Hapo Community Credit Union Yakima WA | Quick Personal Loans & Business Banking

Introduction

Welcome to Hapo Community at 6401 W Nob Hill Blvd, Yakima, WA 98908 your trusted partner in financial success since 1953. At Hapo Community, we believe in the power of community and are dedicated to providing exceptional services to our 208,696 members. Our commitment to your financial well-being is evident through our robust offerings, which include everything from personal banking and auto loans to business services. With total assets exceeding $2.36 billion, Hapo Community stands strong as a reliable institution. Our members benefit from over $250 million in deposits and a net worth of $267 million, ensuring that your funds are secure with us. Whether you're looking to finance a new vehicle or expand your business, we manage more than 113,000 loans to help make those dreams a reality. Our friendly team of 513 employees, led by CEO Scott Mitchell and Board President Ken Hohenberg, is always ready to assist you. We understand that personalized service makes all the difference, and we strive to create lasting relationships with each member. While you can visit us at our branch for all your banking needs, please send any official correspondence to our mailing address: 6401 W Nob Hill Blvd, Yakima, WA 98908-1929. At Hapo Community, we're not just about numbers; we're about building a brighter future together. If you're ready to take the next step towards financial empowerment or have any questions, don't hesitate to reach out at 509-452-4276 or explore our website at www.hapo.org. Join us today and experience the difference!

Branch History & Mission

Hapo Community has been a cornerstone of financial support in Yakima, Washington, since it first opened its doors in 1953. Located at 6401 W Nob Hill Blvd, our branch has grown alongside the community, building strong relationships and trust with our members. Over the years, we have expanded our services and offerings to meet the evolving needs of our nearly 209,000 members, who rely on us for various financial solutions. From humble beginnings, Hapo Community has steadily progressed into a robust institution with total assets reaching an impressive $2.37 billion. Our mission is clear: to empower individuals and families by providing accessible financial services while giving back to the communities we serve. We believe that everyone deserves a chance to achieve their dreams, whether it's buying a home, financing a vehicle, or managing day-to-day expenses effectively. Our commitment goes beyond just banking; we actively engage in community outreach programs aimed at enhancing local lives. Through partnerships with schools and organizations, we strive to provide financial education and resources that help our members make informed decisions about their finances. Hapo Community also embraces modern technology to ensure that our members have convenient access to their accounts anytime and anywhere. With features such as online banking, mobile payments, and e-statements, we prioritize user-friendly experiences while maintaining strict security measures for all transactions. While you can visit us at our branch location in Yakima, for any official correspondence please send your mail to 6401 W Nob Hill Blvd, Yakima, WA 98908-1929. Our dedicated team is here to assist you during lobby hours from Monday through Friday from 9:00 AM to 5:30 PM and drive-thru services available until 6:00 PM. At Hapo Community, we are more than just a credit union; we are your partners in progress. Join us today and experience the benefits of being part of a community-focused organization that puts you first. For more information on membership or services, call us at 509-452-4276 or visit our website at Hapo.org. Together, let's build a brighter future!

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by Hapo Community today! Whether you're a long-time member or considering joining us, we're excited to help you achieve your financial goals. If you have any questions or want more information about our services before your visit, feel free to give us a call or check out our website at hapo.org. We look forward to seeing you soon!

Convenient Access and Amenities

At our Yakima - Nob Hill location, you'll find ample parking space to make your visit stress-free. We prioritize accessibility, ensuring that everyone can reach us without hassle. Our facility complies with ADA standards, featuring ramps and easy entry points for all members. We understand that your time is valuable. That's why our lobby hours are set from Monday to Friday, 9:00 AM to 5:30 PM, while our drive-thru service extends until 6:00 PM on weekdays. Whether you're stopping by for a quick transaction or need assistance with more complex banking services, we're here for you.

Services Tailored for You

Hapo Community offers a variety of services to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Plus, our ATM is available on-site for quick cash withdrawals and balance checks whenever you need them. Although we don't operate a shared service center at this location, our dedicated team is always ready to assist you with any inquiries over the phone at 509-452-4276.

Member Eligibility

At Hapo Community, we believe that everyone deserves the chance to be part of a supportive financial family. Becoming a member is simple and welcoming! If you live, work, or worship in Yakima County, you're already eligible to join us at our branch located at 6401 W Nob Hill Blvd, Yakima, WA 98908. We're not just about banking; we're about building community and supporting each other. Membership opens the door to a range of benefits like competitive loan rates, personalized service, and access to resources that help you achieve your financial goals. Ready to take the next step? You can easily find more detailed eligibility criteria by visiting this link. If you have any questions or need assistance, feel free to give us a call at 509-452-4276. We're excited to welcome you into the Hapo Community family! For those looking to open an account, check out how easy it is here. Join us today and experience the difference!

