Hawaii Community Credit Union Kailua Kona HI | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Kealakehe Student Credit Union, a trusted financial partner for the community since 1936. Located at 745000 Puohulihuli St Rm 303, Kailua Kona, HI 96740, we are committed to providing exceptional service and support to our 44,984 members. With a strong foundation built on trust and reliability, we have grown our total assets to an impressive $727,060,190 and continue to offer a wide range of financial services tailored to your needs. While members can visit us at our branch location, official correspondence should be sent to 73-5611 Olowalu Street, KAILUA KONA, HI 96740-2689. Our dedicated team of 140 employees, led by CEO Tricia Buskirk and Board President Russell Komo, is here to guide you through your financial journey. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or business banking services, we've got you covered. With total loans reaching 17,635 and deposits amounting to $38,529,879, we pride ourselves on making sound financial decisions that benefit our members. Our net worth stands at $69,811,333, reflecting our commitment to maintaining a stable and secure environment for your finances. We also hold $5,068,167 in cash reserves to ensure we can meet the diverse needs of our community. At Kealakehe Student Credit Union, we believe in investing back into our community while helping you achieve your financial goals. Explore our online resources at hicommfcu.com or give us a call at 808-930-7649 today! We look forward to supporting you on your path toward financial success.

Branch History & Mission

Commitment to Innovation and Service

In an ever-changing world, Hawaii Community embraces digital advancements to enhance member experiences. We offer online banking and mobile applications that allow you to manage your finances conveniently from anywhere. We are committed to ADA compliance, ensuring that all members can access our services with ease. Additionally, our team actively participates in community outreach efforts and partnerships aimed at improving financial literacy among residents. We strive to make a positive impact on lives by providing resources and support where it's needed most.

Join Us

As we look toward the future, we invite you to become part of the Hawaii Community family. Experience firsthand how our dedicated staff can help you achieve your financial goals while being an active part of a supportive community network. Together, let's build a brighter tomorrow! For more information or assistance, call us at (808) 930-7649 or visit our website at Hawaii Community.

Our Mission

Our mission at Hawaii Community is clear: to empower our members through accessible financial services while fostering strong community ties. We believe in supporting not just the individual but also the broader community by offering personalized banking solutions that include checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. While members can visit us at 745000 Puohulihuli St Rm 303 Kailua Kona Hi 96740, official correspondence should be sent to 73-5611 Olowalu Street, KAILUA KONA, HI 96740-2689. This ensures that your communications reach us promptly so we can continue providing exceptional service.

Branch Location & Accessibility

Welcome to the Hawaii Community Credit Union at Kealakehe Student Credit Union! Conveniently located at 745000 Puohulihuli St Rm 303 in beautiful Kailua Kona, HI, our branch is here to serve you with a range of financial services designed to meet your needs. If you need to send any official correspondence, feel free to use our mailing address at 73-5611 Olowalu Street, Kailua Kona, HI 96740-2689. Nestled in the heart of Kailua Kona, we are easy to find. Our branch is near local landmarks that make your visit even more enjoyable think of stopping by the nearby parks or grabbing a bite at one of the local eateries after your banking errands. We prioritize accessibility for all our members. Our facility is ADA-compliant, ensuring that everyone can easily navigate our space. We understand that convenience matters. While we currently do not offer drive-thru service or ATM access, we invite you to visit during our welcoming operating hours: on Mondays, Tuesdays, and Fridays from 12:45 PM to 1:25 PM; Wednesdays from 12:00 PM to 12:40 PM; and Thursdays from 1:03 PM to 1:43 PM. Our friendly team is ready to assist you during these times! Whether you're interested in personal banking solutions like checking and savings accounts or looking for options like auto loans and credit cards with rewards, we've got you covered. Give us a call at 808-930-7649 if you have any questions or need assistance. We look forward to seeing you soon at the Hawaii Community Credit Union!

Member Eligibility

Becoming a member of Hawaii Community is more than just opening an account; it's about joining a community that truly cares. If you live, work, or go to school in the area, you're likely eligible to join us! We welcome everyone who shares our commitment to building a brighter financial future. Plus, as a member, you'll enjoy access to great products and services tailored just for you, whether that's savings accounts, loans, or personalized financial advice. For detailed eligibility information and to see if you qualify, please visit our website at . Once you're ready to take the next step, opening an account is simple! You can reach us at (808) 930-7649 if you have any questions or need assistance. We can't wait to welcome you into the Hawaii Community family at our branch located at 745000 Puohulihuli St Rm 303 Kailua Kona Hi 96740!

Business Banking & Commercial Services

Business Loan Options

Imagine a local café looking to renovate its space to accommodate more customers. With our support, they could access the funding necessary for renovations through our member commercial loans, totaling over $6. This investment fuels their growth and enhances their service. We also extend our reach beyond membership, having provided $66 in non-member commercial loans to empower businesses across the community.

Driving Economic Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - With an outstanding commercial loan portfolio of $5,927,750, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services designed for everyday use. Picture your business accepting payments effortlessly, allowing you to focus on what matters most serving your customers. Our tools streamline transactions and enhance customer satisfaction, making it easier for you to manage your cash flow. Visit us at 745000 Puohulihuli St Rm 303 Kailua Kona Hi 96740 in Kailua Kona, HI, or call us at (808) 930-7649 to learn how we can support your business journey!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. From transferring funds to checking balances, everything is just a click away perfect for busy lives!

