Haverhill Fire Department Credit Union Merrimac MA

Introduction

Welcome to Haverhill Fire Department, proudly serving our community from our branch located at 12 Merrimac Sq, Merrimac, MA 01860. Since our establishment in 1933, we have dedicated ourselves to providing exceptional financial services tailored for our members. With a strong commitment to supporting over 1,255 members, we believe in fostering a sense of community and trust. Our financial standing is robust; we currently hold $24,555,948 in total assets and have facilitated over 568 loans and leases, ensuring that we can meet the diverse needs of our members. Our total deposits stand at an impressive $2,586,477, reflecting the faith our members place in us. With a net worth of $2,473,022 and cash readily available amounting to $145,727, we are well-equipped to serve you. Led by our CEO, David Butt, and Board President, Eric Tarpy, our team of 5 dedicated employees is here to assist you with all your banking needs. We strive to make your experience as smooth as possible while ensuring your financial health is always prioritized. While you can reach us directly at 978-346-4561, we encourage you to explore more about our services on our website: hfdcu.com. We invite you to visit us during our operating hours from Monday to Friday between 8:00 AM and 4:30 PM or connect with us online. Your financial journey matters to us let's build a brighter future together!

Branch History & Mission

At Haverhill Fire Department, our story is one of community spirit and unwavering dedication. Established in 1933, our branch has proudly served the Merrimac area for decades, becoming a cornerstone of financial support and community engagement. Located at 12 Merrimac Sq, Merrimac, MA 01860, we invite you to visit us and experience our commitment firsthand. Over the years, Haverhill Fire Department has witnessed remarkable growth. From humble beginnings, we have expanded our membership to over 1,255 individuals who trust us with their financial needs. Today, our total assets stand at an impressive $24,555,948. This growth reflects not only the strength of our services but also the deep bonds we've formed within our community. Our mission is straightforward yet powerful: to provide exceptional financial services while fostering a supportive environment for all members. We aim to empower individuals and families by offering tailored solutions that meet their unique needs. Whether it's through personal loans or savings accounts, we strive to help our members achieve their financial goals. While members can visit us at 12 Merrimac Sq for in-person assistance during our operating hours Monday to Friday from 8:00 AM to 4:30 PM official correspondence should be sent to the same address as our mailing address remains unchanged. In addition to traditional banking services, we understand the importance of adapting to modern conveniences. While we currently do not offer ATMs or drive-thru services, we have embraced technology with online banking options and mobile payments, ensuring that our members can manage their finances easily from anywhere. Community outreach is also at the heart of what we do. We actively engage in local initiatives and partnerships that uplift those around us. By supporting local events and causes, we believe in making a positive impact beyond just financial transactions. As we look ahead, we invite you to join Haverhill Fire Department. Experience firsthand how we blend tradition with innovation to serve you better. Together, let's build a stronger community one member at a time. Visit us today or explore more about membership options at Haverhill Fire Department.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to all members of the community. Our branch is equipped with ADA-compliant features, ensuring everyone can navigate comfortably. If you need assistance, our friendly staff is always ready to help.

Call to Action

We invite you to visit us at the Haverhill Fire Department branch of Louise E Mills Federal Credit Union today! If you have any questions or need further information, don't hesitate to give us a call at 978-346-4561. We look forward to serving you soon!

Nearby Landmarks

Situated right in the heart of Merrimac, our branch is easily reachable from various landmarks in the area. Just a short walk away, you'll find local shops and dining options that add to the vibrant community feel. Plus, with ample parking available, accessing our services is a breeze.

Operating Hours

Our doors are open Monday through Friday from 8 AM to 4:30 PM, making it convenient for you to drop by during your busy day. Whether you're looking to open an account or need assistance with loans and services, we're here for you during these hours.

Services Offered

At this branch, we offer essential banking services tailored to meet your needs. While we currently do not have ATM services or drive-thru banking available, our team is dedicated to providing personalized service inside the branch. Whether it's managing your accounts or discussing loan options, we're here to support you.

