Harrison Teachers Credit Union NY | Affordable Auto Loans & Rewards Cards

Introduction

Welcome to Harrison Teachers' Federal Credit Union, your trusted partner in achieving financial wellness since 1938. Located conveniently at 33 Oakland Ave, Harrison, NY 10528, we are dedicated to serving our community with personalized banking solutions designed to meet your unique needs. With a total membership of 273 and assets exceeding $1,042,435, we pride ourselves on being a stable and reliable institution that prioritizes the interests of our members. At Harrison Teachers, we offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards tailored to enhance your financial journey. Our commitment to transparency is reflected in our strong net worth of $159,759 and total deposits amounting to $726,385. We understand that every member's financial situation is different; that's why we strive to provide a welcoming environment where you can find the right solutions for your financial goals. While you can visit us at our branch for assistance, please note that official correspondence should be sent to our mailing address: PO Box 789, Harrison, NY 10528-3721. Under the leadership of our CEO Mary Nardone and Board President Rita Beardsley, our team is here to support you every step of the way. Whether you're looking to save for the future or need a loan to make your dreams come true, we invite you to reach out. Give us a call at 914-777-2935 or explore our website at http://Harrisonteachersfcu.com for more information on how we can help you thrive financially. Join us today and experience the community-focused service that sets us apart!

Branch History & Mission

Welcome to Harrison Teachers, where our journey began in 1938, right here in the heart of Harrison, NY. Since our inception, we have been dedicated to serving our community with a strong focus on personal banking and member satisfaction. Our branch is located at 33 Oakland Ave, a central spot that's easily accessible to all our members. For any official correspondence, please use our mailing address: PO Box 789, Harrison, NY 10528-3721. Over the decades, we have grown from a small credit union into a trusted financial partner for over 273 members. With total assets reaching $1,042,435, we pride ourselves on providing not just financial services but also valuable support to our community. Our mission is simple yet profound: we strive to empower individuals through accessible banking solutions while fostering a spirit of cooperation and community engagement. At Harrison Teachers, we understand that every member's financial journey is unique. That's why we offer a range of services tailored to meet diverse needs from checking and savings accounts to auto loans and credit cards with rewards. Even though our ATM availability and drive-thru services are currently limited, we remain committed to delivering exceptional service during our operating hours on Wednesdays from 1 PM to 4 PM. We believe in making a positive impact beyond just banking. Through partnerships with local organizations and outreach programs, we actively contribute to the well-being of the Harrison community. Our goal is to ensure that everyone feels supported and valued. With digital advancements on the horizon, we are excited about enhancing our services further while maintaining ADA compliance for accessibility. We invite you to join us at Harrison Teachers Federal Credit Union and experience firsthand the benefits of being part of a cooperative institution that puts its members first. Whether you're looking for reliable banking options or seeking ways to get involved in your community, Harrison Teachers is here for you every step of the way. Together, let's build a brighter financial future! For more information or inquiries, feel free to contact us at 914-777-2935 or visit us online at Harrison Teachers FCU.

Branch Location & Accessibility

Operating Hours

Our doors are open for you every Wednesday afternoon from 1 PM to 4 PM. We invite you to come in during these hours when our friendly staff is ready to assist you with anything from checking accounts to mortgage loans.

Parking and Accessibility

We understand that accessibility is important for all our members. Our location provides ample parking space right outside the entrance. The branch is fully ADA compliant, featuring ramps for easy access. Your comfort and convenience are our top priorities!

Services Offered

At Harrison Teachers' Federal Credit Union, we offer a range of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. While we currently do not have ATM availability or drive-thru service at this location, our team is always ready to help you through any banking transaction inside the branch. Feel free to give us a call at 914-777-2935 if you have any questions or need assistance before visiting. We look forward to welcoming you into our community! Come see how we can support your financial journey today!

Member Eligibility

Becoming a member of Harrison Teachers is like joining a caring community that puts your financial well-being first. If you're looking to be part of something special, you'll be glad to know that membership is open to those who live, work, or worship in our local area. Whether you're a student, a teacher, or simply someone who values personalized banking services, we welcome you with open arms. Joining us not only grants you access to our wide range of financial products but also connects you with friendly staff who are dedicated to helping you achieve your goals. To get started, you can easily find all the detailed eligibility requirements on our website at . Once you've confirmed that you're eligible, opening an account is straightforward and hassle-free. Just give us a call at (914) 777-2935, and we'll guide you through the process. Our branch is located at 33 Oakland Ave Harrison Ny 10528, and we can't wait to help you take this exciting step toward better financial health!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify daily operations for your business. Picture this: a small retail shop processing transactions effortlessly while managing inventory seamlessly. Our merchant services can help you accept payments quickly, manage sales data efficiently, and improve customer satisfaction. If you're ready to take your business to the next level, visit us at 33 Oakland Ave Harrison Ny 10528, Harrison, NY, or give us a call at (914) 777-2935. Let's work together to turn your vision into success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing options can make that dream a reality. We offer flexible terms and competitive rates, ensuring you can drive away in the vehicle you want without breaking the bank. Whether you're buying new or used, we're here to assist you every step of the way.

