Harborstone Credit Union Tacoma WA | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Harborstone, your trusted credit union located at 4720 Center St, Tacoma, WA 98409. Since our establishment in 1955, we have been dedicated to serving our community and providing our members with a solid foundation for their financial journeys. With over 91,000 members and total assets exceeding $2.1 billion, we pride ourselves on offering personalized services tailored to meet your unique needs. At Harborstone, we understand that financial well-being is essential for achieving your goals. That's why we offer a range of products and services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We also provide modern conveniences such as online and mobile banking, ensuring you can manage your finances wherever you are. Our commitment to excellence is reflected in our impressive financial standing: with total deposits of $78,681,746 and a net worth of $225,838,030, you can trust that your money is safe with us. Moreover, we hold a cash reserve of $16,482,184 to ensure that we're always prepared to support you. Leadership plays a vital role in our mission. Our CEO, Geoff Bullock, alongside Board President Rick Stevens, fosters an environment of trust and transparency within our team of over 300 employees. Their dedication is evident in the outstanding service we provide every day. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 4207, Tacoma, WA 98438. We invite you to reach out to us at (253) 584-2260 or explore more about what we offer by visiting our website at Harborstone.com. Join us today and experience the Harborstone difference where community comes first!

Branch History & Mission

Welcome to Harborstone, a credit union with a rich history and a deep commitment to the community. Established in 1955, our Center Street Branch in Tacoma, WA, has been serving members for over six decades. Located at 4720 Center St, we are proud to be a part of this vibrant community, providing financial services that empower individuals and families. From our humble beginnings to becoming a trusted financial partner for over 91,000 members, Harborstone has always focused on delivering exceptional service and support. Our total assets have grown to an impressive $2.11 billion, reflecting our stability and commitment to responsible growth. We aim to offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. At Harborstone, our mission is simple yet powerful: we strive to enhance the financial well-being of our members while fostering strong community ties. We believe that everyone deserves access to quality financial resources and support. This belief drives us to provide not only competitive products but also community outreach programs that make a real difference in people's lives. We understand that convenience matters in today's fast-paced world. That's why we offer various services including online and mobile banking, ATM access, and drive-thru banking options. With our operating hours designed for your convenience Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday drive-thru from 9 AM to 1 PM you can manage your finances on your schedule. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to PO Box 4207, Tacoma, WA 98438. Our team is always here to assist you at (253) 584-2260. As we continue to grow and adapt to the needs of our members and the community, we remain dedicated to providing outstanding service with a personal touch. Join us at Harborstone and experience how we can help you achieve your financial goals while being an active part of the community. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Harborstone Center Street Branch, your go-to destination for all your banking needs in Tacoma, WA! Conveniently located at 4720 Center St, we pride ourselves on being easily accessible for our members. Whether you're heading to the nearby Tacoma Mall or visiting Wright Park, stopping by our branch is a breeze. At Harborstone, we understand that accessibility matters. Our branch features ADA-compliant entrances and ramps, making it easy for everyone to visit us. Ample parking is available right outside, ensuring you can get in and out with ease. Plus, if you're looking to make quick transactions, our drive-thru service allows you to bank from the comfort of your vehicle. We're here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, and Fridays until 6 PM. If weekends work better for you, our drive-thru service is open on Saturdays from 9 AM to 1 PM. Need assistance? Feel free to give us a call at 253-584-2260 our friendly team is always ready to help! While members can visit us at our branch address, official correspondence should be sent to PO Box 4207, Tacoma, WA 98438. We also offer an ATM on-site for your convenience, allowing you to withdraw cash or check your balance anytime. At Harborstone, we provide a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Come see us at the Harborstone Center Street Branch today! We look forward to welcoming you into our community and helping you achieve your financial goals.

Member Eligibility

Welcome to the wonderful world of Harborstone! Becoming a member is like joining a warm and welcoming family that supports you in achieving your financial dreams. At Harborstone, we believe that everyone deserves access to quality financial services, which is why we keep our eligibility criteria simple and inclusive. If you live or work in Pierce County, are a family member of an existing member, or belong to certain select organizations, you're likely eligible to join us. For more details on these criteria, feel free to check out our helpful resource at this link. Getting started with your membership is easy! Just swing by our branch located at 4720 Center St, Tacoma, WA 98409, or give us a call at 253-584-2260 for any questions you might have. Our friendly team is here to assist you every step of the way as you open your account and enjoy all the benefits that come with being part of the Harborstone community. We can't wait to welcome you aboard!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced market, efficient payment solutions are crucial for success. At Harborstone, we offer merchant services tailored to streamline your transactions. Whether it's point-of-sale systems or online payment processing, our services ensure that you can focus on what you do best: running your business. By choosing us, you gain not just a service provider but a partner committed to your success. Explore how our business banking and commercial services can empower your journey at 4720 Center St Tacoma Wa 98409, Tacoma, WA. For inquiries, call us at (253) 584-2260 or visit us online at Harborstone.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash? Our ATM services provide easy access for withdrawals and balance checks whenever you need it. If you prefer in-person transactions without leaving your vehicle, our basic drive-thru banking allows for quick deposits and withdrawals.

