Hapo Community Credit Union Yakima WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hapo Community, your trusted financial partner right here in Yakima, WA. Located at 903 Seattle Slew Run, our branch has proudly served the community since 1953. With a commitment to helping our members thrive, we currently support over 208,000 members and manage assets exceeding $2.36 billion. Our financial health is reflected in our robust net worth of $267 million and a healthy cash reserve of $71.89 million, ensuring that we are always prepared to meet your needs. At Hapo Community, we understand that every member's journey is unique. Whether you're looking for a new auto loan, mortgage refinancing, or personal banking services, we're here to help you achieve your financial goals. Our total loans and leases stand at an impressive 113,523, showcasing our dedication to providing accessible financing options tailored just for you. In addition to our competitive rates and diverse offerings, we pride ourselves on being deeply rooted in the Yakima community. Led by our CEO Scott Mitchell and Board President Ken Hohenberg, we strive to foster strong relationships with our members while contributing positively to local initiatives. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 903 Seattle Slew Run, Yakima, WA 98908. If you have any questions or need assistance, don't hesitate to reach out at 509-453-4813. Explore how Hapo Community can empower you financially by visiting us today or checking out our website at hapo.org. We're excited to partner with you on your financial journey!

Branch History & Mission

Hapo Community has a rich history that dates back to 1953, when it first opened its doors in the vibrant city of Yakima, WA. Since then, we have grown from a small credit union into a cornerstone of financial support for our community. Located at 903 Seattle Slew Run, we are proud to serve our members with dedication and care. With a strong commitment to improving the financial lives of our members, Hapo Community now boasts a membership of over 208,000 individuals and total assets reaching an impressive $2.37 billion. Our mission is clear: we aim to empower our members through exceptional financial services while actively contributing to the growth and well-being of the Yakima community. We believe in not just providing banking solutions but also fostering relationships that enrich lives. Our wide range of services includes personal banking, auto loans, mortgages, credit cards with rewards, and business banking options all tailored to meet the unique needs of our members. In addition to our traditional offerings, we embrace modern technology to ensure convenience for everyone. Members can easily access online and mobile banking features, making transactions simpler than ever. We also provide essential services like ATM access and drive-thru banking, available during our operating hours from 9:00 AM to 5:30 PM on weekdays, with extended drive-thru hours until 6:00 PM. As part of our commitment to inclusivity, we are proud to be ADA compliant, ensuring that all members can utilize our facilities comfortably. Our dedication extends beyond just financial services; we actively engage in community outreach efforts and partnerships that benefit local organizations and causes. While members can visit us at 903 Seattle Slew Run, official correspondence should be sent to the same address as there is no separate mailing location. If you're looking for a supportive community bank that prioritizes your needs while also giving back to Yakima, consider joining Hapo Community today! Connect with us at 509-453-4813 or visit us online at Hapo Community for more information on how we can help you achieve your financial goals.

Branch Location & Accessibility

Call to Action

Ready to take the next step in managing your finances? Stop by our Yakima branch today at 903 Seattle Slew Run or give us a call at 509-453-4813. We look forward to welcoming you into the Hapo Community family!

Nearby Landmarks & Accessibility

Our Yakima branch is situated close to several local attractions, making it a convenient stop for your banking needs. With ample parking available, accessing our facilities is hassle-free. We are proud to be ADA compliant, ensuring that everyone can navigate our branch easily. If you're in need of assistance or have questions about our services, feel free to reach out we're here for you!

Operating Hours & Services

We understand that life can get busy, which is why we offer flexible operating hours for your convenience. Visit us in the lobby Monday through Friday from 9:00 AM to 5:30 PM, or take advantage of our drive-thru service until 6:00 PM on weekdays. Our team is dedicated to providing a range of services tailored to meet your financial needs from checking and savings accounts to auto loans and personal financing options.

