Introduction
Welcome to Hardin County Hospital Employees, your trusted financial partner located at 935 Wayne Rd, Savannah, TN 38372. Since our establishment in 1964, we have been committed to serving our community with a personal touch and a focus on building lasting relationships. With over 357 members relying on us, we take pride in being more than just a credit union; we are a vital part of the Hardin County community. At Hardin County Hospital Employees, we understand the importance of financial stability and growth. Our total assets amount to an impressive $1,142,685, and we hold $389,580 in deposits from our valued members. We strive to provide affordable lending solutions, having successfully issued 44 loans and leases that support our members' needs, whether it's for purchasing a vehicle or consolidating debt. Under the leadership of our CEO, Beverly Perry, and Board President Jerry Clarke, our dedicated team of one employee is here to assist you with all your banking needs. We aim to create an environment where you feel supported and informed as you navigate your financial journey. While members can visit us at our branch location, official correspondence should be sent to the same address: 935 Wayne Rd, Savannah, TN 38372. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at (731) 926-8420 during our operating hours from 8 AM to 3:30 PM. Join us today and experience the difference that comes with being part of a community-focused credit union. Your financial well-being is our priority!
Branch History & Mission
Welcome to Hardin County Hospital Employees, a credit union with a rich legacy of service and community support since 1964. Located at 935 Wayne Rd in Savannah, TN, our branch has been committed to enhancing the financial well-being of our members for nearly six decades. Over the years, we have grown significantly, proudly serving a total membership of 357 individuals who share our vision for financial empowerment and community enrichment. Our journey began with a simple mission: to provide accessible and affordable financial services tailored to the unique needs of hospital employees and their families. As we evolved, so did our offerings. Today, we provide a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. Our aim is not only to facilitate financial transactions but also to cultivate relationships built on trust and mutual benefit. At Hardin County Hospital Employees, we understand that financial health is vital for individual growth and community stability. This understanding drives our mission to support our members not just with their banking needs but also through community outreach efforts that make a real difference. We believe in giving back to Savannah, fostering partnerships that uplift local initiatives and promote overall welfare. While members can visit us at our physical location on Wayne Rd, official correspondence should be sent to the same address: 935 Wayne Rd, Savannah, TN 38372. We offer operating hours from 8 AM to 3:30 PM to assist you with your banking needs. In addition to traditional services, we are dedicated to ensuring accessibility for all. Though we currently do not offer ATM or drive-thru banking services, we are always exploring ways to enhance convenience for our members. Our commitment extends beyond banking; it includes embracing technology and adopting customer-centric practices that prioritize your experience. Join us on this journey where every member counts. Experience the benefits of being part of Hardin County Hospital Employees where your financial goals are supported by a caring team dedicated to your success. Let's build a brighter future together! For more information or assistance, feel free to call us at 731-926-8420.
Branch Location & Accessibility
Welcome to the Hardin County Hospital Employees branch, conveniently located at 935 Wayne Rd in Savannah, TN. This prime location makes it easy for members and visitors to access our services right in the heart of Hardin County. Whether you're stopping by for banking needs or just passing through, we're here to serve you. While members can visit us at 935 Wayne Rd, official correspondence should be sent to the same address as well. Our branch is near notable landmarks, making it simple to find us. With plenty of parking available, you won't have to worry about a place to leave your vehicle when you visit. At our branch, we prioritize accessibility for everyone. Our facilities are ADA compliant, ensuring that all members can navigate comfortably. We are also committed to providing a welcoming atmosphere with friendly staff ready to assist you. Our operating hours are from 8 AM to 3:30 PM, Monday through Friday, allowing ample time for you to come in and take care of your banking needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our team is ready to help. Currently, we do not offer ATM services or drive-thru banking, but our knowledgeable staff is always available inside the branch to assist you directly. For any inquiries or support, feel free to give us a call at 731-926-8420. We invite you to visit us today! Experience the personalized service that sets Hardin County Hospital Employees apart. Your financial well-being is our priority!
Member Eligibility
Becoming a member of Hardin County Hospital Employees is like joining a close-knit family that supports your financial needs and dreams. We welcome individuals who are employees or affiliated with Hardin County Hospital, making it easy for you to connect with us and access the benefits we offer. At Hardin County Hospital Employees, we believe that everyone deserves the chance to achieve their financial goals, whether it's saving for a new home, securing a loan for a vehicle, or simply managing everyday expenses more effectively. To learn more about our eligibility requirements, please visit our detailed page. Opening an account is straightforward and welcoming just reach out to us at (731) 926-8420 or stop by our branch located at 935 Wayne Rd Savannah Tn 38372. Our friendly staff is here to guide you through every step of the process. We can't wait to help you start your journey with us!
Business Banking & Commercial Services
Commercial Loans
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are here to help you explore future opportunities that can fuel your expansion and success. Imagine securing the funds needed to launch a new product line or open a second location our team is ready to work with you on these possibilities.
