Hapo Community Credit Union Yakima WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hapo Community at our Terrace Heights branch, located at 3001 Stonewood Ct, Yakima, WA 98901. Since opening our doors in 1953, we've been dedicated to serving our growing community with trust and reliability. With a membership base of over 208,000, we pride ourselves on being more than just a financial institution; we are a partner in your financial journey. At Hapo Community, we understand that every member's needs are unique. That's why we offer a wide range of services designed to support you, from personal banking options like checking and savings accounts to auto loans and mortgages. Our total assets now exceed an impressive $2.37 billion, showcasing our strength and stability in the financial landscape. Our commitment extends beyond numbers. With 513 dedicated employees, led by our CEO Scott Mitchell and Board President Ken Hohenberg, we strive to create a welcoming atmosphere where members feel valued. We also maintain a strong net worth of $267 million and manage total deposits of around $250 million, ensuring your finances are in safe hands. While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address: 3001 Stonewood Ct, Yakima, WA 98901. Whether you need assistance with loans having facilitated over 113,000 loans or wish to explore our online banking services, we're here to help. Join us today and discover how Hapo Community can enhance your financial well-being. Feel free to give us a call at 509-966-1068 or visit our website at hapo.org for more information on how we can assist you!

Branch History & Mission

Join Us

As we look toward the future, we remain dedicated to fostering relationships built on trust and integrity. At Hapo Community, you are not just another account; you are part of our family. We invite you to join us today and experience firsthand the benefits of being a member of Hapo Community. Together, let's build a brighter financial future! For more information or to open an account, visit us at Hapo Community or call us at (509) 966-1068.

Mission Statement

The mission of Hapo Community is clear: to enhance the financial well-being of our members while making a positive impact in our community. We believe in empowering our members through education and financial literacy initiatives. Our commitment extends beyond banking; we actively engage in community outreach programs that uplift those around us. We strive to ensure that every member feels valued and supported. Whether it's through personalized service or innovative digital solutions like online banking and mobile payments, we prioritize your needs every step of the way. While members can visit us at 3001 Stonewood Ct Yakima Wa 98901, official correspondence should be sent to 3001 Stonewood Ct, Yakima, WA 98901 if different.

Our Story

Our journey began more than seven decades ago with a simple mission: to provide accessible financial services to the people of Yakima. Over the years, we have expanded our offerings significantly. Today, Hapo Community boasts total assets of over $2.36 billion and provides a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. We are proud to have served countless individuals and families through various financial milestones. Our branch is equipped with modern conveniences such as an ATM and drive-thru service for quick access to your banking needs. We operate Monday through Friday from 9:00 AM to 5:30 PM in the lobby and until 6:00 PM at the drive-thru. On Saturdays, we welcome members for full-service banking from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

Accessibility Features

At Hapo Community, we prioritize accessibility for all members. Our branch is ADA compliant and features ramps for easy entry. Whether you're visiting for a quick transaction or have questions about our services, we ensure that everyone feels welcome and comfortable.

Conveniently Located

Nestled in the heart of Yakima County, our branch is easy to find. If you're coming from the bustling downtown area or nearby landmarks like the Valley Mall, just a short drive will bring you right to us. Our location offers ample parking, so you can park with ease and head inside without hassle.

Get in Touch

Ready to experience personalized banking? Visit us today at Hapo Community's Terrace Heights branch or give us a call at 509-966-1068. We look forward to serving you!

Operating Hours Tailored for You

We understand that your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, with extended Drive-Thru hours until 6:00 PM on weekdays. For those who need weekend access, we offer full-service banking on Saturdays from 9:00 AM to 1:00 PM.

Services Offered

Hapo Community provides a wide range of services to help you manage your finances effectively. From checking and savings accounts to auto loans and mortgages, we are here to assist you every step of the way. Plus, with ATM availability on-site and drive-thru banking options, we make transactions quick and convenient. While members can visit us at 3001 Stonewood Ct for all their banking needs, any official correspondence should be sent to the same address for your convenience.

Member Eligibility

At Hapo Community, we believe that everyone deserves a supportive community where they can thrive financially. Joining us is easy and welcoming, as our membership is open to anyone who lives, works, or attends school in Yakima County. This means you can become part of our family simply by being a part of the local community! By becoming a member at Hapo Community, you gain access to a range of benefits, including competitive loan rates, personalized service, and tools designed to help you manage your finances effectively. To get started on your journey with us, you can find more details about eligibility criteria by visiting this link. When you're ready to open an account, just head over to our account opening page or give us a call at (509) 966-1068. We're excited to welcome you to our community at 3001 Stonewood Ct Yakima Wa 98901!

