Harborstone Credit Union Kent WA | Quick Personal Loans & Auto Financing

Introduction

Welcome to Harborstone, your trusted credit union located at 207 W Kent Station St, Kent, WA 98032. Since our establishment in 1955, we've been dedicated to serving our community and helping our members achieve their financial goals. With a strong membership base of over 91,000 members, we pride ourselves on being more than just a financial institution; we are a partner in your journey towards financial well-being. At Harborstone, our total assets amount to an impressive $2.11 billion, providing us the stability and resources to meet the diverse needs of our members. We currently manage about $78.7 million in deposits and have extended a total of 40,623 loans and leases to support your dreams, whether it's purchasing a new vehicle or securing a home loan. Our commitment to you is reflected in our solid net worth of $225.8 million, ensuring that your funds are safe and sound. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address at PO BOX 4207, Tacoma, WA 98438-0207. We invite you to explore the various services we offer from checking and savings accounts to auto loans, mortgages, personal loans, and business banking solutions. Our leadership team, led by CEO Geoff Bullock and Board President Rick Stevens, is passionate about fostering a welcoming environment where you can feel confident managing your finances. With a dedicated staff of 301 employees, we are always here to assist you with expert advice and friendly service. Don't hesitate to reach out! Call us today at (253) 584-2260 or visit us online at Harborstone.com to learn more about how we can help you thrive financially. Join us as we continue to build a brighter future together!

Branch History & Mission

At Harborstone, we take pride in our rich history and unwavering commitment to our members and community. Established in 1955, our branch has been a cornerstone in Kent, WA, offering trusted financial services for nearly seven decades. Located at 207 W Kent Station St, we're conveniently positioned near the vibrant Kent Station shopping area, making it easy for you to stop by and connect with us. Over the years, Harborstone has grown alongside its community, expanding our membership to an impressive total of 91,754. With total assets now exceeding $2.1 billion, we've built a solid foundation to provide essential financial services while ensuring that each member feels valued and supported. Our mission is clear: we strive to empower our members through accessible banking solutions that foster financial well-being and community growth. Harborstone's dedication goes beyond just numbers; we aim to make a meaningful impact in the lives of those we serve. We offer a variety of services such as personal banking accounts, auto loans, mortgage options, and business banking solutions designed with your needs in mind. Our commitment to innovation means you can access these services anytime through online and mobile banking options. While you can visit us at our branch address for all your banking needs, please direct any official correspondence to PO BOX 4207, Tacoma, WA 98438-0207 if that differs from your visit. In addition to our robust offerings, we understand the importance of staying connected. That's why we provide ATM availability at our location to help you manage your finances conveniently. Though we currently do not have drive-thru services or shared service centers available, our friendly staff is always ready during our operating hours Monday through Thursday from 9 am to 5 pm and Friday from 9 am to 6 pm to assist you. As part of our mission, we're also dedicated to supporting local initiatives and fostering partnerships that benefit the community. We believe that when our community thrives, so do we as a credit union. Join us at Harborstone where your financial goals are met with personalized care and attention. Experience the difference of being part of a community-focused credit union that truly cares about your success! For more information or to become a member today, give us a call at 253-584-2260 or visit us online at Harborstone. Let's build a brighter financial future together!

Branch Location & Accessibility

Convenient Access

Finding us is easy! Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities. Parking is available nearby, making it simple to pop in and out whenever you need assistance. If you prefer to handle transactions on the go, we also offer ATM services right here at our location.

Operating Hours

We know that life can be busy, which is why we strive to make banking as convenient as possible. Our lobby hours are from 9 AM to 5 PM Monday through Thursday and extend until 6 PM on Fridays. Feel free to call us at 253-584-2260 if you have any questions or need assistance outside of these hours.

Services Tailored for You

At Harborstone, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we are here to help meet your financial goals. Plus, enjoy the ease of online and mobile banking right from your smartphone! While members can visit us at 207 W Kent Station St, official correspondence should be sent to PO BOX 4207, Tacoma, WA 98438-0207. We invite you to stop by and discover how Harborstone can support your financial journey. Whether you're looking for advice on loans or simply want to open a new account, our friendly team is ready to assist you! Come see us today!

Member Eligibility

At Harborstone, we believe that becoming a member is like joining a caring community where your financial well-being is our top priority. If you're interested in joining us at our Kent location, located at 207 W Kent Station St, Kent, WA 98032, we'd love to welcome you! Membership is open to anyone who lives, works, or worships in the areas we serve. Whether you're looking for personal banking services, auto loans, or business solutions, there's something here for everyone. To ensure you have all the details you need, feel free to check out our eligibility criteria at this link. Opening an account with us is straightforward and friendly! Our team is here to help guide you through each step. If you have any questions or want to get started today, don't hesitate to reach out at 253-584-2260. We look forward to helping you take this important step toward achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine streamlining your payment processes so you can focus on what matters most growing your business. Our merchant services allow you to accept payments quickly and securely, whether in-store or online. This means happier customers and smoother transactions every day. Located at 207 W Kent Station St Kent Wa 98032 in Kent, WA, our team is ready to assist you with personalized service. Reach out at (253) 584-2260 to discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $326 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $99 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $321,910,654, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking solutions are here to support your entrepreneurial journey. We offer merchant services that simplify payment processing and business loans designed to help your company grow.

