Harvest Credit Union Heath OH | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Harvest Federal Credit Union, your trusted financial partner located at 34 Licking View Dr, Heath, OH 43056. Since our establishment in 1970, we have been dedicated to serving the local community, empowering our 2,312 members with a variety of financial solutions designed to meet their unique needs. Our commitment to you goes beyond just numbers; it's about building lasting relationships based on trust and support. At Harvest, we take pride in our strong financial foundation, with total assets of $38,819,446 and total deposits amounting to $1,732,121. We understand that each member's journey is different, which is why we offer an array of services including personal banking, auto loans, mortgage options, and business banking solutions. With over 2,480 loans and leases under our belt, we are here to help you achieve your financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: P.O. Box 2216, Heath, OH 43056. Our friendly staff is ready to assist you during operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 8:00 AM to 5:30 PM, and Saturday from 9:00 AM to noon. You can reach us at 740-522-5277 or send a fax to 740-522-6672. Under the leadership of CEO Julie King and Board President Bernard Snow, we continuously strive for excellence in service delivery while ensuring that every member feels valued and heard. Our focus on community impact drives us to create a positive difference in the lives of those we serve. Join us today and discover how Harvest Federal Credit Union can help you grow financially. Visit our website at harvestfcu.org for more information or stop by our branch we look forward to welcoming you!

Branch History & Mission

Community Commitment

Our roots run deep in the Heath area. We strive to make a positive impact through various community initiatives and partnerships that enhance local well-being. Whether sponsoring local events or supporting educational programs, we aim to uplift those around us. With our operating hours designed for your convenience Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 8:00 AM to 5:30 PM, and Saturday from 9:00 AM to noon we are here when you need us most. While members can visit us at 34 Licking View Dr for all their banking needs, official correspondence should be sent to P.O. Box 2216, Heath, OH 43056 if different from the branch address. Join us at Harvest Federal Credit Union today! Experience firsthand how we can help you thrive financially while being an active part of your community. For any inquiries or assistance, feel free to reach out at 740-522-5277. Let's grow together!

Our Mission

At Harvest Federal Credit Union, our mission goes beyond providing financial products; it's about enriching lives. We believe in empowering our members through accessible banking solutions while actively engaging in community outreach. Our commitment to serve means we are here for you not just as a credit union but as a partner in your financial journey. We understand the importance of convenience and accessibility. That's why we offer ATM availability and drive-thru banking services to meet your needs efficiently. Furthermore, we maintain a shared service center to assist members from partner credit unions with essential transactions.

Branch Location & Accessibility

Accessibility and Features

At Harvest, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking options, ensuring that everyone can visit us comfortably. With ample parking available right outside our door, you'll find it convenient to stop by whenever you need to.

Convenient Location

Nestled in the heart of Licking County, our branch is just a stone's throw away from local landmarks such as the scenic Foundation Park and the vibrant downtown area. This prime location ensures that you can easily fit your banking needs into your day, whether you're on your way to work or enjoying a weekend outing.

Get in Touch

If you have any questions or need assistance before visiting us, don't hesitate to give us a call at 740-522-5277. We're excited to welcome you at Harvest Federal Credit Union where we're dedicated to providing personalized service tailored just for you!

Operating Hours and Services

We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 8:00 AM to 5:30 PM, and Saturday from 9:00 AM to noon. Whether you prefer coming in during the week or on the weekend, we strive to accommodate your schedule. Our services go beyond just traditional banking. We provide personal banking solutions including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Plus, our drive-thru service allows for quick transactions without leaving your vehicle ideal for those busy days! For added convenience, we also have an ATM available for cash withdrawals and balance checks right at our branch. And if you're a member of another participating credit union, feel free to utilize our shared service center for basic transactions like deposits and withdrawals.

Member Eligibility

At Harvest, we believe that joining our community means being part of something special. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Licking County, Ohio, you're likely eligible to enjoy the benefits we offer. We're here to provide you with personalized financial services and support that truly make a difference in your life. Whether you need a checking account, an auto loan, or just want to save for the future, our friendly team is eager to help you every step of the way. To get started on your membership journey, take a moment to check out the detailed eligibility criteria at http://harvestfcu.org/about/join-now/. Once you're ready to join us at our branch located at 34 Licking View Dr Heath Oh 43056, feel free to reach out at (740) 522-5277 if you have any questions or need assistance. We can't wait to welcome you into our family and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services designed to simplify your daily operations. Imagine having a reliable payment processing solution that allows you to focus on what matters most growing your business. Our services enable you to accept payments easily and efficiently, ensuring you never miss a sale. Located at 34 Licking View Dr Heath Oh 43056 in Heath, OH, we're dedicated to empowering local businesses. Reach out today at (740) 522-5277 and discover how our business banking solutions can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

We also cater to local businesses with our comprehensive Business Banking services. If you're an entrepreneur needing capital, our Business Loans can help turn your ideas into reality. Plus, we offer essential Merchant Services that simplify payment processing for your business.

