Hawaii Community Credit Union Kailua Kona HI | Best Auto Loans & Business Banking

Introduction

Welcome to Hawaii Community, where our mission is to empower our members and foster financial growth within the beautiful community of Kailua Kona, HI. Established in 1936, we've proudly served our members for over 85 years, building a solid foundation of trust and reliability. Our branch at 735611 Olowalu St, Kailua Kona, HI 96740 is more than just a location; it's a hub of support for our 44,984 members. At Hawaii Community, we understand that financial needs vary from person to person. That's why we offer an array of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgages. With total assets exceeding $727 million and total deposits reaching $38,529,879, we're committed to ensuring that your finances are in capable hands. Our dedicated team, led by CEO Tricia Buskirk and Board President Russell Komo, stands ready to assist you every step of the way. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please address it to 73-5611 Olowalu St, Kailua Kona, HI 96740-2689. Our commitment goes beyond numbers; it's about making a real impact in the lives of our members and the community. With a total loan portfolio of 17,635 loans and leases, we strive to help you achieve your dreams whether that's buying a new car or financing your home. We invite you to explore everything Hawaii Community has to offer! Feel free to call us at 800-514-2328 during our operating hours: Monday through Friday from 10:00 am to 6:00 pm and Saturday from 10:00 am to 2:00 pm. Let's work together towards a brighter financial future!

Branch History & Mission

At Hawaii Community, our Kaloko Branch has a rich history that dates back to its opening in 1936. Nestled at 735611 Olowalu St, Kailua Kona, HI 96740, this branch has grown alongside our vibrant community, serving the financial needs of our members with dedication and care. With a total membership of 44,984, we have established ourselves as a trusted partner in the lives of many. Our mission is simple yet profound: to empower our members through accessible financial services while fostering a strong sense of community support. We believe that everyone deserves access to quality financial products and services that can help them achieve their goals. Whether it's opening a checking account, securing an auto loan, or exploring mortgage options, we are here to guide our members every step of the way. Over the years, we have seen significant growth in our total assets, which now stand at an impressive $727,060,190. This growth reflects not only the trust placed in us by our members but also our commitment to providing valuable resources and support. Our operating hours are designed for convenience Monday through Friday from 10:00 am to 6:00 pm and Saturdays from 10:00 am to 2:00 pm making it easy for you to visit us when it suits you best. In addition to in-person services, we offer digital banking options for those who prefer online transactions. Our branch provides ATM access and drive-thru banking for quick and easy service without leaving your car. While members can visit us at our Kaloko location for all their banking needs, official correspondence should be sent to our mailing address at 73-5611 Olowalu St, Kailua Kona, HI 96740-2689. Our commitment extends beyond just banking; we actively engage with local organizations and initiatives that uplift our community. By partnering with various outreach programs and events, we strive to make a positive impact on the lives of those around us. Join us today at Hawaii Community's Kaloko Branch and experience firsthand how we can help you achieve your financial dreams while being part of a caring community. Reach out to us at 800-514-2328 or visit us online at http://www.hicommfcu.com for more information about how we can serve you!

Branch Location & Accessibility

Accessibility Features

At the Kaloko Branch, we prioritize accessibility for all our members. Our location features ADA-compliant facilities, including ramps and designated parking spaces. You'll find ample parking available right outside our doors, ensuring a hassle-free visit.

Operating Hours

We understand that life can get busy! That's why we're open Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM. This schedule allows you to fit banking into your day easily.

Services Offered

Our branch is equipped with an ATM for quick cash withdrawals and offers drive-thru banking for your convenience. You can complete simple transactions without leaving your vehicle. We also provide various personal and business banking services, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more! If you have any questions or need assistance, don't hesitate to call us at 800-514-2328. Our friendly staff is ready to assist you with whatever you need. We invite you to visit us today and experience the difference at Hawaii Community Kaloko Branch!

Member Eligibility

At Hawaii Community, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who live, work, or worship in our local area. If you're looking for a financial partner that truly cares about your needs, you've come to the right place! Our members enjoy personalized service, competitive rates, and a wide range of financial products designed to help you achieve your goals. For detailed eligibility criteria, feel free to check out this link. If you're ready to take the next step, opening an account with us is straightforward. Simply give us a call at (800) 514-2328 or visit us at our branch located at 735611 Olowalu St Kailua Kona Hi 96740 during our operating hours. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,927,750, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments effortlessly, enhancing customer satisfaction while streamlining your cash flow. Our merchant services equip you with the tools needed for credit card processing and payment solutions that fit your business model. This means you can focus more on serving your customers and less on managing transactions. Located at 735611 Olowalu St Kailua Kona Hi 96740, Kailua Kona, HI 96740, we invite you to explore how our business banking and commercial services can help pave the way for your success. Contact us at (800) 514-2328 or visit our website at http://www.hicommfcu.com to learn more!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our branch features an ATM along with basic drive-thru banking services for deposits, withdrawals, and simple transactions. This means you can conduct necessary banking tasks without stepping inside the branch.

