Harborstone Credit Union Seattle WA | Affordable Vehicle Loans & Checking

Introduction

Welcome to Harborstone, where your financial journey meets our commitment to community and service. Located at 401 5Th Ave Ste 100, Seattle, WA 98104, we have been proudly serving our members since 1955. With a total membership of 91,754, we are more than just a credit union; we are a trusted partner in your financial life. At Harborstone, we understand the importance of providing reliable banking solutions tailored to your needs. Our total assets stand at an impressive $2,112,101,109, reflecting our strength and stability. We offer a variety of services including personal checking and savings accounts, auto loans, mortgage loans, and business banking solutions. With total deposits of $78,681,746 and total loans reaching 40,623, we are well-equipped to help you achieve your financial goals. Our leadership team is dedicated to enhancing your experience. Under the guidance of CEO Geoff Bullock and Board President Rick Stevens, we strive to create a welcoming environment for all members. Whether you need assistance with online banking or have questions about loan options, our friendly staff is here to help. While you can visit us at our branch location, please note that any official correspondence should be sent to our mailing address: PO BOX 4207, Tacoma, WA 98438. With an unwavering commitment to community impact and member satisfaction, we invite you to experience the Harborstone difference. For more information or to speak with one of our representatives, call us at (253) 584-2260 or visit our website at Harborstone.com. Your financial future starts here!

Branch History & Mission

At Harborstone, we take pride in our rich history and unwavering commitment to our members and community. Founded in 1955, our branch located at 401 5Th Ave Ste 100, Seattle, WA 98104 has been a cornerstone of financial support for the people of Seattle and beyond. Over the years, we've grown from humble beginnings into a thriving institution with a total membership of 91,754 and total assets amounting to an impressive $2,112,101,109. Our mission is clear: we strive to empower our members through accessible financial services while fostering strong community ties. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's saving for a home, securing an auto loan, or managing day-to-day banking needs. Our focus on personal banking options including checking and savings accounts, auto loans, mortgages, and more ensures that we can meet diverse needs. While members can visit us at 401 5Th Ave Ste 100, official correspondence should be sent to PO BOX 4207, Tacoma, WA 98438. This attention to detail helps us maintain open lines of communication with our valued members. Over the decades, Harborstone has embraced innovation to enhance member experience. We offer online and mobile banking options that allow you to manage your finances anytime and anywhere. Whether you're using our ATM services or taking advantage of shared service centers with partner credit unions, we ensure that your banking experience is both convenient and efficient. As part of our commitment to the community, we actively engage in outreach efforts and partnerships that support local initiatives. From financial literacy programs to charitable events, we aim to give back and foster growth within our neighborhoods. We invite you to join us at Harborstone. Experience firsthand how we prioritize your financial well-being while making a positive impact in the community. Together, let's build a brighter future! If you have any questions or would like more information about becoming a member, please call us at 253-584-2260 or visit our website at Harborstone.com.

Branch Location & Accessibility

Convenient Access

Our branch features easy parking options and is fully ADA compliant, ensuring that everyone can access our services without any hassle. While our physical location is at 401 5Th Ave Ste 100, official correspondence should be sent to PO BOX 4207 in Tacoma if you need to reach us by mail.

Operating Hours & Services

We are open Monday through Friday from 8:30 AM to 4:30 PM, making it easy for you to drop in before or after work. At Harborstone, we offer a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and even business banking solutions. Plus, you can take advantage of our ATM services whenever you need cash.

Shared Services

As part of our commitment to accessibility, we provide shared services for basic transactions like deposits and withdrawals for partner credit union members. This means you have more options when it comes to managing your finances. Whether you're a long-time member or just exploring your options, we invite you to visit us at Harborstone. Our friendly staff is ready to assist you with all your banking needs. If you have any questions or would like more information about what we offer, feel free to call us at 253-584-2260. We look forward to seeing you soon!

Member Eligibility

At Harborstone, we believe that everyone deserves a financial partner who truly cares. Joining our community is simple and welcoming! To become a member of Harborstone, you just need to meet certain eligibility criteria. Typically, this includes being part of specific groups or living in certain areas, which we've detailed for you on our website. You can check out the full eligibility requirements at this link. Once you confirm your eligibility, opening an account is a breeze! We're here to help every step of the way, so feel free to reach out to us at 253-584-2260 if you have any questions or need assistance. Your journey with us starts at our branch located at 401 5Th Ave Ste 100 Seattle, WA 98104, where you'll discover a variety of personal and business banking services designed just for you. Join us today and experience the supportive community that makes Harborstone special!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $326 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $99 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $321,910,654, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there! Our merchant services provide practical tools that make everyday transactions easier. Imagine having a simple way to accept payments from customers, whether they prefer credit cards or mobile payments. This convenience allows you to focus on what matters most growing your business. Located at 401 5Th Ave Ste 100 Seattle Wa 98104, Seattle, WA 98104, we invite you to discover how our tailored solutions can meet your unique needs. Contact us today at (253) 584-2260 to learn more about how Harborstone can support your business journey!

