Harvester Financial Credit Union Indianapolis IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Harvester Financial, where we believe in building a brighter financial future for our members. Located at 7020 Brookville Rd, Indianapolis, IN 46239, our credit union has been a trusted partner in the community since 1954. With over 9,000 members, we are proud to serve individuals and families in Indianapolis and beyond. At Harvester Financial, we prioritize your financial well-being. With total assets of $82,343,045 and deposits amounting to $10,153,625, we have the resources to support your dreams whether it's buying your first car or planning for retirement. Our commitment to you is evident through our extensive range of services, including auto loans, mortgages, and personal banking solutions. Led by our dedicated CEO, Jason Ford, and Board President Jerry Walters, our team of 23 employees is here to provide personalized service that truly cares about your needs. We understand that financial decisions can be overwhelming; that's why we're here to help you navigate them with confidence. While members can visit us at our branch location, official correspondence should be sent to the same address: 7020 Brookville Rd, Indianapolis, IN 46239. Feel free to reach out at (317) 352-0455 for any inquiries or assistance. Join us today and discover how Harvester Financial can help you achieve your financial goals. Visit our website at Harvester Financial or stop by for a friendly chat. Together, let's cultivate a secure financial future!

Branch History & Mission

Community Engagement

We are proud of our active role in the local community. Through various initiatives, we aim to make a positive impact on the lives of our members and neighbors alike. Whether it's participating in local events or collaborating with other organizations, our focus remains on building lasting relationships that benefit everyone. As part of our commitment to innovation, we also offer digital advancements that simplify your banking experience while ensuring security and accessibility. Our shared service center allows us to extend our reach even further, providing services to partner credit union members as well. With operating hours designed for your convenience Monday through Tuesday & Thursday from 8:00 AM to 5:00 PM, Wednesday from 9:00 AM to 5:00 PM, and Friday until 5:30 PM we're here when you need us most. We invite you to join Harvester Financial today! Experience firsthand how we can help you thrive financially while being an integral part of your community. Visit us online or call us at (317) 352-0455 for more information on becoming a member. Together, let's cultivate financial wellness for all!

Our Mission

At the heart of Harvester Financial is our mission to empower individuals and families through personalized financial solutions. We believe that everyone deserves access to quality financial services that help them achieve their goals. This commitment extends beyond just transactions; we strive to support our community through partnerships and outreach programs that uplift those around us. While members can visit us at 7020 Brookville Rd Indianapolis In 46239, official correspondence should be sent to 7020 Brookville Rd, Indianapolis, IN 46239. We are dedicated to maintaining an inclusive environment where everyone feels welcome. Our branch features ADA-compliant facilities and provides essential services like online banking, mobile payments, and drive-thru banking for added convenience.

Branch Location & Accessibility

Accessibility Features

At Harvester Financial, we prioritize your convenience and comfort. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can access our services easily. Plus, we offer ample parking space right outside the branch for a hassle-free experience.

Call to Action

We invite you to come visit us at Harvester Financial! Feel free to call us at 317-352-0455 if you have any questions or need assistance before your visit. We look forward to serving you and helping you achieve your financial dreams!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours tailored to fit your schedule. Visit us on Monday, Tuesday, and Thursday from 8:00 AM to 5:00 PM; Wednesday from 9:00 AM to 5:00 PM; and Friday from 8:00 AM to 5:30 PM. Our staff is here during these hours to assist you with all your banking needs.

Services Offered

Harvester Financial provides a range of services designed to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service allows for quick transactions without leaving your vehicle perfect for those busy days! Additionally, we have ATM access available for your convenience, ensuring you can manage your finances on the go.

Member Eligibility

At Harvester Financial, we believe that everyone deserves the chance to join a supportive community focused on financial well-being. If you're looking to become a member, you'll find it's quite simple! Eligibility is open to anyone who lives, works, worships, or attends school in the Indianapolis area. This means if you're part of our vibrant local community, you're already on your way to enjoying the benefits of membership. Being with Harvester Financial gives you access to competitive rates, personalized service, and a range of financial products tailored just for you. To take the next step towards becoming a member, feel free to reach out at (317) 352-0455 or visit our website for more detailed eligibility criteria at https://www.harvesterfcu.org/become-a-member/ . When you're ready to open an account, the process is straightforward and can be done online through this link: https://app.loanspq.com/apply.aspx?lenderref=harvfincu011722&list=xasa1s2sccvlplst . Join us at Harvester Financial, located at 7020 Brookville Rd Indianapolis In 46239, and experience the difference of being part of a credit union that truly cares!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services can streamline your operations. Imagine accepting payments quickly and easily, whether you're a retail shop or a service provider. Our tools make it simple for you to manage transactions, track sales, and enhance customer experiences. At Harvester Financial, we empower local businesses with the resources they need to succeed today and tomorrow. If you're ready to take your business to the next level, visit us at 7020 Brookville Rd Indianapolis In 46239 or give us a call at (317) 352-0455. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Services

For our business-minded members, Harvester Financial offers robust solutions as well. From merchant services that simplify payment processing to tailored business loans that help you grow your enterprise, we understand what it takes to succeed in today's competitive market.

