Harvesters Credit Union Pensacola FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Harvesters at the Baptist Campus Branch, where we believe in building lasting relationships with our members. Located at 1990 N E St, Pensacola, FL 32501, our branch has proudly served the community since 1948. With a commitment to providing reliable financial services, we are here to support you on your financial journey. At Harvesters, we understand that each member's needs are unique. That's why we offer a variety of services, including personal banking, auto loans, mortgage loans, and business banking solutions. With a total membership of over 31,914, our focus is on helping you achieve your financial goals while ensuring a sense of community and trust. As of now, our total assets stand at an impressive $289,709,789, with total deposits reaching $25,538,454. We also have a strong net worth of $24,665,710, reflecting our stability and dedication to serving you better. Our team consists of 84 dedicated employees, led by CEO Keith Golden and Board President Robin Cook, who work tirelessly to provide personalized service tailored just for you. Whether you're looking to open a checking account or secure financing for your dream car, we are equipped with the tools and resources to help you succeed. Our branch offers convenient access to ATMs and drive-thru services for quick transactions. While members can visit us at our physical location, official correspondence should be sent to P.O. Box 5, Cantonment, FL 32533. If you have questions or need assistance, don't hesitate to reach out at 850-857-4328. Join us today and experience the Harvesters difference! Visit our website at myharvesterscu.com for more information about our services and how we can support your financial journey. We look forward to welcoming you into our community!

Branch History & Mission

At Harvesters, we take pride in our rich legacy that began back in 1948 when our doors first opened in the vibrant community of Pensacola, Florida. Over the decades, we have grown and evolved into a trusted financial partner for our members. Located at 1990 N E St, right in the heart of Escambia County, we are dedicated to providing exceptional service and support to each individual who walks through our doors. From humble beginnings, Harvesters has expanded its reach and impact significantly. Today, we proudly serve over 31,914 members and manage total assets of approximately $289,709,789. This growth is not just a number; it reflects our commitment to helping people achieve their financial goals while fostering a sense of community. Our mission is clear: to empower our members with reliable financial services while actively contributing to the well-being of our community. We aim to provide an array of products tailored for personal banking needs ranging from checking and savings accounts to auto loans and mortgage refinancing. But we don't stop there; we are equally invested in supporting local initiatives and partnerships that uplift our community. While members can visit us at 1990 N E St, official correspondence should be sent to P.O. Box 5, Cantonment, FL 32533. Our branch is conveniently equipped with an ATM and drive-thru banking services, making it easier for you to access your funds on your schedule. Our lobby hours from Monday to Friday, 7:30 AM - 4:30 PM ensure that we are available when you need us most. In addition to traditional banking services, we embrace technology to enhance your experience. With features like online banking and mobile payments, managing your finances has never been more straightforward or convenient. We also prioritize accessibility by ensuring ADA compliance throughout our facility. As part of our commitment to community support, Harvesters engages in various outreach programs designed to meet the needs of those around us. From financial literacy workshops to local sponsorships, we believe that giving back enriches both our lives and those we serve. Join us at Harvesters where you will find not just a credit union but a supportive community ready to help you succeed financially. Experience the difference today visit us or give us a call at 850-857-4328!

Branch Location & Accessibility

Welcome to Harvesters, located at 1990 N E St in the heart of Pensacola, Florida! Our branch is designed with your convenience in mind, making it easy for you to access a wide range of banking services. Whether you're stopping by for a quick transaction or seeking guidance on loans and accounts, we're here to help. Nestled in Escambia County, our location is just a short drive from popular landmarks like the historic downtown area and the beautiful waterfront parks. You'll find ample parking available right outside our doors, ensuring a hassle-free visit. For those needing assistance, our branch is fully ADA compliant, featuring ramps and accessible entrances to accommodate all visitors. At Harvesters, we understand that your time is valuable. That's why we offer flexible operating hours from Monday through Friday, opening at 7:30 AM and closing at 4:30 PM. If you prefer to take care of your banking needs on the go, we also provide ATM services for quick cash withdrawals and balance checks. For added convenience, our drive-thru service allows you to handle simple transactions without leaving your vehicle. Whether you're making deposits or withdrawals, we've got you covered! While members can visit us at our branch address for all their banking needs, official correspondence should be sent to P.O. Box 5 in Cantonment, FL 32533 if necessary. Feel free to give us a call at 850-857-4328 if you have any questions or need assistance before your visit. We look forward to welcoming you to Harvesters soon!