Community-Centered Services

As part of our commitment to community, we also provide basic shared branch transactions for partner credit union members. This means that even when you're away from home, you can still access essential services like deposits and withdrawals easily. At Harvest, we're more than just a credit union; we're your financial partner dedicated to helping you achieve your goals. For more information about any of these services or to speak with one of our friendly team members, feel free to call us at (740) 522-5277 or visit us online at Harvest Federal Credit Union. We look forward to serving you!

Digital Access Made Easy

In today's fast-paced world, convenience is key. That's why we prioritize easy access through our robust Online & Mobile Banking platforms. With features such as mobile payments and person-to-person transfers, managing your finances has never been simpler. You can withdraw cash from our ATMs or perform basic transactions at our drive-thru service without hassle.

Loans Tailored for You

When it comes to financing your dreams, Harvest provides flexible options like Auto Loans & Vehicle Financing, making it easier for you to drive off in the car you've always wanted. If you're considering buying a home, our Mortgage Loans & Refinancing services can guide you through the process with competitive rates and personalized advice. Additionally, for those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options are designed to give you peace of mind.

Personal Banking

For individuals seeking to manage their day-to-day finances, we offer a variety of Personal Banking services. From Checking & Savings Accounts that help you keep track of your spending and savings goals to Credit Cards with Rewards that let you earn while you spend, we aim to make banking convenient and rewarding. Imagine effortlessly managing your budget with online tools and mobile banking features that allow you to check balances or make transfers anytime, anywhere.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can sign up for e-statements, which means you'll receive your statements electronically instead of waiting for them in the mail. This not only keeps your information secure but also helps reduce paper waste. Plus, if you're on the go, our mobile application is available for download, making it simple to manage your money right from your smartphone. If you love the ease of person-to-person transfers, you're in luck! Our platform supports this feature, allowing you to send money quickly and securely to friends or family without any hassle. And for those who prefer using their phones for payments, we also offer mobile payments that let you pay directly from your device.

Security and Accessibility

We prioritize security at Harvest. Although we don't currently support electronic signature authorization, our systems are built with robust security measures to keep your information safe. You can rest easy knowing that your personal data is protected while you enjoy all the convenience of online banking. Whether you're checking balances or transferring funds, our user-friendly interface ensures that even those new to online banking will find it easy to navigate. With real-time account management at your fingertips, keeping track of your finances has never been simpler. Join us at Harvest and experience the benefits of modern banking tailored just for you!

Financial Strength

At Harvest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is strong, reflecting our commitment to serving you effectively. With a net worth of $4,753,713, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,225 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This commitment to stability reassures our members that their finances are secure with us. Members' savings are secured through $8,044,220 in share certificates and $2,281,900 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $4,753,713 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $259 in used auto loans and $15,898,149 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $11,118. Total Share and Deposit Accounts: 5,523, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harvest is your trusted partner. Visit us at 34 Licking View Dr Heath Oh 43056 or call (740) 522-5277 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,282,212 in used vehicle loans and $2,911,309 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used car, our auto loans provide flexible terms to suit your budget.

Credit Lines

If you're looking for additional flexibility in managing your finances, consider our credit lines. With a total of $1,500,000, these lines can be invaluable for covering various expenses or emergencies that may arise. At Harvest Federal Credit Union, we prioritize making lending easy and accessible for everyone. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about eligibility options or how to apply for any of these loan products, visit us online or give us a call today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,552,020, allowing you to take that important step toward owning your own home. We also have refinancing options available for those looking to lower their monthly payments or access cash from their home's equity.

Unsecured Credit Card Loans

For managing everyday expenses or unexpected bills, we offer flexible terms on unsecured credit card loans. With a total of $1,533,718 in loans helping members manage their finances effectively, our credit cards come with features designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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Harvest