Comprehensive List Of Services

Business Banking Services

At Harborstone, we understand that businesses need reliable financial partners. That's why our business banking services include merchant services and business loans designed to help you grow and thrive. Whether you're a start-up or an established company, we have the tools to support your endeavors.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and pay bills all at your fingertips! Additionally, our ATM services provide quick access for cash withdrawals or balance inquiries whenever you need them.

Get in Touch!

We invite you to explore all the ways Harborstone can assist you with your financial journey. Our friendly staff is ready to answer any questions you may have. Feel free to reach us at 253-584-2260 during our lobby hours from Monday through Friday, 8:30 AM - 4:30 PM. Discover how we can help by visiting us today at 401 5Th Ave Ste 100 in Seattle or check out our website at Harborstone. Your financial success is our priority!

Personal Banking Solutions

Our personal banking options make it easy for you to handle your finances. With checking and savings accounts, you can manage your money effectively while earning interest on your savings. If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We also offer mortgage loans and refinancing solutions to assist you in making homeownership a reality. For those unexpected expenses or debt management needs, our personal loans and debt consolidation services provide flexible solutions tailored to your situation. Plus, with credit cards that come with rewards, every purchase you make can bring you closer to exciting benefits.

Shared Branch Transactions

If you're a member of another participating credit union, you'll find it easy to conduct basic transactions like deposits and withdrawals right here at Harborstone. Our shared branch service means you don't have to travel far for your banking needs.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, make transfers, and pay bills whenever it suits you. With just a few clicks, you can take charge of your financial life without needing to visit a branch. Plus, our user-friendly interface makes navigating your accounts a breeze. If you're looking for even more flexibility, our mobile application offers all the same great features right in the palm of your hand. You can make person-to-person transfers easily, ensuring that sending money to friends or family is quick and hassle-free. And with support for mobile payments, paying for goods and services has never been easier.

Real-Time Management

With our digital banking tools, managing your finances becomes straightforward and efficient. You can view real-time account activity, transfer funds between accounts instantly, and keep track of your spending habits all designed to empower you in making informed financial decisions. In short, at Harborstone, our digital and online banking services are tailored to fit your busy lifestyle while keeping security at the forefront. Explore everything we have to offer today by visiting us at https://www.harborstone.com/!

Security You Can Trust

We understand that safety is paramount when it comes to your finances. That's why we offer electronic signature authorization, allowing you to sign documents securely online without any worries. You can also opt for e-statements, which not only help reduce paper clutter but also provide an added layer of security since your statements are accessible only by you.

Financial Strength

A Solid Foundation

With a net worth of $225,838,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

A Trusted Partner

Total Share Accounts stand at 165,601, showcasing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $0, further demonstrating our capacity to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harborstone is your trusted partner. Visit us at 401 5Th Ave Ste 100 Seattle Wa 98104 or call (253) 584-2260 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $195,595,593 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $23,104 in used auto loans and a total of $1,568,324,410 in loans and leases available. Our operational efficiency is highlighted by our $457,858, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 298 full-time employees and 3 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $512,450,718 in share certificates and $310,350,213 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $44,693,924, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,455,823 in used vehicle loans and $138,593,031 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you find the right financing solution for your needs.

Credit Lines

Our total credit lines amount to $442,023,998, providing additional flexibility for managing expenses and unexpected costs. This option can be particularly useful for individuals looking for short-term financing solutions. For business owners interested in expanding their operations or securing necessary funding, we have outstanding commercial loans totaling $321,910,654 available to support growth and innovation. If you're considering refinancing or are curious about eligibility options for any of our loan products, we're here to help! You can easily check your eligibility through our website or by calling us directly at 253-584-2260. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Harborstone located at 401 5Th Ave Ste 100 Seattle WA 98104, we pride ourselves on offering personalized service and comprehensive support as you navigate your financial journey. Reach out today to learn more about how we can assist you with your borrowing needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,064,238, make buying or refinancing simple. We are here to guide you through every step of the process and help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently, we have $0 in unsecured credit card loans available to help members manage their finances effectively. This option allows you to make purchases and pay them off at your convenience without collateral requirements.

Loan Aggregator

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HARBORSTONE CREDIT UNION - Seattle, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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