Harborstone Credit Union Bothell WA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Harborstone, your trusted financial partner located at 19122 Beardslee Blvd Ste 205, Bothell, WA 98011. Since our establishment in 1955, we have been dedicated to serving our community with integrity and care. As a proud credit union, we are committed to providing exceptional service to our over 91,000 members while ensuring that your financial goals are met. At Harborstone, we understand the importance of community support. Our assets total an impressive $2.11 billion, allowing us to offer a wide range of services tailored just for you. Whether you need personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. We also offer business banking solutions, including merchant services and business loans to help local enterprises thrive. While you can visit us directly at our Bothell branch, please note that official correspondence should be sent to our mailing address: PO BOX 4207, Tacoma, WA 98438. Our leadership team is here to guide you on your financial journey. Led by CEO Geoff Bullock and Board President Rick Stevens, our experienced staff of 301 employees is passionate about helping you achieve your financial dreams. With total deposits amounting to $78,681,746 and a robust net worth of $225,838,030, we are well-positioned to serve you now and in the future. Our commitment extends beyond numbers; it's about building lasting relationships within our community. Feel free to reach out at 253-584-2260 for any inquiries or visit us online at Harborstone for more information about our services. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

At Harborstone, we are proud of our rich history and deep-rooted commitment to the community. Founded in 1955, our Bothell Branch has grown alongside its members, evolving into a trusted financial partner for over 91,000 members in Bothell, WA, and beyond. Our branch is located at 19122 Beardslee Blvd Ste 205, a place where neighbors can easily access essential financial services. Since our inception, Harborstone has been dedicated to providing personalized banking solutions tailored to meet the unique needs of our members. Our mission is clear: to empower individuals and businesses through accessible and affordable financial services while fostering community growth. Whether it's offering competitive auto loans, mortgages, or business banking solutions, we aim to support every member's journey toward financial wellness. Over the years, we've celebrated numerous milestones that reflect our commitment to service excellence and community involvement. With total assets exceeding $2.1 billion, we have continually focused on responsible growth that benefits both our members and the local economy. Our team works diligently to ensure that everyone who walks through our doors feels valued and understood. While members can visit us at 19122 Beardslee Blvd Ste 205, official correspondence should be sent to PO BOX 4207, Tacoma, WA 98438. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. For those in need of quick transactions, we also offer ATM services for added convenience. At Harborstone, we believe in leveraging technology to enhance your banking experience. Our digital services include online banking, mobile payments, and e-statements all designed with your ease in mind. We are committed to being ADA compliant and ensuring that all our members can access our services without barriers. Community engagement is at the heart of what we do. From financial literacy programs to partnerships with local organizations, we strive to give back to the communities that support us. Your financial success fuels our mission. If you're looking for a credit union that prioritizes your needs while making a positive impact in the community, consider joining Harborstone today. Experience firsthand how we can help you achieve your financial goals! Visit us online at Harborstone or call us at 253-584-2260 for more information about becoming a member.

Branch Location & Accessibility

Call to Action

Got questions? Feel free to give us a call at 253-584-2260. Our team is always ready to assist you. We invite you to stop by today and experience the warm welcome that awaits at Harborstone!

Nearby Landmarks & Accessibility

Our branch sits near several well-known spots, making it easy for you to drop by during your day. If you're in the area visiting the nearby parks or shopping centers, swing by and see us! We have ample parking available right outside, and our location is ADA compliant, ensuring accessibility for everyone.

Operating Hours & Services

We know your time is valuable. That's why our doors are open Monday through Thursday from 9 AM to 5 PM and on Fridays from 9 AM to 6 PM, allowing you plenty of opportunities to visit us. Inside, you'll discover a range of services tailored just for you whether it's personal banking with checking and savings accounts, auto loans, mortgage options, or even business banking solutions. While members can visit us at 19122 Beardslee Blvd Ste 205 for all their banking needs, official correspondence should be sent to our mailing address at PO BOX 4207, Tacoma, WA 98438 if needed.

Member Eligibility

At Harborstone, we believe that everyone deserves to be part of a supportive community that genuinely cares about their financial well-being. Joining us as a member is simple and welcoming! If you live, work, or go to school in certain areas of Washington, you're likely eligible to become a member. We also welcome businesses that meet our membership criteria. Our goal is to make banking accessible for all, so even if you're unsure about your eligibility, we encourage you to reach out and ask. Becoming a member at Harborstone opens the door to a variety of benefits, including competitive rates on loans and savings accounts, personalized service, and access to exclusive financial resources tailored just for you. If you're ready to take the next step, opening an account is a breeze. For more detailed eligibility information, feel free to visit our website at https://www.harborstone.com/business/business-eligibility/. You can also give us a call at (253) 584-2260 if you have any questions or need assistance! Our team at 19122 Beardslee Blvd Ste 205 Bothell WA 98011 is here to help you every step of the way.