Business Banking

At Harborstone, we understand that running a business comes with its challenges. Our business banking services, including merchant services and business loans, are crafted to help local businesses thrive. Whether you're just starting out or looking to expand, we have tools to support your journey.

Convenient Digital Solutions

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Loans and Credit Options

For life's unexpected expenses or consolidating debt, our personal loans and debt consolidation products provide straightforward solutions. Plus, our credit cards with rewards allow you to earn points on everyday purchases, giving you more value from your spending.

Personal Banking

We know that managing your finances is important. That's why we offer various personal banking services including checking and savings accounts tailored for every stage of life. Whether you are saving for a vacation or planning for retirement, our accounts come with features that suit your lifestyle. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help get you on the road quickly. With competitive rates and flexible terms, you can find the right loan that fits your budget. For those looking to own their home, our mortgage loans and refinancing services offer you the opportunity to achieve your dream of homeownership or lower your current mortgage payments.

Visit Us Today!

We invite you to explore all that Harborstone has to offer at our Center Street Branch in Tacoma. For any questions or additional information about our services, feel free to call us at 253-584-2260. Join us today as we work together towards achieving your financial goals! To learn more about our offerings or open an account, visit us online at Harborstone.

Digital & Online Banking

Explore Our Services

With our online banking platform available at https://www.harborstone.com/, you can access your accounts anytime, anywhere. Enjoy 24/7 banking services that let you check balances, transfer funds, and pay bills with just a few clicks. Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends and family without any hassle.

Security You Can Trust

We prioritize your safety with advanced security features, including electronic signature authorization for important transactions. You can trust that your information is secure as you navigate through our user-friendly mobile application, available for download now. Plus, with mobile payments enabled, you can make purchases directly from your smartphone no wallet needed!

Stay Organized with E-Statements

Keeping track of your finances is straightforward with our e-statements feature. Accessing your financial documents digitally not only helps you stay organized but also contributes to a greener planet by reducing paper waste. In summary, Harborstone is committed to providing you with tools that make banking easy and accessible. Join us today and take advantage of our digital services that put you in control of your financial journey!

Financial Strength

Growing Membership Base

We are thrilled to have a strong community trust us with their finances. Our total share accounts stand at 165,601, showing a robust and growing member base that relies on Harborstone for their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harborstone is your trusted partner. Visit us at 4720 Center St Tacoma WA 98409 or call us at 253-584-2260 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Focused Savings Options

Your savings are secure with us through $512,450,718 in share certificates and $310,350,213 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $44,693,924, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our performance. While our net income stands at $0, we focus on maintaining low costs while enhancing member services. We also take pride in having 298 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $195,595,593 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $23,104 in used auto loans and a total of $1,568,324,410 in loans and leases.

Solid Financial Health

With a net worth of $225,838,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1067 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Harborstone, we understand that life is full of opportunities that often require financial support. Whether you're looking to buy a new car, invest in your dream home, or manage your expenses more effectively, our diverse loan products are designed to meet your needs. Located at 4720 Center St, Tacoma, WA 98409, we're here to help you on your financial journey. With over 40,623 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out in the market, with $467,455,823 dedicated to used vehicle loans and $138,593,031 for new vehicle loans already assisting members in getting on the road. If you're considering purchasing a car, our competitive rates and flexible terms make it easier than ever. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $104,064,238, providing a straightforward path to buying or refinancing your home. We believe everyone deserves a chance at owning their own property without the hassle. For those looking into business opportunities, our outstanding commercial loans total $321,910,654, offering essential capital for growth and expansion. If you're a business owner aiming to take the next step, we have tailored solutions just for you. We also provide flexible terms on unsecured credit card loans though currently totaling $0, our focus remains on helping members manage their finances effectively through our various offerings. If refinancing options or eligibility criteria are something you're interested in exploring further, please don't hesitate to reach out. You can contact us at (253) 584-2260 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is important to us at Harborstone; let's work together to find the right loan solution for you!

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