Member Eligibility

At Harvesters, we believe that becoming a member is like joining a welcoming family where your financial well-being is our top priority. If you live, work, worship, or attend school in the community surrounding our branch at 1990 N E St Pensacola Fl 32501, you're likely eligible to join us! We strive to make membership accessible to everyone, and we can't wait for you to enjoy the many benefits of being part of our credit union. From competitive loan rates to personalized service, we offer a range of financial solutions tailored just for you. To find out more about the specific eligibility criteria, feel free to check out our detailed guidelines at . When you're ready to take the next step and open an account, it's as easy as giving us a call at (850) 857-4328 or visiting us in person. Join us today and experience a supportive community that truly cares about your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $163 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $33,195,397, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easy for you to accept payments and manage transactions. Whether you're running a retail store or offering services, we provide user-friendly payment processing tools that help you serve your customers efficiently. Located at 1990 N E St, Pensacola, FL 32501, Harvesters is here to be your trusted partner in success. For more information on how we can help your business grow, give us a call at 850-857-4328.

Comprehensive List Of Services

Business Banking Solutions

If you run a business, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your business thrive. From accepting payments easily to securing funds for expansion, we provide solutions that empower local entrepreneurs.

Credit Cards with Benefits

With our credit cards featuring rewards, you can earn points on your everyday purchases. Imagine enjoying cash back or travel rewards just for spending! This is a great way to maximize your buying power while enjoying the perks that come with being a member at Harvesters.

Easy Access Services

We know that life gets busy, which is why we offer convenient access options like ATM and cash withdrawal services. Need to make a quick deposit or withdrawal? Our basic drive-thru banking allows you to handle simple transactions without leaving your car. At Harvesters, we're not just about transactions; we're about relationships. Our friendly staff is ready to assist you with any questions or concerns you may have. You can reach us at 850-857-4328 during our lobby hours from Monday through Friday from 7:30 AM to 4:30 PM. Ready to experience all that Harvesters has to offer? Visit us today or explore more about our services online at myharvesterscu.com. We look forward to serving you!

Loans Made Easy

Need a vehicle? Our auto loans and vehicle financing options make it easy to drive away in the car of your dreams. We also offer mortgage loans and refinancing for those looking to buy their first home or refinance an existing mortgage for better rates. For personal projects or unexpected expenses, consider our personal loans and debt consolidation services that can help simplify your financial situation.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with your convenience in mind. Imagine easily managing your finances from home through our online and mobile banking features. With tools that allow you to check balances, make transfers, and pay bills, you can stay on top of your money anytime and anywhere.

Digital & Online Banking

Key Features

Need to sign a document? Our electronic signature authorization feature allows you to complete paperwork quickly and securely without needing to print or fax anything. Plus, we offer e-statements for those who prefer going paperless saving trees and keeping your financial information organized. For members who love using their mobile devices, our mobile application provides quick access to all these features right at your fingertips. You can even make person-to-person transfers with ease, sending money to friends or family without any hassle. And if you're out shopping, our mobile payments feature lets you pay directly from your phone making transactions smoother than ever. Security is a top priority for us. We employ advanced measures to ensure that your personal and financial information remains safe as you navigate through our services. You can enjoy peace of mind knowing that every transaction is protected. In today's fast-paced world, managing your finances should be simple and efficient. With the digital banking tools offered by Harvesters, you'll have everything you need right at your fingertips. Whether it's checking balances or transferring funds, we're here to make banking easy for you!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 49,329, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments are currently at $0. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harvesters is your trusted partner. Visit us at 1990 N E St Pensacola Fl 32501 or call (850) 857-4328 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $56,836,814 in share certificates and $53,934,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $948,075, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $259,815 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 74 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $18,135,542 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial journey is evident in our lending capacity, which includes $5,499 in used auto loans and $240,276,090 in total loans and leases.

Strong Financial Health

With a net worth of $24,665,710, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $848 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $107,064,610 in used vehicle loans and $40,974,336 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to ensure you get the best deal possible.

Business Financing

For business owners, our outstanding commercial loans totaling $33,195,397 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and are committed to providing tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,241,903, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we have refinancing options available for several types of loans. Contact us today to learn more about how refinancing can benefit you. Our branch is located at 1990 N E St Pensacola FL 32501, and we're always ready to assist you with any questions or concerns. You can reach us at 850-857-4328 during our operating hours from Monday to Friday, 7:30 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Harvesters, we're dedicated to providing you with trustworthy service and competitive loan products tailored just for you.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $5,846,543 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Harvesters