Business Banking

For entrepreneurs and small business owners, we offer robust Business Banking services including merchant services and business loans. We understand that running a business comes with its challenges, and we're committed to providing the financial support needed to help it thrive.

Credit Cards with Rewards

For those who like to earn while they spend, our Credit Cards with Rewards program offers fantastic benefits that suit various lifestyles. From cashback on everyday purchases to travel rewards for your adventures, our cards are designed with your spending habits in mind.

Mortgage Loans & Refinancing

Homeownership is one of life's biggest milestones, and at Harrison Teachers, we make it easier with our Mortgage Loans & Refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our knowledgeable staff will guide you through the process and find solutions that work for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your finances from anywhere at any time. Check balances, transfer funds, and pay bills effortlessly from the comfort of your home or on the go. At Harrison Teachers, we're dedicated to helping you achieve your financial goals through a comprehensive suite of services tailored just for you. If you have any questions or would like more information about how we can help you financially thrive, don't hesitate to reach out! Call us at (914) 777-2935 or visit us at our branch located at 33 Oakland Ave Harrison Ny 10528 in Harrison, NY. We look forward to serving you!

Personal Banking

We understand that managing your finances can be overwhelming. That's why we provide Personal Banking services, including checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds for daily expenses while also saving for future goals, all with competitive interest rates. Our team is here to help you choose the right account that suits your needs.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to help you manage those costs effectively. By consolidating high-interest debts into one manageable loan, you can simplify payments and potentially save on interest charges.

Digital & Online Banking

Always Available Support

Our online banking services are available 24/7, giving you the flexibility to manage your accounts on your terms. Whether it's day or night, you can access vital information whenever you need it. At Harrison Teachers, we strive to make banking simple and accessible for everyone. Stay tuned for more updates on our digital offerings as we continue to enhance your banking experience!

Key Features

Our commitment to security means you can bank with peace of mind. Although we do not provide electronic signature authorization or e-statements just yet, we prioritize the safety of your personal information in every interaction. Another great feature to look forward to is the ability to send money directly to friends or family through person-to-person transfers currently in development! We are also exploring options for mobile payments to make transactions even easier for our members.

Financial Strength

Commitment to Growth

Our $87,628 in undivided earnings reflects our dedication to reinvesting in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $328,507 in total loans and leases available for our members, we support a wide range of financial needs.

Efficient Operations

Our operational efficiency is evident in our $2,131, which enables us to continue offering competitive loan rates and solid financial products tailored for you. With 0 full-time employees and 1 part-time employees ready to assist you, we ensure that knowledgeable support is always available when you need it.

Growing Trust

The trust placed in us by our community is reflected in our member base. With a total of 0, we are proud of the growing relationships we've built over the years. Our focus remains on serving you with integrity and transparency. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harrison Teachers is your trusted partner. Visit us at 33 Oakland Ave Harrison Ny 10528 or call (914) 777-2935 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

We prioritize our members above all else. Although we currently have $0 in non-member deposits, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to create an environment where your financial goals can thrive.

Strong Financial Foundation

With a net worth of $159,759, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,533 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? While our current offerings include $0 in auto loans, we are committed to helping our members secure financing when the time comes. Our auto loans come with some of the lowest rates in the industry, ensuring that you can get on the road without breaking the bank.

Mortgage Loans

Thinking about homeownership? Although we currently have $0 in mortgage loans available, our future offerings will include various mortgage options designed for first-time buyers and those looking to refinance. Stay tuned as we develop products that make buying or refinancing simple.

Refinancing and Eligibility Options

We also want you to know that refinancing options may be available in the future as our lending portfolio grows. We encourage you to stay updated on eligibility criteria so you can take advantage of these offerings as they become available. At Harrison Teachers, your financial well-being is our priority. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're preparing for your next big purchase or managing everyday costs, we're here to support you every step of the way!

Unsecured Credit Cards

Managing day-to-day expenses is made easier with flexible terms on unsecured credit card loans. At present, we have $0 in this category, but our goal is to roll out options that will assist members in managing their finances effectively while enjoying rewards and benefits.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers are fair and transparent. Each listed loan option is verified, allowing users to trust that they are viewing legitimate offers from credible lenders.