Member Eligibility

At Hapo Community, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the Yakima area, you're likely eligible to join us. We also invite family members of current members to apply, ensuring that our community continues to grow. By becoming a member at Hapo Community, you gain access to a variety of services designed to help you manage your finances effectively, from checking accounts and savings options to auto loans and more. Ready to take the next step? Opening an account with us is straightforward! You can find all the details on eligibility and how to apply by visiting this link. If you have any questions or need assistance, feel free to give us a call at (509) 453-4813. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $220,185,617, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, efficient payment processing is crucial. Our merchant services offer businesses in Yakima the tools they need to accept payments easily and securely. Imagine a local café that can now process credit card transactions effortlessly while serving up their signature brews this could be your business! With our support, you can enhance customer satisfaction and streamline operations. Join us at Hapo Community and discover how our business banking and commercial services can unlock new opportunities for your enterprise. Visit us at 903 Seattle Slew Run, Yakima, WA 98908 or call 509-453-4813 to learn more about how we can help you succeed.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in the vehicle of your dreams. We offer competitive rates and terms that fit your budget, helping you manage your payments comfortably.

Business Banking

Running a business comes with its own set of challenges, but at Hapo Community, we provide comprehensive support through our business banking services. From merchant services that simplify transactions to customized business loans, we're committed to helping local businesses thrive.

Credit Cards with Rewards

With our credit cards that offer rewards, every purchase can bring you closer to exciting benefits. Whether it's cash back on groceries or points towards travel, we have options that cater to your lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been easier. Plus, our ATM services ensure you have access to your funds whenever you need them.

Drive-Thru & Basic Services

For those who prefer face-to-face interactions, we have basic drive-thru banking available for deposits, withdrawals, and simple transactions. Our friendly staff is ready to assist you at any time during our operating hours. If you're ready to take control of your financial future or simply want more information about what we offer at Hapo Community, please give us a call at (509) 453-4813, or visit us at our branch located at 903 Seattle Slew Run Yakima Wa 98908. We look forward to serving you!

Mortgage Loans & Refinancing

For those considering homeownership or refinancing their existing mortgage, our mortgage loans are tailored to fit various financial situations. Our experienced loan officers will guide you through the process, ensuring you find the best solution for your housing needs.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services like checking and savings accounts that are easy to set up and maintain. Our accounts come with features that help you track your spending and save for future goals. For those unexpected expenses or plans that require quick funding, our personal loans and debt consolidation options provide flexibility and support when you need it most.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter with our e-statements! You can receive your account statements electronically, making it easier to keep track of your finances while being eco-friendly. Not only that, but our mobile application is also available for those who prefer banking on the go. This app offers all the essential features right at your fingertips.

Stay Connected Anytime

Need to send money to a friend? Our person-to-person transfer option makes it simple and quick. And if you're out shopping or dining, take advantage of our mobile payments feature. You can pay directly from your phone without the hassle of carrying cash or cards. At Hapo Community, we prioritize security in all our services. With advanced encryption technology and real-time monitoring, your financial information is safe with us. Experience the convenience of modern banking while having peace of mind knowing that your data is protected. Join us today and discover how our digital and online banking services can enhance your financial experience!

Financial Strength

At Hapo Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining robust financial health ensures that we can support you in your personal and financial endeavors. With a net worth of $267,102,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $370,746,891 in share certificates and $260,770,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $76,725,197, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $263,266,217 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $44,509 in used auto loans and an impressive $1,875,688,371 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 505 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,134,829. Total Share Accounts: 382,867, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hapo Community is your trusted partner. Visit us at 903 Seattle Slew Run Yakima Wa 98908 or call 509-453-4813 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $814,959,077 in used vehicle loans and $330,825,195 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms and competitive rates make it easy to drive away happy.

Business Loans

For business owners, our outstanding commercial loans totaling $220,185,617 provide the capital needed to grow and expand. We understand that every business has different financial needs, so we work closely with our members to create customized loan solutions that fit their goals. Whether you're looking for auto financing, a mortgage option, unsecured credit cards, or business loans, Hapo Community is here to help. Explore our lending solutions today and take the first step towards achieving your financial aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about eligibility or want to start an application process, visit us online or contact us directly!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,525,634, make buying or refinancing simple. We provide personalized service to guide you through the process and ensure you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $127,474,342 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to give you more value from your spending.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each comparison reflects real offers available in the market. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user receives the same level of information without influence from advertising dollars. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Hapo Community