Hartford Credit Union Stafford Springs CT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Hartford, your trusted financial partner in the heart of Stafford Springs, CT! Nestled at 70 W Stafford Rd, we have been serving our community since 1961. Our commitment to providing exceptional service is reflected in our growing family of 16,529 members who rely on us for their financial needs. At Hartford, we pride ourselves on a solid foundation built over decades. With total assets reaching an impressive $146,638,897, and total deposits amounting to $8,988,652, we are dedicated to ensuring your money is safe and secure. Our team understands the importance of building strong relationships with our members, which is why we offer personalized services tailored to fit your unique financial goals. Whether you're looking for auto loans or personal banking services, we have you covered. We currently hold a portfolio of 4,268 loans and leases, making it easier than ever for you to access the funds you need. Our leadership team, led by CEO Edward Danek, Jr. and Board President Keisha Palmer, works tirelessly to create a welcoming environment where every member feels valued. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 70 W Stafford Rd., Stafford Springs, CT 6076. With a net worth of $18,639,330 and cash reserves of $3,010,592, Hartford is not just a credit union; it's a community cornerstone where trust meets reliability. If you have questions or need assistance with your accounts, don't hesitate to reach out at (860) 684-4484. We invite you to explore what Hartford has to offer visit us today or check out our website at hartfordfcu.com for more information! Your financial journey starts here.

Branch History & Mission

Community Commitment

Our commitment extends beyond financial services; we actively engage with local organizations and initiatives that uplift our community. Whether through partnerships or outreach programs, we strive to make a positive impact in Stafford Springs and its surrounding areas. With accessible ATMs available and drive-thru banking for added convenience, we're here for you every step of the way. Our shared service center allows us to extend even more support as part of a wider network dedicated to serving members' needs. Join us at Hartford today! Experience firsthand how we prioritize your financial well-being while contributing positively to the community. Together, let's build a brighter future one member at a time!

Our Mission

At Hartford, our mission is simple yet profound: to empower our members by providing exceptional financial services while supporting and enhancing the community around us. We believe that everyone deserves access to fair banking options that help them achieve their dreams whether that's buying a home, financing a vehicle, or saving for the future. While members can visit us at 70 W Stafford Rd., official correspondence should be sent to our mailing address at 70 W Stafford Rd., Stafford Springs, CT 06076. Our operating hours are tailored for your convenience: Monday through Wednesday from 9:00 am to 4:30 pm, Thursday and Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 12:00 pm. We offer a variety of services designed with you in mind personal banking accounts, auto loans, mortgages, credit cards with rewards, and even business banking options. In addition to traditional banking services, we are proud to provide online and mobile banking solutions so you can manage your finances anytime and anywhere.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. With features such as ADA-compliant entrances and ramps, everyone can feel comfortable visiting us. Plus, ample parking is available right outside the building, ensuring your visit is hassle-free.

Call to Action

We invite you to drop by our Hartford Credit Union branch today! Experience our commitment to serving you with excellence. Whether it's opening a new account or discussing loan options, we're excited to help you achieve your financial goals!

Operating Hours

We understand that life gets busy, which is why we offer flexible operating hours to fit your schedule. You can visit us Monday through Wednesday from 9:00 AM to 4:30 PM, and on Thursday and Friday until 6:00 PM. For those with weekend plans, stop by on Saturday from 9:00 AM to 12:00 PM. Our team is here to assist you during these hours with any banking inquiries.

Services Offered

Our branch provides a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable staff is ready to help. We also feature drive-thru banking for quick transactions and ATM access for cash withdrawals whenever you need them. While members can visit us at 70 W Stafford Rd., official correspondence should be sent to the same address. If you have any questions or want more information about our services, don't hesitate to give us a call at 860-684-4484.

Member Eligibility

Joining the Hartford community is an exciting step towards better financial health and support. If you're looking to become a member, you'll find that eligibility is quite accessible! At Hartford, we welcome individuals who live, work, worship, or attend school in our service area, as well as their family members. This means if you have connections to our vibrant community here at 70 W Stafford Rd, Stafford Springs, CT 06076, you're likely eligible to join us. We believe in creating a friendly and inclusive environment where everyone can thrive. Becoming a member not only opens doors to a range of services tailored just for you like competitive loan rates and personalized banking solutions but also gives you access to a supportive network that truly cares about your financial journey. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at this link. When you're ready to take the next step, opening an account is a breeze! Just visit us online at this page, or give us a call at (860) 684-4484. We're here to help you every step of the way!

Business Banking & Commercial Services

Flexible Financing Options

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to meet diverse needs. Whether you are just starting out or looking to take your established business to new heights, we have options designed for you.

