Harborstone Credit Union Joint Base Lewis Mcchord WA | Top Auto Loans & Business Banking

Introduction

Welcome to Harborstone, your trusted credit union located at 532 Barnes Blvd, Joint Base Lewis McChord, WA 98438. Established in 1955, we have proudly served our members for decades, growing to a vibrant community of over 91,000 members. With total assets exceeding $2.11 billion, we are committed to providing financial solutions that enhance your life. At Harborstone, we believe in the power of community. Our dedicated team of 301 employees, led by CEO Geoff Bullock and Board President Rick Stevens, works tirelessly to ensure that our members receive personalized service and attention. We provide a wide array of financial services, from checking and savings accounts to auto loans and mortgages, all designed with you in mind. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: PO Box 4207, Tacoma, WA 98438. Whether you're looking for assistance with loans having facilitated over 40,000 loans or simply need guidance on managing your finances, we're here to help. With total deposits of $78,681,746 and a net worth of $225,838,030, you can trust that your money is safe with us. We understand the importance of flexibility; that's why we offer online and mobile banking options alongside traditional services like drive-thru banking and ATM access. Join us as we continue to grow together. Visit our website at Harborstone.com or call us at 253-584-2260 today! We're excited to support your financial journey with reliable service and community-focused solutions.

Branch History & Mission

A Customer-Centric Approach

At Harborstone, we prioritize our members' experiences. Our drive-thru service adds convenience for quick transactions without leaving your vehicle. Additionally, with ATM availability at our branch and access to shared service centers for partner credit union members, we ensure you have flexibility in how you manage your finances.

Community Commitment

Our mission is clear: to empower individuals and families to achieve their financial goals while contributing positively to the communities we serve. We believe that when our members thrive, so does the community as a whole. This commitment drives us to engage in various outreach initiatives and partnerships that aim to uplift those around us. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to PO Box 4207, Tacoma, WA 98438 if it differs from your visit. Our friendly team is available Monday through Friday from 9 AM to 5 PM, ready to assist you with deposits, withdrawals, and any questions you may have.

Join Us

We invite you to become part of the Harborstone family. Experience firsthand how our values align with your financial aspirations. Whether you're looking for a loan or just want reliable banking services, we're here for you every step of the way. Connect with us today at (253) 584-2260 or visit Harborstone's website for more information on how we can support your journey toward financial success!

Our Evolution

From our humble beginnings, Harborstone has continually evolved to meet the needs of our members. Initially focused on providing basic banking services, we now offer a wide range of financial products including personal banking, auto loans, mortgages, business banking solutions, and more. Our commitment to innovation is evident through our embrace of digital advancements such as online and mobile banking options. We strive to ensure that all members can access their accounts conveniently and securely.

Branch Location & Accessibility

Get in Touch

Have questions or want to learn more? Feel free to give us a call at 253-584-2260. Our friendly staff is eager to assist you! While you're here visiting us at our Joint Base Lewis Mcchord location, don't forget that official correspondence should be sent to our mailing address at PO Box 4207, Tacoma, WA 98438. We look forward to seeing you soon!

Nearby Landmarks and Accessibility Features

Nestled near local favorites, like the Joint Base Lewis-McChord and just a short drive from nearby parks, our branch is not only easy to find but also welcoming for everyone. Parking is ample and designed for easy access, ensuring that you can get in and out without hassle. We are committed to accessibility with features that comply with ADA standards, including ramps for wheelchair access.

Operating Hours and Services Offered

Our lobby hours are designed with your busy schedule in mind open Monday through Friday from 9 AM to 5 PM. If you're on the go, take advantage of our drive-thru banking during the same hours for quick deposits, withdrawals, and other simple transactions. We also offer ATM services so you can access your funds whenever you need them. At Harborstone, we provide a variety of personal banking services such as checking and savings accounts, auto loans, mortgages, personal loans, and even business banking solutions. Plus, if you're a member of another credit union, you can utilize our shared service center for basic transactions like deposits and withdrawals.

