Introduction
Welcome to Harris Employees Credit Union, where your financial well-being is our top priority! Located at 315 W 12th Ave, Cordele, GA 31015, we have been proudly serving our community since 1947. With a commitment to providing personalized financial services, we currently support 183 members and manage total assets of $666,833. At Harris Employees Credit Union, we understand that every member's needs are unique. Whether you're looking for a checking account, auto loans, or mortgage refinancing, we've got you covered. Our dedicated team of just two employees is here to guide you through your financial journey, ensuring you feel valued and understood. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address: 315 West 12th Ave, Cordele, GA 31015-2333. As a member-focused institution with a net worth of $219,750, we pride ourselves on the trust our members place in us. Under the leadership of CEO Kay Burton and Board President Philip Walls, we strive to create lasting relationships with our members while positively impacting the community. Join us today and discover the difference that comes from being part of a credit union that truly cares. Feel free to give us a call at (229) 273-2500 we're here to help you achieve your financial goals!
Branch History & Mission
At Harris Employees, we take pride in our rich legacy of service and commitment to the community of Cordele, Georgia. Established in 1947, our credit union has grown from a small financial institution into a trusted partner for over 183 members. Located at 315 W 12th Ave, we are conveniently situated near local landmarks, making it easy for you to visit us during our operating hours Monday through Wednesday from 1 PM to 5 PM. Our journey began with a simple mission: to provide affordable financial services to our members while fostering a sense of community. As we evolved over the decades, this mission has remained at the heart of everything we do. With total assets reaching $666,833, we are dedicated to helping our members achieve their financial goals through personal banking solutions including checking and savings accounts, auto loans, mortgage financing, and more. While members can visit us at 315 W 12th Ave, official correspondence should be sent to 315 West 12th Ave, Cordele, GA 31015-2333 if needed. Our focus on customer-centric initiatives drives us to continually enhance our services. Although we currently do not offer ATM or drive-thru banking options, we are committed to ensuring accessibility and comfort for all members. Our mission extends beyond financial services. We actively engage with the community through various outreach efforts and partnerships aimed at uplifting those around us. We understand that a strong community is built on collaboration and support, which is why we strive to contribute positively to Cordele and its residents. As technology evolves, so do we. While traditional banking methods remain a cornerstone of our services, we recognize the importance of digital advancements in enhancing member experiences. Though features like online banking and mobile payments are not yet available, our commitment to exploring future options remains strong. Join us at Harris Employees Credit Union, where your financial well-being is our priority. Experience firsthand the difference of being part of a community-focused credit union that values its members above all else. Whether you're looking for assistance with loans or simply need guidance on managing your finances, we're here for you every step of the way. Call us today at 229-273-2500 and let's start building your financial future together!
Branch Location & Accessibility
Welcome to Harris Employees Credit Union, your friendly neighborhood financial partner located conveniently at 315 W 12th Ave in Cordele, GA. Our branch is nestled in the heart of Crisp County, making it easy for you to drop by and get the banking assistance you need. Whether you're near local landmarks or just passing through, we are here to serve you. At our branch, we prioritize accessibility for all members. With ADA-compliant features and convenient parking options, everyone can feel welcome when they visit us. While our lobby hours are set for Monday through Wednesday from 1 PM to 5 PM, we're always ready to assist you during these times. Unfortunately, we do not have ATM facilities or drive-thru service available at this location; however, our dedicated staff is eager to help you with any inquiries or services right inside the branch. If you ever need to reach out, don't hesitate to call us at 229-273-2500. While members can visit us at our physical address, please note that any official correspondence should be sent to 315 West 12th Ave, Cordele, GA 31015-2333. We offer a range of personal banking services tailored just for you whether it's checking and savings accounts or loans for your next vehicle purchase. We're excited to help you navigate your financial journey! Stop by or give us a call today; we look forward to seeing you soon!
Member Eligibility
At Harris Employees, we believe that becoming a member means joining a close-knit community where your financial needs are understood and prioritized. If you're looking to join us at our welcoming branch located at 315 W 12Th Ave Cordele Ga 31015, you're in for a treat! Membership is open to those who work or have worked for Harris Employees, as well as their family members. This means whether you're just starting your career or you've been around the block a few times, there's a place for you here. We pride ourselves on offering an array of services tailored to help you thrive, from checking and savings accounts to auto loans and personal financing options. The best part? Opening an account is simple! You can find all the details about eligibility and how to get started by visiting this link. If you have any questions, don't hesitate to give us a call at (229) 273-2500. We can't wait to welcome you into the Harris Employees family!
Business Banking & Commercial Services
Merchant Services That Work for You
In addition to loans, our merchant services offer practical solutions for your everyday business operations. Imagine effortlessly processing transactions while keeping track of sales data all designed to save you time and enhance customer satisfaction. These tools allow you to focus on what really matters: growing your business. Visit us at 315 W 12Th Ave Cordele Ga 31015 in Cordele, GA, or give us a call at (229) 273-2500 to learn how we can partner with you on your journey to success.