Merchant Services
In today's competitive market, efficient payment processing is crucial. Our merchant services provide the tools you need to accept payments easily, whether it's through credit cards or digital transactions. Picture your customers enjoying a smooth checkout experience while you focus on what really matters growing your business. We invite you to connect with us at (731) 926-8420 or visit us at our branch to discuss how we can support your business ambitions today!
Comprehensive List Of Services
ATM & Cash Withdrawal Services
While we currently do not offer ATM services at our branch location, we strive to ensure that all members have access to convenient cash withdrawal options when needed. At Hardin County Hospital Employees, we pride ourselves on providing personalized service and a range of financial solutions designed specifically for our community's needs. Whether you're looking for personal banking options or business services, we've got you covered! Ready to explore how we can assist you further? Visit us today at 935 Wayne Rd in Savannah, or give us a call at 731-926-8420! Your financial journey starts here!
Auto Loans & Vehicle Financing
When it's time to hit the road, our Auto Loans & Vehicle Financing make it easy to get behind the wheel of your dream car. With competitive rates and flexible terms, you can secure financing that works for you, whether you're buying new or used. Picture yourself driving off in your new vehicle, knowing you've made a smart financial choice.
Business Banking
If you're an entrepreneur or small business owner, our Business Banking services are here to support your growth. From Merchant Services that help streamline payments to Business Loans designed to give you the capital needed for expansion, we're committed to helping your business thrive in today's competitive environment.
Credit Cards with Rewards
For those everyday purchases and special treats, consider our Credit Cards with Rewards. Not only do they offer convenience for shopping, but they also allow you to earn rewards on your spending. Think about how nice it would be to earn points toward travel or gifts while managing your expenses.
Mortgage Loans & Refinancing
Buying a home is one of life's biggest milestones. Our Mortgage Loans & Refinancing options help make that dream a reality. We guide you through every step of the mortgage process, ensuring that you find the right loan solution for your needs. Imagine moving into your new home with confidence, knowing you have the best possible mortgage rate.
Online & Mobile Banking
In today's fast-paced world, managing finances on-the-go is crucial. Our Online & Mobile Banking services provide easy access to your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills from the comfort of your home or while out and about.
Personal Banking
We understand that managing your finances is essential for peace of mind. That's why we offer Personal Banking options including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation, planning for a home purchase, or just need a reliable place to manage your daily expenses, our accounts come with features designed for your convenience.
Personal Loans & Debt Consolidation
If you're facing unexpected expenses or looking to simplify your finances through debt consolidation, our Personal Loans provide the flexibility you need. We work with you to tailor a loan that fits your budget and helps relieve financial stress.
Digital & Online Banking
Accessible Mobile Features
While mobile payments and a dedicated mobile application are not yet part of our offerings, we're dedicated to keeping up with the latest in banking technology. When available, these features will let you conduct transactions right from your smartphone, making it even easier to stay on top of your finances.
Convenient Online Banking Services
Though our online banking service may not be available at this time, we're committed to bringing you features that ensure convenience in your financial management. When fully operational, our online banking will allow you to check balances, view transactions, and pay bills with just a few clicks.
Security You Can Trust
Your security is our top priority. While we currently don't offer electronic signature authorization or e-statements, rest assured that any future enhancements will focus on keeping your information safe. We aim to provide user-friendly features that help keep your data protected.
Stay Connected with Person-to-Person Transfers
Currently, person-to-person transfer options are not offered at Hardin County Hospital Employees. However, as we expand our services, we aim to introduce convenient ways for you to send money directly to friends and family without hassle. We are always looking for ways to improve your banking experience. Keep an eye out for updates on our digital services! For more information about what we offer now and what's coming soon, feel free to reach out at (731) 926-8420. Thank you for being part of the Hardin County Hospital Employees community!
Financial Strength
At Hardin County Hospital Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our solid financial foundation, you can trust that your money is in safe hands. With a net worth of $90,361, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 791 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $225,833 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $52,822 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $639,247 in total loans and leases. This includes 13 used auto loans, showing our commitment to helping you achieve your vehicle financing needs. Our operational efficiency is reflected in our $5,829 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 part-time employee, ensuring our branch is always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 289, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hardin County Hospital Employees is your trusted partner. Visit us at 935 Wayne Rd, Savannah TN 38372 or call 731-926-8420 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $263,083 in used vehicle loans and $202,227 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easier than ever to drive off in the car you want.
Credit Options
We also provide flexible terms on credit lines loans totaling $100,000, allowing you to manage expenses as they arise. If you're looking for additional ways to manage your finances effectively, consider our unsecured credit card loans. While we currently do not have any unsecured credit card loans issued yet, this is an option that may be explored in the future. At Hardin County Hospital Employees, our commitment goes beyond just offering loans. We aim to provide support throughout your borrowing journey. If you're interested in refinancing or want more information about eligibility options for any of our loan products, please don't hesitate to reach out. For any questions or assistance, feel free to contact us at 731-926-8420 during our operating hours from 8 AM to 3:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial path today!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we're here to discuss your options and help guide you through the process when they become available.
Loan Aggregator
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Ensuring Accurate Comparisons
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