Hawaii Community Credit Union Honokaa HI | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Hawaii Community at our Honoka'a Branch, located at 45690 Pakalana St Ste A, Honokaa, HI 96727. Since our establishment in 1936, we have proudly served our community, growing into a trusted financial partner for over 44,984 members. With total assets exceeding $727 million, we are committed to providing personalized banking solutions that help you achieve your financial goals. At Hawaii Community, we understand the importance of reliable banking services. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our experienced team is here to assist you every step of the way. Our total deposits stand at $38,529,879, reflecting our members' trust and confidence in us. Our leadership is dedicated to fostering a welcoming environment. Under the guidance of CEO Tricia Buskirk and Board President Russell Komo, our friendly staff of 140 employees is ready to provide expert advice tailored to your unique needs. Feel free to reach out to us at 800-514-2328 during our lobby hours from Monday through Thursday, 8:30 am to 4:30 pm and Friday until 6:00 pm. While members can visit us at our branch location, official correspondence should be sent to 45-690 Pakalana St Ste A, Honokaa, HI 96727-6934. We invite you to explore all that Hawaii Community has to offer by visiting our website at hicommfcu.com. Join us today and experience how we put community first!

Branch History & Mission

Community Commitment

Community outreach is at the heart of what we do. Over the years, Hawaii Community has partnered with local organizations to support various initiatives aimed at enhancing the quality of life in Honokaa. From educational programs to local events, we strive to contribute positively to the community that supports us. While members can visit us at 45690 Pakalana St Ste A, official correspondence should be sent to 45-690 Pakalana St Ste A, Honokaa, HI 96727-6934. Our team is available during lobby hours Monday through Thursday from 8:30 am to 4:30 pm and Friday until 6:00 pm to assist you with any inquiries or services you may need. As we look ahead, we invite you to join us on this journey toward financial empowerment. Discover how being part of Hawaii Community can benefit you today! Call us at 800-514-2328 or visit our website at http://www.hicommfcu.com for more information. Together, let's build a brighter financial future!

Our Mission

Our mission at Hawaii Community is simple yet profound: We aim to empower our members by providing reliable financial solutions tailored to their unique needs. We believe that financial wellness is not just about transactions but about building lasting relationships within the community. Our services range from checking and savings accounts to auto loans, mortgages, and credit cards all designed with our members' best interests in mind. We are proud to offer advanced digital banking options such as online banking and mobile applications, ensuring that our members can manage their finances anytime and anywhere. Accessibility is key; therefore, we prioritize ADA compliance and maintain an ATM on-site for convenient cash withdrawals.

Branch Location & Accessibility

Convenient Access

Finding our branch is straightforward! We're close to several local landmarks that make us easy to spot. Plus, we provide ample parking options for our members. For those with mobility concerns, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 800-514-2328. We're here to help! We encourage you to visit us soon and experience firsthand the dedicated service that makes Hawaii Community Credit Union a trusted partner for all your financial needs. We look forward to welcoming you!

Operating Hours

We want to make your banking experience as convenient as possible. Our lobby hours are Monday through Thursday from 8:30 AM to 4:30 PM and on Fridays until 6:00 PM. This schedule allows you to visit us at a time that works best for you.

Services Offered

At the Honoka'a Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also enjoy online and mobile banking services for added convenience right at your fingertips! For quick transactions, our ATM is available on-site for cash withdrawals and balance checks whenever you need it. Unfortunately, we do not have drive-thru service at this location; however, our friendly staff is always ready to assist you inside.

Member Eligibility

At Hawaii Community, we believe that becoming a member means joining a caring community dedicated to helping you achieve your financial goals. If you're wondering how to become part of our family, it's simple! Anyone who lives, works, or worships in our local area is eligible for membership. This means if you're in the neighborhood or have strong ties here, we'd love to welcome you with open arms. Being a member at Hawaii Community comes with great benefits like personalized service, competitive rates on loans and savings accounts, and access to a range of banking services designed just for you. To start your journey with us, just give us a call at (800) 514-2328 or visit us at our welcoming branch located at 45690 Pakalana St Ste A Honokaa Hi 96727. We're excited to help you open an account and embark on this rewarding experience together! For more detailed eligibility criteria, feel free to check out our website at .