Business Banking & Commercial Services

Financing Solutions That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $220,185,617, we continue to drive economic growth by financing new and expanding businesses. Imagine having the funds you need to invest in new equipment, hire more staff, or launch a marketing campaign. Our member-focused approach ensures that you receive personalized service and competitive rates that work for your budget.

Merchant Services That Simplify Transactions

In addition to financing, we offer merchant services designed to streamline your payment processes. Picture this: a busy Saturday at your retail shop where quick transactions are essential. Our merchant services allow you to accept various payment methods effortlessly, ensuring customer satisfaction while you focus on what you do best growing your business. Visit us at 6401 W Nob Hill Blvd, Yakima, WA 98908 or call us at 509-452-4276 to learn how Hapo Community can be your trusted partner in business banking!

Comprehensive List Of Services

Additional Services

Our drive-thru service ensures that quick transactions like deposits and withdrawals are handled efficiently without leaving your vehicle. This is just one example of how we prioritize your time and convenience. Whether you're visiting us in person or using our digital platforms, Hapo Community is here to support you at every step of your financial journey. If you have any questions or want to learn more about our services, don't hesitate to reach out at (509) 452-4276. Ready to take the next step? Visit us online at Yakima - Nob Hill or stop by our branch today!

Business Banking Services

For entrepreneurs and small business owners, Hapo Community offers a variety of business banking solutions including merchant services and business loans. These tools can help streamline operations and support your growth ambitions.

Debt Management Options

If you're feeling overwhelmed by debt, our personal loans and debt consolidation services can help lighten the load. We understand how stressful it can be to manage multiple payments, so we aim to simplify your financial life. Plus, with our credit cards featuring rewards programs, you'll earn points on everyday purchases that can be redeemed for travel, gift cards, and more.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. You can check balances, transfer funds, pay bills, and even send money to friends right from your smartphone! Our ATMs are available for cash withdrawals or balance checks whenever you need them.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer robust personal banking services that include checking and savings accounts. Imagine being able to easily access your funds online or through our mobile app while enjoying competitive interest rates. With auto loans and vehicle financing, you can drive off in your new car sooner than you think. We also provide mortgage loans and refinancing options that can help you secure your dream home or lower your monthly payments.

Digital & Online Banking

Key Features

Our online banking service is user-friendly and packed with tools that help you stay in control of your money. You can view your account balances, transfer funds between accounts, and pay bills all from the comfort of your home or on the go. For those who prefer to manage their accounts through their mobile devices, our dedicated mobile application is here to help. One standout feature is our ability to facilitate person-to-person transfers. Sending money to friends or family is quick and simple, making it easier for you to share expenses or send gifts. Plus, with electronic signature authorization available, signing documents has never been more straightforward. You can say goodbye to printing and scanning just sign electronically!

Security and Accessibility

Security is a top priority for us at Hapo Community. Our online banking platform uses advanced encryption technology to keep your personal information safe. You can bank with peace of mind knowing that your data is protected against unauthorized access. In addition, we offer e-statements to help you keep track of your transactions without the clutter of paper statements. This not only helps reduce waste but also allows for easy access to your financial history whenever you need it. With mobile payments now available, shopping has become even more convenient. Whether you're buying coffee or groceries, you can make payments directly from your smartphone. At Hapo Community, we are committed to providing accessible and effective banking solutions tailored to fit your lifestyle. Embrace the ease of managing your finances digitally while enjoying the support of a community-focused credit union!

Financial Strength

Commitment to Growth

With $263,266,217 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our lending capacity is robust; with $44,509 in used auto loans and a total of $1,875,688,371 in loans and leases available to support members' financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $370,746,891 in share certificates and $260,770,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $76,725,197, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 505 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $267,102,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Through Experience

With 382,867 total share accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $2,134,829, further illustrating our commitment to providing value to our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hapo Community is your trusted partner. Visit us at 6401 W Nob Hill Blvd Yakima Wa 98908 or call 509-452-4276 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $814,959,077 in used vehicle loans and $330,825,195 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you can drive away with confidence.

Commercial Loans

For business owners, our outstanding commercial loans totaling $220,185,617 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are committed to providing tailored solutions that support your aspirations. If you're interested in exploring our loan products further or want to find out about refinancing options and eligibility requirements, don't hesitate to contact us at 509-452-4276 or visit us at 6401 W Nob Hill Blvd Yakima WA 98908. You can also find more information on our website at hapo.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your borrowing needs with clarity and confidence!

Credit Lines

For those who need extra flexibility, we have personal credit lines available totaling $585,922,225. This option allows you to access funds when necessary without having to apply for a separate loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,525,634, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our dedicated team is here to assist you every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $127,474,342 in loans helping members manage their finances effectively. Our credit cards come with rewards that add value to your everyday purchases while giving you the freedom to spend as needed.

Loan Aggregator

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Hapo Community