Member Eligibility

At Harborstone, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're interested in joining us, you'll be glad to know that eligibility is open to anyone who lives, works, or attends school in the local area. This means whether you're just starting out on your financial journey or looking for a supportive community for your banking needs, we welcome you with open arms. For those curious about specific criteria and details, feel free to check out more at https://www.harborstone.com/business/business-eligibility/. Opening an account with us is straightforward and designed with you in mind. Our dedicated team at Harborstone, located at 532 Barnes Blvd Joint Base Lewis Mcchord Wa 98438, is here to help guide you through the process smoothly. You can reach out to us anytime at (253) 584-2260 if you have questions or need assistance. Join us today and experience the benefits of being part of a cooperative that truly cares about its members!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $326 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $99 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $321,910,654, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for you and your customers. Imagine easily accepting payments, whether online or in-person, allowing you to focus on what matters most growing your business. With solutions designed for all types of industries, we're here to support your operational needs. Located at 532 Barnes Blvd Joint Base Lewis Mcchord Wa 98438 in Joint Base Lewis Mcchord, WA, we invite you to reach out at (253) 584-2260 or visit us today. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Additional Branch Services

Our branch offers basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for members of partner credit unions making it simple for everyone in the community to manage their finances efficiently. You can also take advantage of our basic ATM access for quick withdrawals and balance checks. With all these services available at your fingertips, we're here to ensure that managing your money is both easy and convenient. If you have any questions about how we can serve you better or want more information about our offerings, don't hesitate to reach out! Call us at 253-584-2260, or visit us in person at our Mcchord Branch. Join us today at Harborstone and experience financial services that truly cater to your needs!

Business Banking Services

For entrepreneurs and businesses in our community, we provide comprehensive business banking solutions. From essential merchant services that help streamline transactions to tailored business loans, we've got the resources to support your business goals.

Convenient Digital Banking

In today's fast-paced world, having access to your finances on-the-go is crucial. At Harborstone, we offer robust online and mobile banking features that allow you to check balances, transfer funds, and pay bills anytime from anywhere. Our services include ATM and cash withdrawal services, making it easy for you to access cash when needed.

Personal Banking Solutions

When it comes to managing your finances, we understand that every member's situation is unique. That's why we offer checking and savings accounts designed for everyday use and long-term growth. Need a new car? Our auto loans and vehicle financing options make purchasing your dream vehicle easier than ever. If you're considering homeownership or refinancing your existing mortgage, our mortgage loans provide competitive rates and personalized service. Moreover, for those unexpected expenses or plans on the horizon, our personal loans and debt consolidation options can help ease financial burdens. We also offer credit cards with rewards that allow you to earn while you spend.

Digital & Online Banking

Key Features

Our online banking service gives you the ability to handle transactions with just a few clicks. Whether it's checking your balance or transferring funds, our 24/7 online banking ensures you have complete control over your finances when it suits you best. Need to send money to a friend? With our person-to-person transfers, you can do that quickly and securely from your device. For those who prefer using their smartphones, our mobile application makes banking even simpler. You can manage your accounts on the go, pay bills, and even make mobile payments with ease. Plus, if you're looking to go paperless, we provide e-statements for quick access to your account statements without the clutter.

Security and Accessibility

Your security is our top priority. We use electronic signature authorization to ensure that all transactions are secure and verified. This means you can bank confidently knowing that your information is protected. At Harborstone, we also believe in making banking accessible for everyone. Our user-friendly interface allows even the least tech-savvy members to navigate through their accounts easily. So whether you're at home or out and about, you'll find it easy to stay on top of your financial goals. In today's fast-paced world, let us help simplify your banking experience with our comprehensive digital services. Explore everything we offer by visiting https://www.harborstone.com/ today!

Financial Strength

Commitment to Innovation and Growth

With $195,595,593 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $23,104 in used auto loans and $1,568,324,410 in total loans and leases, supporting members' financial goals across various sectors.

Member Trust

Our total number of share accounts stands at 165,601, showcasing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operations at Harborstone, located at 532 Barnes Blvd Joint Base Lewis Mcchord Wa 98438, Joint Base Lewis Mcchord, WA 98438. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harborstone is your trusted partner. Visit us at 532 Barnes Blvd Joint Base Lewis Mcchord Wa 98438 or call (253) 584-2260 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our current net income of $457,858 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 298 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $512,450,718 in share certificates and $310,350,213 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $44,693,924, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $225,838,030, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,455,823 in used vehicle loans and $138,593,031 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we provide flexible terms to fit your budget.

Business Loans

For business owners looking for capital to grow and expand, our outstanding commercial loans total $321,910,654. We provide tailored solutions to meet the specific needs of your business. At Harborstone, we're committed to providing clear and practical lending options that empower our members. For more information on eligibility and how to apply for any of these loan products, please visit Harborstone's website or contact us directly at the branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

For those who need a bit more flexibility with their finances, our total credit lines amount to $442,023,998. This allows you to access funds when needed without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $104,064,238. If you're considering purchasing a home or refinancing your current mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding unsecured credit card loans issued, our credit options are designed to help members manage their finances effectively.

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the information they receive reflects current market conditions.

HARBORSTONE CREDIT UNION - Joint Base Lewis Mcchord, WA

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