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify transactions and enhance your customer experience. Imagine easily processing payments from customers while keeping track of sales data all with our user-friendly tools. Whether you're running a retail shop or a service-based business in Bothell, WA, our solutions can help you manage finances more effectively. Ready to grow your business? Visit us at 19122 Beardslee Blvd Ste 205 Bothell Wa 98011 or call us at (253) 584-2260 to learn how we can partner with you for success!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $326 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $99 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $321,910,654, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're an entrepreneur or small business owner, our business banking services are tailored just for you. From merchant services that simplify transactions to business loans that can help expand your operations, we are committed to supporting local businesses.

Convenience at Your Fingertips

With Harborstone's commitment to convenience, you can enjoy basic ATM access for withdrawals and balance checks without hassle. Our friendly staff is always ready to assist you during lobby hours Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. For any questions or assistance needed outside of these hours, feel free to reach us at (253) 584-2260. At Harborstone in Bothell, WA, we take pride in offering comprehensive financial solutions designed with you in mind. Whether you're looking for personal banking options or business support, we're here to help! Visit us today or check out our website at Harborstone for more information on how we can assist you on your financial journey.

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime and anywhere is essential. That's why we offer robust online and mobile banking features that let you manage your finances on the go. You can easily check balances, transfer funds, or pay bills right from your smartphone or computer. Plus, our ATM services ensure you have access to cash whenever necessary.

Loans and Financing

When it comes to financing your dreams, we have you covered. Our auto loans and vehicle financing options are perfect for those looking to hit the road in a new or used car without breaking the bank. If homeownership is on your mind, consider our mortgage loans and refinancing solutions that can make owning a home more affordable than ever. For those unexpected expenses or projects around the house, our personal loans and debt consolidation options provide flexibility and support when you need it most. Plus, don't forget about our credit cards with rewards, which offer great benefits for everyday purchases.

Personal Banking

We understand that managing your finances can be a challenge. That's why we offer personal banking services, including checking and savings accounts designed to help you save for the future while giving you easy access to your funds. Whether you're just starting out or looking to manage your wealth better, our team is here to guide you every step of the way.

Digital & Online Banking

Enjoy Hassle-Free Banking

Our mobile payments feature allows you to make purchases without needing cash or cards just use your phone! This ensures that you have a hassle-free experience while shopping or dining out. With these tools at your disposal, managing your finances has never been easier. We invite you to explore all our digital banking options and experience the ease of real-time account management at Harborstone. Embrace the future of banking today!

Key Features

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer funds all from the comfort of your own device. Our user-friendly mobile application makes banking even more accessible, allowing you to perform transactions directly from your smartphone. Plus, if you need to send money quickly to friends or family, our person-to-person transfer feature makes it easy to do so in just a few taps. Security is a top priority for us. We offer electronic signature authorization to help keep your transactions safe and secure. You can also access your statements electronically with e-statements, which are not only environmentally friendly but also make it easy to stay organized.

Financial Strength

At Harborstone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to serving you, we are proud to share our financial health metrics that demonstrate our reliability and dedication. With a net worth of $225,838,030, we maintain robust financial health, which allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.67% illustrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We are committed to safeguarding your savings. Members' funds are secured through $512,450,718 in share certificates and $310,350,213 in money market shares, both of which provide stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits totaling $44,693,924, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strong performance is further highlighted by $195,595,593 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial as evidenced by $23,104 in used auto loans and $1,568,324,410 in total loans and leases, supporting your financial goals across various sectors. With a net income of $457,858, we reflect operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team includes 298 full-time employees and 3 part-time employees, ensuring that our branches are always ready to assist you with knowledgeable service. At Harborstone, we also boast impressive numbers with 165,601 total share accounts showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harborstone is your trusted partner. Visit us at 19122 Beardslee Blvd Ste 205 Bothell Wa 98011 or call (253) 584-2260 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,455,823 in used vehicle loans and $138,593,031 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans total $321,910,654, providing the capital needed to expand operations or invest in new projects. You can rely on us for support as you navigate your business journey.

Credit Lines and Personal Loans

If you're looking for added flexibility in managing your finances, we offer credit lines totaling $442,023,998. This option allows you to borrow as needed while only paying interest on what you use. We also provide personal loans for various needs like debt consolidation or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $104,064,238, make buying or refinancing simple. We aim to streamline the process so you can focus on what matters most making your house a home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans; however, currently there are no unsecured credit card loans issued. This means we are focusing our efforts on providing other valuable services for our members at this time. At Harborstone, we prioritize your financial well-being and strive to provide solutions tailored specifically for you. If you're interested in refinancing or learning about eligibility options for any of our loan products, please reach out we're here to help! For more information about our offerings or if you have any questions, don't hesitate to contact us at 253-584-2260 or visit us at 19122 Beardslee Blvd Ste 205 Bothell WA 98011. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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HARBORSTONE CREDIT UNION - Bothell, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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