Business Banking & Commercial Services

Loan Options That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $220,185,617, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's fast-paced marketplace, having the right tools can set your business apart. Our merchant services offer easy payment processing options, allowing you to focus more on serving your customers instead of worrying about transactions. Picture this: a busy Saturday at your store where customers can pay easily, ensuring they leave happy and ready to return. Located at 3001 Stonewood Ct Yakima Wa 98901 in Yakima, WA, we invite you to discover how Hapo Community can be your partner in success. For more information, give us a call at (509) 966-1068 or visit our website at hapo.org. Let's work together to make your business dreams come true!

Comprehensive List Of Services

Accessing Your Funds

When it comes to accessing your money, we make it simple. Our branch provides ATM services, allowing you to withdraw cash or check your balance whenever needed. If you prefer face-to-face interactions, our drive-thru service makes quick transactions hassle-free for deposits and withdrawals without leaving your car.

Business Banking Services

If you're a business owner, we've got you covered too! Our business banking services include essential tools like merchant services and business loans designed to support your growth. We understand that running a business comes with its own challenges, so our team is ready to assist you with all your banking needs.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment service. With features like electronic statements and mobile payments, staying on top of your finances has never been easier.

Personal Banking Solutions

Managing your finances should be straightforward, and that's why we offer various personal banking services tailored to fit your lifestyle. You can open a checking or savings account with us to keep your funds secure while earning interest. If you're considering buying a car, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. For those looking to invest in their dream home, we provide mortgage loans and refinancing solutions that suit your budget and goals. Need some extra cash? Our personal loans and debt consolidation services can help you manage expenses effectively. Plus, our credit cards come with rewards that give you more value for your everyday purchases.

Visit Us Today!

We invite you to experience all these services firsthand at Hapo Community. Whether you're opening an account or exploring loan options, our team is excited to assist you on your financial journey. For more information or any questions about our offerings, please don't hesitate to call us at (509) 966-1068. Join us today and discover how we can help you achieve your financial goals!

Digital & Online Banking

Key Features

With our online banking services, you can easily check balances, pay bills, and transfer money all from the comfort of your own device. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple and hassle-free. Plus, with mobile payments available, you can make purchases with just a tap of your phone. Our secure electronic signature authorization means you can sign documents safely online without needing to visit a branch. You'll also appreciate the convenience of e-statements, allowing you to keep track of your financial activity digitally while reducing paper clutter.

Mobile Accessibility

We know that life can be busy, which is why our mobile application is designed for easy navigation and quick access to all your banking needs. With this app, you can manage your accounts on the go check balances, make transfers, and even deposit checks right from your smartphone.

Security First

Your security is our top priority. Our robust online banking system utilizes advanced encryption technology to protect your information. You can bank confidently knowing that we have put stringent measures in place to safeguard your data. In conclusion, Hapo Community offers comprehensive digital and online banking services tailored for convenience and security. Visit us today at https://www.hapo.org/ and take advantage of these features designed to help you manage your finances effortlessly!

Financial Strength

At Hapo Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which serves as a foundation for your trust and confidence in us. With a net worth of $267,102,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1128 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $370,746,891 in share certificates and $260,770,454 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $76,725,197, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $263,266,217 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $44,509 in used auto loans and an impressive total of $1,877,688,371 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 505 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $2,134,829, while we have a robust total of 382,867 share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hapo Community is your trusted partner. Visit us at 3001 Stonewood Ct Yakima Wa 98901 or call 509-966-1068 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $814,959,077 in used vehicle loans and $330,825,195 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, ensuring you can find financing that works for you.

Business Loans

For business owners, our outstanding commercial loans totaling $220,185,617 provide the capital needed to grow and expand. We know how vital it is for businesses to access funding when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $59,525,634, make buying or refinancing simple. We offer competitive rates and terms to help you navigate the path to owning a home without overwhelming stress.

Refinancing Options

If you're considering refinancing any of your current loans or exploring eligibility options for new ones, our team at Hapo Community is here to guide you through the process. We aim to make refinancing straightforward and beneficial for our members. Whether you're interested in an auto loan or a mortgage, our friendly staff at Hapo Community is ready to assist you every step of the way. Feel free to reach out at 509-966-1068 or visit us at 3001 Stonewood Ct Yakima WA 98901. For performance insights and financial data regarding our services and products, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward financial success today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $127,474,342 in loans helping members manage their finances effectively. These cards come with benefits that can help streamline your spending while providing the freedom you need.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh takes pride in delivering precise loan comparisons. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers tailored to their financial needs.

Hapo Community