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $66 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,927,750, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from your customers whether they're using a credit card or mobile payment option. Our merchant services simplify transactions so you can focus on what matters most: serving your clients. By using our reliable systems, businesses like yours can enhance customer satisfaction while streamlining operations. Visit us at 45690 Pakalana St Ste A Honokaa Hi 96727 in Honokaa, HI or call us at (800) 514-2328 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

If you're a business owner in our community, we haven't forgotten about you! Our Business Banking services, which include merchant services and business loans, are designed to support local entrepreneurs in growing their ventures successfully.

Convenient Access

Accessing your accounts is convenient with our ATM & Cash Withdrawal Services available right here at the branch. Plus, basic ATM access allows you to withdraw cash and check balances effortlessly. Our commitment extends beyond just physical banking hours; our digital features ensure you have access whenever you need it. With online banking and a mobile app at your fingertips, managing your finances has never been easier. Whether you're looking for personal banking options or need assistance with business finances, we're here to help! Visit us at the Honoka'a Branch today or call us at 800-514-2328 to learn more about how Hawaii Community can support your financial journey.

Credit Cards

To help you make the most out of your spending, we offer Credit Cards with Rewards. These cards not only provide convenience but also allow you to earn points on your purchases, which can be redeemed for exciting rewards down the line.

Loans and Financing

When it comes to financing big purchases or consolidating debt, we provide several loan options. Our Auto Loans & Vehicle Financing make it simple to drive away in the car of your dreams. If home ownership is on your mind, explore our Mortgage Loans & Refinancing options that can help turn that dream into reality. For those unexpected expenses or personal projects, our Personal Loans & Debt Consolidation solutions are available to ease your financial stress.

Personal Banking

We understand that everyone has different banking needs. That's why we offer a variety of Personal Banking options, including checking and savings accounts tailored for both everyday use and long-term savings. Imagine having easy access to your funds with our user-friendly online and mobile banking platforms. With just a few taps on your phone or clicks on your computer, you can check balances, transfer money, and manage your accounts from anywhere.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your financial information. Whether you want to check your balance, pay bills, or transfer funds, everything is just a click away. Plus, with the ability to use electronic signatures for various transactions, managing your accounts has never been simpler or more secure no need to visit the branch! For those who prefer going paperless, we offer e-statements that allow you to view your account statements online at your convenience. This not only helps you keep track of your finances but also contributes to a more sustainable environment by reducing paper waste. If you're on the go, our mobile application makes it even easier to manage your finances from your smartphone. While our mobile payments feature isn't available yet, you can still enjoy the benefits of person-to-person transfers directly through the app sending money to friends and family is quick and hassle-free.

Security and Accessibility

At Hawaii Community, we prioritize your security. Our digital banking services are equipped with advanced security measures to protect your personal information. You can bank with peace of mind knowing that your data is safe. Accessibility and ease-of-use are at the heart of our services. We strive to make banking as straightforward as possible so that you can focus on what really matters your life. Whether you're at home or out and about, Hawaii Community ensures that managing your money fits seamlessly into your routine. Experience the future of banking with us today! Visit http://www.hicommfcu.com to get started on enjoying all the benefits of digital and online banking at Hawaii Community.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 84,252, showing a strong and growing member base that trusts us with their finances. Additionally, net shares (funds available for lending and investments) stand at $1,232,223, reflecting our ability to support community needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hawaii Community is your trusted partner. Visit us at 45690 Pakalana St Ste A Honokaa Hi 96727 or call (800) 514-2328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to efficiency is reflected in our $1,880,402, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 119 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $52,767,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,674 in used auto loans and $420,044,952 in total loans and leases.

Secure Savings Options

Members' savings are secured through $117,656,908 in share certificates and $99,682,207 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $69,811,333, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,413,185 in used vehicle loans and $21,937,142 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we've got flexible financing options to meet your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $5,927,750 provide the capital needed to grow and expand your operations. We're dedicated to supporting local businesses as they strive for success within our community. At Hawaii Community, we prioritize your financial well-being and strive to make borrowing easy and accessible. If you're interested in refinancing or learning about eligibility options for any of our loan products, don't hesitate to reach out! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $36,364,174, ensuring that you have access to financing when you're ready to invest in your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $12,210,736 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers without hidden agendas.