Harborstone Credit Union Lakewood WA | Affordable Auto Loans & Business Banking

Introduction

At Harborstone, we believe that every financial journey deserves a trusted partner. Nestled in the heart of Lakewood at 6019 Lake Grove St SW, WA 98499, our branch has been serving the community since 1955. With a strong commitment to our members, we proudly support over 91,000 individuals and families, ensuring they have the tools and resources needed for financial success. As a member-focused credit union, we understand the importance of personalized service. Our dedicated team, led by CEO Geoff Bullock and Board President Rick Stevens, is here to provide guidance tailored to your unique needs. With total assets exceeding $2.1 billion and total deposits around $78 million, we offer a robust range of financial products, including auto loans, mortgages, and business banking services. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 4207, Tacoma, WA 98438. At Harborstone, we are not just about numbers; we're about community impact. Our total loans amount to 40,623, reflecting our dedication to helping members achieve their dreams through responsible lending practices. We hold ourselves accountable with a net worth of $225 million and maintain a healthy cash reserve of approximately $16 million to support our members. Whether you're looking to open a checking account or explore vehicle financing options, our experienced staff is ready to assist you. For questions or more information about our services, don't hesitate to reach out at 253-584-2260. Join us today at Harborstone your trusted partner in navigating life's financial journey! Visit us online at harborstone.com for more details on how we can serve you better.

Branch History & Mission

At Harborstone, our story began in 1955 when we first opened our doors in Lakewood, WA. Over the decades, we have grown from a small credit union into a trusted financial partner for over 91,000 members. Our commitment to the community has always been at the heart of what we do. Located at 6019 Lake Grove St SW, Lakewood, WA 98499, we are proud to serve this vibrant area surrounded by beautiful parks and close to local landmarks that enhance our community spirit. Our mission is simple yet powerful: to empower our members with accessible financial services while fostering a sense of community and support. We believe that everyone deserves a chance to thrive financially, which is why we offer a range of services tailored to meet diverse needs from personal banking and auto loans to mortgage solutions and business banking options. As part of this mission, we maintain a strong focus on community outreach and building lasting partnerships that uplift those around us. As technology has advanced, so have we. Today, Harborstone embraces digital banking innovations while ensuring that accessibility remains a priority. Our branch features ADA compliance and offers various services such as mobile banking and online account management, making it easier than ever for our members to manage their finances on-the-go. While members can visit us at 6019 Lake Grove St SW, official correspondence should be sent to PO Box 4207, Tacoma, WA 98438. We are also here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM, including drive-thru service for your ease. With total assets exceeding $2.1 billion, Harborstone stands as a pillar of stability in our community. Our dedication is evident not just in numbers but also in the heartfelt relationships we've built with our members over the years. Whether you need assistance with loans or seek guidance on financial planning, our knowledgeable team is always ready to help. Join us at Harborstone and experience firsthand the difference a member-focused credit union can make in your financial journey. Together, let's build a brighter future for ourselves and our community! For more information about becoming a member or exploring our services, feel free to call us at 253-584-2260 or visit our website at Harborstone.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or would like more information about our services, don't hesitate to reach out! You can give us a call at 253-584-2260. We invite you to come by the Lakewood Branch today our team is ready to welcome you with open arms and assist you with all your banking needs!

Nearby Landmarks and Accessibility

Nestled in the heart of Pierce County, our branch is conveniently located near local favorites like the Lakewood Towne Center and Fort Steilacoom Park, making it a breeze to fit a visit into your day. Our location features ample parking for all members, and we've made sure that everyone can access our services easily with ADA-compliant facilities.

Operating Hours and Services

We know that life can be busy, so we've tailored our operating hours to better meet your needs. Our lobby is open Monday through Thursday from 9 AM to 5 PM, and on Fridays until 6 PM. If you're in a rush, take advantage of our drive-thru banking options for quick deposits or withdrawals without leaving your vehicle. At Harborstone, we offer a range of services designed to help you manage your finances effortlessly. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have what you need. Plus, with ATM availability right here at the branch, accessing your funds has never been easier.

