Harborstone Credit Union Bonney Lake WA | Best Auto Loans & Business Banking

Introduction

Welcome to Harborstone, your trusted financial partner in the heart of Bonney Lake, WA. Located at 20608 State Route 410 E, our branch has been proudly serving our community since 1955. With a commitment to providing exceptional service and personalized banking solutions, we are dedicated to helping our 91,754 members achieve their financial goals. At Harborstone, we understand that your financial needs are unique. That's why we offer a wide range of services, including personal banking, auto loans, mortgage refinancing, and business banking solutions tailored just for you. Our total assets exceed an impressive $2.1 billion, reflecting our strong foundation and dedication to member success. With total deposits of $78,681,746 and a net worth of $225,838,030, you can trust that your funds are secure with us. Led by CEO Geoff Bullock and Board President Rick Stevens, our team of 301 employees is here to support you every step of the way. We pride ourselves on building lasting relationships within the community while offering competitive loan options with over 40,623 loans and leases currently in service. While members can visit us at our Bonney Lake branch, official correspondence should be sent to our mailing address: PO Box 4207, Tacoma, WA 98438. For any inquiries or assistance, feel free to reach out to us at 253-584-2260. We invite you to explore all that Harborstone has to offer. Whether you're looking for ways to save, invest, or finance your next big purchase, we're here to help. Visit us online at Harborstone or stop by our branch today!

Branch History & Mission

Community Engagement

As part of our mission, Harborstone actively engages with local organizations and initiatives that uplift Bonney Lake and its residents. We believe that supporting local events and charities strengthens the fabric of our community. Our partnerships not only enhance the lives of those around us but also reinforce our role as a responsible corporate citizen. While members can visit us at 20608 State Route 410 E Bonney Lake Wa 98391, official correspondence should be sent to PO Box 4207, Tacoma, WA 98438 if needed. Our branch is equipped with modern amenities including an ATM for convenient access to your funds and drive-thru services for quick transactions.

Join Us

We invite you to become part of the Harborstone family. Experience firsthand how we can help you achieve your financial goals while contributing positively to our community. If you're looking for a credit union that truly cares about its members and their success, look no further than Harborstone. For more information or assistance, please feel free to reach out to us at (253) 584-2260 during our operating hours: Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 1 pm. Let's work together towards a brighter future!

Our Mission

At Harborstone, our mission is clear to provide exceptional financial services while making a positive impact in our community. We believe that when our members succeed, so does the entire community. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Our commitment extends beyond just numbers; it's about building relationships. We strive to create an environment where everyone feels valued and understood. Whether you're visiting us in person or accessing your account online or via mobile banking, we aim to make every interaction meaningful.

Branch Location & Accessibility

Convenient Access and Features

At Harborstone, we prioritize accessibility. Our branch features ample parking and ADA-compliant entrances, ensuring that everyone can visit us without hassle. Whether you're coming in for personal banking services or taking advantage of our shared service center, we're here to help. We understand that life can get busy, which is why our operating hours are designed with you in mind. Visit us Monday through Thursday from 9 AM to 5 PM, and on Fridays, we're open until 6 PM for your convenience. If you prefer drive-thru service, we've got you covered on Saturdays as well from 9 AM to 1 PM.

Join Us Today!

Whether you're a long-time member or new to Harborstone, we invite you to visit our Bonney Lake Branch today! Experience our commitment to exceptional service firsthand and see how we can support your financial journey. We look forward to welcoming you soon!

Services That Suit Your Needs

Our Bonney Lake Branch offers a variety of services tailored for both personal and business banking needs. Enjoy easy access to checking and savings accounts, auto loans, mortgage options, and more all in one location. Plus, with ATM availability right at our site, withdrawing cash has never been easier. If you need assistance outside of regular hours or prefer online services, check out our website at Harborstone.com. You can also call us at 253-584-2260 if you have questions or need further information about what we offer.

Member Eligibility

Becoming a member of Harborstone feels like joining a welcoming family where your financial well-being is our priority. To qualify for membership, you simply need to live, work, worship, or attend school in specific areas within Washington state. This means that many individuals and families can easily become part of our supportive community. Once you're a member, you'll enjoy access to a variety of financial services designed just for you, from personal banking options to auto loans and more. If you're curious about the exact eligibility criteria, feel free to check out the details at this link. Opening an account is straightforward and can be done with a quick phone call to us at (253) 584-2260 or by visiting us at our branch located at 20608 State Route 410 E Bonney Lake Wa 98391. We're excited to help you take this important step toward securing your financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $326 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $99 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $321,910,654, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments effortlessly, whether it's in-store or online. Our merchant services provide just that, allowing your business to thrive without the hassle. From mobile payment solutions to secure online transactions, we equip you with the tools necessary to enhance customer experiences while streamlining your operations. Join us at Harborstone, located at 20608 State Route 410 E Bonney Lake Wa 98391, Bonney Lake, WA, and discover how our business banking solutions can propel your enterprise forward. Together, we can build a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy for you to drive away in the vehicle of your dreams. With competitive rates and flexible terms, we help you navigate the loan process smoothly, ensuring you get the best deal possible.

