Harvest Credit Union Newark OH | Convenient ATM Services Only

Introduction

Welcome to Harvest, your trusted financial partner located at 215 Deo Dr, Newark, OH 43055. Since our establishment in 1970, we've been dedicated to serving our community with a personalized touch and a commitment to helping you achieve your financial goals. With a strong membership base of 2,312 individuals, we pride ourselves on creating a welcoming environment where everyone feels valued. At Harvest, we believe that your financial well-being is our priority. Our total assets amount to an impressive $38,819,446, and our total deposits stand at $1,732,121, reflecting the trust our members place in us. We are proud to offer various lending options tailored to meet your needs; currently, we have facilitated 2,480 loans and leases to help our members thrive. Under the leadership of our CEO, Julie King, and Board President, Bernard Snow, we continuously strive for excellence in member service. Our team of 8 dedicated employees is here to assist you with friendly support and expert advice. Whether you're looking for advice on loans or need assistance with savings accounts, we're ready to help. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 215 Deo Drive, Newark, OH 43055. We're excited about the impact we've made in the community and look forward to building lasting relationships with our members. Don't hesitate to reach out! Give us a call at 740-345-6608 or explore more about what we offer by visiting our website at harvestfcu.org. Join us today and experience the Harvest difference where community banking meets personal service!

Branch History & Mission

Welcome to Harvest, your trusted community partner in Newark, OH. Established in 1970, Harvest has grown alongside its members, evolving from a small credit union into a financial institution that proudly serves over 2,300 members today. With total assets reaching an impressive $38,819,446, we remain dedicated to providing exceptional service and support for all your financial needs. Nestled at 215 Deo Dr, Newark, OH 43055, our branch is conveniently located near local landmarks that make it easy for you to stop by. While members can visit us at this address for all banking services, official correspondence should be sent to the same mailing address. At Harvest, our mission goes beyond just providing financial products; we aim to empower our members and uplift the community. We believe in fostering strong relationships built on trust and support. Our commitment is reflected in everything we do whether it's through personalized loan options or community outreach programs that give back to those in need. Over the years, we've embraced technology to better serve you. Our online banking services allow you to manage your finances with ease from anywhere. We also prioritize accessibility and have taken steps toward ensuring ADA compliance so that everyone can feel welcome in our branch. We may not offer drive-thru banking or ATMs at this location currently, but our focus remains on delivering quality service during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Harvest is not just about finances; it's about community. We actively seek partnerships that enhance the lives of our members and work diligently on outreach efforts that make a real difference locally. We invite you to become part of our family at Harvest. Join us today and experience firsthand how we can help you achieve your financial goals while supporting the vibrant community we all cherish. For more information or assistance, don't hesitate to call us at 740-345-6608. Together, let's grow a brighter future!

Branch Location & Accessibility

Welcome to Harvest, your friendly neighborhood credit union located at 215 Deo Dr in Newark, Ohio. Our branch is designed with convenience in mind, making it easy for you to access the financial services you need. Whether you're a long-time member or considering joining us, we invite you to visit our welcoming space. Nestled in Licking County, our branch is just a short drive from popular local spots such as the Newark Earthworks and the beautiful Dawes Arboretum. You'll find ample parking available right outside our doors, ensuring that your visit is as smooth as possible. For those who may need assistance, we are proud to offer ADA-compliant features, including ramps for easy access. Our operating hours are designed to fit your busy schedule. We're open Monday through Thursday from 9 AM to 5 PM, and on Fridays from 9 AM to 6 PM. If you're looking to stop by on Saturday, our lobby welcomes you from 9 AM until 1 PM. While we currently do not have ATM services or drive-thru banking available, we're here to assist you inside the branch with all your banking needs. If you're sending official correspondence or paperwork, please remember that while members can visit us at our physical location, all mail should be directed to our mailing address: 215 Deo Drive, Newark, OH 43055. Need help or have questions? Don't hesitate to call us at 740-345-6608. Our friendly team is ready to assist you with anything from opening an account to exploring loan options. Come see us today; we look forward to serving you!