Member Eligibility

Becoming a member of Harborstone is like joining a welcoming family that truly cares about your financial well-being. If you live, work, or worship in the Lakewood area, you're already on your way to enjoying the many benefits we offer. At Harborstone, we believe everyone deserves access to friendly service and tailored financial solutions that fit their unique needs. Whether you're looking for personal banking options like checking and savings accounts or exciting auto loans, our community is here to support you every step of the way. To learn more about the specific eligibility criteria and find out if you qualify, check out our detailed information at https://www.harborstone.com/business/business-eligibility/. When you're ready to take the next step, opening an account with us is simple! Just give us a call at 2535842260, and our team will guide you through the process. Visit us at 6019 Lake Grove St SW, Lakewood, WA 98499 we can't wait to welcome you into the Harborstone family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $326 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $99 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $321,910,654, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing can set your business apart. Our merchant services offer practical solutions that help you accept payments easily and securely. Imagine being able to focus on what you do best serving your customers while we take care of the transactions. From credit card processing to online payment options, we provide the tools you need to thrive. For more information about how our services can elevate your business, visit us at 6019 Lake Grove St SW, Lakewood, WA 98499 or call us at 253-584-2260. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, Harborstone offers robust business banking solutions including merchant services and business loans. We know how vital it is for businesses to have access to reliable financial resources, which is why we're dedicated to supporting local enterprises in achieving their goals.

Convenience Services

We also make banking convenient with our ATM availability and drive-thru services. Need cash? Our ATMs allow for easy withdrawals and balance checks whenever you need them. For quick transactions like deposits or simple withdrawals, our drive-thru service saves you time while keeping your banking experience smooth.

Final Thoughts

No matter what stage of life you're in or what financial needs arise, Harborstone is here for you at 6019 Lake Grove St SW Lakewood WA 98499. Feel free to reach out at 253-584-2260 if you have any questions about our services or how we can assist you further. Visit us today or explore more at our website to learn more about how we can help you thrive financially!

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having the flexibility to manage your finances easily with online and mobile banking at your fingertips. With features like electronic statements and person-to-person payments, managing your money has never been simpler. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are crafted to make the process straightforward and accessible. We understand that buying a car can be daunting, so we offer competitive rates and personalized service to guide you through the loan process. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide various options that cater to your unique situation. Our friendly team is ready to help you navigate through all available choices so you can find the best fit for your budget.

Personal Loans & Credit Cards

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. Whether it's for medical bills, home improvements, or any other need, we aim to provide you with financial relief without added stress. Plus, don't forget about our credit cards with rewards! These cards not only offer convenience but also give back every time you use them. It's a smart way to earn while you spend!

Digital & Online Banking

Key Features of Our Online Banking

With just a few clicks at https://www.harborstone.com/, you can access your accounts 24/7. Whether you're checking your balance or transferring funds, our online banking platform is user-friendly and efficient. Plus, with the option for electronic signatures, handling documents has never been easier or safer. Stay on top of your finances with our e-statements feature. You can view your account statements online whenever you need them, eliminating the clutter of paper statements while keeping your information secure. Our mobile application takes banking on-the-go to another level. You can make mobile payments easily and securely right from your smartphone, making it simple to pay for goods and services without needing cash or cards. If you need to send money to friends or family quickly, our person-to-person transfer feature allows you to do just that in minutes.

Security and Accessibility

At Harborstone, security is a top priority. Our online banking system employs advanced encryption technology to protect your personal information and ensure safe transactions. We want you to feel confident every time you log in. No matter where life takes you, our digital banking tools provide easy access to your accounts and real-time management of your finances. Whether you're at home or on the go, we've got you covered with flexible solutions tailored for today's busy lifestyles. Experience the ease of managing your money with Harborstone's comprehensive digital banking services. Sign up today and take control of your financial future!

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 165,601, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $0, we have the flexibility needed to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harborstone is your trusted partner. Visit us at 6019 Lake Grove St Sw Lakewood Wa 98499 or call (253) 584-2260 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $195,595,593 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $23,104 in used auto loans and $1,568,324,410 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 298 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $512,450,718 in share certificates and $310,350,213 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $44,693,924, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $225,838,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,067 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $138,593,031 in new vehicle loans and $467,455,823 in used vehicle loans. Whether you're eyeing a brand-new model or a reliable used vehicle, we have the financing options you need to get on the road.

Business Loans

For business owners looking to expand or improve cash flow, our outstanding commercial loans total $321,910,654. These loans provide essential capital for growth initiatives and operational needs. At Harborstone, we're committed to providing transparent and accessible loan products that cater to all aspects of life whether personal or business-related. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at our Lakewood branch or check out our website at Harborstone.com for more information about our loan offerings and how we can assist you in reaching your financial dreams!

Credit Lines and Personal Loans

For those who need flexible borrowing options, we offer credit lines totaling $442,023,998. This is an excellent choice for managing unexpected expenses or funding personal projects. Additionally, while we currently do not have unsecured credit card loans available, we encourage members to inquire about our other personal loan options that can help consolidate debt or cover large purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to make buying or refinancing straightforward. We provide Junior Lien 1-4 Family Residential Property loans totaling $104,064,238. If you're interested in refinancing your current mortgage or exploring eligibility options for purchasing a new home, our experienced team is here to help guide you through the process.

Loan Aggregator

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Harborstone