Financing Your Next Adventure

Looking to buy a new car or perhaps refinance your existing vehicle? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier than ever to drive away in the car you've been eyeing. We also offer Mortgage Loans & Refinancing services that can help turn your dream of homeownership into reality. Picture yourself settling into a cozy home, knowing you've secured the best financing option available.

Need Cash? We've Got You Covered

While we currently don't have ATM services available at our branch located at 745000 Puohulihuli St Rm 303 Kailua Kona Hi 96740, rest assured that our other banking options are designed for ease of access and convenience. At Hawaii Community, we're not just about transactions; we're about building lasting relationships with our members in Kailua Kona and beyond. If you're ready to take control of your financial future or simply want more information on any of our services, don't hesitate to reach out! Call us today at (808) 930-7649 or visit us online at Kealakehe Student Credit Union. Let's work together towards achieving your financial goals!

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services like checking and savings accounts that cater to various lifestyles. Imagine having a secure place for your money, where you can easily track your spending and save for future goals. Our friendly staff is always ready to help you choose the right account that suits your needs.

Reward Yourself with Credit Cards

Don't forget about our Credit Cards with Rewards! These cards not only help manage daily expenses but also reward you for every dollar spent. Imagine earning points towards travel or cashback just by using your card for regular purchases.

Simplifying Life with Personal Loans

Life can throw unexpected expenses at you, but with our Personal Loans & Debt Consolidation services, you have a reliable solution at hand. Whether you're planning a vacation or need help managing debt, we tailor our loans to meet your requirements, making borrowing straightforward and hassle-free.

Supporting Local Businesses

If you're a business owner, you'll be pleased to know that we offer Business Banking solutions including merchant services and business loans. Our goal is to support local enterprises in their growth journey because when businesses thrive, the community flourishes.

Digital & Online Banking

At Hawaii Community, we understand that managing your finances should be easy and secure, no matter where you are. That's why our digital and online banking services are designed to fit your busy lifestyle while keeping your information safe. With our 24/7 online banking services available at http://www.hicommfcu.com , you can check your account balances, transfer funds, and pay bills whenever it suits you day or night. Need to send money to a friend? Our person-to-person transfers make it simple and quick, letting you share funds with just a few taps on your device. For those who prefer the convenience of mobile banking, our mobile application is ready for download. It offers a user-friendly experience so you can manage your accounts on the go. Plus, with features like e-statements, you can easily access your financial statements anytime without the clutter of paper. Security is paramount at Hawaii Community. We provide electronic signature authorization, ensuring that your transactions are not only quick but also protected. You can have peace of mind knowing that we prioritize the safety of your information. Although we currently do not offer mobile payment options, our robust online platform ensures that all your banking needs are met efficiently. Whether you're managing daily expenses or planning for future goals, our digital services empower you to take control of your finances in a way that's both accessible and straightforward. Experience the ease of banking with us today at http://www.hicommfcu.com and enjoy the freedom that comes with real-time account management and secure transactions!

Financial Strength

Commitment to Growth

We have $52,767,745 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,674 in used auto loans and $420,044,952 in total loans and leases.

Growing Membership Base

We are grateful to have built a strong community around us with a total of 84,252 share accounts. This growing member base trusts us with their finances, reinforcing the reliability of Hawaii Community as your trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii Community is here to help you achieve your financial goals. Visit us at 745000 Puohulihuli St Rm 303 Kailua Kona Hi 96740 or call (808) 930-7649 to learn more about how we can assist you further!

Member-Focused Savings

Your savings are secure with us. Members' funds are backed by $117,656,908 in share certificates and $99,682,207 in money market shares, providing stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,880,402 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 119 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $69,811,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,413,185 in used vehicle loans and $21,937,142 in new vehicle loans already helping members get on the road. We provide financing options that suit various budgets and preferences, ensuring that you can drive away in the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $5,927,750 provide the capital needed to grow and expand. We understand that running a business requires significant resources, and our team is dedicated to supporting local entrepreneurs through tailored lending solutions. We also offer refinancing options for many of our loan products. If you're looking for ways to lower your monthly payments or consolidate debt, reach out to us about eligibility requirements. If you have any questions or need assistance with your loan application process, feel free to call us at (808) 930-7649. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,364,174, make buying or refinancing simple. We're committed to guiding you through the mortgage process so you can make informed decisions about your investment.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,210,736 in loans helping members manage their finances effectively. Our credit cards come with features designed to make your financial life easier while providing rewards for your spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This makes it easier for you to find the right loan that fits your needs without the hassle of sifting through numerous offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every offer is fair and transparent, giving you confidence in the options presented. One of the key benefits of using LendMesh is its commitment to Verified Data. All loan offers are sourced from legitimate financial institutions, which enhances transparency and trust. Furthermore, LendMesh operates without Sponsored Listings it does not prioritize lenders based on paid promotions. This approach guarantees that users receive unbiased results, allowing you to make informed decisions based solely on merit. Additionally, LendMesh provides Real-Time Rate Comparisons. You can see up-to-date loan rates from multiple institutions at a glance, which is essential for making an educated choice. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to find competitive rates and make smarter financial choices, compare real-time loan offers today at LendMesh and discover the best rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

HAWAII COMMUNITY FEDERAL CREDIT UNION - Kailua Kona, HI