Hawaii Community Credit Union Kailua Kona HI | Best Auto Loans & Online Banking

Introduction

Welcome to Hawaii Community, where your financial dreams meet local expertise! Located at 75159 Hualalai Rd, Kailua Kona, HI 96740, we have been serving our community since 1936. With a strong commitment to our members, we currently support 44,984 individuals and families, offering a range of services tailored to meet your banking needs. At Hawaii Community, we pride ourselves on being more than just a credit union. We are a trusted partner in your financial journey, boasting total assets of $727,060,190 and total deposits reaching $38,529,879. Our dedicated team of 140 employees, led by CEO Tricia Buskirk and Board President Russell Komo, ensures that every member receives personalized service with a smile. While members can visit us at our branch address for all banking needs, official correspondence should be sent to 75-159 Hualalai Rd, Kailua Kona, HI 96740-1742. Our mission is simple: empower you to achieve your financial goals. Whether you're looking for personal loans, auto financing (with over 17,635 loans granted), or business solutions (with a net member business loan balance of $6,551,392), we've got you covered. With cash in hand amounting to $5,068,167, we are well-equipped to support our members in their pursuit of financial wellness. Explore the many options available to you today! For questions or assistance, don't hesitate to reach out at 800-514-2328. Join us at Hawaii Community where community matters and your financial success is our priority! Visit us online at hicommfcu.com for more information.

Branch History & Mission

Welcome to the heart of Kailua Kona, where the journey of Hawaii Community began in 1936. Since opening our doors at 75159 Hualalai Rd, Kailua Kona, HI 96740, we have dedicated ourselves to serving our community with passion and integrity. Over the years, we have grown from a small credit union into a trusted financial partner for nearly 44,984 members, supporting their dreams and aspirations. Our mission is clear: to empower individuals and families by providing accessible financial services that promote well-being and growth. We strive to create meaningful connections within the community through various outreach programs and partnerships that enhance the lives of those we serve. Whether it's helping someone buy their first car with an auto loan or offering guidance for future investments, our focus remains on our members' needs. While members can visit us at 75159 Hualalai Rd, official correspondence should be sent to 75-159 Hualalai Rd, Kailua Kona, HI 96740-1742. Our branch is equipped with modern conveniences including ATM access and drive-thru banking, making it easier than ever for you to manage your finances. Our operating hours are designed with your schedule in mind: Monday through Thursday from 8:30 am to 4:30 pm, Friday until 6:00 pm, and Saturday until noon. As we continue to evolve alongside technology, we remain committed to providing ADA-compliant services that ensure every member has equal access to their accounts. Our online banking platform allows you to manage your finances from anywhere while maintaining personal support through our friendly staff. At Hawaii Community, we believe in giving back. We actively participate in local events and support initiatives aimed at improving our community's quality of life. We know that when our members thrive, so does our community. Join us on this journey! Experience the benefits of membership at Hawaii Community by reaching out today at 800-514-2328. Together, let's build a brighter financial future for you and your family right here in Kailua Kona.

Branch Location & Accessibility

Welcome to the Kailua Branch of Hawaii Community! Conveniently located at 75159 Hualalai Rd in beautiful Kailua Kona, HI, our branch is here to serve you with a smile. Whether you're stopping by for personal banking needs or exploring options for auto loans and mortgages, we have everything you need right at your fingertips. Our branch is easy to find, situated near popular local spots that make it a breeze to swing by. You can easily park in our accessible lot, ensuring a hassle-free visit. We are committed to providing a welcoming atmosphere with ADA-compliant features, including ramps for easier access. At the Kailua Branch, we understand that your time is valuable. That's why we offer convenient operating hours: Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. Whether you're dropping off deposits or discussing your financial goals, we're here when you need us. For those on the go, we also provide ATM access for quick cash withdrawals and balance checks. Our drive-thru service allows you to complete simple transactions without leaving your vehicle making banking easier than ever. While members can visit us at 75159 Hualalai Rd, official correspondence should be sent to our mailing address at 75-159 Hualalai Rd, Kailua Kona, HI 96740-1742. Have questions or need assistance? Don't hesitate to reach out! Call us at 800-514-2328 and let us help you navigate your financial journey. We look forward to welcoming you soon!