Business Banking

For our business members, we offer essential services including merchant services and business loans. Your business deserves the right support, whether it's funding growth or managing day-to-day operations efficiently.

Community Support

Additionally, we provide basic shared branch transactions for members of partner credit unions. This means if you're traveling or relocating temporarily, you can still access crucial banking services without hassle. Our friendly staff is available at (253) 584-2260 during operating hours Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM to assist with any inquiries regarding these services or help you get started on opening an account. At Harborstone in Bonney Lake, we're more than just a credit union; we're a partner in your financial journey. Visit us today or check out our website at Harborstone.com for more information!

Credit Cards with Rewards

Enjoy shopping and earn rewards with our credit cards! Whether it's cash back on groceries or travel points for your next vacation, our rewards program is designed to add value to every purchase you make.

Digital Banking Features

In today's fast-paced world, having access to online and mobile banking is essential. At Harborstone, our digital banking features allow you to handle transactions anytime, anywhere. You can withdraw cash from ATMs or conduct simple transactions through drive-thru services at our branch.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your existing mortgage, we've got you covered. Our mortgage loans are tailored to meet your specific needs. Picture yourself settling into a home that fits your family perfectly while taking advantage of favorable rates.

Personal Banking

Starting with personal banking, we offer both checking and savings accounts that fit your lifestyle. Whether you're saving for a special occasion or managing daily expenses, our accounts come with convenient features like online and mobile banking. Imagine being able to check your balance or transfer funds right from your phone while enjoying a cup of coffee!

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. With our personal loans and debt consolidation options, you can manage those financial bumps without stress. We work with you to find solutions that fit comfortably within your budget.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, so whether it's early morning or late at night, you can check balances, make transfers, and pay bills without stepping foot outside your home. Plus, we offer e-statements, which means you'll receive your financial statements electronically no more waiting for paper to arrive in the mail. This not only saves trees but also helps you keep track of your finances more efficiently. Need to sign documents quickly? Our electronic signature authorization feature lets you sign important paperwork securely from the comfort of your couch. And if you're on the go, our mobile application makes it easy to bank right from your smartphone. You can even make person-to-person transfers with just a few taps perfect for splitting dinner bills or sending money to friends.

Security and Accessibility

We prioritize your security and peace of mind. Our systems are equipped with advanced security features to protect your information while providing easy access to your accounts. Whether you're using mobile payments or checking balances on the app, rest assured that your data is safe with us. At Harborstone, we believe banking should be simple and accessible for everyone. With features like mobile payments and the ability to view transactions in real-time, managing your money has never been easier. Join us today and experience banking that fits seamlessly into your busy life!

Financial Strength

Commitment to Growth

With $195,595,593 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant as we hold $23,104 in used auto loans and $1,568,324,410 in total loans and leases. This supports our members' financial goals across various sectors.

Efficiency and Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 298 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

We have a strong member base with a total of 165,601 share accounts, showing that many trust us with their finances. This trust enables us to build a community where your financial well-being is the priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Harborstone is your trusted partner. Visit us at 20608 State Route 410 E Bonney Lake Wa 98391 or call (253) 584-2260 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $512,450,718 in share certificates and $310,350,213 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $44,693,924, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $225,838,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,067 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,455,823 in used vehicle loans and $138,593,031 in new vehicle loans already helping members get on the road. If you're considering refinancing your current auto loan, we can help with that too!

Business Financing

For business owners in our community, our outstanding commercial loans totaling $321,910,654 provide the capital needed to grow and expand your operations. We believe in supporting local businesses and helping them thrive.

Credit Lines and Personal Loans

For those looking for flexible financial solutions, we provide a variety of credit lines loans totaling $442,023,998. These can be useful for anything from unexpected expenses to planned purchases. Additionally, we offer personal loans aimed at debt consolidation and other needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $104,064,238, making it easier than ever to secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no unsecured credit card loans issued yet, our team is dedicated to helping members manage their finances effectively when these options become available. Our friendly staff at Harborstone is here to assist you every step of the way. If you have questions about eligibility or want to know more about our refinancing options, don't hesitate to reach out! You can visit us at 20608 State Route 410 E Bonney Lake WA 98391 or call us at 253-584-2260 during our convenient hours: M-Th 9 am - 5 pm and Fri 9 am - 6 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to helping you find the right financial products tailored just for you!

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HARBORSTONE CREDIT UNION - Bonney Lake, WA