Convenient Access

Understanding that convenience is key in today's busy world, we provide essential services like ATM access for cash withdrawals and balance checks without hassle. Our drive-thru service allows for quick deposits and withdrawals when you're on the go. If you're a member of another credit union, take advantage of our shared branch transactions for basic deposits and withdrawals it's just one more way we strive to serve you better.

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Imagine having easy access to your funds anytime through our online and mobile banking platforms. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills from the comfort of your home. For those dreaming of hitting the road in a new car, our auto loans and vehicle financing options make it simple to turn that dream into reality. We provide competitive rates and flexible terms that fit your budget. Similarly, if you're considering purchasing a home or refinancing an existing mortgage, our mortgage loans and refinancing services can guide you through the process smoothly. If life's unexpected expenses arise or if you're looking to consolidate debt, our personal loans are here to assist. Plus, with our credit cards featuring rewards, you can earn while you spend, making everyday purchases more rewarding.

Stay Connected Anytime

With digital banking features such as mobile payments and person-to-person transfers, managing your finances has never been easier. You can carry out transactions whenever it suits you best day or night. We invite you to explore all that Harvester Financial has to offer. For more information about any of these services or how to become a member, feel free to call us at 317-352-0455 or visit us online at www.harvesterfcu.org. Your financial well-being is our priority!

Digital & Online Banking

Key Services for Your Convenience

With our online banking platform, accessible at https://www.harvesterfcu.org/ , you can check your balances, transfer funds, and even pay bills all from the comfort of your own home. No more waiting in line; everything is just a click away! Plus, our mobile application makes it even easier to manage your money right from your smartphone. You can download it today and enjoy the freedom of banking anytime, anywhere. One of the standout features is our ability to send money directly to friends and family with our person-to-person transfer option. Whether you're splitting a dinner bill or sending a birthday gift, it's simple and fast. For those looking to go paperless, we also offer e-statements, so you can view your account statements securely online no more clutter!

Security You Can Trust

Your security is our top priority. While we currently do not support electronic signature authorization, rest assured that all transactions through our online banking system are protected with robust security measures to keep your information safe. And if you prefer using mobile payments for everyday purchases, we've got you covered there too! Our mobile payments feature allows you to make quick transactions without needing cash or cards. With 24/7 online banking services available at Harvester Financial, managing your finances has never been easier or more secure. We are committed to providing you with user-friendly tools that help you take control of your financial future. Join us today and experience the convenience of modern banking!

Financial Strength

Growing Together

As a testament to our thriving community, we proudly serve 14,101 share accounts, showcasing a strong member base that trusts us with their finances. Our Net Shares available for lending stand at $50,402, ensuring ample resources to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harvester Financial is your trusted partner. Visit us at 7020 Brookville Rd Indianapolis In 46239 or call (317) 352-0455 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

We secure our members' savings through $2,087,689 in share certificates and $16,587,228 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $249,294, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees ready to serve you with expertise and dedication.

Reinvesting in Our Future

With $6,071,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,105 in used auto loans and a total of $42,089,044 in loans and leases across various sectors.

Strong Financial Health

With a net worth of $7,771,791, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $942 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,077,772 in used vehicle loans and $3,564,755 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you in finding a loan that fits your budget.

Credit Lines and Other Financing Options

In addition to these offerings, we provide access to $4,700,000 in total credit lines for those who need extra flexibility in their budgeting. This can be particularly useful for unexpected expenses or larger purchases. For business owners seeking growth opportunities, while we currently do not have outstanding commercial loans available at this branch location, our team is always ready to discuss potential future offerings tailored for businesses. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore any of these loan options further or have questions about eligibility and refinancing options, don't hesitate to reach out! You can visit us at our branch located at 7020 Brookville Rd Indianapolis In 46239, or call us at 317-352-0455. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,980,294, which can help turn your dream of owning a home into reality. If you're considering refinancing your existing mortgage, we can guide you through eligibility options to ensure you get the best deal possible.

Unsecured Credit Card Loans

We also recognize the importance of managing daily finances effectively. That's why we provide flexible terms on unsecured credit card loans, with a total of $2,074,513 in loans helping members navigate their expenses comfortably. Our credit cards come with various benefits designed to make everyday purchases more rewarding.

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Real-Time Rate Comparisons

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Verified Data

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HARVESTER FINANCIAL CREDIT UNION