Member Eligibility

Becoming a member of Harvest is like stepping into a welcoming community where your financial well-being is the top priority. If you live, work, worship, or attend school in Licking County, Ohio, you're likely eligible to join us! Our doors are open to individuals who appreciate the benefits of being part of a credit union that truly values its members. Not only will you gain access to a range of financial products and services tailored to your needs, but you'll also enjoy the personal touch that comes with being part of our family. For more detailed eligibility information, feel free to visit us at http://harvestfcu.org/about/join-now/ . Opening an account with Harvest is straightforward and designed with you in mind. Simply reach out to us at (740) 345-6608, and our friendly staff will guide you through the process. Whether it's your first account or you're switching from another institution, we're here to make it easy for you. Join us today and discover how being a member can help you thrive financially!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer essential merchant services designed to streamline your operations. Imagine easily accepting payments from customers while managing your finances all in one place. Our services can help you focus more on running your business and less on payment processing headaches. Ready to take your business to the next level? Visit us at 215 Deo Dr Newark Oh 43055 or give us a call at (740) 345-6608. Let's work together to make your business dreams a reality!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Banking Solutions

One of the key services we offer at Harvest is ATM Services Only. This allows you easy access to your funds whenever you need them. Picture this: it's late in the evening, and you've just finished dinner with friends. You realize you need cash for a tip or an unexpected purchase. With our ATM services, you can swiftly withdraw cash without any hassle. Our commitment doesn't stop at physical banking; we also emphasize digital banking features that make managing your finances easier than ever. With online banking and mobile applications, you can check your account balance, transfer funds, and even make payments right from your phone or computer.

Join Us Today!

If you're ready to experience the benefits of banking with Harvest, don't hesitate to reach out! Call us at 740-345-6608 for more information about our services or visit us at our Newark branch. We invite you to become a part of our credit union family and discover how we can help you achieve your financial dreams!

Member-Centric Approach

At Harvest, we understand that every member's situation is unique. That's why we strive to offer services that align with your lifestyle and financial goals. Whether you're saving for a new car, planning a vacation, or simply looking to manage day-to-day expenses more effectively, we're here to assist you every step of the way. Our branch team is always ready to answer any questions you may have about our offerings or help guide you toward making the best financial decisions. We take pride in being part of the community in Newark and are eager to support our members through personalized service and engagement.

Digital & Online Banking

Key Services

Our online banking platform allows you to check your balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the convenience of e-statements, which are always available for you to review whenever you need them. This feature not only helps keep your finances organized but also reduces paper clutter! For those who prefer mobile banking, our mobile application makes transactions even easier. Whether you're out shopping or on the go, you can use mobile payments to complete purchases directly from your phone. Plus, our person-to-person transfer feature lets you send money to friends or family in real-time no more waiting days for checks to clear!

Security & Ease-of-Use

Your security is our top priority. Although we don't offer electronic signature authorization at this time, rest assured that all transactions made through our online platforms are protected with state-of-the-art security measures. Navigating our services is simple and user-friendly, ensuring that you can focus on what matters most. With all these features, managing your finances has never been easier. Experience the convenience of banking at Harvest today!

Financial Strength

Committed Team of Professionals

We also take pride in having 7 full-time employees and 1 part-time employees. Our dedicated team is always ready to serve you with knowledgeable assistance whenever you need it.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored for our community members.

Growing Member Base

Total Share and Deposit Accounts: 5,523, reflecting a strong and growing member base that trusts us with their finances. This trust inspires us to work even harder for our community every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harvest is your trusted partner. Visit us at 215 Deo Dr Newark Oh 43055 or call (740) 345-6608 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $4,753,713 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. These funds allow us to continually improve the services we offer.

Secure Savings Opportunities

Members' savings are secured through $8,044,220 in share certificates and $2,281,900 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings with options designed to help you grow your wealth safely.

Solid Capital Foundation

Our net worth ratio of $1,225 demonstrates a solid capital foundation. This ratio indicates that we have ample reserves to continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Financial Health

With a net worth of $4,753,713, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound financial practices ensures that you can count on us during both good times and challenging periods.

Supporting Your Financial Goals

With $259 in used auto loans and $15,898,149 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to purchase a vehicle or need funds for other purposes, we are here to assist you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,282,212 in used vehicle loans and $2,911,309 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing your vehicle as easy as possible.

Credit Lines

For those who need additional flexibility in their borrowing options, we have total credit lines available up to $1,500,000. This allows you to access funds when needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,552,020, making buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans be it auto or mortgage our team can guide you through eligibility options that may help reduce your payments or lower your interest rates. We believe that everyone deserves a chance for better financial health and will work with you to find solutions tailored to your situation. At Harvest Credit Union, we're dedicated to providing personalized service and financial products that fit your lifestyle. For more information or questions about our loan offerings and how we can assist you further, please call us at 740-345-6608. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $1,533,718 in loans helping members manage their finances effectively. With no collateral required and straightforward repayment options, our unsecured credit cards can help you navigate unexpected costs without added stress.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that the offers you see are fair and transparent. Each loan comparison reflects the most current rates available, allowing you to compare options effectively.

HARVEST FEDERAL CREDIT UNION - Newark, OH