Harborstone Credit Union Puyallup WA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Harborstone, your trusted financial partner located at 3921 S Meridian, Puyallup, WA 98373. Established in 1955, we have proudly served our community for decades, building lasting relationships with our 91,754 members. At Harborstone, we believe in empowering individuals and families by offering personalized banking solutions that fit their unique needs. With total assets exceeding $2.1 billion, and total deposits reaching $78,681,746, we are committed to maintaining a strong financial foundation for our members. Our experienced team is led by CEO Geoff Bullock and Board President Rick Stevens, who are dedicated to ensuring you receive the best service possible. Our branch offers a wide range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Whether you're looking to finance a new vehicle or save for the future, we're here to help you reach your goals. While you can visit us at our Puyallup location for all your banking needs, please note that official correspondence should be sent to our mailing address at PO Box 4207, Tacoma, WA 98438. At Harborstone, we prioritize community impact and strive to make a difference in the lives of our members. With over 300 employees ready to assist you, we're more than just a credit union; we're your neighbors and friends. Ready to experience exceptional banking? Give us a call at (253) 584-2260 or visit us online at Harborstone.com today!

Branch History & Mission

At Harborstone, we are proud of our rich history and steadfast mission to serve our community. Founded in 1955, our South Hill Branch in Puyallup, WA, has grown alongside the community it serves. Located at 3921 S Meridian, our branch has become a familiar landmark for many residents and businesses in the area. From humble beginnings, Harborstone has evolved into a trusted financial partner for over 91,000 members. Our total assets have reached an impressive $2,112,101,109, reflecting our commitment to sound financial practices and robust member services. Over the years, we have consistently worked to provide personalized banking solutions that cater to the unique needs of our diverse membership. Our mission is simple yet profound: to empower individuals and families by providing accessible financial services while fostering a sense of community support. We believe that everyone deserves a chance to achieve their financial goals whether it's saving for a home, financing a vehicle, or starting a business. This commitment drives us daily as we strive to enhance the lives of those around us. While members can visit us at 3921 S Meridian Puyallup WA 98373, official correspondence should be sent to PO Box 4207, Tacoma, WA 98438. Our branch offers convenient operating hours from Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We also welcome members on Saturday from 9 AM to 1 PM through our drive-thru service. In today's digital world, we recognize the importance of convenience. That's why we offer online and mobile banking options along with access to ATMs for quick withdrawals and balance checks. Our aim is to make banking easy and accessible for everyone. Community involvement is at the heart of what we do. Through various outreach programs and partnerships with local organizations, we actively contribute to making Puyallup a better place for all its residents. We believe that together we can create lasting change and build a brighter future. We invite you to join Harborstone today! Experience firsthand how our dedication to personalized service and community support can make a difference in your financial journey. Whether you're looking for personal banking services or business solutions, we're here to help you every step of the way.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At Harborstone, we offer a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, our team is ready to assist you with whatever you require. Enjoy the flexibility of online and mobile banking options, along with easy ATM access whenever you need cash. If you have any questions or need assistance, don't hesitate to give us a call at 253-584-2260. We look forward to welcoming you to the Harborstone South Hill Branch! Come visit us today and see how we can help you achieve your financial goals.

Easy Access and Nearby Landmarks

Whether you're coming from downtown Puyallup or nearby neighborhoods, finding us is a breeze. Our location provides ample parking for members, ensuring that you can quickly hop in and out without any hassle. For those with mobility needs, our branch is ADA compliant and features ramps for easy access. If you're visiting on a Saturday morning, be sure to check out the local farmers market just a few blocks away after your visit!

Operating Hours That Fit Your Schedule

Our doors are open Monday through Thursday from 9 AM to 5 PM, and on Friday from 9 AM to 6 PM. We also offer convenient drive-thru service during these hours for quick transactions. On Saturdays, our drive-thru is available from 9 AM until 1 PM, so you can take care of your banking even on the weekend!

Member Eligibility

Joining the Harborstone family is like stepping into a warm community where your financial well-being is our priority. To become a member of Harborstone, you'll need to meet some simple eligibility criteria. If you live, work, worship, or attend school in Pierce or Thurston County, you're already on the right track! We welcome individuals and businesses alike, ensuring everyone has a place to thrive. You can explore more detailed information about eligibility by visiting our website at https://www.harborstone.com/business/business-eligibility/. Once you know you qualify, opening an account is a breeze! Our friendly staff at 3921 S Meridian in Puyallup, WA, is ready to assist you through the process. Just give us a call at 253-584-2260 if you have any questions or need assistance. At Harborstone, we believe that banking should be accessible and enjoyable for everyone come be part of our supportive community today!