Accessibility & Support

At Hawaii Community, we prioritize accessibility. Our friendly staff is available during lobby hours from Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 2:00 PM at your service. You can reach us at 800-514-2328 for any questions or assistance regarding our services. In summary, whether you're managing personal finances or seeking business solutions, Hawaii Community is committed to meeting your needs through accessible banking options tailored just for you. We invite you to visit us at our Kaloko Branch or explore more about our offerings online at Hawaii Community. Let us be part of your financial journey today!

Business Banking

For entrepreneurs and small businesses, we offer comprehensive business banking services including merchant services and business loans. We understand the unique challenges that come with running a business, so our team is ready to assist you every step of the way.

Credit Cards

Our credit cards with rewards offer more than just purchasing power; they give you the chance to earn points for every dollar spent. Use them wisely, and watch those rewards add up for travel, shopping, or cash back!

Loans and Financing

When it comes to financing options, we've got you covered. If you're looking to purchase a new car or refinance an existing loan, our auto loans and vehicle financing programs are tailored to fit your budget. For those planning to buy a home, our mortgage loans and refinancing services can help make that dream a reality. Additionally, if unexpected expenses arise, our personal loans and debt consolidation options provide flexible solutions to help you regain control of your finances.

Personal Banking

Whether you're opening your first checking account or saving for a dream vacation, our personal banking services offer solutions for everyone. We provide checking and savings accounts that are user-friendly and designed to help you manage your finances effectively. Imagine having the ability to access your accounts anytime through our online and mobile banking platforms, making transactions from the comfort of your home or on-the-go.

Digital & Online Banking

Key Features for Your Convenience

One standout feature is our Electronic Signature Authorization, which allows you to complete transactions securely from the comfort of your home. No more waiting in line or dealing with paperwork just quick, efficient banking at your fingertips. Plus, with E-Statements available, you can easily access your account statements digitally, saving time and paper. For those who enjoy staying connected on the go, our Mobile Application makes it even easier to keep track of your finances right from your smartphone. Although we currently do not support mobile payments, you can still enjoy features like Person-to-Person Transfers that let you send money to friends or family in real time perfect for splitting bills or sharing costs.

Security You Can Trust

At Hawaii Community, we take your security seriously. Our online banking services utilize advanced encryption technologies to keep your information safe and secure. You can feel confident knowing that your personal data is protected while you manage your finances online. Embrace the ease of modern banking with Hawaii Community's digital and online services. Experience the freedom of managing your accounts whenever it suits you! For more information or to get started today, visit us at http://www.hicommfcu.com .

Financial Strength

Committed Team

We also take pride in having 119 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to helping you navigate your financial journey smoothly.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii Community is your trusted partner. Visit us at 735611 Olowalu St Kailua Kona Hi 96740 or call (800) 514-2328 to learn more about how we can help you achieve your financial goals. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Financial Health and Stability

With a net worth of $69,811,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Focused on You

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our dedication to our members is reflected in everything we do.

Investment in Growth

With $52,767,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This proactive approach means we are always looking for ways to improve your experience with us.

Lending Capacity

With $2,674 in used auto loans and $420,044,952 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking for a vehicle loan or need help with personal financing, we're here to assist you.

Member Savings Security

Members' savings are secured through $117,656,908 in share certificates and $99,682,207 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your deposits is what sets us apart from traditional banks.

Operational Efficiency

Our $1,880,402 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We work diligently to manage our resources effectively so that you can enjoy the best possible service.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,413,185 in used vehicle loans and $21,937,142 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles, allowing you to choose what fits your lifestyle best. If you're considering refinancing an existing auto loan, our team can guide you through eligibility options to ensure you find the best solution.

Business Loans

For business owners, our outstanding commercial loans totaling $5,927,750 provide the capital needed to grow and expand your business. We understand that running a business can be challenging; that's why we offer tailored loan options that cater specifically to your unique needs. At Hawaii Community located at 735611 Olowalu St Kailua Kona Hi 96740, we're committed to providing transparent services and competitive loan products. You can reach us at 800-514-2328 during our hours of operation: Monday through Friday from 10:00 am to 6:00 pm and Saturday from 10:00 am to 2:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,364,174, make buying or refinancing simple. We provide personalized support throughout the mortgage process to help you navigate the complexities of home financing. Whether you're a first-time buyer or looking to refinance your current mortgage, we have solutions tailored just for you.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $12,210,736 in loans helping members manage their finances effectively. These cards come with various benefits designed to make everyday purchases easier while giving you the freedom to pay over time without collateral.

Loan Aggregator

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HAWAII COMMUNITY FEDERAL CREDIT UNION