Harborstone Credit Union Lakewood WA | Convenient ATM Services

Introduction

Welcome to Harborstone, your trusted financial partner located at 9611 Gravelly Lake Dr SW, Lakewood, WA 98499. Established in 1955, we have proudly served our community for decades, building strong relationships and ensuring our members' financial well-being. With a robust membership of 91,754, we strive to create an environment where everyone feels valued and empowered. At Harborstone, we understand that every dollar matters. That's why our total assets stand at an impressive $2,112,101,109, with total deposits reaching $78,681,746. Our commitment to responsible lending is reflected in the 40,623 loans and leases we've provided to our members, helping them achieve their dreams be it buying a home, starting a business, or financing a vehicle. Our leadership team is dedicated to guiding our credit union toward a brighter future. Under the guidance of CEO Geoff Bullock and Board President Rick Stevens, we remain focused on delivering exceptional service while maintaining a solid financial foundation with a net worth of $225,838,030. While members can visit us at our branch location for assistance or inquiries during our operating hours from Monday to Friday, 8 AM to 5 PM, official correspondence should be sent to our mailing address: PO Box 4207, Tacoma, WA 98438. Join us at Harborstone today! Whether you're looking for loans or simply need help managing your finances better, we're here for you. Feel free to call us at 253-584-2260 or visit our website at Harborstone for more information about how we can assist you on your financial journey.

Branch History & Mission

At Harborstone, we take pride in our rich history and unwavering commitment to our community. Founded in 1955, we have grown from humble beginnings into a trusted financial partner for over 91,000 members in Lakewood, WA. Our branch is located at 9611 Gravelly Lake Dr SW, conveniently situated near local landmarks that make us an accessible choice for all your banking needs. As we evolved over the decades, we have remained true to our mission: to provide exceptional financial services while fostering community growth and support. Our total assets now stand at an impressive $2,112,101,109, reflecting our stability and commitment to serving our members effectively. We believe that strong financial health leads to empowered individuals and thriving communities. Our operating hours are Monday through Friday from 8 AM to 5 PM, ensuring that we're available when you need us most. Although we currently do not offer ATM or drive-thru services, we focus on delivering personalized service and support directly through our knowledgeable staff. For any correspondence, please note that while you can visit us at our branch address, official mail should be sent to PO Box 4207 in Tacoma, WA. At Harborstone, we are dedicated not only to meeting your banking needs but also to making a positive impact in the community. We actively engage in various outreach programs and partnerships aimed at uplifting those around us. Whether it's through financial education workshops or local sponsorships, we aim to empower every member of our community. Our mission is simple yet profound: to support you financially while nurturing the bonds that hold our community together. We embrace digital advancements like online banking and mobile payments to ensure convenience for our members without losing the personal touch that defines who we are. Join us at Harborstone and discover a credit union where your voice matters and your financial goals are within reach. Experience firsthand the benefits of being part of a community-focused organization dedicated to your success! Reach out today at 253-584-2260 or visit us online at Harborstone.com for more information on how you can become a member.

Branch Location & Accessibility

Welcome to the Harborstone branch located at 9611 Gravelly Lake Dr SW in beautiful Lakewood, WA! We understand that convenience is key when it comes to banking, and our location is designed to make your financial journey as smooth as possible. Nestled in Pierce County, our branch is easily accessible for all members of the community. You'll find us near popular local spots, making it easy to stop by while you're out and about. While members can visit us at 9611 Gravelly Lake Dr SW, official correspondence should be sent to PO Box 4207, Tacoma, WA 98438. Our branch features ample parking and is equipped with ADA-compliant access points, ensuring that everyone can enjoy our services without hassle. At Harborstone, we are dedicated to serving our members with open arms. Our lobby hours are Monday through Friday from 8 AM to 5 PM, allowing you plenty of time to come in and speak with our friendly staff about your banking needs. Although we currently do not offer ATM or drive-thru services, we encourage you to reach out via phone at 253-584-2260 for any assistance you may require. We invite you to experience all that Harborstone has to offer. Whether you're looking for personal loans or just need some guidance on managing your finances, our team is here for you every step of the way. Feel free to stop by or give us a call we can't wait to assist you!

Member Eligibility

At Harborstone, we believe that joining our community is about more than just opening an account; it's about becoming part of a supportive family that cares for your financial well-being. If you're interested in membership, you'll be glad to know that eligibility is open to a wide range of individuals! You can qualify if you live, work, or worship in specific areas of Washington, and even if you have a family member who is already a member, you're welcome to join too. For full details on the eligibility criteria, check out this page: Harborstone Eligibility. Becoming a member at our Lakewood branch, located at 9611 Gravelly Lake Dr Sw Lakewood Wa 98499, brings numerous benefits tailored just for you. You'll enjoy personalized service and access to various financial products designed to help you achieve your goals. The process is straightforward and welcoming simply give us a call at 2535842260 if you have questions or want to get started on opening your account today!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $326 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $99 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $321,910,654, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine having a reliable partner for all your payment processing needs. Our merchant services enable you to accept payments seamlessly, so you can focus on what really matters serving your customers. From point-of-sale systems to online payment solutions, we provide tools that make transactions smooth and efficient. Visit us at 9611 Gravelly Lake Dr Sw, Lakewood, WA 98499, or call us at 253-584-2260 to learn how Harborstone can be your trusted ally in business banking. Let's work together to fuel your success!