Tailored Business Loans
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For non-members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Need a new car? Our Auto Loans & Vehicle Financing make purchasing a vehicle straightforward and affordable. Whether you're buying new or used, our competitive rates can help you drive off in the car of your dreams without breaking the bank.
Business Banking Services
For our business members, we have tailored Business Banking solutions that include merchant services and business loans. Whether you're just starting out or expanding an existing venture, we're here to support your growth with financing options designed specifically for small businesses.
Credit Cards with Rewards
We also understand the importance of rewarding our members for their spending habits. That's why we offer Credit Cards with Rewards, which not only provide the convenience of credit but also let you earn points for everyday purchases turning spending into savings!
Digital Banking Convenience
In today's fast-paced world, convenience is key. At Harris Employees Credit Union, we offer robust Online & Mobile Banking services so you can manage your accounts anytime, anywhere. Although we currently don't have ATM availability at our branch, our online banking features allow for easy cash withdrawals and transfers from the comfort of your home. If you're ready to explore how we can assist you further or if you have questions about any of our offerings, don't hesitate to reach out! You can contact us at (229) 273-2500, and our friendly staff will be happy to help. Visit us at 315 W 12Th Ave Cordele Ga 31015 and discover how Harris Employees is dedicated to serving you every step of the way!
Mortgage Loans & Refinancing
Thinking about buying a home or refinancing your current mortgage? We provide flexible Mortgage Loans & Refinancing options that cater to various budgets and preferences. Picture this: securing a lower interest rate on your mortgage can mean significant savings over the life of the loan, allowing you to invest more into your future.
Personal Banking Solutions
For those looking to manage their money effectively, we offer Personal Banking options including both checking and savings accounts. These accounts are designed to help you save for your goals while also providing easy access to your funds. Imagine having a checking account that not only allows you to pay bills effortlessly but also offers savings tools to help you grow your funds over time.
Personal Loans & Debt Consolidation
If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services offer quick access to cash with manageable repayment plans. This way, you can tackle high-interest debts and regain control of your finances.
Digital & Online Banking
Convenient Online Services
While we currently don't provide online banking services through, we are committed to keeping things simple and secure for our members. You can always reach out to us directly via phone at (229) 273-2500 for assistance with your banking needs.
Enhanced Communication Options
With person-to-person transfers currently unavailable, we still believe in fostering strong relationships within our community. Our team is here to support you with any questions or concerns, ensuring that you feel valued every step of the way.
Future-Ready Banking Experience
Even though a mobile application isn't available yet, we're excited about the future of digital banking at Harris Employees. We strive to bring you features that simplify your financial management while maintaining top-notch security measures. In summary, while our digital offerings may be limited at this time, rest assured that your convenience and security remain our top priorities. We're here to assist you with personalized service and support whenever you need it!
Stay in Control with Real-Time Management
Although electronic signature authorization is not available, we prioritize the safety of your financial information. You'll have peace of mind knowing that your sensitive data is protected. While e-statements and mobile payments aren't offered right now, we're continuously exploring ways to enhance your banking experience.
Financial Strength
At Harris Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your credit union is financially sound is essential. That's why we want to share some key insights into our financial health and how it benefits you. With a net worth of $219,750, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 32.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $219,750 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $22 in used auto loans and $425,968 in total loans and leases. Our operational efficiency is reflected in our $-$565, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our member base is evident as well; with a total of 208 share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harris Employees is your trusted partner. Visit us at 315 W 12Th Ave Cordele Ga 31015 or call (229) 273-2500 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.* Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $230,041 in used vehicle loans and $51,058 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, we have flexible financing options to suit your budget.
Credit Lines and More
If you're looking for additional borrowing options, our total credit lines available amount to $165,000. This can be a great resource for personal projects or unexpected expenses. At Harris Employees, we are committed to making borrowing straightforward and accessible. If you're interested in refinancing or want to explore eligibility options for any of our loan products, feel free to reach out! For more information or to discuss your financial needs further, contact us at 229-273-2500 during our lobby hours: Monday through Wednesday from 1 PM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product today!
Mortgage Options
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently do not offer Junior Lien 1-4 Family Residential Properties loans, but we are always exploring new opportunities to better serve our members.
Unsecured Credit Card Loans
We also provide flexible terms on unsecured credit card loans, which can be an excellent tool for managing your finances effectively. While we have not yet issued any unsecured credit card loans, our team is ready to assist you in finding the best financial solutions for your needs.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers tailored to their needs. One key benefit of using LendMesh is its commitment to Verified Data. All loan offers are sourced from legitimate financial institutions, which promotes transparency in the loan selection process. Additionally, LendMesh features No Sponsored Listings, meaning lenders are not prioritized based on paid promotions. Instead, the focus remains on delivering unbiased results to users. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.* 