Member Eligibility

Becoming a member of Haverhill Fire Department feels like joining a welcoming family, where your financial needs are understood and valued. To be eligible for membership, you simply need to be associated with the Haverhill Fire Department or live, work, or worship in the Merrimac area. This means that if you have ties to our community, you're likely already on your way to enjoying all the benefits we offer! At Haverhill Fire Department, we provide personalized services that cater to your unique financial goals, whether that's saving for a dream vacation or purchasing your first home. Opening an account is easy and can be done online; just visit us at https://www.realtimehomebanking.com/enroll.aspx?clientid=67710. If you have any questions or want more information about eligibility criteria, feel free to reach out to us at (978) 346-4561 or check out our detailed membership guidelines at https://hfdcu.com/about-us/membership/. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide merchant services that simplify payment processing for businesses. Imagine being able to accept payments quickly and securely whether you're at a physical store or online. Our solutions ensure that you can focus on what matters most: running your business smoothly. Located at 12 Merrimac Sq Merrimac Ma 01860, Merrimac, MA, our team is ready to partner with you on your journey. For more information or to discuss how we can assist you further, call us at (978) 346-4561. Let's grow together!

Comprehensive List Of Services

Banking Made Easy

One of the highlights at Louise E Mills Federal Credit Union is our focus on accessibility and convenience. With ATM Services Only, you can easily manage your cash needs without the hassle of visiting a full-service branch. Imagine being able to withdraw cash or check your balance at an ATM close to home in Merrimac it's all part of our commitment to making banking easy for you.

Community Commitment

As part of the Haverhill community, we believe in giving back and supporting local initiatives. By choosing Haverhill Fire Department, you're not only making a smart financial decision but also contributing to the well-being of our community. Whether you're a long-time member or considering joining us for the first time, we invite you to explore all that Louise E Mills Federal Credit Union has to offer. For any questions or further assistance, please don't hesitate to reach out at (978) 346-4561. We're here for you! Take the next step towards better banking with us visit our website at https://hfdcu.com/ or stop by today!

Digital Features for Modern Living

In today's fast-paced world, managing your finances should be simple and convenient. That's why Haverhill Fire Department offers robust online banking features, allowing you to handle transactions from the comfort of your home or on-the-go. You can check balances, transfer funds, and more through our mobile application, ensuring that your money is always at your fingertips.

Member-Centric Approach

We understand that everyone has different financial needs. That's why we strive to create a welcoming environment where members can feel comfortable discussing their options. Whether you're saving for a new car or planning a family vacation, we are here to provide guidance and support.

Digital & Online Banking

Key Features

With our online banking platform, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services ensure you have full control over your finances at all times. We know life gets busy, so we've made it easy for you to manage your account on the go with our mobile application. You can also enjoy the benefits of e-statements, which provide a secure and environmentally-friendly way to keep track of your transactions without the clutter of paper statements. Plus, if you're looking to send money quickly to family or friends, our person-to-person transfer feature makes it simple and hassle-free.

Security & Ease-of-Use

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that all your transactions through our digital platforms are protected with robust security measures. Our user-friendly interfaces make navigation a breeze, ensuring you find what you need without any hassle. Additionally, if you prefer using your smartphone for payments, take advantage of our mobile payments feature that allows you to make purchases directly from your device. This means less worry about carrying cash or cards while still enjoying peace of mind knowing your information is safe. At Haverhill Fire Department, we strive to provide accessible financial solutions tailored to fit your lifestyle. Join us today and experience the ease of managing your finances right at your fingertips!

Financial Strength

At Haverhill Fire Department, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid foundation for your financial needs, ensuring you have access to the services and support you deserve. With a net worth of $2,473,022, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.07% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,186,250 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to securing your investments reflects our dedication to prioritizing our members over traditional banking practices. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach allows us to reinvest in innovative banking tools and stronger lending options tailored for our community. With $17,311,863 in total loans and leases, including $147 in used auto loans, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 2,575, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Haverhill Fire Department is your trusted partner. Visit us at 12 Merrimac Sq Merrimac MA 01860 or call 978-346-4561 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,138,438 in used vehicle loans and $3,170,907 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your situation. If you're considering refinancing your existing auto loan, we can help you explore eligibility options that may save you money each month.

Credit Lines

For those who need extra flexibility in their finances, we provide total credit lines amounting to $300,000. This option allows members to borrow as needed while only paying interest on the amount utilized. It's perfect for unexpected expenses or planned purchases. At Haverhill Fire Department located at 12 Merrimac Sq, Merrimac MA 01860, we're dedicated to helping our members make informed financial decisions. If you have any questions or need assistance selecting the right loan product for your needs, don't hesitate to reach out at 978-346-4561. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at hfdcu.com to learn more about our offerings and how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $221,926, make buying or refinancing simple. We understand that navigating the home loan process can be complex, but our team is here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, ensuring that our members can manage their finances effectively. While we currently have $0 in unsecured credit card loans available, our commitment to providing resources for financial management remains strong.

Loan Aggregator

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