable lending options that empower our members every day.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,661,430 in used vehicle loans and $7,624,367 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing solutions make it easier than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $116,889, make buying or refinancing simple. We provide flexible terms and personalized assistance to ensure that your path to owning a home is as smooth as possible.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $557,729 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping track of your spending.

Loan Aggregator

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HAWAII FIRST FEDERAL CREDIT UNION - Hilo, HI