Business Banking & Commercial Services

Loan Options That Support Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $326 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $99 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $321,910,654, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services offer practical tools that simplify transactions for your business. Whether you're processing payments or managing cash flow, our solutions are designed to keep your operations running smoothly. Visit us at 3921 S Meridian Puyallup, WA 98373 or call us at 253-584-2260 to learn how Harborstone can support your business goals today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With ATMs available at our branch and throughout the network, accessing cash is simple and hassle-free. Our ATM services allow for withdrawals and balance checks, ensuring that you're never far from your money when you need it.

Auto Loans & Vehicle Financing

If you're in the market for a new car, look no further! Our auto loans and vehicle financing solutions come with flexible terms and competitive rates. Picture yourself driving off in that new vehicle with peace of mind knowing you secured an affordable loan tailored just for you. We work with you to ensure that financing fits within your budget.

Business Banking

For our business-minded members, we offer robust business banking services, including merchant services and business loans. If you're starting a new venture or expanding an existing one, let us help you find the right financial tools to grow your business effectively.

Credit Cards with Rewards

Who doesn't love earning rewards? With our credit cards featuring rewards programs, you can earn points on everyday purchases. Use those points for travel, gifts, or even cashback! It's a simple way to get more from your spending while enjoying the benefits of responsible credit use.

Drive-Thru Banking

Need quick service? Take advantage of our basic drive-thru banking for deposits, withdrawals, and other simple transactions without leaving your car. This feature adds another layer of convenience for those busy days when time is tight. We invite you to visit us at our Puyallup branch or give us a call at 253-584-2260. Let's work together toward achieving your financial goals! For more information about what we offer or how we can assist you today, please check out our website at Harborstone.

Home Loans

When it comes to homeownership, we know how significant this investment is. That's why our mortgage loans and refinancing options are designed to help make your dream of owning a home a reality. From first-time buyers to those looking to refinance their existing mortgage, we provide personalized guidance through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Harborstone, we provide comprehensive online and mobile banking options. Check balances, transfer funds, pay bills, and even deposit checks all from the comfort of your home or on-the-go using our user-friendly mobile app.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services include checking and savings accounts designed to fit various lifestyles. Imagine having instant access to your funds while also watching them grow with competitive interest rates. Whether you're saving for everyday expenses or building an emergency fund, we have options that make banking easy and accessible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. Whether you need funds for medical bills or want to combine multiple debts into one manageable payment, we're ready to assist you in finding a solution that works for your financial situation.

Digital & Online Banking

At Harborstone, we understand that managing your finances should be simple and secure. That's why we offer a comprehensive range of digital and online banking services designed to fit your busy lifestyle. With 24/7 online banking services available, you can access your accounts anytime, anywhere. Whether you're at home or on the go, our online platform provides real-time account management that keeps you connected. Explore our user-friendly online banking portal at https://www.harborstone.com/. Here, you can check your balances, pay bills, and even set up e-statements for paperless convenience. Plus, with electronic signature authorization available, signing documents is easier than ever no need for printing or mailing! If you're looking to make payments quickly, you'll love our mobile payments feature. You can make transactions right from your smartphone without hassle. Speaking of smartphones, don't forget to download our mobile application! It provides all the features of online banking in the palm of your hand, allowing you to manage your finances effortlessly. Need to send money to a friend? Our person-to-person transfer service makes it simple and quick to send funds directly. Just a few taps on your phone and the money is on its way. At Harborstone, we prioritize your security while ensuring that our services are easy to use. Our advanced security measures protect your personal information so you can bank with confidence. Experience the convenience of modern banking today with our comprehensive digital solutions!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Harborstone is your trusted partner. Visit us at 3921 S Meridian Puyallup WA 98373 or call 253-584-2260 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $195,595,593 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $23,104 in used auto loans and an impressive $1,568,324,410 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Resources

Members' savings are secured through $512,450,718 in share certificates and $310,350,213 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $44,693,924, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income reflecting our commitment to serving you effectively. We also take pride in having 298 full-time employees and 3 part-time employees, ensuring our branches are always ready to assist you with a knowledgeable and dedicated team. Together with 165,601 total share accounts, this shows a strong and growing member base that trusts us with their finances.

Strong Financial Health

With a net worth of $225,838,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1067 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,455,823 in used vehicle loans and $138,593,031 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have solutions tailored to fit your budget.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we provide flexible credit line options totaling $442,023,998, giving you access to funds when you need them most. This can be particularly helpful for unexpected expenses or consolidating debt into one manageable payment.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $104,064,238, designed to suit various financial situations. If you're considering refinancing your current mortgage or checking eligibility options, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although currently there are no outstanding loans in this category. When available in the future, these will help members manage their finances effectively without needing collateral. Our commitment is to support our members through tailored financial solutions. For any questions about our loan offerings or to explore refinancing options further, don't hesitate to contact us at 253-584-2260. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 3921 S Meridian Puyallup WA 98373 or check out our website for more information: Harborstone.

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Harborstone