Member Eligibility

At Hawaii Community, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you can join us. We aim to make financial services accessible for all, so don't hesitate to reach out if you're unsure about your eligibility. For more details on who can become a member, check out our eligibility criteria at . Joining Hawaii Community not only gives you access to tailored financial solutions but also connects you with a network of individuals dedicated to helping each other thrive. Opening an account is easy too! Just give us a call at (800) 514-2328 or visit us at our branch located at 75159 Hualalai Rd Kailua Kona Hi 96740. We're here to support you every step of the way on your journey towards financial empowerment!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business smoothly with seamless payment processing. Our merchant services are designed to make transactions easy for both you and your customers. Whether you're accepting payments online or in-store, our solutions adapt to fit your needs. You can focus on what matters most growing your business while we take care of the financial details. Visit us at 75159 Hualalai Rd Kailua Kona Hi 96740 in Kailua Kona, HI, or give us a call at (800) 514-2328 to learn how our business banking and commercial services can help you achieve your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,927,750, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential services including merchant services and various business loans to support your entrepreneurial journey. We aim to empower local businesses by offering financial tools that help them thrive in today's market.

Flexible Loan Options

In addition to auto and mortgage loans, we understand that life can throw unexpected expenses your way. That's why we also offer personal loans and debt consolidation services to help you regain control over your finances. For those who prefer using credit for purchases, our credit cards with rewards allow you to earn benefits on every dollar spent.

Modern Banking Features

In this digital age, convenience is key. At Hawaii Community, we prioritize your ease of access with our robust online and mobile banking platforms. You can check balances, transfer funds, and manage your accounts anytime and anywhere. With features like ATM access for cash withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions, we strive to make banking as effortless as possible.

Personal Banking Solutions

We offer a variety of personal banking options to help you manage your finances efficiently. You can choose from different checking and savings accounts designed to fit your lifestyle. If you're looking to make a big purchase, our auto loans and vehicle financing solutions can help get you behind the wheel in no time. For those considering home ownership or refinancing options, we provide competitive mortgage loans tailored to your situation.

Your Local Partner in Finance

Our friendly team is here not just during regular hours; we are committed to being part of the community. You can reach us at 800-514-2328, where our knowledgeable staff is ready to assist you with any questions or concerns about our services. We invite you to explore everything that Hawaii Community has to offer. Visit us at our Kailua Branch or check out more information online at hicommfcu.com. Let us help you achieve your financial goals today!

Digital & Online Banking

Convenient Online Services

Our online banking platform at http://www.hicommfcu.com makes it simple to check balances, transfer funds, and pay bills without stepping foot in a branch. You can enjoy the ease of E-Statements, allowing you to view and manage your statements electronically, saving time and paper. Plus, with Electronic Signature Authorization, signing documents is quick and hassle-free, all from the comfort of your home.

Mobile Banking on the Go

For those who prefer managing their finances on the go, our Mobile Application is a perfect fit. It provides all the features you need right at your fingertips. Whether you're making Person-to-Person Transfers or paying for purchases with just a few taps, everything is designed for your convenience. While we currently don't offer mobile payments, our app ensures that other banking needs are covered effectively.

Security You Can Trust

We prioritize your security. Our online services use robust security measures to protect your personal information. You can bank with peace of mind knowing that your data is safe while enjoying real-time account management. With the blend of accessibility and user-friendly features available at Hawaii Community, managing your money has never been easier or more secure. Join us today to experience the full benefits of digital banking!

Financial Strength

At Hawaii Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust in your financial institution is paramount, which is why we are proud to share our strong financial position with you. With a net worth of $69,811,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our commitment to providing you with the best possible banking experience. Furthermore, our net worth ratio of $960 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $117,656,908 in share certificates and $99,682,207 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our $52,767,745 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,674 in used auto loans and $420,044,952 in total loans and leases, our lending capacity supports your financial goals across various sectors. Additionally, our impressive $1,880,402 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 119 full-time employees and 21 part-time employees dedicated to serving you with expertise and care. Our net shares (funds available for lending and investments) stand at $1,232,223, while we proudly serve a growing member base with a total of 84,252 share and deposit accounts. This underscores the trust our members place in us as their preferred credit union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii Community is your trusted partner. Visit us at 75159 Hualalai Rd Kailua Kona Hi 96740 or call (800) 514-2328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,413,185 in used vehicle loans and $21,937,142 in new vehicle loans already helping members get on the road. We have financing options for both new and used vehicles, making it easy for you to find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $5,927,750 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business, and we're here to support your journey with accessible financing solutions. At Hawaii Community, we believe in empowering our members through education and access to resources. If you're considering refinancing or need assistance determining your eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (800) 514-2328 during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you navigate your financial journey with confidence and transparency.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,210,736 in loans helping members manage their finances effectively. These cards provide an easy way to handle unexpected expenses or make larger purchases without the burden of immediate payment.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,364,174, make buying or refinancing simple. We offer personalized service to guide you through the mortgage process so you can feel confident as you make this important investment.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that you receive fair and transparent offers.