Harborstone Credit Union Gig Harbor WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Harborstone, your trusted financial partner in the heart of Gig Harbor. Located at 4811 Borgen Blvd, we have been serving our community since 1955, committed to making a positive impact on the lives of our members. With over 91,000 members and total assets exceeding $2.11 billion, we pride ourselves on being a reliable resource for all your banking needs. At Harborstone, we understand that finances can be complex, which is why we offer personalized services tailored to meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, our dedicated team is here to help you every step of the way. Our experienced CEO, Geoff Bullock, alongside Board President Rick Stevens, leads a team of 301 employees who are passionate about providing exceptional service and support. While you can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 4207, Tacoma, WA 98438. We maintain a strong financial foundation with total deposits of $78,681,746 and a net worth of $225,838,030. Our focus is not just on numbers; it's about building relationships and fostering trust within the community. With an impressive portfolio that includes over 40,000 loans, we are here to assist you in achieving your financial goals. We invite you to explore what Harborstone has to offer by visiting us online at Harborstone.com or giving us a call at 253-584-2260. Let us help you navigate your financial journey today!

Branch History & Mission

Join Us

At Harborstone, we're more than just a credit union; we're part of the fabric of Gig Harbor. Our partnerships with local organizations enhance our outreach efforts and strengthen our commitment to this vibrant community. If you're looking for reliable financial services backed by a team dedicated to your success, consider becoming a member of Harborstone today! Visit us online at Harborstone.com or call us at (253) 584-2260 to learn more about how we can assist you on your financial journey. Together, let's build a brighter future!

Our Mission

Our mission is simple yet powerful: to enrich lives by providing high-quality financial products and services while contributing positively to our community. We believe that by supporting local initiatives and engaging with our members, we can create lasting impacts that go beyond mere numbers. We take pride in being ADA compliant and ensuring that all members feel welcome and supported when they visit us. Whether you prefer visiting us in person during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, or Saturday from 9 AM to 1 PM or using our drive-thru service for quick transactions, we're here to meet your needs. For those who need official correspondence, please note that it should be sent to PO Box 4207, Tacoma, WA 98438. This ensures that your communications reach us promptly.

Our Story

Located at 4811 Borgen Blvd, Gig Harbor, WA 98332, our branch is not just a place for transactions; it's a hub for community connection. From our humble beginnings more than sixty years ago, we have remained committed to our core mission: to provide our members with exceptional financial services while fostering a spirit of community support and involvement. At Harborstone, we understand that each member's financial needs are unique. That's why we offer a variety of services tailored to help you achieve your goals whether that's saving for a home, financing a vehicle, or managing everyday expenses. Our journey has seen us embrace advancements in technology and customer service to better serve you. We offer online and mobile banking options along with ATM access for your convenience.

Branch Location & Accessibility

Welcome to Harborstone, your friendly credit union located conveniently at 4811 Borgen Blvd in beautiful Gig Harbor, WA. Nestled in the heart of Pierce County, our branch is easily accessible and surrounded by local favorites, making your visit enjoyable and straightforward. Whether you're heading to the nearby waterfront parks or shopping areas, we're just a quick stop away for all your banking needs. At Harborstone, we prioritize accessibility for everyone. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure that all members can visit us with ease. Plus, we offer a drive-thru service for those who prefer to bank from their vehicles. With ample parking available, you won't have to worry about finding a spot when you come to see us. We understand that your time is valuable, which is why our operating hours are designed to fit your busy schedule. You can drop by Monday through Thursday from 9 AM to 5 PM, and on Friday until 6 PM. If weekends work better for you, our drive-thru is open on Saturdays from 9 AM to 1 PM, allowing you even more flexibility. Need cash? We've got you covered with ATM availability right at the branch! And if you're a member of another credit union, take advantage of our shared services for deposits and withdrawals. At Harborstone, we strive to provide not just financial services but also a welcoming community atmosphere. While members can visit us at our Gig Harbor location, please note that official correspondence should be sent to PO Box 4207 in Tacoma if needed. Ready to experience exceptional banking tailored just for you? Give us a call at 253-584-2260 or stop by today! We can't wait to serve you!

Member Eligibility

At Harborstone, we believe in building a welcoming community where everyone can thrive. If you're looking to join us, becoming a member is simple and rewarding! To be eligible for membership, you can be anyone who lives, works, worships, or attends school in our service areas. This means that whether you're a local resident or just passing through, you have the opportunity to enjoy the benefits we offer. Being a member of Harborstone comes with advantages like personalized service and access to a variety of financial products tailored to meet your needs. Ready to take the next step? You can learn more about the eligibility criteria by visiting our website at Harborstone Eligibility. If you have any questions or need assistance, don't hesitate to give us a call at (253) 584-2260. We're here to help you start your journey with us at our branch located at 4811 Borgen Blvd Gig Harbor Wa 98332!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from your customers whether in-store or online helping you enhance customer satisfaction and streamline your operations. Visit us at 4811 Borgen Blvd Gig Harbor WA 98332 or call us at 253-584-2260 to explore how our tailored financial solutions can support your business goals. Let's work together towards your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $326 in commercial loans for our members, helping businesses scale and succeed. For those not yet part of our community, we also support the broader business community with $99 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $321,910,654, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access to Your Money

At Harborstone, we believe that accessing your money should be hassle-free. That's why we offer an ATM for quick cash withdrawals and basic drive-thru banking services for deposits and withdrawals during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We also provide shared branch transactions for members of partner credit unions, allowing for deposits and withdrawals without needing to visit your home branch. This makes banking easier no matter where life takes you.