Credit Options

At Harborstone, we also understand the importance of having access to credit when needed. Our credit cards with rewards give you the opportunity to earn points on everyday purchases while enjoying benefits tailored just for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our robust online and mobile banking platforms. With features like online banking, mobile payments, and person-to-person transfers, managing your finances has never been easier. You can check balances, pay bills, and transfer funds right from your smartphone or computer anytime, anywhere. Additionally, our branch provides ATM and cash withdrawal services, ensuring that accessing your money is quick and hassle-free.

Personal Banking Solutions

Our personal banking services are designed with you in mind. You can open a checking or savings account that fits your lifestyle and helps you save for what matters most. If you're thinking about buying a car, our auto loans and vehicle financing options offer competitive rates and flexible terms, making it easier for you to drive away in your dream vehicle. For those looking to invest in their homes, we provide mortgage loans and refinancing options that allow you to secure the best rates available. If unexpected expenses arise, our personal loans and debt consolidation services can help lighten your financial load by combining multiple debts into one manageable payment.

Visit Us Today!

At Harborstone in Kent, WA, we're committed to making your banking experience positive and accessible. For any questions or more information about our services, please feel free to call us at 253-584-2260. We look forward to helping you achieve your financial dreams!

Digital & Online Banking

Accessibility and Ease of Use

Our commitment to accessibility means that even if you're not tech-savvy, navigating our digital services is straightforward. You can make payments using mobile payments for added convenience simply tap your phone and go! This functionality allows you to complete transactions quickly and safely, without fumbling for cash or cards. Real-time account management has never been easier. You can monitor transactions as they happen, ensuring you're always informed about your finances. With Harborstone, managing your money is just a click away no more waiting in lines or rushing to the bank before closing hours. Experience the freedom of banking on your own terms with Harborstone's digital and online banking solutions. Join us today and take control of your financial journey!

Key Services

With our online banking features, you can easily check your account balance, pay bills, and transfer funds all from the comfort of your home or wherever life takes you. Our mobile application makes it even simpler to manage your money right from your smartphone. Plus, if you're looking to send money to friends or family, our person-to-person transfer feature allows for quick and easy transactions. We also prioritize security in all our digital offerings. With electronic signature authorization available, you can sign documents securely without the hassle of printing or mailing. And if you prefer keeping track of your finances electronically, e-statements are readily available to help you stay organized and reduce paper clutter.

Financial Strength

Commitment to Innovation

With $195,595,593 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt to your changing needs while maintaining robust financial operations.

Comprehensive Lending Solutions

With $23,104 in used auto loans and $1,568,324,410 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our ability to provide loans reflects our dedication to helping you achieve milestones like buying a car or starting a business.

Dedicated Team

We also take pride in having 298 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our staff is here to assist you with any questions or concerns you may have about your finances.

Growing Membership Base

Total Share and Deposit Accounts: 165,601, showing a strong and growing member base that trusts us with their finances. This growth underscores the community's faith in our commitment to serving them well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harborstone is your trusted partner. Visit us at 207 W Kent Station St Kent Wa 98032 or call (253) 584-2260 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. It's important for you to know that every decision we make focuses on enhancing your experience with us.

Secure Savings Options

Members' savings are secured through $512,450,718 in share certificates and $310,350,213 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; with non-member deposits at $44,693,924, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Capital Foundation

Our net worth ratio of $1,067 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. You can trust that we have the resources to meet your needs today and in the future.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,455,823 in used vehicle loans and $138,593,031 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles that are easy to understand and accessible to everyone. Plus, if you're considering refinancing your current auto loan for better terms or lower payments, we can help with that too!

Conclusion

Our commitment at Harborstone goes beyond just offering loans; it's about creating pathways for our members to realize their dreams. You can reach us at (253) 584-2260 or visit us at 207 W Kent Station St Kent Wa 98032 for any inquiries regarding our loan products or services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Harborstone can help you navigate your financial journey today!

Credit Lines

For those looking for flexibility in managing their finances, our total credit lines reach $442,023,998. These loans can be an excellent way to cover unexpected expenses or manage larger purchases without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,064,238, make buying or refinancing simple. We offer various plans to fit different budgets and circumstances. If you want to explore eligibility or refinancing opportunities for existing mortgages, our team is ready to assist you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, currently there are no outstanding unsecured credit card loans available. This means we are focused on providing other products that may suit your financial needs more effectively.

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Harborstone