Merchant Services That Matter

In addition to loans, our merchant services make day-to-day transactions smoother for your business. Imagine being able to accept payments seamlessly from customers while managing your cash flow effectively. Our solutions ensure you have the tools necessary for streamlined operations so you can focus on what you do best: running your business. Whether you're a member or exploring options as a new customer, visit us at 70 W Stafford Rd Stafford Springs Ct 06076 or call us at (860) 684-4484 to learn more about how we can support your business needs.

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. This funding enables local entrepreneurs to purchase equipment, expand their operations, or even hire more staff essentially fueling the local economy right here in Stafford Springs, CT.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer merchant services and business loans tailored to help you grow your enterprise. From setting up payment processing systems to securing funding for expansion, we are here to support your business needs.

Convenient Access

We also value convenience in banking. Our ATM services allow for quick cash withdrawals and balance checks without the hassle. Need assistance? Our drive-thru service is available for deposits and simple transactions perfect for those on-the-go moments. Moreover, as a member of Stafford Springs, you can utilize shared branch transactions with partner credit unions. This means more access to your funds when you need them most!

Flexible Lending Options

Our personal loans are perfect for those unexpected expenses or larger purchases. With straightforward terms and repayment plans, you can consolidate debt or finance personal projects with ease. Additionally, if you're looking for a credit card that rewards you for everyday spending, consider our credit cards with rewards programs. They're not just about making purchases; they're about earning benefits while you do so!

Get Started Today!

Ready to take advantage of all these services? Connect with us at (860) 684-4484 or visit us at 70 W Stafford Rd Stafford Springs Ct 06076 during our operating hours: - Monday-Wednesday: 9:00 am - 4:30 pm - Thursday-Friday: 9:00 am - 6:00 pm - Saturday: 9:00 am - 12:00 pm Explore how Hartford can assist you in reaching your financial dreams today! For more information about joining or accessing our services online, please visit our website. We look forward to serving you!

Personal Banking Solutions

Our personal banking services include checking and savings accounts that make it easy for you to manage your day-to-day finances. Imagine having the flexibility to access your funds anytime, anywhere through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and even deposit checks from your smartphone. When it comes to financing your next vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Whether you're buying a new car or refinancing an existing loan, we have solutions that fit your budget. If homeownership is in your plans, explore our mortgage loans and refinancing options. We understand that purchasing a home is a significant milestone; therefore, we offer guidance throughout the process to ensure you make informed decisions.

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you're on the go or relaxing at home, our mobile payments feature lets you make transactions quickly and securely. We believe that banking should be straightforward; that's why our services are user-friendly and designed for all members. With Hartford, real-time account management is just a few clicks away. Explore how our digital banking solutions can enhance your financial experience today!

Key Services

Our online banking platform provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds without stepping foot in a branch. Plus, with our mobile application, you can manage your money right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. We also prioritize security in every transaction. While we don't currently support electronic signature authorization, rest assured that all your data is protected with top-notch security measures. For those who prefer paperless options, e-statements are readily available, giving you easy access to your financial records while helping the environment.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 30,343, showing a strong and growing member base that trusts us with their finances. Our community is vital to us, and your trust strengthens our commitment. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hartford is your trusted partner. Visit us at 70 W Stafford Rd Stafford Springs Ct 06076 or call (860) 684-4484 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Your savings are secured through $5,516,093 in share certificates and $28,120,081 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $496,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $17,272,030 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in our diverse offerings.

Solid Financial Foundation

With a net worth of $18,639,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,269 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $682 in used auto loans and $65,235,375 in total loans and leases. This means you have access to the funds you need when you need them.

Loan Offering

Additional Financing Options

For those looking for more flexibility, our total credit lines amount to $63,073,000, allowing you to access funds as necessary. If you're considering refinancing or want to explore eligibility options for any of our products, our team is here to help guide you through the process. You can reach us at (860) 684-4484 or visit us at our branch located at 70 W Stafford Rd Stafford Springs Ct 06076 in Stafford Springs, CT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are committed to providing transparent information so that you can make informed decisions about your financial future. No matter where you are in life, Hartford is here to support your financial goals with tailored loan solutions designed just for you.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,972,272 in used vehicle loans and $3,322,622 in new vehicle loans already helping members get on the road. We make it simple to apply for an auto loan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,462,904, make buying or refinancing simple. We provide guidance throughout the process to ensure you feel confident in your decisions.

Unsecured Credit Cards

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,194,417 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them.

Loan Aggregator

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HARTFORD FEDERAL CREDIT UNION - Stafford Springs, CT