Financial Support When You Need It

Life can be unpredictable, and sometimes you need a little extra support. Our Personal Loans & Debt Consolidation services help you manage unexpected expenses or consolidate existing debts into one manageable payment. Plus, with our Credit Cards with Rewards, you can earn points on your purchases while enjoying benefits that suit your spending habits. For business owners in the area, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services for seamless transactions and tailored Business Loans to help you grow and succeed.

Join Us Today!

Whether you're just starting out on your financial journey or looking for ways to expand your existing portfolio, Harborstone is committed to supporting you. With our comprehensive list of services from personal banking and loans to business solutions there's something for everyone. Ready to take the next step? Call us at 253-584-2260 or visit us online at Harborstone.com for more information about how we can assist you today!

Personal Banking Solutions

For those managing day-to-day expenses, we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through our convenient online and mobile banking options. You can check your balance, transfer money, and pay bills from anywhere whether you're at home or on the go. If you're considering buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. With competitive rates and flexible terms, financing your dream car is within reach. Additionally, for larger investments like a home, we provide various Mortgage Loans & Refinancing solutions to ensure you get the best deal possible.

Digital & Online Banking

Key Features

We've packed our online banking experience with features that put you in control. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Plus, with our mobile application, you can manage your accounts on the go, whether you're at home or out running errands. Security is paramount at Harborstone. We utilize electronic signature authorization to ensure that all transactions are safe and secure. You can also opt for e-statements, making it easier to track your financial history without the clutter of paper statements. If you're someone who loves the convenience of modern payments, our mobile payments feature allows you to pay securely using your phone. It's perfect for those busy days when you need to grab a coffee or do some shopping without fumbling through cash or cards. In addition to these features, our online banking is designed with accessibility in mind. You can easily manage your accounts in real-time, giving you peace of mind knowing exactly where your money stands. At Harborstone, we're committed to making banking easy and secure for you. Experience the difference of being part of a community-focused credit union that values your time and security. Sign up today at https://www.harborstone.com/ and take full advantage of our digital banking services!

Financial Strength

A Growing Community

Total Share Accounts stand at 165,601, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, which further strengthens our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harborstone is your trusted partner. Visit us at 4811 Borgen Blvd Gig Harbor Wa 98332 or call (253) 584-2260 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $195,595,593 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $23,104 in used auto loans and a total of $1,568,324,410 in loans and leases.

Member Savings and Investments

Members' savings are secured through $512,450,718 in share certificates and $310,350,213 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $44,693,924, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to maintain operational efficiency is reflected in our $0. This ensures we can continue offering competitive loan rates and solid financial products for our members. We take pride in having 298 full-time employees and 3 part-time employees ready to assist you with knowledgeable service.

Our Solid Financial Health

With a net worth of $225,838,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,067 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,455,823 in used vehicle loans and $138,593,031 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a shiny new ride, our financing options can help you hit the ground running.

Business Solutions

For business owners, our outstanding commercial loans totaling $321,910,654 provide the capital needed to grow and expand. We know how important it is to have reliable financing for your business needs. If you're considering refinancing any existing loans or would like to check your eligibility for our various loan offerings, feel free to reach out. We're here to guide you through every step of the process. To learn more about our loan offerings or to speak with one of our friendly representatives, contact us at (253) 584-2260 or visit us at our branch located at 4811 Borgen Blvd Gig Harbor Wa 98332 in Gig Harbor, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward achieving your financial dreams!

Credit Lines and Personal Loans

For those unexpected expenses or consolidating debt, we offer a variety of personal loan options. Our credit lines total $442,023,998, providing flexibility when you need it most. You can access funds easily and manage your repayments at your convenience.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,064,238, make buying or refinancing simple. We know that home is where the heart is, and we're here to help you secure it with competitive rates and flexible terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product allows you to make purchases confidently while enjoying rewards on your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which fosters transparency and trust. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This commitment to neutrality means you will always see unbiased results. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping you make informed decisions about your borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the value of using a reliable tool like LendMesh. Ready to take control of your financial future? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that users receive fair and transparent offers. Every listing is backed by real-time information, ensuring that you are comparing apples to apples when it comes to interest rates and terms.

Harborstone