Comprehensive List Of Services

Banking Made Easy

One of the standout features at Harborstone is our focus on convenience through digital banking options. Whether you need to check your balance or transfer funds, our online banking system offers an easy-to-use platform that fits right in your pocket. For those who prefer mobile access, our mobile application allows you to manage your finances on the go. You can even make payments directly from your phone, making it easier than ever to handle your banking tasks wherever you are.

Community Focused

Being a part of the community means we care about the people we serve. We encourage our members to reach out with any questions they may have about our services. Feel free to call us at 253-584-2260; we're here during our lobby hours from Monday to Friday, 8 AM to 5 PM. In summary, whether you're managing everyday expenses or planning for the future, Harborstone offers the tools and support you need. We invite you to explore what we can do for you today! For more information about our services and how we can help you achieve your financial goals, please visit us online at Harborstone. We look forward to serving you!

Personalized Financial Services

At Harborstone, we recognize that every member has unique financial goals. That's why we offer personalized services tailored just for you. Whether you're looking for ATM services only or have specific needs that require more attention, our dedicated team is here to help guide you through your options. We pride ourselves on being approachable and ready to assist with any questions or concerns you may have.

Digital & Online Banking

Convenient Payment Options

For those who prefer contactless payments, we provide a mobile payments option that allows you to make purchases directly from your smartphone. It's fast, easy, and secure perfect for busy lifestyles! At Harborstone, we're committed to making banking straightforward and accessible for all our members. Whether you're at home or on the move, our digital banking tools are here to help you manage your finances effortlessly. Join us today and experience the convenience of modern banking!

Enhanced Security

Security is a top priority for us. That's why we offer electronic signature authorization for safe and efficient document handling. You can trust that your personal information is protected while enjoying the convenience of electronic transactions. And don't forget about our e-statements! Say goodbye to paper clutter and hello to secure digital statements that are easy to access and review anytime. This feature not only helps keep your financial records organized but also contributes to a greener planet by reducing paper waste.

Key Features

When you visit us at https://www.harborstone.com/ , you'll discover a user-friendly interface that allows you to check balances, pay bills, and transfer funds with just a few clicks. Our online banking services empower you to manage your finances in real-time, so you can keep track of your spending and savings without any hassle. Need to send money quickly? With our person-to-person transfers, you can easily send funds to friends or family right from your mobile device or computer. Plus, if you're on the go, our mobile application puts all these features at your fingertips, enabling you to handle transactions and access account information whenever you need it.

Financial Strength

Commitment to Innovation

With $195,595,593 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $23,104 in used auto loans and a robust total of $1,568,324,410 in loans and leases.

Member-Centric Approach

Members' savings are secured through $512,450,718 in share certificates and $310,350,213 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $44,693,924, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial strength is reflected in our operational efficiency with a net income of $0, which helps us continue offering competitive loan rates and solid financial products for our members. We also take pride in having 298 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $225,838,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1067 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

We have a strong member base with 165,601 total share accounts, showcasing the trust our community places in us. This trust allows us to grow together while supporting each other's financial journeys. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harborstone is your trusted partner. Visit us at 9611 Gravelly Lake Dr Sw Lakewood Wa 98499 or call 253-584-2260 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,455,823 in used vehicle loans and $138,593,031 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team can help you find the right solution for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $321,910,654 provide the capital needed to grow and expand. We understand the specific needs of small businesses and are dedicated to helping them thrive through tailored financing solutions. At Harborstone, we prioritize transparent communication and accessible financial products. If you have any questions about eligibility or refinancing options for our various loan offerings, don't hesitate to reach out. You can contact us at (253) 584-2260 or visit us at 9611 Gravelly Lake Dr Sw Lakewood Wa 98499 during our lobby hours from Monday to Friday between 8 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with confidence!

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 currently available. This means that while we focus on providing other impactful lending solutions at this time, our team is ready to help you explore alternative credit options that suit your needs. For those looking for additional funding options beyond personal loans, our total credit lines amount to $442,023,998. This can be an excellent resource for managing larger purchases or consolidating existing debt into one manageable payment.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $104,064,238, making it easier than ever to invest in your future. If you're considering refinancing your existing mortgage, we can guide you through eligibility options that may save you money.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent, giving users peace of mind when comparing their options.

HARBORSTONE CREDIT UNION